Money Saver HQ
The rising cost of smoking
TOBACCO taxes are rising and the high health costs of smoking are well documented. But if you need any more reasons to give up the gaspers then look no further than the cost of insurance.
Clock is ticking for super savings
JUNE is one of the most important months for people wanting to boost their retirement savings with extra superannuation contributions.
Kochie’s top stockmarket picks
WITH savings accounts and term deposits offering record low returns, it’s an excellent time to look to the share market. Here are five safe and solid performers.
How three buckets can make you richer
THE bucket method is a popular tool that financial planners use as a straightforward way to organise your budget. Just follow these steps.
Rate cut hits savers harder
BANKS are not competing hard for customers’ money in at-call savings accounts, which means savers may need to rethink where they put their cash.
Speedy ways to save at the supermarket
KNOWING the best route to take your trolley through a supermarket can help save you money, experts say.
Money tips from a Shark
SHARK Tank TV personality Glen Richards is a successful entrepreneur whose company is worth $700m. He reveals what’s crucial when managing money.
Ignore money advice from your mates
WHETHER you’re at a backyard barbecue or at work, it feels like there’s always someone ready to pounce and give you their take on your money.
How to slash your banking fees
FROM ATM fees to paper statements, it’s far too easy to pay unnecessary banking fees. Here’s how you can avoid getting stung.
Do you know when you’re being scammed?
A RISING number of investment scams — often via cold calls from overseas — are targeting Australians, but there are ways to protect yourself.
Why working for yourself can be costly
SELF-employed people are struggling to retire comfortably with more than a quarter of them finishing work with no super.
Get your house in order for tax
PROPERTY investment can deliver some handy tax deductions, but you need to start thinking about yours well before June 30.
Stash extra cash in your pocket
MANY patient borrowers have seen their variable home loan drop but now they need to work out what to do with the additional money.
Cut the cost of your car cover
KEEPING teenage and young adult children away from the steering wheel is one of the best ways to save money on car insurance.
Why being greedy about pensions doesn’t pay
RETIREES shouldn’t try to pull one over on Centrelink because system upgrades are making it easier to catch people out.
Credit cards carry the debt load
CREDIT card users carrying debt have had little to celebrate after only one lender passed on the RBA cuts. Find the best card to suit your needs.
Tidy up for tax time
THE next eight weeks is not just about the election but it’s also getting your affairs in order for the end of financial year.
Double hit on retirees’ income
ADVISERS often say it’s better to invest in bank shares rather than bank deposits — but both are pretty poor at the moment.
Check-out how to keep grocery costs down
THESE are some of the easiest ways to keep your supermarket shopping spending down.
Why two eggs are better than one
COUPLES have much more flexibility when navigating the fresh round of superannuation changes unveiled in last week’s Budget.
Collecting cash is child’s play
TECHNOLOGY has made it easier than ever to offload unwanted children’s toys and free up extra cash.
Borrowers wait for rate cut to kick in
WHETHER your lending institution passed on the Reserve Bank interest rate cut in full, in part, or not at all, here is some strategic advice for what you should do.
Credit cards to watch out for
CONSUMERS who are trying to crush credit card debts could be spending hundreds of dollars a year in unnecessary charges by signing up to the wrong deal.
Smokers forced to cough up
DRINKERS and smokers may by stung with hikes to the cost of cigarettes and alcohol in tomorrow’s budget as part of the so-called “sin taxes”.
Stay on track with super
SUPERANNUATION is likely to take a hit in today’s budget. But there’s one simple way you can avoid getting stung.
Why it’s time to lock in your loan rate
THE Reserve Bank of Australia is strongly tipped to cut the cash rate tomorrow, leaving borrowers to decide whether or not they should lock in their loan.
Learn to budget like a Treasurer
A BALANCED federal budget is the cornerstone of a thriving country — and just the same is true for a household striving to grow to its wealth.
Five-step guide to switching
MOVING lenders can make a big difference to your wealth, and experts say switching shouldn’t be too taxing.
