Want to know how to manage your money? Need some tips in building your wealth? International best selling author, finance and investment expert, radio broadcaster, newspaper columnist and public speaker – Noel Whittaker is Australia’s money management visionary. Each week, Noel Whittaker answers your questions here. Ask Noel Whittaker through Money’s exclusive online Q&A.
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When to switch super to pension mode

Illustration: Simon Letch

Noel Whittaker   Financial expert Noel Whittaker answers readers' questions.

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Get started with options trading

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Noel Whittaker   Financial expert Noel Whittaker answers readers' questions. Plus we have 10 copies of his book to give away.

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Is a vacant investment property tax deductible?

Illustration: Simon Letch

Noel Whittaker   Financial expert Noel Whittaker answers readers' questions.

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'I withdrew money from super and can't re-contribute'

Read the fine print before you withdraw money from your superannuation fund. Illustration: Simon Letch

Noel Whittaker   Financial expert Noel Whittaker answers readers' questions.

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'Help! Aussie dollar might fall before I retire abroad'

Retiring overseas has its own specific challenges. Illustration: Simon Letch

Noel Whittaker   Financial expert Noel Whittaker answers questions from readers.

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What happens if I exceed the $500k super limit?

Illustration: Simon Letch

Noel Whittaker   Financial expert Noel Whittaker answers questions from readers.

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Why are returns on insurance bonds so low?

Illustration: Michael Mucci

Noel Whittaker   Financial expert Noel Whittaker answers readers' questions.

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Ask Noel: I can't contribute to super – really?

A reader who has contributed more than $500,000 to super over the last 10 years seeks advice on whether making a ...

Noel Whittaker   Financial expert Noel Whittaker answers questions from readers.

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Ask Noel: super v term deposit

Illustration: Michael Mucci

Noel Whittaker   Financial expert Noel Whittaker answers money-related questions from readers.

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How can I use equity in my home?

Illustration: Michael Mucci

Noel Whittaker   Financial expert Noel Whittaker answers personal finance questions from readers.

YOUR QUESTIONS

Does real estate preserve capital?

What is the best way to preserve capital for self-funded retirement?

George Cochrane   Financial expert George Cochrane answers personal finance questions from readers.

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What's the reason for the gifting rules?

Illustration: Michael Mucci

Noel Whittaker   Financial expert Noel Whittaker answers money questions from readers.

YOUR QUESTIONS

Can we afford our bucket list?

Tackle the bucket list – you'll never be this young again.

George Cochrane   Financial expert George Cochrane answers money questions from readers.

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Only minimal capital gains tax to pay on winnings

Superannuation can be a good way to invest when you have a mortgage and savings. Illustration: Simon Letch

Noel Whittaker   Noel Whittaker answers your questions.

YOUR QUESTIONS

Super pensions the way to go

 Government may restrict superannuation contributions in the May budget.

George Cochrane   A risk-averse couple want help with how to structure their finances in retirement.

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Your Questions: How to claim a foreign pension

How much you require for retirement depends on how much you need to live on.

George Cochrane   Financial expert George Cochrane answers readers' questions.

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Is divorce grounds to access super?

Illustration: Michael Mucci

Noel Whittaker   If a family court compels you to sell your home, can you get access to super to buy a new one?

YOUR QUESTIONS

Your Questions: International Women's Day special edition

It can be hard to save while you're living hand to mouth as a uni student.

George Cochrane   Financial expert answers questions from women ahead of International Women's Day on March 8.

YOUR QUESTIONS

How do I recover a family loan in a divorce

Family loans can become problematic in the case of divorce.

George Cochrane   A reader asks how she can recover a housing loan to her daughter, now that divorce is on the cards and her soon to be former son-in-law is claiming it is a gift.

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Are volatile shares worth the pain?

Illustration: Michael Mucci

Noel Whittaker   A reader asks Noel Whittaker how dividend income overcomes the volatility of shares.

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Save for education with investment bonds

Illustration: Michael Mucci

Noel Whittaker   Noel Whittaker answers readers' questions.

YOUR QUESTIONS

'Messy' retirement decisions

Tough decisions about which properties to sell and which to keep.

George Cochrane   George Cochrane answers questions from readers.

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Giving money away to get pension

Illustration: Michael Mucci

Noel Whittaker   Money expert Noel Whittaker answers readers' questions.

YOUR QUESTIONS

What to do with an inheritance

Maintain your home in case you need to sell it to fund aged care.

George Cochrane   George Cochrane answers readers' questions.

YOUR QUESTIONS

How to manage your own strata plan

Divorce usually leads to an initial decrease in living standards for both parties.

George Cochrane answers readers' questions about strata management, rebuilding after divorce, and selling investment properties before retirement.

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The rundown on annuities

Illustration: Michael Mucci

Noel Whittaker   Noel Whittaker answers a reader's question about how annuities work.

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Defensive strategy for investors

Illustration: Michael Mucci

Noel Whittaker   Noel Whittaker answers a reader's question about whether to opt for a lower-risk option for superannuation to ride out the volatile times.

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'I'm 60, divorced and I lost my job – help!'

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Noel Whittaker   Personal finance expert Noel Whittaker answers readers' questions.

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Should you keep your investment property or reduce debt?

Illustration: Michael Mucci

Noel Whittaker   Noel Whittaker answers readers' questions.

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How to help your grandkids through uni

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Noel Whittaker   My wife and I are in our mid 60s, self-funded retirees, and would like to contribute to the tertiary education of our two young grandchildren.