Compare refinance home loans

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Home loan comparisons Rates updated daily

  • Click Loans The Online Home Loan (LVR<70%, Owner Occupier, Principal & Interest)

    Click Loans The Online Home Loan (LVR<70%, Owner Occupier, Principal & Interest)

    • Free offset account
    • No ongoing fees
    • Easy online application

    variable rate

    3.73%

    comparison rate*

    3.74%

    Upfront fees

    $440

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    More info

    • Free offset account
    • No ongoing fees
    • Easy online application
    Product info
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Variable rate: 3.73%
    • Comparison rate*: 3.74%
    • Upfront fees: $440
    • Maximum loan to value ratio: 70.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Fortnightly, Monthly
    Need more information?
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  • Hunter United Get A Better Home Loan - Refinance (Owner Occupier)

    Hunter United Get A Better Home Loan - Refinance (Owner Occupier)

    • $0 application fee when refinancing from another lender
    • 100% interest offset facility & redraw
    • Only 10% deposit for Owner Occupiers

    variable rate

    3.95%

    comparison rate*

    4.05%

    Upfront fees

    $0

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    More info

    • $0 application fee when refinancing from another lender
    • 100% interest offset facility & redraw
    • Only 10% deposit for Owner Occupiers
    Product info
    • Ongoing fees: $8.00 monthly
    • Discharge fee: $80.00
    • Extra repayments: yes
    • Redraw facility: yes - fees apply
    • Offset account: yes
    • Variable rate: 3.95%
    • Comparison rate*: 4.05%
    • Upfront fees: $0
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
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  • Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    • No monthly fees
    • Redraw available
    • Option to fix full loan or split between fixed and variable

    variable rate

    4.10%

    comparison rate*

    4.11%

    Upfront fees

    $0

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    More info

    • No monthly fees
    • Redraw available
    • Option to fix full loan or split between fixed and variable
    Product info
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Variable rate: 4.10%
    • Comparison rate*: 4.11%
    • Upfront fees: $0
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
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  • Illawarra Credit Union Variable Home Loan (Owner Occupier)

    Illawarra Credit Union Variable Home Loan (Owner Occupier)

    • For new home loans over $250k only
    • No annual or ongoing fees
    • 100% Offset Account available with no transaction or account keeping fees

    variable rate

    4.15%

    comparison rate*

    4.15%

    Upfront fees

    $600

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    More info

    • For new home loans over $250k only
    • No annual or ongoing fees
    • 100% Offset Account available with no transaction or account keeping fees
    Product info
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Variable rate: 4.15%
    • Comparison rate*: 4.15%
    • Upfront fees: $600
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $250,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
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    More info

  • NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    • $0 upfront fees
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    variable rate

    4.20%

    comparison rate*

    4.21%

    Upfront fees

    $0

    		 Go to site

    More info

    • $0 upfront fees
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    Product info
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Variable rate: 4.20%
    • Comparison rate*: 4.21%
    • Upfront fees: $0
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
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    More info

Look for a specific type of home loan:

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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