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Personal Loans

Personal loans come in all shapes and sizes. Compare some of the latest personal loan offers in the table below or try our quick and simple comparisons tools. Filter and compare on the features you want and find the right personal loan to fit your needs.

Personal loan comparisons Rates updated daily

  • People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate from

    5.64%

    comparison rate from*

    5.99% based on $30,000
    over 5 years

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    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Need more information?
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  • Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    8.14%

    comparison rate from*

    9.17% based on $10,000
    over 3 years

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    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Residential Property
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Need more information?
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  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate from

    8.15%

    comparison rate from*

    9.50% based on $10,000
    over 3 years

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    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $200
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
    Need more information?
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  • RACV Personal Loan (Fixed, Secured)

    RACV Personal Loan (Fixed, Secured)

    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years

    interest rate from

    9.15%

    comparison rate from*

    9.68% based on $30,000
    over 5 years

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    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $368
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Residential Property, Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate from

    9.16%

    comparison rate from*

    9.16% based on $10,000
    over 3 years

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    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $76
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • Police Bank Personal Loan (Fixed, Unsecured)

    Police Bank Personal Loan (Fixed, Unsecured)

    • Anyone can apply
    • No penalties for early payout & No monthly fees
    • Apply online in 10 minutes

    interest rate from

    9.99%

    comparison rate from*

    10.13% based on $30,000
    over 5 years

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    • Anyone can apply
    • No penalties for early payout & No monthly fees
    • Apply online in 10 minutes
    Product info
    • Other benefits:
    • Upfront fee: $98
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • Intech Credit Union Mozo Personal Loan (Variable, Unsecured)

    Intech Credit Union Mozo Personal Loan (Variable, Unsecured)

    • FREE redraw facility
    • No early repayment penalties or ongoing fees
    • Flexible terms and payment options

    interest rate from

    9.99%

    comparison rate from*

    10.21% based on $30,000
    over 5 years

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    • FREE redraw facility
    • No early repayment penalties or ongoing fees
    • Flexible terms and payment options
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • now FINANCE Unsecured Personal Loan - Excellent Credit (Fixed)

    now FINANCE Unsecured Personal Loan - Excellent Credit (Fixed)

    • Get rewarded for a great credit history
    • Know your Interest Rate before you Apply (rate based on your credit history)
    • Apply Online up to $40K over 7 years

    interest rate from

    11.95%

    comparison rate from*

    13.40% based on $30,000
    over 5 years

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    More info

    • Get rewarded for a great credit history
    • Know your Interest Rate before you Apply (rate based on your credit history)
    • Apply Online up to $40K over 7 years
    Product info
    • Other benefits:
    • Upfront fee: $395
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
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  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate from

    11.99%

    comparison rate from*

    12.54% based on $30,000
    over 5 years

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    More info

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    12.14%

    comparison rate from*

    13.20% based on $10,000
    over 3 years

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    More info

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Need more information?
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  • Latitude Financial Services Personal Loan (Fixed, Secured)

    Latitude Financial Services Personal Loan (Fixed, Secured)

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes

    interest rate from

    12.99%

    comparison rate from*

    14.20% based on $30,000
    over 5 years

    		 Go to site

    More info

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $4,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
    Go to site

    More info

  • now FINANCE Unsecured Personal Loan - Good Credit (Fixed)

    now FINANCE Unsecured Personal Loan - Good Credit (Fixed)

    • Get rewarded for a great credit history
    • Know your Interest Rate before you Apply (rate based on your credit history)
    • Apply Online up to $40K over 7 years

    interest rate from

    13.30%

    comparison rate from*

    14.74% based on $30,000
    over 5 years

    		 Go to site

    More info

    • Get rewarded for a great credit history
    • Know your Interest Rate before you Apply (rate based on your credit history)
    • Apply Online up to $40K over 7 years
    Product info
    • Other benefits:
    • Upfront fee: $395
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
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  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest rate from

    13.69%

    comparison rate from*

    14.56% based on $30,000
    over 5 years

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    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000

    interest rate from

    13.95%

    comparison rate from*

    14.81% based on $30,000
    over 5 years

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    More info

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $0
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
    Go to site

    More info

  • Latitude Financial Services Personal Loan (Fixed, Unsecured)

    Latitude Financial Services Personal Loan (Fixed, Unsecured)

    • Apply online in 15 minutes
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date

    interest rate from

    13.99%

    comparison rate from*

    15.20% based on $30,000
    over 5 years

    		 Go to site

    More info

    • Apply online in 15 minutes
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
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    More info

  • ANZ Unsecured Personal Loan (Variable)

    ANZ Unsecured Personal Loan (Variable)

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000

    interest rate from

    14.69%

    comparison rate from*

    15.55% based on $30,000
    over 5 years

    		 Go to site

    More info

    • Loan terms from 1 to 7 years
    • $0 Loan Approval Fee. Save $150
    • Borrow up to $50,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $0
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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Look for a specific type of personal loan:

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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