Offset deals are seen as complicated and only suitable for those with large savings balances. Both of these assumptions are wrong, says Andrew Hagger

It may take a few hours – but it’s worth it to get a few thousand extra in your pocket

Chris Menon asks the experts for their property price predictions and finds it won't be all about London... and that rate rises could sabotage the forecasts

Rising property prices, living costs and rents have condemned people to living in properties where they no longer want to be. Samantha Downes reports

Consumers are tending to buy their first home later in life and need longer, more affordable repayment options

There are some lenders, often smaller building societies, that take a more individual approach

Number of graduates being forced to live with parents or in shared accommodation is continuing to rise, think-tank's report describes

An Independent reader's dreams for a decent retirement are shattered

There are thousands of borrowers out there who have yet to experience the consequences of a mortgage market where rates start to climb

Millions scooped the deals before the rules were tightened up three years ago

The housing market should go quiet in August but instead people have been acting like cheap loans won't last. Do we really have to rush, asks Simon Read

Competition has driven rates down but they could start drifting upwards

One in six homeowners are considering remortgaging this year

A cut-price deal for a decade-long home loan - where's the problem? Only, says Simon Read, that circumstances can change and it won't be easy to get out

A vote-winning Budget promised less tax, greater savings flexibility, and government handouts for first-time housebuyers

Critics say the scheme will push up house prices further

Post-crisis, older borrowers are beginning to struggle

Market turmoil last month was behind the fall in mortgage costs

Data from ONS shows that two million people between the ages of 25 and 44 left the UK in the decade to 2012