Your Hip Pocket
Staring hard facts in the face
FOR the next three or four months we’ll be skulking around feeling guilty, maybe a bit anxious, because now we have to lodge our tax returns, writes Karina Barrymore.
Applying the broker-hold
Just when you thought it was safe to dip your toe into the property market, along comes another big fat piranha ready to bite your foot off
Dodgy advice taints banks
DO the billions of dollars of profit from bad financial advice and dodgy product sales make up for the destroyed lives and industry-wide reputational damage caused by and to the banks, asks Karina Barrymore.
Gear shift towards level playing field
OK, relax. I’m not going to discuss anything in the Federal Budget. I want to talk about something NOT in the Budget, writes Karina Barrymore.
Good news not so good in real world
IN the real world it costs households more and more each month to live, not less, writes Karina Barrymore.
Forget the moral high ground, it’s always about money
MONEY. Everything is about money. Every decision, every ambition, every hope. Every judgment is based on money, writes Karina Barrymore.
Budget to do no favours for the next generation
The closer we get to the federal Budget next month, the fewer options and levers there are going to be left for the government to use, writes Karina Barrymore.
No action on financial scandals
AFTER decades of financial scandals, the laws haven’t been strengthened and the regulators haven’t acted, writes Karina Barrymore.
Skimping on financial literacy
EDUCATION and family finances are two of the most important external factors in shaping children’s futures, writes Karina Barrymore.
Little progress on work equality
AS the statistics during the past week have shown, there is definitely no assumption of equality when it comes to males and females.
Sensible debt has its place
DEBT is not a dirty word. In fact, debt makes the world go round much more efficiently than money, writes Karina Barrymore.
People police is a taxing move
TO dob or not to dob — that is the question? Would you report a suspected tax cheat to the Australian Taxation Office?
Government threat to your super
THE cash grab from our super funds is getting worse. If it’s not scammers looking for easy prey, it’s fund managers or insurance companies. And now it’s the Government, writes Karina Barrymore.
Ulterior motive for bubble talk
Bubble trouble. I can’t help but think all this loose talk about a housing bubble is not actually “loose talk” but carefully orchestrated manipulation.
Sadly, cynicism will save you
Distrust everyone and everything. If you want to reduce your risk and exposure to financial harm, become a sceptic.
Super debate’s divisive red herring
EVERY time we read a newspaper, snap open a laptop or browse our phones we’re being told the superannuation system must change - again, says KARINA BARRYMORE.
Selling silver lining to an error
IT makes me laugh — actually, it makes me cry — when I read the waffle from big corporations trying to turn a bad thing into a positive. The spin, as it’s known.
Retirement crisis for self-employed
THE lack of superannuation among the self-employed is a ticking time bomb, writes KARINA BARRYMORE.
Fair access to education is vital
Education gets such a beating. Federal Budget cuts. State Budget cuts. Family budget cuts. Yep, education is often the first point of call when it comes to cutting costs.
Loyalty programs only go one way
MOST corporate loyalty programs are all take and no give. And, no surprises which way the transaction goes, writes KARINA BARRYMORE.
Price to pay on payday loans
It’s Halloween so here’s something really scary. Imagine $1 billion a year in new debts — and rising.
Time to hit property pause button
WE are buying overpriced property and pushing up our price limits but we’re also buying homes that are too big for us, writes KARINA BARRYMORE.
Men hold purse strings (badly)
IT’S a man’s world – especially when it comes to debts and bankruptcies. Almost 60 per cent of bankrupts are men, writes Karina Barrymore.
Not so super changes are likely
I can feel it in the air. Another round, or two, of superannuation changes is on it’s way. And there will be no avoiding them this time.
Customer service? Do it yourself
PRODUCTIVITY. What the? So, the internet, offshore call centres, do-it-yourself everything, all this stuff done in the name of increasing productivity is just, um, bulldust, writes KARINA BARRYMORE.
Don't jump off share rollercoaster
IT’S hard — sometimes impossible — to sit back and do nothing when everything is chaos. It takes nerves of steel, writes KARINA BARRYMORE.
Trade agreements can cost us into the future
TRADE agreements have far reaching impacts on our hip pockets and on almost every aspect of our lives and finances, writes KARINA BARRYMORE.
Demonising property investors
I’M a bit suspicious about this convenient two-tier lending market that the banks and Government are cosying up together over.
Profits, clear consciences no longer mutually exclusive
IT’S heartwarming to see there are still a few things we refuse to turn a blind eye to for the sake of money, writes KARINA BARRYMORE
Property push is not so super
MORE and more Aussies think super and property are a perfect fit and they’re going gangbusters setting up self-managed super funds just so they can invest in residential property
