It's not too late to save your retirement.

Women retire with 34% less in super than men.²

Women tend to live longer and have less super compared with men of the same age. By doing something today women can make their super last as long as they do.

60% of our retirement income (on average) is generated after we retire.³⁶

So 'keeping active' is important in more ways than one.

In the last 10 years, the cost of electricity has gone up almost 110%.⁵ That's quite a shocking statistic.

Inflation is one of the biggest threats to your retirement. But it can be managed by making the right choices now.

Be aware of costs that impact your investment

There’s a lot you can do now to make your retirement nest egg grow most efficiently

You need a lump sum of $640,000⁶ to fund a comfortable retirement.

It’s not as daunting as it sounds. You can change your future today.

Want to know how much income you'll need each week to live a comfortable retirement?

A couple who owns their own home needs $1,133 per week to live well in retirement.¹⁰ This could be achievable if you start planning now¹¹.

Imagine outliving your retirement savings by up to 13 years. This could be a reality for half of all Aussies aged between 40-65.¹³

Living longer is a great thing if you have the right plan in place to support your lifestyle after you’ve finished earning an income.

Plan for at least three months off work due to illness or accident. Seriously.

One in three Australians will be in an accident or a have a serious illness that will keep them off work for more than three months³⁵. Protect your most important asset — you.

60% of families would run out of money in less than a year without the main earner³⁴.

So it’s time to think ahead. And act today.

You could be a lot better off if you invest in super — not just your mortgage.

It's never too early to save for your retirement

Almost one third of all Australians may rely on an inheritance to pay off the mortgage or pay for their future.³⁰

But you don’t need to have all your eggs in one basket.

Only 15% of people feel well prepared for retirement.³¹

You can be one of them.

Almost half of Aussie households say they live pay to pay without planning for the future. High income households aren’t immune.³²

You can take control of your financial future today.

Only 54% of Australians believe their super will see them through retirement.³³

But you can have a ‘super future’.

Many families only have 30% of the life insurance they need if something happens.¹⁷

You can cover the gap today.

A quarter of your life will be spent in retirement²⁵ – do you have enough retirement savings to fund this?

You can ‘save the best for last’ with some simple steps.

30% of retirees are spending more than they had planned in retirement.²⁷

Overspending is not just an issue for younger people. It can be tempting to splurge as soon as you retire on living the good life. And even if you’re careful, you could find that as the cost of living rises, you funds don’t go as far as you’d planned. And if you’re relying on a lump sum, you may find it hard to make it stretch.

Two out of three Aussies expect to rely on government age pensions to some extent¹⁶

But you can have a more satisfying retirement.

One in five people under the age of 40 haven’t thought about investing in retirement²⁰

You’d be surprised at the difference action today can make to comfort tomorrow.

MLC customer login

Women retire with 34% less in super than men.2

60% of our retirement income (on average) is generated after we retire.36

In the last 10 years, the cost of electricity has gone up almost 110%.5 That's quite a shocking statistic.

Be aware of costs that impact your investment

You need a lump sum of $640,0006 to fund a comfortable retirement.

Want to know how much income you'll need each week to live a comfortable retirement?

Imagine outliving your retirement savings by up to 13 years. This could be a reality for half of all Aussies aged between 40-65.13

Plan for at least three months off work due to illness or accident. Seriously.

60% of families would run out of money in less than a year without the main earner34.

You could be a lot better off if you invest in super — not just your mortgage.

Almost one third of all Australians may rely on an inheritance to pay off the mortgage or pay for their future.30

Only 15% of people feel well prepared for retirement.31

Almost half of Aussie households say they live pay to pay without planning for the future. High income households aren’t immune.32

Only 54% of Australians believe their super will see them through retirement.33

Many families only have 30% of the life insurance they need if something happens.17

A quarter of your life will be spent in retirement25 – do you have enough retirement savings to fund this?

30% of retirees are spending more than they had planned in retirement.27

Two out of three Aussies expect to rely on government age pensions to some extent16

One in five people under the age of 40 haven’t thought about investing in retirement20