Rice and beans (called arroz y habas, arroz con habichuelas, arroz con frijoles or similar in Spanish, arroz e feijão or feijão com arroz, in Portuguese, diri ak pwa in Haitian Creole, Avas kon arroz or Avikas kon arroz in Judaeo-Spanish etc.) is a very popular dish in Latin America, the Caribbean, and in communities of Latino, Caribbean or Sephardic people elsewhere. Given the basic nature of its ingredients and wide availability, rice and bean dishes are a staple food in many regions of the world.

In many areas, rice and beans are often served side by side rather than mixed. Either way, they may be considered a meal, frequently with a topping of meat or chicken. Meat or other ingredients are sometimes placed atop rice and beans or (less often) mixed into it.

While beans are native to the Americas, rice is not. Rice was introduced to the Caribbean and South America by European colonizers at an early date with Spanish colonizers introducing Asian rice to Mexico in the 1520s at Veracruz and the Portuguese and their African slaves introducing it at about the same time to Colonial Brazil. More recent scholarship suggests that African slaves played a more active role in the establishment of rice in the New World and that African rice was an important crop from an early period. In either case, varieties of rice and bean dishes were a staple dish among the peoples of West Africa, and they remained a staple among their descendants subjected to slavery in the Spanish New World colonies and elsewhere in the Americas.

David L. Ramsey III (born September 3, 1960) is an American financial author, radio host, television personality, and motivational speaker. His show and speeches strongly focus on discouraging the use of debt.

Ramsey's syndicated radio program The Dave Ramsey Show is promoted with a tagline that "It's about your life and your money," and it is heard on more than 500 radio stations throughout the United States and Canada, as well as in podcast format and on XM and Sirius satellite radio. He has written numerous books. His books and broadcasts often feature a Christian perspective that reflects Ramsey's religious beliefs. Ramsey was named the 2009 Marconi Award winner for Network/Syndicated Personality of the Year.

Ramsey's company, The Lampo Group, Inc., is headquartered in Brentwood, Tennessee, and oversees three divisions geared toward financial counseling.

Ramsey has been featured on many media outlets including The Oprah Winfrey Show, 60 Minutes, and The Early Show on CBS. He recorded a pilot and six unaired episodes of The Dave Ramsey Project for CBS. He was the host of The Dave Ramsey Show, which aired at 8 p.m. ET and repeated weekdays on the Fox Business Network until June 2010.