Home Insurance | Home Insurance Compare

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Save 35% when you combine Smart Home and Contents Insurance and buy online.

Budget Direct Smart Home and Contents Insurance policies let you tailor your policy to suit your lifestyle and your budget. So now you can get cover you need at a price you can afford.

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Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional extra

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $800

Cd dvd and electronic files:
Up to $3,000

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $10,000; up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $3,000

Replacement of documents:

Tools of trade:
Up to $1,000

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $500

Temporary accommodation:
Up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
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More info
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Join the 1,000’s of Australians saving with Real Insurance. Buy online and save up to 20%.

Choose more optional extras, including Motor Burnout insurance. Choose from Real's flexible payment options, with no extra charge for paying monthly.

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Essential Home and Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $250

Cd dvd and electronic files:
Up to $1,000 per item, up to $2,500

Computer software hardware:
Up to $1,000 per item, up to $2,500 for software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to $2,500

Jewellery:
Up to $1,000 per item, up to $2,500

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $300

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to $10,000

Demolition cost:
Up to $10,000
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Purchase Combined Home & Contents Insurance online to SAVE 35%. See how much you could save with Dodo Insurance

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Home Building & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional extra

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500 including software

Computer software hardware:
Up to $2,500 including CD/DVD and electronic files

Camera and accessories:
Optional extra

Carpets:
Up to $2,000

Antiques and valuables:
Artwork - up to $5,000 per item/$10,000 in total. Collections - Up to $2,000 per item or set

Jewellery:
Up to $1,000 per item, up to $3,000 in total

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months

Debris removal:
Up to 10% of SI including demolition cost

Demolition cost:
Up to 10% of SI including removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
Advertisement
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Save 25% off if you combine your Home and Contents policies and buy online

Ozicare Home and Contents Insurance policies let you tailor your policy to suit your lifestyle and your budget. So now you can get cover you need at a price you can afford.

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Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional extra

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $10,000; up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $3,000

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $500

Temporary accommodation:
Up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Save 15% when you combine Home and Contents Insurance and buy online.

There’s no place like home. So make sure it’s insured.

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Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional extra

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $10,000; up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $3,000

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $500

Temporary accommodation:
Up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Protect your most important assets

Westpac customers save up to 20% on Home and Contents Insurance

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Essential Care Residential (Home & Contents)
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 10% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:

Cd dvd and electronic files:
Up to $1,000

Computer software hardware:
Up to $3,000

Camera and accessories:
Up to $3,000

Carpets:

Antiques and valuables:
Up to $3,000

Jewellery:
Up to $500 per item, up to $3,000

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to $10,000

Debris removal:
Up to 10% of SI in total with demolition cost

Demolition cost:
Up to 10% of SI in total with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info

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1Cover - Vital Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $250

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $7,500

Jewellery:
Up to $2,000 per item, up to $7,500

Replacement of documents:
Up to $5,000 per item, up to $7,500

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with removal of debris and demolition cost

Debris removal:
Up to 10% of SI combined with temporary accommodation cost and demolition cost

Demolition cost:
Up to 10% of SI combined with temporary accommodation cost and removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
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1Cover - Classic Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $7,500

Jewellery:
Up to $2,000 per item, up to $7,500

Replacement of documents:
Up to $5,000 per item, up to $7,500

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with removal of debris and demolition cost

Debris removal:
Up to 10% of SI combined with temporary accommodation cost and demolition cost

Demolition cost:
Up to 10% of SI combined with temporary accommodation cost and removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
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1Cover - Prestige Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $1,000

Cd dvd and electronic files:
Optional extra

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to 20% of SI

Jewellery:
Up to $2,000 per item, up to 20% of SI

Replacement of documents:
Up to $5,000 per item, up to 20% of SI

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with removal of debris and demolition cost

Debris removal:
Up to 10% of SI combined with temporary accommodation cost and demolition cost

Demolition cost:
Up to 10% of SI combined with temporary accommodation cost and removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000

Gates and fences:
Find out more
More info
More info
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AAMI - Home Building & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $1,000

Computer software hardware:
Up to $1,000 for software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to $5,000; up to $5,000 for collections

Jewellery:
Up to $1,000 per item, up to $5,000

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
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Allianz - SureCover
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $250

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $7,500 for all special items

Jewellery:
Up to $2,000 per item, up to $7,500 for all special items

Replacement of documents:
Up to $5,000 per item, up to $7,500 for all special items

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with demolition cost and removal of debris

Debris removal:
Up to 10% of SI combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of SI combined with removal of debris and temporary accommodation cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
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Allianz - SureCover Plus
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $7,500 for all special items

Jewellery:
Up to $2,000 per item, up to $7,500 for all special items

Replacement of documents:
Up to $5,000 per item, up to $7,500 for all special items

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with demolition cost and removal of debris

Debris removal:
Up to 10% of SI combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of SI combined with removal of debris and temporary accommodation cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
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Allianz - SureCover Gold
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $1,000

Cd dvd and electronic files:
Optional extra

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to 20% of SI for all special items

Jewellery:
Up to $2,000, up to 20% of SI for all special items

Replacement of documents:
Up to $5,000 per item, up to 20% of SI for all special items

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with demolition cost and removal of debris

Debris removal:
Up to 10% of SI combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of SI combined with removal of debris and temporary accommodation cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000

Gates and fences:
Find out more
More info
More info
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ANZ - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $1,200

Cd dvd and electronic files:

Computer software hardware:
Software only

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $3,000

Jewellery:
Up to $3,000

Replacement of documents:
Up to $1,000

Tools of trade:

Contents while moving:
Up to $10,000

Lock replacement:
Reasonable costs

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 10% of SI

Demolition cost:
Reasonable costs
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Apia - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to 20% of SI; up to $3,000 for collections

Jewellery:
Up to $1,000 per item, up to 20% of SI

Replacement of documents:

Tools of trade:
Up to $3,000

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 52 weeks, up to 20% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
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Apia - Home & Contents Extra Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $2,000 per item, up to 20% of SI; up to $3,000 for collections

Jewellery:
Up to $2,000 per item, up to 20% of SI

Replacement of documents:

Tools of trade:
Up to $3,000

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 52 weeks, up to 20% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $3,000

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Bankwest - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 25% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:

Computer software hardware:
Optional extra

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $10,000 per item, up to $50,000; up to $5,000 for collections

Jewellery:
Up to $2,000 per item, up to $8,000

Replacement of documents:

Tools of trade:
Up to $5,000 or up to 10% of SI

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 52 weeks, up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:
Up to $1,500

Gates and fences:
Up to 2km
Find out more
More info
More info
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CGU - Fundamentals Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:

Computer software hardware:
Software only

Camera and accessories:
Up to $1,000 per item, up to $2,000

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to $2,000

Jewellery:
Up to $1,000 per item, up to $2,000

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10%

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
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CGU - Accidental Damage Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $1,250

Cd dvd and electronic files:

Computer software hardware:
Software only

Camera and accessories:
Up to $2,500, up to the higher of 20% of SI or $7,500

Carpets:

Antiques and valuables:
Up to $2,500, up to the higher of 20% of SI or $7,500

Jewellery:
Up to $7,500, up to 20% of SI

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $5,000

Contents while moving:
Up to $10,000

Lock replacement:
Reasonable cost

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500

Gates and fences:
Find out more
More info
More info
promoted

CGU - Listed Events Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $750

Cd dvd and electronic files:

Computer software hardware:
Software only

Camera and accessories:
Up to $2,500, up to the higher of 20% of SI or $5,000

Carpets:

Antiques and valuables:
Up to $2,500, up to the higher of 20% of SI or $5,000

Jewellery:
Up to $5,000, up to 20% of SI

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $5,000

Contents while moving:
Up to $10,000

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750

Gates and fences:
Find out more
More info
More info
promoted

Coles - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $1,000

Computer software hardware:
Up to $1,000 per item, up to $5,000

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to $5,000

Jewellery:
Up to $1,000

Replacement of documents:
Up to $500

Tools of trade:
Up to $1,000

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 5% of SI combined with demolition cost

Demolition cost:
Up to 5% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
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Comminsure - Residential Home Package
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Buildings only, up to 25% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:
Up to 20% of SI

Lock replacement:

Temporary accommodation:
Up to 52 weeks

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
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GIO - Classic Home & Contents
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional extra

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $300

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:
Up to $1,000

Carpets:

Antiques and valuables:
Up to $10,000 per item, up to $50,000; up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $4,000

Replacement of documents:
Up to $500

Tools of trade:
Up to $1,000

Contents while moving:
Up to SI

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:

Gates and fences:
Up to 2km
Find out more
More info
More info
promoted

GIO - Classic Extra Home & Contents
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Buildings only, up to 25% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $400

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:
Up to $4,000

Carpets:

Antiques and valuables:
Up to $20,000 per item, up to $80,000; up to $5,000 for collections

Jewellery:
Up to $2,500 per item, up to $10,000

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $2,000

Contents while moving:
Up to SI

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 15% of SI combined with demolition cost

Demolition cost:
Up to 15% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $1,000

Gates and fences:
Up to 2km
Find out more
More info
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GIO - Platinum Home & Contents
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Buildings only, up to 30% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $200,000; up to $50,000 for collections

Jewellery:
Up to $10,000 per item, up to $40,000

Replacement of documents:
Up to $2,000

Tools of trade:
Up to $5,000

Contents while moving:
Up to SI

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 24 months, up to 10% of SI

Debris removal:
Up to 20% of SI combined with demolition cost

Demolition cost:
Up to 20% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $2,000

Gates and fences:
Up to 2km
Find out more
More info
More info
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NAB - NAB Home Insurance Essentials
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $7,500 for all special items

Jewellery:
Up to $2,000 per item, up to $7,500 for all special items

Replacement of documents:
Up to $5,000 per item, up to $7,500 for all special items

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with removal of debris, demolition cost

Debris removal:
Up to 10% of SI combined with demolition, temporary accomodation

Demolition cost:
Up to 10% of SI combined with removal of debris, temporary accomodation
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
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NAB - NAB Home Insurance Package
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $7,500 for all special items

Jewellery:
Up to $2,000 per item, up to $7,500 for all special items

Replacement of documents:
Up to $5,000 per item, up to $7,500 for all special items

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI combined with removal of debris, demolition cost

Debris removal:
Up to 10% of SI combined with demolition, temporary accomodation

Demolition cost:
Up to 10% of SI combined with removal of debris, temporary accomodation
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
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OnePath - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $1,200

Cd dvd and electronic files:
Up to $3,000 per item

Computer software hardware:
Software only

Camera and accessories:
Up to $3,000 per item

Carpets:

Antiques and valuables:
Up to $3,000 per item

Jewellery:
Up to $3,000 per item

Replacement of documents:
Up to $1,000

Tools of trade:

Contents while moving:
Up to $10,000

Lock replacement:
Reasonable costs

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Reasonable costs

Demolition cost:
Reasonable costs
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500

Gates and fences:
Find out more
More info
More info
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QBE - Home Cover
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Buildings only, up to 30% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to 1% of SI, up to $500

Cd dvd and electronic files:
Up to $3,000

Computer software hardware:
Up to $5,000 for equipment

Camera and accessories:
Up to $1,500

Carpets:

Antiques and valuables:
Up to $1,000 per item for personal valuable, up to $1,000 per item for curios, up to $5,000 per item for artworks or collections

Jewellery:
Up to $1,500 per item

Replacement of documents:
Up to $500

Tools of trade:
Up to $1,500

Contents while moving:
Up to 10% of SI

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $1,500

Gates and fences:
Optional extra
Find out more
More info
More info
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QBE - Home Cover Prestige
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Buildings only, up to 30% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $1,000

Cd dvd and electronic files:
Up to SI

Computer software hardware:
Up to SI

Camera and accessories:
Up to SI

Carpets:

Antiques and valuables:
Up to $10,000 per item for artworks, up to $5,000 per collection for collections, up to 25% of SI

Jewellery:
Up to $1,750 per item, up to 20% of SI

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $5,000

Contents while moving:
Up to SI

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 10% of SI

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $1,500

Gates and fences:
Optional extra
Find out more
More info
More info
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RAA - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $10,000

Computer software hardware:
Up to $10,000 for each category

Camera and accessories:
Up to $10,000

Carpets:

Antiques and valuables:
Up to $10,000 for artworks, up to $10,000 for collections

Jewellery:
Up to $5,000 per item, up to $10,000

Replacement of documents:
Up to $10,000

Tools of trade:
Up to $5,000

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 10% of SI in total combined with demolition cost

Demolition cost:
Up to 10% of SI in total combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:

Gates and fences:
Find out more
More info
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RAC - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $2,000 per item

Jewellery:
Up to $2,000 combined with gems and precious stones

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:
Reasonable cost

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Reasonable cost

Demolition cost:
Reasonable cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
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RACQ - Household Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $300

Cd dvd and electronic files:
Up to $5,000

Computer software hardware:
If inside home office

Camera and accessories:
Up to $2,000

Carpets:

Antiques and valuables:
Up to $2,000 per item, up to $12,000

Jewellery:
Up to $2,000 per item, up to $6,000

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 20% of SI

Demolition cost:
Up to 20% of SI
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
50% of total cost up to 2km
Find out more
More info
More info
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RACT - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 25% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $300

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $1,000 per item

Jewellery:
Up to $1,000 per item

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $1,000

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 10% of SI

Debris removal:
Up to 10% of SI

Demolition cost:
Up to 10% of SI
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Up to 2km
Find out more
More info
More info
promoted

RACV - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:
Software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $2,500 each category

Jewellery:
Up to $1,000 each category

Replacement of documents:

Tools of trade:
Up to $1,000

Contents while moving:

Lock replacement:
Reasonable cost

Temporary accommodation:
Up to 12 months in addition to SI

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
promoted

Real Insurance - Top Home and Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $1,000 per item, up to $5,000

Computer software hardware:
Up to $1,000 per item, up to $2,500 for software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to $5,000

Jewellery:
Up to $1,000 per item, up to $5,000

Replacement of documents:

Tools of trade:

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $600

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to $10,000

Demolition cost:
Up to $10,000
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500

Gates and fences:
Happy with this insurance?
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SGIC - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:
Software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $2,500

Jewellery:
Up to $2,500

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months in addition to SI

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
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SGIC - Home Plus Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 25% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:
Software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $2,500

Jewellery:
Up to $2,500

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to $5,000

Lock replacement:

Temporary accommodation:
Up to 24 months in addition to SI

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
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SGIO - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:
Software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $2,500

Jewellery:
Up to $2,500

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months in addition to SI

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
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SGIO - Home Plus Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 25% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $200

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:
Software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $2,500

Jewellery:
Up to $2,500

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to $5,000

Lock replacement:

Temporary accommodation:
Up to 24 months in addition to SI

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
promoted

Shannons - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $3,000

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $2,000 per item for artwork, up to $3,000 for collections

Jewellery:
Up to $2,000 per item

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 20% of SI

Debris removal:
Up to $10,000 in total combined with demolition cost

Demolition cost:
Up to $10,000 in total combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
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Suncorp - Classic Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional extra

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $300

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $10,000 per item, up to $50,000; up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $4,000

Replacement of documents:
Up to $500

Tools of trade:
Up to $1,000

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolistion cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:

Gates and fences:
Up to 2km
Find out more
More info
More info
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Suncorp - Classic Extras Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 25% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $400

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $20,000 per item, up to $80,000; up to $5,000 for collections

Jewellery:
Up to $2,500 per item, up to $10,000

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to 15% of SI combined with demolistion cost

Demolition cost:
Up to 15% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $1,000

Gates and fences:
Up to 2km
Find out more
More info
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Suncorp - Classic Advantages Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 30% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $200,000; up to $50,000 for collections

Jewellery:
Up to $10,000 per item, up to $40,000

Replacement of documents:
Up to $2,000

Tools of trade:
Up to $5,000

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 24 months, up to 10% of SI

Debris removal:
Up to 20% of SI combined with demolistion cost

Demolition cost:
Up to 20% of SI combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $2,000

Gates and fences:
Up to 2km
Find out more
More info
More info
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Virgin Money - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra for building

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $10,000; up to $2,000 per item for collections

Jewellery:
Up to $1,000 per item, up to $3,000

Replacement of documents:

Tools of trade:
Up to $1,000

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $500

Temporary accommodation:
Up to 10% of SI

Debris removal:
Up to 10% of SI combined with demolition cost

Demolition cost:
Up to 10% of SI combined with removal of debris
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
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Westpac - Quality Care Residential (Home & Contents)
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 20% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $750

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $10,000

Jewellery:
Up to $1,000 per item, up to $5,000

Replacement of documents:
Up to $1,000

Tools of trade:
Up to $2,000

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months or up to 10% of SI

Debris removal:
Up to 10% of SI in total with demolition cost

Demolition cost:
Up to 10% of SI in total with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
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More info
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Westpac - Premier Care Residential (Home & Contents)
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Up to 30% of SI

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $1,250

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $20,000

Jewellery:
Up to $5,000 per item, up to $20,000

Replacement of documents:
Up to $2,000

Tools of trade:
Up to $3,000

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $2,000

Temporary accommodation:
Up to 12 months or up to 10% of SI

Debris removal:
Up to 10% of SI in total with demolition cost

Demolition cost:
Up to 10% of SI in total with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $10,000

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Woolworths - Standard Cover
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $250

Cd dvd and electronic files:
Up to $1,000 per item, up to $2,500

Computer software hardware:
Software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to $2,500

Jewellery:
Up to $1,000 per item, up to $2,500

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $300

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to $10,000 combined with demolition cost

Demolition cost:
Up to $10,000 combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750

Gates and fences:
Find out more
More info
More info
promoted

Woolworths - Comprehensive Cover
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $1,000 per item, up to $2,500

Computer software hardware:
Software only

Camera and accessories:
Optional extra

Carpets:

Antiques and valuables:
Up to $1,000 per item, up to $2,500

Jewellery:
Up to $1,000 per item, up to $2,500

Replacement of documents:

Tools of trade:

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $600

Temporary accommodation:
Up to 12 months, up to 10% of SI

Debris removal:
Up to $10,000 combined with demolition cost

Demolition cost:
Up to $10,000 combined with removal of debris
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500

Gates and fences:
Find out more
More info
More info
promoted

Youi - Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:
Optional extra

Replacement of documents:

Tools of trade:
Optional Exta

Contents while moving:
Up to 20% of SI

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 12% of SI

Debris removal:
Up to 20% of SI

Demolition cost:
Up to 20% of SI
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info

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Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

NRMA QLD

NRMA QLD home insurance review

Overall rating 8 / 10

Very impressive customer service and claims

Have only ever had to claim once and they were beyond brilliant. In a stressful situation (flooding) they could not have been more help. I was so impressed, and grateful.

Full review

Value for money 8 / 10

Policy coverage 8 / 10

Customer service 9 / 10

Claims handling 8 / 10

Trust 8 / 10

Less

Jodie (QLD), reviewed about 1 month ago

Vero

Vero home insurance review

Overall rating 10 / 10

Very competitive pricing

My home insurance needs were a little different to most in that I needed coverage for a Manufactured Home. The first year I went with my bank, though the girl that signed me up was unsure that they covered my type of home but in the end convinced me that they did. After months of feeling uneasy I rang another branch to ask and was told, definitely not. The village where my home is had a brochure for an Insurance Company that did so not knowing of any others I took out a policy with them. Getting close to renewal time and unhappy with the high premiums I spoke to my neighbours who were with CIL, another company that covers Manufactured homes. I rang them for a quote and was delighted to find it was less than half the cost of the other, I then went through everything I was currently covered for and assured all the way that even though they were a lot cheaper the coverage was in fact even better. The staff member I was dealing with was so helpful and no question went unanswered, once I was happy that I was going to be adequately covered I said I wished to go ahead and change my insurance to their company. As a pensioner I was very pleased with the savings which would cover my car registration. The staff member went over everything again with me, even emailed me a copy of everything so I could read through it before the hard copy arrived in the mail. They also took care of the other policy cancellation so I didn't have to deal with them. I have since spoken to other home owners in the village who are with them and not found anyone that has had any problems with them, a couple have had to make claims for storm damage , which they said was handled very quickly and with quality workmanship. I myself have not had to make a claim, hence the 5 score. I don't normally discuss this type of thing with others but I'm more than happy to sing the praises of CIL Insurance.

Value for money 10 / 10

Policy coverage 10 / 10

Customer service 10 / 10

Claims handling 5 / 10

Trust 10 / 10

Debra (QLD), reviewed about 1 month ago

CGU

CGU Fundamentals Home Insurance home insurance review

Overall rating 3 / 10

No one seems to know what they are doing

When buying anew house we already had just contents insurance with CGU. But when we asked for it to be incorporated into building insurance they told us everything that was in our contents insurance would no longer be covered even though when we...

Value for money 6 / 10

Policy coverage 7 / 10

Customer service 3 / 10

Claims handling -1 / 10

Trust 2 / 10

Kate (WA), reviewed about 1 month ago

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