National health insurance

National health insurance (NHI) – sometimes called statutory health insurance (SHI) – is a legally enforced scheme of health insurance that insures a national population against the costs of health care. It may be administered by the public sector, the private sector, or a combination of both. Funding mechanisms vary with the particular program and country. National or Statutory health insurance does not equate to government-run or government-financed health care, but is usually established by national legislation. In some countries, such as Australia's Medicare system or the UK's National Health Service, contributions to the system are made via general taxation and therefore are not optional even though use of the health scheme it finances is. In practice, of course, most people paying for NHI will join the insurance scheme. Where the NHI scheme involves a choice of multiple insurance funds, the rates of contributions may vary and the person has to choose which insurance fund to belong to.

National Health

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National Health were an English progressive rock band associated with the Canterbury scene. Founded in 1975, the band included members of keyboardist Dave Stewart's band Hatfield and the North and Alan Gowen's band Gilgamesh, the band also included guitarists Phil Miller and Phil Lee and bassist Mont Campbell as original members. The band was named after Stewart's National Health glasses. Bill Bruford (previously of Yes and King Crimson) was the initial drummer but was soon replaced by Pip Pyle. Campbell was replaced by Neil Murray and then John Greaves.

A frequently changing line-up, they toured extensively and released their first album, National Health in 1978. Although it was created during the rise of Punk, the album is characterised by lengthy, mostly instrumental compositions. Their second record Of Queues and Cures, which included Peter Blegvad (recitation on "Squarer For Maud") and Georgie Born (cello), is held as one of the best records ever on the Gnosis website. After the May 1981 death of Gowen, remaining members reconvened to record the album D.S. Al Coda, a set of compositions by Gowen, most previously unrecorded. The original albums and additional archival material have subsequently been released on CD.

Health insurance

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (pg. 225).

Background

A health insurance policy is:

National Health Insurance Scheme

National Health Insurance Scheme refers to a health insurance program set up by the National government.

Existing schemes

See also

Health

Health is the level of functional or metabolic efficiency of a living organism. In humans it is the ability of individuals or communities to adapt and self-manage when facing physical, mental or social challenges. The World Health Organization (WHO) defined health in its broader sense in its 1948 constitution as "a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity." This definition has been subject to controversy, in particular as lacking operational value and because of the problem created by use of the word "complete" Other definitions have been proposed, among which a recent definition that correlates health and personal satisfaction. Classification systems such as the WHO Family of International Classifications, including the International Classification of Functioning, Disability and Health (ICF) and the International Classification of Diseases (ICD), are commonly used to define and measure the components of health. Health is that balanced condition of the living organism in which the integral, harmonious performance of the vital functions tends to the preservation of the organism and the normal development of the individual.