- published: 27 Nov 2020
- views: 127817
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remove the playlistExclamation Mark
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remove the playlistPoint (mortgage)
- remove the playlistExclamation Mark
- remove the playlistPoint (mortgage)
Exclamation mark
The exclamation mark (Commonwealth English) or exclamation point (American English) is a punctuation mark usually used after an interjection or exclamation to indicate strong feelings or high volume (shouting), and often marks the end of a sentence. Example: “Watch out!” Similarly, a bare exclamation mark (with nothing before or after) is often used in warning signs.
The mark can also be used at the beginning of a word instead of at the end. For example, several computer languages use "!" for logical negation; e.g. "!A" means "the logical negation of A", also called "not A". There are many other specialized uses of this mark, such as in mathematics where it denotes the factorial operation.
History
Graphically the exclamation mark is represented as a full stop point with a vertical line above. One theory of its origin is that it is derived from a Latin exclamation of joy (io). The modern graphical representation is believed to have been born in the Middle Ages. The Medieval copyists used to write at the end of a sentence the Latin word io to indicate joy. The word io meant hurray. Along time, the i moved above the o, and the o became smaller, becoming a point.
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/Exclamation_mark
American football rules
Game play in American football consists of a series of downs, individual plays of short duration, outside of which the ball is dead or not in play. These can be plays from scrimmage – passes, runs, punts, or field goal attempts (from either a place kick or a drop kick) – or free kicks such as kickoffs and fair catch kicks. Substitutions can be made between downs, which allows for a great deal of specialization as coaches choose the players best suited for each particular situation. During a play, each team should have no more than 11 players on the field, and each of them has specific tasks assigned for that specific play.
Objective of the game
The objective of this game is to score more points than the other team during the alotted time. The team with the ball (the offense) has 4 plays (downs) to advance at least 10 yards, and can score points once they reach the opposite end of the field, which is home to a scoring zone called the end zone, as well as the goal posts. If the offense succeeds in advancing at least 10 yards, they earn a "first down" and the number of tries allotted is reset and they are again given 4 tries to advance an additional 10 yards, starting from the spot to which they last advanced. If the offense does not advance at least 10 yards during their 4 downs, the team without the ball (the defense) regains control of the ball (called turnover on downs).
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/American_football_rules
Point (mortgage)
Points, sometimes also called "discount points", are a form of pre-paid interest. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can offer to pay a lender points as a method to reduce the interest rate on the loan, thus obtaining a lower monthly payment in exchange for this up-front payment. In United States, for each point purchased, the loan rate is typically reduced by anywhere from 1/8% (0.125%) to 1/4% (0.25%).
Selling the property or refinancing prior to this break-even point will result in a net financial loss for the buyer while keeping the loan for longer than this break-even point will result in a net financial savings for the buyer. The longer you keep the property financed under the loan with purchased points, the more the money spent on the points will pay off. Accordingly, if the intention is to buy and sell the property or refinance in a rapid fashion, paying points is actually going to end up costing more than just paying the loan at the higher interest rate.
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/Point_(mortgage)
Podcasts:
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Exclamation Mark Song | Punctuation | Grammar for Children | How to Use an Exclamation Mark
Exclamation Mark | Exclamation Mark Song | English Grammar Song for Kids | This is a fun, upbeat song and animation all about exclamation marks. Perfect if you are teaching English grammar and punctuation at primary school and elementary school. #exclamationmark #punctuation #exclamatorysentence Watch this song and 100s more from a range of different topics. We have songs for Maths, Science, Phonics, Grammar and many more, without adverts and 100% FREE! Visit our website www.sillyschooleducation.co.uk. AD FREE ✅ UNIQUE & CURATED ✅ EXCLUSIVE CONTENT ✅ BONUS DOWNLOADABLE RESOURCES ✅ MADE FOR TEACHERS BY TEACHERS ✅ WORKS WITH THE 🇬🇧 🇺🇸 🇨🇦 🇦🇺 🇳🇿 🇮🇪 CURRICULUMS ✅ HUNDREDS OF SONGS AND TUTORIALS AND GROWING EVERY WEEK ✅ ⭐️ ENGLISH GRAMMAR ⭐️ PHONICS ⭐️ MATHS ⭐️ GEOGRAPHY ⭐️ WORD OF THE DA...
published: 27 Nov 2020 -
EXCLAMATION MARK | English grammar | How to use punctuation correctly
We hope you enjoyed this video! If you have any questions please ask in the comments. ⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎ 🖥 Visit Our Website ➜ https://ilearneasy.co.uk 📝 Access Free Resources ➜ https://ilearneasy.co.uk/resources/ 👩🏻🏫 Book an Online Lesson ➜ https://ilearneasy.co.uk/contact-ilearneasy/ 📧 Contact Us ➜ https://ilearneasy.co.uk/contact-ilearneasy/ 📸 Instagram ➜ https://www.instagram.com/ilearneasyenglish
published: 09 Feb 2020 -
Exclamation Mark song from Grammaropolis - "Exclaim!”
Full grammar curriculum classroom accounts available at https://edu.grammaropolis.com! Songs, books, games, quizzes, and individual student tracking. From the new album, "Punctuate This!" Song composed & performed by Doctor Noize (doctornoize.com) with lyrics by Doctor Noize & the Mayor of Grammaropolis. On YouTube for a limited time only!
published: 30 Nov 2017 -
Exclamation Points Are SO Exciting!!! ❗️ StoryBots: Learn to Read | Netflix Jr
Woohoo! Let’s learn about how to use exclamation marks and when you should use them! Sing along and dance along to the music as you learn how to read with StoryBots! SUBSCRIBE: http://bit.ly/NetflixJrSubscribe About Netflix Jr.: Welcome to the official Netflix Jr. channel! Where kids can learn, sing and play with their favorite Netflix characters - from StoryBots to Super Monsters and everyone in between. About Netflix: Netflix is the world's leading streaming entertainment service with 222 million paid memberships in over 190 countries enjoying TV series, documentaries, feature films and mobile games across a wide variety of genres and languages. Members can watch as much as they want, anytime, anywhere, on any internet-connected screen. Members can play, pause and resume watch...
published: 27 Mar 2022 -
Punctuation Explained (by Punctuation!) | Scratch Garden
Learn about punctuation from the punctuation marks themselves! GET THE PUNCTUATION BOOK! http://scratchgarden.com/book/ Like our videos? Help support us on Patreon (and access over 50 member-only videos!) ►► https://www.patreon.com/scratchgarden ◄◄ Whether you are teaching punctuation for ESL & EFL or writing sentences for kids, the Punctuation Explained video will help to make your English lesson fun and understandable! Primary Teaching Points: punctuation, proper usage of period, question mark, exclamation mark, and comma Related Videos: Contractions! - https://youtu.be/gubPH3WEurg Check out our full Learning Songs Playlist here: https://www.youtube.com/playlist?list=PL_ym6QHjS1szUhzH9URPbDflLczfPHF6P Scratch Garden makes entertaining educational videos for people that like to la...
published: 27 Nov 2013 -
Punctuation Exclamation Mark
When should you use exclamation marks? Learn all about how you can use exclamation marks in exclamatory sentences, strong commands, and interjections. Type of Sentence Worksheets: https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-End-Punctuation-Worksheets-and-Activities-1752497 Types of Sentences Hands-On Activities: https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-End-Punctuation-Activities-2750753 Types of Sentences Interactive PPT Lesson: https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-Punctuation-Interactive-PowerPoint-3206196 Puntuation Boom Cards: https://www.teacherspayteachers.com/Product/Punctuation-Boom-Cards-Distance-Learning-3593586
published: 15 May 2023 -
English Grammar lessons - When to Use an Exclamation Mark? - Punctuation Marks
English Grammar lessons - When to Use an Exclamation Mark? http://www.learnex.in/when-to-use-an-exclamation-mark In English Grammar Exclamation mark or point is a type of punctuation mark. It usually shows strong feeling such as anger joy excitement or surprise and so on. Using an exclamation mark in writing English is rather like shouting or raising your voice when speaking English.But using an exclamation mark in writing English has actually changed quite a bit in the last ten years. In this English Grammar lesson you will learn using the Exclamation mark correctly. The Traditional rules are :- 1) An exclamation mark is added when you warn someone Eg - Be careful! ,Stop! , Don't touch! 2) An exclamation mark is added at the end of an angry statement. Eg - I disagree with that! ...
published: 10 Jul 2015 -
When to use an Exclamation Mark! // Writing For Kids
In this lesson we take a look at when to use an Exclamation Mark in our writing. I'm sure your some of your students use exclamation marks left, right, and centre. Well, in today's video, we look at the rules, and practice writing our own exclamation sentences. -- I have made these educational videos for your kids to watch and learn from, as well as having some fun. I already have plenty of Lesson Videos that are already on my Youtube Channel, so there will be lots to learn! Find more of my Videos Here: https://www.youtube.com/thetouringteacher Follow The Touring Teacher: Instagram: https://www.instagram.com/touring_teacher/?hl=en Facebook: https://www.facebook.com/thetouringteacher/ Website: https://www.thetouringteacher.com/learning-from-home TPT: https://www.teacherspayteachers.com/...
published: 29 Sep 2021 -
[🔴LIVE] PLAYING FORGOTTEN PIGGY MAPS WITH VIEWERS | Roblox Piggy
💰DONATE - https://streamlabs.com/marmaduke4gaming/tip ❤️HELP ME REACH 2000 SUBSCRIBERS: https://www.youtube.com/@SephPlayz 🔔CLICK THE BELL AND TURN ON ALL NOTIFICATIONS 🌳MINECRAFT CHANNEL: https://www.youtube.com/@sephplayz2586 👕SEPHPLAYZ MERCH: https://sephplayz.creator-spring.com 🤖DISCORD: https://discord.gg/EhRCnjhy2n 🟥 ROBLOX: https://web.roblox.com/users/3458593930/profile IF @EpicTank JOIN THE STREAM, I'LL GET TAKIS FOR THE NEXT STREAM AND EVERYTIME I DIE, I EAT ONE (Takis are a really spicy chip) Point System: Every 5 minutes when watching the stream, you will automatically earn 5 points that you can spend on trolling me. Everyone 5 minutes if you are actively typing in chat, you will earn a bonus one point. As well as earning 1 point if you subscribe. Commands: !points:...
published: 19 Nov 2023 -
Exclamations
This video teaches elementary English Language Arts students about exclamation points and how they can show strong feelings in sentences.
published: 19 Apr 2021
developed with YouTube
2:19
Exclamation Mark Song | Punctuation | Grammar for Children | How to Use an Exclamation Mark
- Order: Reorder
- Duration: 2:19
- Uploaded Date: 27 Nov 2020
- views: 127817
Exclamation Mark | Exclamation Mark Song | English Grammar Song for Kids | This is a fun, upbeat song and animation all about exclamation marks. Perfect if you...
Exclamation Mark | Exclamation Mark Song | English Grammar Song for Kids | This is a fun, upbeat song and animation all about exclamation marks. Perfect if you are teaching English grammar and punctuation at primary school and elementary school. #exclamationmark #punctuation #exclamatorysentence
Watch this song and 100s more from a range of different topics. We have songs for Maths, Science, Phonics, Grammar and many more, without adverts and 100% FREE! Visit our website www.sillyschooleducation.co.uk.
AD FREE ✅ UNIQUE & CURATED ✅ EXCLUSIVE CONTENT ✅ BONUS DOWNLOADABLE RESOURCES ✅ MADE FOR TEACHERS BY TEACHERS ✅ WORKS WITH THE 🇬🇧 🇺🇸 🇨🇦 🇦🇺 🇳🇿 🇮🇪 CURRICULUMS ✅ HUNDREDS OF SONGS AND TUTORIALS AND GROWING EVERY WEEK ✅
⭐️ ENGLISH GRAMMAR
⭐️ PHONICS
⭐️ MATHS
⭐️ GEOGRAPHY
⭐️ WORD OF THE DAY
⭐️ TIME & SEASONS
⭐️ SHAPES
⭐️ WAKE UP SONGS
⭐️ TIDY UP SONGS
⭐️ BONUS DOWNLOADABLE RESOURCES
⭐️ AND MUCH, MUCH, MORE!
OUR FREE SUBSCRIPTION OFFER IS EXACTLY THAT – 100% FREE!
Silly School Education is a family run company based in Cambridge, UK, that specialises in writing songs and musical productions for primary schools! We create fun, educational, songs and musicals for children in primary & elementary schools ages 5-11 years (EYFS, KS1, KS2). We hope you enjoy the songs and animations as much as we enjoy making them!
Stay in touch!
Facebook - https://www.facebook.com/sillyschooleducation
Instagram - https://www.instagram.com/sillyschooleducation
Twitter - https://twitter.com/plays_silly
Website - www.sillyschooleducation.co.uk
We also have hundreds of phonics songs and phonics tutorials available at www.sillyschooleducation.co.uk which all come with DOWNLOADABLE RESOURCES to help you teach phonics in the classroom. We have digraph songs, trigraph songs, tricky words, blends and more. All our phonics songs feature pure sounds and they are compatible with pretty much any phonics scheme you may be using.
What people are saying.
“We have been using your videos for a while to support our Phonics teaching, our children love them, the funnier the better in their opinion!”
L Noble – Teacher
"I work with kids that need intervention. I find using the songs really helps them to remember, keeps them moving and is brilliant for spelling and reading.....It’s my kid’s favourite part of the lesson....You have something special." - N Driver - Teacher
"I am a kindy teacher from Perth, Western Australia and my class and I absolutely love your content. I hear the kiddies singing your songs during the day as they get on with other things. Amazing service and content – I will definitely be sharing my experience." - N Smith - Kindergarten Teacher
“If you love a good song to help reinforce phonics you need to check out Silly School Education! They are very catchy, our children and staff love them. My favourite so far is the ‘a’ song. They have a great tidy up song too. Highly recommended!” - Miss D – Early Years Teacher
“Your letter sound videos are amazing…my student who thinks letters and sounds are boring says, ‘again, again’“
S Kennedy – Teacher
“If you haven’t checked out theses amazing phonics songs – please do! My class and I adore them. Even through lockdown they’re still watching them!”
- Ms E Early Years Teacher
“I love all of these songs they’re amazing. I play them so often throughout the day" - Esha – Teacher
Amazing resource. The phonics songs are so fun and engaging. 5 Stars!”
L Greenwood – Teaching Assistant
I started using your songs this term and my R class LOVE them! Thank you for all your hard work! - C Ramsden Teacher
If you do watch our YouTube videos it would be really, really helpful to us if you could subscribe to the channel. If you can't, don't worry, it's all good. Thanks very much - Alex & Trisha.
Subscribe link - https://tinyurl.com/y9uum68n
Silly School Education is a family run company based in Cambridge, UK, that specialises in writing songs and musical productions for primary schools! We create fun, educational, songs and musical for children in primary and elementary schools ages 5-11 years (EYFS, KS1, KS2). We hope you hope you enjoy the songs and animations as much as we enjoy making them!
All songs written by Silly School Education
Copyright owned by Silly School Education
https://wn.com/Exclamation_Mark_Song_|_Punctuation_|_Grammar_For_Children_|_How_To_Use_An_Exclamation_Mark
Exclamation Mark | Exclamation Mark Song | English Grammar Song for Kids | This is a fun, upbeat song and animation all about exclamation marks. Perfect if you are teaching English grammar and punctuation at primary school and elementary school. #exclamationmark #punctuation #exclamatorysentence
Watch this song and 100s more from a range of different topics. We have songs for Maths, Science, Phonics, Grammar and many more, without adverts and 100% FREE! Visit our website www.sillyschooleducation.co.uk.
AD FREE ✅ UNIQUE & CURATED ✅ EXCLUSIVE CONTENT ✅ BONUS DOWNLOADABLE RESOURCES ✅ MADE FOR TEACHERS BY TEACHERS ✅ WORKS WITH THE 🇬🇧 🇺🇸 🇨🇦 🇦🇺 🇳🇿 🇮🇪 CURRICULUMS ✅ HUNDREDS OF SONGS AND TUTORIALS AND GROWING EVERY WEEK ✅
⭐️ ENGLISH GRAMMAR
⭐️ PHONICS
⭐️ MATHS
⭐️ GEOGRAPHY
⭐️ WORD OF THE DAY
⭐️ TIME & SEASONS
⭐️ SHAPES
⭐️ WAKE UP SONGS
⭐️ TIDY UP SONGS
⭐️ BONUS DOWNLOADABLE RESOURCES
⭐️ AND MUCH, MUCH, MORE!
OUR FREE SUBSCRIPTION OFFER IS EXACTLY THAT – 100% FREE!
Silly School Education is a family run company based in Cambridge, UK, that specialises in writing songs and musical productions for primary schools! We create fun, educational, songs and musicals for children in primary & elementary schools ages 5-11 years (EYFS, KS1, KS2). We hope you enjoy the songs and animations as much as we enjoy making them!
Stay in touch!
Facebook - https://www.facebook.com/sillyschooleducation
Instagram - https://www.instagram.com/sillyschooleducation
Twitter - https://twitter.com/plays_silly
Website - www.sillyschooleducation.co.uk
We also have hundreds of phonics songs and phonics tutorials available at www.sillyschooleducation.co.uk which all come with DOWNLOADABLE RESOURCES to help you teach phonics in the classroom. We have digraph songs, trigraph songs, tricky words, blends and more. All our phonics songs feature pure sounds and they are compatible with pretty much any phonics scheme you may be using.
What people are saying.
“We have been using your videos for a while to support our Phonics teaching, our children love them, the funnier the better in their opinion!”
L Noble – Teacher
"I work with kids that need intervention. I find using the songs really helps them to remember, keeps them moving and is brilliant for spelling and reading.....It’s my kid’s favourite part of the lesson....You have something special." - N Driver - Teacher
"I am a kindy teacher from Perth, Western Australia and my class and I absolutely love your content. I hear the kiddies singing your songs during the day as they get on with other things. Amazing service and content – I will definitely be sharing my experience." - N Smith - Kindergarten Teacher
“If you love a good song to help reinforce phonics you need to check out Silly School Education! They are very catchy, our children and staff love them. My favourite so far is the ‘a’ song. They have a great tidy up song too. Highly recommended!” - Miss D – Early Years Teacher
“Your letter sound videos are amazing…my student who thinks letters and sounds are boring says, ‘again, again’“
S Kennedy – Teacher
“If you haven’t checked out theses amazing phonics songs – please do! My class and I adore them. Even through lockdown they’re still watching them!”
- Ms E Early Years Teacher
“I love all of these songs they’re amazing. I play them so often throughout the day" - Esha – Teacher
Amazing resource. The phonics songs are so fun and engaging. 5 Stars!”
L Greenwood – Teaching Assistant
I started using your songs this term and my R class LOVE them! Thank you for all your hard work! - C Ramsden Teacher
If you do watch our YouTube videos it would be really, really helpful to us if you could subscribe to the channel. If you can't, don't worry, it's all good. Thanks very much - Alex & Trisha.
Subscribe link - https://tinyurl.com/y9uum68n
Silly School Education is a family run company based in Cambridge, UK, that specialises in writing songs and musical productions for primary schools! We create fun, educational, songs and musical for children in primary and elementary schools ages 5-11 years (EYFS, KS1, KS2). We hope you hope you enjoy the songs and animations as much as we enjoy making them!
All songs written by Silly School Education
Copyright owned by Silly School Education
1:31
EXCLAMATION MARK | English grammar | How to use punctuation correctly
- Order: Reorder
- Duration: 1:31
- Uploaded Date: 09 Feb 2020
- views: 195320
We hope you enjoyed this video! If you have any questions please ask in the comments.
⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎
🖥 Visit Our Website ➜ h...
We hope you enjoyed this video! If you have any questions please ask in the comments.
⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎
🖥 Visit Our Website ➜ https://ilearneasy.co.uk
📝 Access Free Resources ➜ https://ilearneasy.co.uk/resources/
👩🏻🏫 Book an Online Lesson ➜ https://ilearneasy.co.uk/contact-ilearneasy/
📧 Contact Us ➜ https://ilearneasy.co.uk/contact-ilearneasy/
📸 Instagram ➜ https://www.instagram.com/ilearneasyenglish
https://wn.com/Exclamation_Mark_|_English_Grammar_|_How_To_Use_Punctuation_Correctly
We hope you enjoyed this video! If you have any questions please ask in the comments.
⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎⬇︎
🖥 Visit Our Website ➜ https://ilearneasy.co.uk
📝 Access Free Resources ➜ https://ilearneasy.co.uk/resources/
👩🏻🏫 Book an Online Lesson ➜ https://ilearneasy.co.uk/contact-ilearneasy/
📧 Contact Us ➜ https://ilearneasy.co.uk/contact-ilearneasy/
📸 Instagram ➜ https://www.instagram.com/ilearneasyenglish
- published: 09 Feb 2020
- views: 195320
2:06
Exclamation Mark song from Grammaropolis - "Exclaim!”
- Order: Reorder
- Duration: 2:06
- Uploaded Date: 30 Nov 2017
- views: 305438
Full grammar curriculum classroom accounts available at https://edu.grammaropolis.com! Songs, books, games, quizzes, and individual student tracking.
From the ...
Full grammar curriculum classroom accounts available at https://edu.grammaropolis.com! Songs, books, games, quizzes, and individual student tracking.
From the new album, "Punctuate This!" Song composed & performed by Doctor Noize (doctornoize.com) with lyrics by Doctor Noize & the Mayor of Grammaropolis. On YouTube for a limited time only!
https://wn.com/Exclamation_Mark_Song_From_Grammaropolis_Exclaim_”
Full grammar curriculum classroom accounts available at https://edu.grammaropolis.com! Songs, books, games, quizzes, and individual student tracking.
From the new album, "Punctuate This!" Song composed & performed by Doctor Noize (doctornoize.com) with lyrics by Doctor Noize & the Mayor of Grammaropolis. On YouTube for a limited time only!
- published: 30 Nov 2017
- views: 305438
1:18
Exclamation Points Are SO Exciting!!! ❗️ StoryBots: Learn to Read | Netflix Jr
- Order: Reorder
- Duration: 1:18
- Uploaded Date: 27 Mar 2022
- views: 391916
Woohoo! Let’s learn about how to use exclamation marks and when you should use them! Sing along and dance along to the music as you learn how to read with Story...
Woohoo! Let’s learn about how to use exclamation marks and when you should use them! Sing along and dance along to the music as you learn how to read with StoryBots!
SUBSCRIBE: http://bit.ly/NetflixJrSubscribe
About Netflix Jr.:
Welcome to the official Netflix Jr. channel! Where kids can learn, sing and play with their favorite Netflix characters - from StoryBots to Super Monsters and everyone in between.
About Netflix:
Netflix is the world's leading streaming entertainment service with 222 million paid memberships in over 190 countries enjoying TV series, documentaries, feature films and mobile games across a wide variety of genres and languages. Members can watch as much as they want, anytime, anywhere, on any internet-connected screen. Members can play, pause and resume watching, all without commercials or commitments.
https://wn.com/Exclamation_Points_Are_So_Exciting_❗️_Storybots_Learn_To_Read_|_Netflix_Jr
Woohoo! Let’s learn about how to use exclamation marks and when you should use them! Sing along and dance along to the music as you learn how to read with StoryBots!
SUBSCRIBE: http://bit.ly/NetflixJrSubscribe
About Netflix Jr.:
Welcome to the official Netflix Jr. channel! Where kids can learn, sing and play with their favorite Netflix characters - from StoryBots to Super Monsters and everyone in between.
About Netflix:
Netflix is the world's leading streaming entertainment service with 222 million paid memberships in over 190 countries enjoying TV series, documentaries, feature films and mobile games across a wide variety of genres and languages. Members can watch as much as they want, anytime, anywhere, on any internet-connected screen. Members can play, pause and resume watching, all without commercials or commitments.
- published: 27 Mar 2022
- views: 391916
1:39
Punctuation Explained (by Punctuation!) | Scratch Garden
- Order: Reorder
- Duration: 1:39
- Uploaded Date: 27 Nov 2013
- views: 12528612
Learn about punctuation from the punctuation marks themselves!
GET THE PUNCTUATION BOOK! http://scratchgarden.com/book/
Like our videos? Help support us on P...
Learn about punctuation from the punctuation marks themselves!
GET THE PUNCTUATION BOOK! http://scratchgarden.com/book/
Like our videos? Help support us on Patreon (and access over 50 member-only videos!) ►► https://www.patreon.com/scratchgarden ◄◄
Whether you are teaching punctuation for ESL & EFL or writing sentences for kids, the Punctuation Explained video will help to make your English lesson fun and understandable!
Primary Teaching Points: punctuation, proper usage of period, question mark, exclamation mark, and comma
Related Videos: Contractions! - https://youtu.be/gubPH3WEurg
Check out our full Learning Songs Playlist here: https://www.youtube.com/playlist?list=PL_ym6QHjS1szUhzH9URPbDflLczfPHF6P
Scratch Garden makes entertaining educational videos for people that like to laugh and learn! Please Subscribe to see more great fun learning videos from Scratch Garden! https://goo.gl/1biPjA
Our '2nd Channel' is on Patreon! ▶ https://www.patreon.com/scratchgarden
Website: https://www.scratchgarden.com
Instagram: https://www.instagram.com/scratchgarden
Facebook: https://www.facebook.com/scratchgarden
00:00 Introduction
00:04 Period
00:18 Question Mark
00:34 Exclamation mark
00:50 Comma
#ESL #punctuation #teachingEnglish
https://wn.com/Punctuation_Explained_(By_Punctuation_)_|_Scratch_Garden
Learn about punctuation from the punctuation marks themselves!
GET THE PUNCTUATION BOOK! http://scratchgarden.com/book/
Like our videos? Help support us on Patreon (and access over 50 member-only videos!) ►► https://www.patreon.com/scratchgarden ◄◄
Whether you are teaching punctuation for ESL & EFL or writing sentences for kids, the Punctuation Explained video will help to make your English lesson fun and understandable!
Primary Teaching Points: punctuation, proper usage of period, question mark, exclamation mark, and comma
Related Videos: Contractions! - https://youtu.be/gubPH3WEurg
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00:00 Introduction
00:04 Period
00:18 Question Mark
00:34 Exclamation mark
00:50 Comma
#ESL #punctuation #teachingEnglish
- published: 27 Nov 2013
- views: 12528612
3:59
Punctuation Exclamation Mark
- Order: Reorder
- Duration: 3:59
- Uploaded Date: 15 May 2023
- views: 73537
When should you use exclamation marks? Learn all about how you can use exclamation marks in exclamatory sentences, strong commands, and interjections.
Type of ...
When should you use exclamation marks? Learn all about how you can use exclamation marks in exclamatory sentences, strong commands, and interjections.
Type of Sentence Worksheets:
https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-End-Punctuation-Worksheets-and-Activities-1752497
Types of Sentences Hands-On Activities:
https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-End-Punctuation-Activities-2750753
Types of Sentences Interactive PPT Lesson:
https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-Punctuation-Interactive-PowerPoint-3206196
Puntuation Boom Cards:
https://www.teacherspayteachers.com/Product/Punctuation-Boom-Cards-Distance-Learning-3593586
https://wn.com/Punctuation_Exclamation_Mark
When should you use exclamation marks? Learn all about how you can use exclamation marks in exclamatory sentences, strong commands, and interjections.
Type of Sentence Worksheets:
https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-End-Punctuation-Worksheets-and-Activities-1752497
Types of Sentences Hands-On Activities:
https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-End-Punctuation-Activities-2750753
Types of Sentences Interactive PPT Lesson:
https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-Punctuation-Interactive-PowerPoint-3206196
Puntuation Boom Cards:
https://www.teacherspayteachers.com/Product/Punctuation-Boom-Cards-Distance-Learning-3593586
- published: 15 May 2023
- views: 73537
11:01
English Grammar lessons - When to Use an Exclamation Mark? - Punctuation Marks
- Order: Reorder
- Duration: 11:01
- Uploaded Date: 10 Jul 2015
- views: 260882
English Grammar lessons - When to Use an Exclamation Mark?
http://www.learnex.in/when-to-use-an-exclamation-mark
In English Grammar Exclamation mark or point ...
English Grammar lessons - When to Use an Exclamation Mark?
http://www.learnex.in/when-to-use-an-exclamation-mark
In English Grammar Exclamation mark or point is a type of punctuation mark. It usually shows strong feeling such as anger joy excitement or surprise and so on. Using an exclamation mark in writing English is rather like shouting or raising your voice when speaking English.But using an exclamation mark in writing English has actually changed quite a bit in the last ten years. In this English Grammar lesson you will learn using the Exclamation mark correctly.
The Traditional rules are :-
1) An exclamation mark is added when you warn someone
Eg - Be careful! ,Stop! , Don't touch!
2) An exclamation mark is added at the end of an angry statement.
Eg - I disagree with that!
Don't you tell me that!
3) When you want to indicate strong command you add an exclamation mark
Eg - Clean that now!
Send it now!
4) When using interjections you add an exclamation mark
Eg - "Ouch! that hurt"
"Aww! that's sad"
5) An exclamation mark can be used to close questions that are meant to convey extreme emotions.
Eg - What on earth are you doing!
Eg - Are you serious!
In the past few years people have started to do a lot more informal writing because of social media. This has changed the way people use the exclamation mark in writing English. It is used to show a friendly note or suggests that the writer is happy,excited or smiling. Some examples of the current usage of exclamation marks are as follows :-
Example - Happy New year to all my friends and family! ( When you wish someone in writing,you add an exclamation mark)
Example - Great Game! We Won! ( Expressing happiness)
Example - You are so adorable! ( Expressing love)
Hope this English lesson is helpful to all you learners of English language out there. Watch our English lessons regularly to learn better English and improve your spoken English skills dramatically.
https://wn.com/English_Grammar_Lessons_When_To_Use_An_Exclamation_Mark_Punctuation_Marks
English Grammar lessons - When to Use an Exclamation Mark?
http://www.learnex.in/when-to-use-an-exclamation-mark
In English Grammar Exclamation mark or point is a type of punctuation mark. It usually shows strong feeling such as anger joy excitement or surprise and so on. Using an exclamation mark in writing English is rather like shouting or raising your voice when speaking English.But using an exclamation mark in writing English has actually changed quite a bit in the last ten years. In this English Grammar lesson you will learn using the Exclamation mark correctly.
The Traditional rules are :-
1) An exclamation mark is added when you warn someone
Eg - Be careful! ,Stop! , Don't touch!
2) An exclamation mark is added at the end of an angry statement.
Eg - I disagree with that!
Don't you tell me that!
3) When you want to indicate strong command you add an exclamation mark
Eg - Clean that now!
Send it now!
4) When using interjections you add an exclamation mark
Eg - "Ouch! that hurt"
"Aww! that's sad"
5) An exclamation mark can be used to close questions that are meant to convey extreme emotions.
Eg - What on earth are you doing!
Eg - Are you serious!
In the past few years people have started to do a lot more informal writing because of social media. This has changed the way people use the exclamation mark in writing English. It is used to show a friendly note or suggests that the writer is happy,excited or smiling. Some examples of the current usage of exclamation marks are as follows :-
Example - Happy New year to all my friends and family! ( When you wish someone in writing,you add an exclamation mark)
Example - Great Game! We Won! ( Expressing happiness)
Example - You are so adorable! ( Expressing love)
Hope this English lesson is helpful to all you learners of English language out there. Watch our English lessons regularly to learn better English and improve your spoken English skills dramatically.
- published: 10 Jul 2015
- views: 260882
4:10
When to use an Exclamation Mark! // Writing For Kids
- Order: Reorder
- Duration: 4:10
- Uploaded Date: 29 Sep 2021
- views: 13752
In this lesson we take a look at when to use an Exclamation Mark in our writing. I'm sure your some of your students use exclamation marks left, right, and cent...
In this lesson we take a look at when to use an Exclamation Mark in our writing. I'm sure your some of your students use exclamation marks left, right, and centre. Well, in today's video, we look at the rules, and practice writing our own exclamation sentences.
--
I have made these educational videos for your kids to watch and learn from, as well as having some fun. I already have plenty of Lesson Videos that are already on my Youtube Channel, so there will be lots to learn!
Find more of my Videos Here:
https://www.youtube.com/thetouringteacher
Follow The Touring Teacher:
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Contact me: lauraalice@thetouringteacher.com
https://wn.com/When_To_Use_An_Exclamation_Mark_Writing_For_Kids
In this lesson we take a look at when to use an Exclamation Mark in our writing. I'm sure your some of your students use exclamation marks left, right, and centre. Well, in today's video, we look at the rules, and practice writing our own exclamation sentences.
--
I have made these educational videos for your kids to watch and learn from, as well as having some fun. I already have plenty of Lesson Videos that are already on my Youtube Channel, so there will be lots to learn!
Find more of my Videos Here:
https://www.youtube.com/thetouringteacher
Follow The Touring Teacher:
Instagram: https://www.instagram.com/touring_teacher/?hl=en
Facebook: https://www.facebook.com/thetouringteacher/
Website: https://www.thetouringteacher.com/learning-from-home
TPT: https://www.teacherspayteachers.com/Store/The-Touring-Teacher-Lesson-Videos
Contact me: lauraalice@thetouringteacher.com
- published: 29 Sep 2021
- views: 13752
1:42:20
[🔴LIVE] PLAYING FORGOTTEN PIGGY MAPS WITH VIEWERS | Roblox Piggy
- Order: Reorder
- Duration: 1:42:20
- Uploaded Date: 19 Nov 2023
- views: 192
💰DONATE - https://streamlabs.com/marmaduke4gaming/tip
❤️HELP ME REACH 2000 SUBSCRIBERS: https://www.youtube.com/@SephPlayz
🔔CLICK THE BELL AND TURN ON ALL NOTI...
💰DONATE - https://streamlabs.com/marmaduke4gaming/tip
❤️HELP ME REACH 2000 SUBSCRIBERS: https://www.youtube.com/@SephPlayz
🔔CLICK THE BELL AND TURN ON ALL NOTIFICATIONS
🌳MINECRAFT CHANNEL: https://www.youtube.com/@sephplayz2586
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🟥 ROBLOX: https://web.roblox.com/users/3458593930/profile
IF @EpicTank JOIN THE STREAM, I'LL GET TAKIS FOR THE NEXT STREAM AND EVERYTIME I DIE, I EAT ONE (Takis are a really spicy chip)
Point System:
Every 5 minutes when watching the stream, you will automatically earn 5 points that you can spend on trolling me.
Everyone 5 minutes if you are actively typing in chat, you will earn a bonus one point.
As well as earning 1 point if you subscribe.
Commands:
!points: If you type !points (with an exclamation mark) in chat, our Streamlabs Bot will tell you how many points you have.
!shop: If you type !shop (with an exclamation mark) in chat, our Streamlabs Bot will give you a list of things you can redeem to troll me.
!redeem (name of what you need to redeem: list down below or type !shop): !redeem (***) will make the sound effect / dare pop up on screen so I am aware of it.
Giveaways:
Sometimes I do Point Giveaways. Maybe for a Piggy Update or a Doors Update. This will give you a certain amount of points if you win. When a giveaway is set, the Streamlabs Bot will regularly remind you in chat to enter. Typicially, to enter my giveaways you need to type "!raffle" (with an exclamation mark).
Points Redeem Shop 🛒:
1 point: bruh - !redeem bruh
3 points: my name's Jeff - !redeem jeff
5 points: emotional damage - !redeem emdam
10 points: oh my god - !redeem god
15 points: make me say "UwU" - !redeem uwu
15 points: sheesh - !redeem sheesh
20 points: Make me say "I love LankyBox" - !redeem lankybox
25 points: amogus - !redeem amogus
30 points: choose the next game - !redeem game
40 points: nyan cat - !redeem nyan
50 points: friend request - !redeem friend
60 points: pin message - !redeem pin
70 points: get followed on roblox - !redeem follow
80 points: shoutout - !redeem shoutout
100 points: chance to win 10 robux (monthly wheel) - !redeem 10
120 points: 1v1 in a game of your choice - !redeem 1v1
140 points: say your name 20 times - !redeem say20
160 points: i say anything you want me to say - !redeem saysomething
180 points: roblox gfx - !redeem gfx
200 points: i say your name 50 times - !redeem say50
220 points: be in a short / get yeeted - !redeem short
240 points: roblox pfp - !redeem pfp
260 points: change display name (of your choice) - !redeem changename
500 points: standard mod - !redeem mod1
1000 points: managing mod - !redeem mod2
TAGS* #roblox ' #memes , #roblox funny moments, #roblox #funny #memes, #2022, #roblox #meme ,#peter #roblox #meme #,peter #memes #,peter #meme #,edits ,#funny ,#roblox ,#moments ,#moment #,funny #moments ,#murdermystery #mystery #2 #funny #moments ,#murdermystery #mystery #funny #moments ,#mm2 funny moments ,roblox murder mystery 2 funny moments ,roblox funny edits ,roblox mm2 funny moments ,roblox funny ,squid game ,roblox squid game ,roblox cart ride ,cart ride roblox, roblox jailbreak, jailbreak, jailbreak funny moments, jailbreak funny memes, mario kart, bedwars, roblox bedwars, roblox bedwars funny moments, 2021, moments, funniest, funny roblox moments, of 2022, jenna roblox, king kong roblox, ROBLOX kreekcraft, roblox denis, roblox ishowspeed, ishowspeed roblox ban, roblox robux, roblox burr, brookhaven kron roblox brookhaven storyline, brookhaven story, roblox, roblox funny, funny edit, brookhaven best edit, roblox brookhaven 🏡rproblox best edit roblox brookhaven, roblox ban, roblox ban script, roblox ban hammer, roblox ban hammer script,pewdiepie roblox ban, roblox ban hack, roblox ban speedrun, roblox, roblox steak, roblox hacker, roblox hacker trolling, roblox trolling, roblox trolling oders, roblox live,live roblox, roblox live now, roblox live right now, roblox live with viewers, roblox song, fgteev roblox, sis vs bro roblox, cookie swirl c roblox, gamer girl roblox, prestonplayz roblox, itsfunneh roblox, roblox bloxburg
~Credit to Steak, Poke and Hing for the tags xD
And Extra Tags:
grimace shake, skibidi toilet, skibidi toilet roblox, roblox skibidi toilet, grimace shake roblox, roblox grimace shake
Stream Starting Soon Screen Made By: @fingymplayz
S.S.S.S Inspired By: @hingdragon
https://wn.com/🔴Live_Playing_Forgotten_Piggy_Maps_With_Viewers_|_Roblox_Piggy
💰DONATE - https://streamlabs.com/marmaduke4gaming/tip
❤️HELP ME REACH 2000 SUBSCRIBERS: https://www.youtube.com/@SephPlayz
🔔CLICK THE BELL AND TURN ON ALL NOTIFICATIONS
🌳MINECRAFT CHANNEL: https://www.youtube.com/@sephplayz2586
👕SEPHPLAYZ MERCH: https://sephplayz.creator-spring.com
🤖DISCORD: https://discord.gg/EhRCnjhy2n
🟥 ROBLOX: https://web.roblox.com/users/3458593930/profile
IF @EpicTank JOIN THE STREAM, I'LL GET TAKIS FOR THE NEXT STREAM AND EVERYTIME I DIE, I EAT ONE (Takis are a really spicy chip)
Point System:
Every 5 minutes when watching the stream, you will automatically earn 5 points that you can spend on trolling me.
Everyone 5 minutes if you are actively typing in chat, you will earn a bonus one point.
As well as earning 1 point if you subscribe.
Commands:
!points: If you type !points (with an exclamation mark) in chat, our Streamlabs Bot will tell you how many points you have.
!shop: If you type !shop (with an exclamation mark) in chat, our Streamlabs Bot will give you a list of things you can redeem to troll me.
!redeem (name of what you need to redeem: list down below or type !shop): !redeem (***) will make the sound effect / dare pop up on screen so I am aware of it.
Giveaways:
Sometimes I do Point Giveaways. Maybe for a Piggy Update or a Doors Update. This will give you a certain amount of points if you win. When a giveaway is set, the Streamlabs Bot will regularly remind you in chat to enter. Typicially, to enter my giveaways you need to type "!raffle" (with an exclamation mark).
Points Redeem Shop 🛒:
1 point: bruh - !redeem bruh
3 points: my name's Jeff - !redeem jeff
5 points: emotional damage - !redeem emdam
10 points: oh my god - !redeem god
15 points: make me say "UwU" - !redeem uwu
15 points: sheesh - !redeem sheesh
20 points: Make me say "I love LankyBox" - !redeem lankybox
25 points: amogus - !redeem amogus
30 points: choose the next game - !redeem game
40 points: nyan cat - !redeem nyan
50 points: friend request - !redeem friend
60 points: pin message - !redeem pin
70 points: get followed on roblox - !redeem follow
80 points: shoutout - !redeem shoutout
100 points: chance to win 10 robux (monthly wheel) - !redeem 10
120 points: 1v1 in a game of your choice - !redeem 1v1
140 points: say your name 20 times - !redeem say20
160 points: i say anything you want me to say - !redeem saysomething
180 points: roblox gfx - !redeem gfx
200 points: i say your name 50 times - !redeem say50
220 points: be in a short / get yeeted - !redeem short
240 points: roblox pfp - !redeem pfp
260 points: change display name (of your choice) - !redeem changename
500 points: standard mod - !redeem mod1
1000 points: managing mod - !redeem mod2
TAGS* #roblox ' #memes , #roblox funny moments, #roblox #funny #memes, #2022, #roblox #meme ,#peter #roblox #meme #,peter #memes #,peter #meme #,edits ,#funny ,#roblox ,#moments ,#moment #,funny #moments ,#murdermystery #mystery #2 #funny #moments ,#murdermystery #mystery #funny #moments ,#mm2 funny moments ,roblox murder mystery 2 funny moments ,roblox funny edits ,roblox mm2 funny moments ,roblox funny ,squid game ,roblox squid game ,roblox cart ride ,cart ride roblox, roblox jailbreak, jailbreak, jailbreak funny moments, jailbreak funny memes, mario kart, bedwars, roblox bedwars, roblox bedwars funny moments, 2021, moments, funniest, funny roblox moments, of 2022, jenna roblox, king kong roblox, ROBLOX kreekcraft, roblox denis, roblox ishowspeed, ishowspeed roblox ban, roblox robux, roblox burr, brookhaven kron roblox brookhaven storyline, brookhaven story, roblox, roblox funny, funny edit, brookhaven best edit, roblox brookhaven 🏡rproblox best edit roblox brookhaven, roblox ban, roblox ban script, roblox ban hammer, roblox ban hammer script,pewdiepie roblox ban, roblox ban hack, roblox ban speedrun, roblox, roblox steak, roblox hacker, roblox hacker trolling, roblox trolling, roblox trolling oders, roblox live,live roblox, roblox live now, roblox live right now, roblox live with viewers, roblox song, fgteev roblox, sis vs bro roblox, cookie swirl c roblox, gamer girl roblox, prestonplayz roblox, itsfunneh roblox, roblox bloxburg
~Credit to Steak, Poke and Hing for the tags xD
And Extra Tags:
grimace shake, skibidi toilet, skibidi toilet roblox, roblox skibidi toilet, grimace shake roblox, roblox grimace shake
Stream Starting Soon Screen Made By: @fingymplayz
S.S.S.S Inspired By: @hingdragon
- published: 19 Nov 2023
- views: 192
5:47
Exclamations
- Order: Reorder
- Duration: 5:47
- Uploaded Date: 19 Apr 2021
- views: 46462
This video teaches elementary English Language Arts students about exclamation points and how they can show strong feelings in sentences.
This video teaches elementary English Language Arts students about exclamation points and how they can show strong feelings in sentences.
https://wn.com/Exclamations
This video teaches elementary English Language Arts students about exclamation points and how they can show strong feelings in sentences.
- published: 19 Apr 2021
- views: 46462
-
Is Buying Mortgage Points Worth It?
Is Buying Mortgage Points Worth It? Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more! Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1 Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in t...
published: 16 Oct 2020 -
Paying Points on a Mortgage EXPLAINED / Origination and Discount Fees | #mortgagepoints
Are you considering paying points on a mortgage buying down your interest rate? You want to watch this first! I will explain the difference between origination and discount points- which you will see this term thrown around online everywhere! I'll also cover a sample calculation and how to know if the upfront cost is worth it to buy down. Thank you for tuning in! Chapters 00:00 Introduction 00:15 Definition of Paying Points on a Mortgage 01:20 Calculation of a 1% Buydown 02:03 Origination Point vs Discount Point 02:39 Buydown vs No Buydown 03:56 Recoup Time Calculation 04:38 Is It Worth It? 04:58 Refinancing Later? 05:33 Buying Down More Points 👉TikTok: @loanwithjen 👉Instagram: @loanwithjen 👉Facebook: https://www.facebook.com/loanwithjen Jennifer Hughes Hernandez, Legacy Mutual Mort...
published: 11 Feb 2023 -
Should I pay points on a Mortgage?
In this video, I talk and answer this very common and million-dollar question Should I pay points on a mortgage. What are mortgage points? Is it good or bad? How do we get or earn mortgage points or when do mortgage points make sense? All this I'm going to discuss to give you an idea of how mortgage points work. Watch the video to see what I mean. Like, comment, subscribe, and share this with a friend! I love real estate and everything that has to do with real estate investing mortgage, and personal finance. If you enjoyed this video and found value, please consider subscribing! 📢 Ready to get started with a broker? Start here 🤵https://co.umortgage.com/3x8zMTb Thanks for watching! ✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱 Matt The Mortgage Guy School 🏫 Enroll in the Mortgage 101 course ...
published: 12 Jun 2021 -
Interest Rate Buy Downs - How It Works And Why You Should Get It (First Time Home Buyers)
► ► *Get An Agent Referral anywhere in the US* https://homeandmoney.com/javier/ ► ► *Home Buying Resources I Created For You* https://javiervidana.gumroad.com/l/silsl 🌵 Work With Javy in Phoenix, AZ ► ► *Contact Info* contact@javiervidana.com or 623-707-9836 ► ► *Send me a DM* https://www.instagram.com/thejaviervidana 🪙 Resources I Have Gathered For You ► ► *The Best Credit Tool For Home Buyers* www.smartcredit.com/javier ► ► *The Best Mortgage Calculator (use code JAVY)* https://www.winthehouseyoulove.com/tools/advisor 🤙 Join The Community ✅ Discord ► ► https://discord.gg/R4quqgArbf ✅ Twitch ► ► https://www.twitch.tv/javiervidana ❗ Disclaimer ► ► https://app.termly.io/document/disclaimer/02b5a8e7-3567-48b2-81af-2b2935e6addb #realestate #firsttimehomebuyer #javiervidana
published: 01 Jul 2022 -
What are points and credits? | Better
published: 10 Sep 2018 -
Should You Pay MORTGAGE POINTS | Should I Pay POINTS on a Mortgage | Mortgage Points Explained
🟢Ready to Buy a House & You Don't Know Where to Start? Start Here! My FREE Download: https://bit.ly/3QWqfbq 🚨Do Not Buy a House without My First Time Homebuyer Masterclass with Digital Confidently Closed Handbook, Because After Closing is Too Late: https://bit.ly/47s4pT7 🚨 Ready to Buy Your First House? Watch these videos & Visit my playlists! ⭐8 Steps to Buy a House - https://youtu.be/fgUkwjA12V4 ⭐ Where Should You Start? - https://youtu.be/0IOl5pAC_Gk ⭐ Most Important People in the Home Buying Process - https://youtu.be/5N70wMXgmgU ⭐ What is Included in your Mortgage Payment: https://youtu.be/P_JC8b6wKMU ⭐New Construction - https://youtu.be/QoCctKxuJxA ⭐FHA or Conventional - https://youtu.be/gXfEGPd3k4Y ⭐Buying a House with Student Loans - https://youtu.be/yunqWv1xIUU ⭐7 Day Perfect C...
published: 23 Sep 2021 -
What Are Mortgage Points? [Mortgage Points Explained] | #LoanwithJen #mortgagepoints
What Are Mortgage Points? | Mortgage Points Explained What are Mortgage Points? You will see them listed as origination fees, discount fees or mortgage points on your fee worksheet. Points are the amount you pay at closing for a lower rate. To calculate the amount of time to recoup this cost, divide the origination fee from the monthly interest rate savings to figure out how long it will take to recoup your initial investment. For more information on selling your investment properties, contact us at www.loanwithjen.com Equal Housing Lender NMLS # 514497 #LoanWithJen #MortgagePointsExplained #Mortgage #Points 👉TikTok: @loanwithjen 👉Instagram: @loanwithjen 👉Facebook: https://www.facebook.com/loanwithjen Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunit...
published: 17 Jun 2020 -
“Points” and Fees Explained | Understand Discount Points and Mortgage Loan Fees
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com For COMMERCIAL LOANS, visit https://www.evergreen.llc --- Discount points and loan fees are additional charges that are added to the cost of getting a loan, and they're paid by the borrower. But it's important to understand what points and fees are and why they are included as part of the loan. Points are 1% of the loan amount. It's basically adding to the rate, and what discount points do is they allow the lender to capture some of their yield upfront at the beginning of the loan. The reason they're called discount points is because the borrower doesn't pay them to the lender. Typically the lender just deducts them from the loan amount. Lenders don't necessarily need to take the extra step of having the borrower giv...
published: 22 Jun 2021 -
Possible homeowners are losing buying power with each mortgage point uptick
With interest rates hovering around the 7.4% range, many would-be homebuyers are vacillating about the opportunity to buy a home. A new Redfin report shows over the last year, people looking for a home have lost more than $70,000 in buying power. Historically high mortgage rates are hitting buyers where it hurts -- in their budgets. Would-be homeowner Mason Pixley realizes that some of the homes in this market are just not within his budget, and he's not alone. READ MORE: https://www.wcnc.com/article/money/markets/real-estate/possible-homeowners-losing-buying-power-mortgage-point/275-596c6789-946f-4c15-ac41-18d2aa409656
published: 08 Sep 2023 -
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
#mortgagepoints #points #discountpoints Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate Rates are going up so lenders are talking about points and buying down the interest rate more and more. In this video I cover what a mortgage discount point is and how to determine if buying the interest rate down via points makes sense. Need a mortgage? Give me a call 707-478-0637 For the math in this video check out http://jenniferbeeston.com/uncategorized/mortgage-points-explained Follow me @: Website: https://www.guaranteedrate.com/loan-expert/jenniferbeeston Facebook: https://www.facebook.com/jenniferbeestonmortgage Instagram: @jenbeeston Twitter: https://twitter.com/SFHomeloans LinkedIn: https://www.linkedin.com/in/jenniferreadyloans Zillow: https://www.zillow.com/lende...
published: 02 Aug 2018
developed with YouTube
4:20
Is Buying Mortgage Points Worth It?
- Order: Reorder
- Duration: 4:20
- Uploaded Date: 16 Oct 2020
- views: 133945
Is Buying Mortgage Points Worth It?
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources...
Is Buying Mortgage Points Worth It?
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Is Buying Mortgage Points Worth It?
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
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- published: 16 Oct 2020
- views: 133945
6:26
Paying Points on a Mortgage EXPLAINED / Origination and Discount Fees | #mortgagepoints
- Order: Reorder
- Duration: 6:26
- Uploaded Date: 11 Feb 2023
- views: 16653
Are you considering paying points on a mortgage buying down your interest rate? You want to watch this first! I will explain the difference between origination...
Are you considering paying points on a mortgage buying down your interest rate? You want to watch this first! I will explain the difference between origination and discount points- which you will see this term thrown around online everywhere! I'll also cover a sample calculation and how to know if the upfront cost is worth it to buy down. Thank you for tuning in!
Chapters
00:00 Introduction
00:15 Definition of Paying Points on a Mortgage
01:20 Calculation of a 1% Buydown
02:03 Origination Point vs Discount Point
02:39 Buydown vs No Buydown
03:56 Recoup Time Calculation
04:38 Is It Worth It?
04:58 Refinancing Later?
05:33 Buying Down More Points
👉TikTok: @loanwithjen
👉Instagram: @loanwithjen
👉Facebook: https://www.facebook.com/loanwithjen
Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497
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💻 http://apply.loanwithjen.com/
💻 Visit My Website - https://www.loanwithjen.com/
📌More Helpful Content:
▶️Why You Should Use A Local Lender: https://www.youtube.com/watch?v=shkijZmEonA
▶️How to Buy A House With Low Income: https://www.youtube.com/watch?v=OcyjWe0snWU
▶️Using Rental Income To Qualify For A Mortgage: https://www.youtube.com/watch?v=kv0eXzl1YUo
https://wn.com/Paying_Points_On_A_Mortgage_Explained_Origination_And_Discount_Fees_|_Mortgagepoints
Are you considering paying points on a mortgage buying down your interest rate? You want to watch this first! I will explain the difference between origination and discount points- which you will see this term thrown around online everywhere! I'll also cover a sample calculation and how to know if the upfront cost is worth it to buy down. Thank you for tuning in!
Chapters
00:00 Introduction
00:15 Definition of Paying Points on a Mortgage
01:20 Calculation of a 1% Buydown
02:03 Origination Point vs Discount Point
02:39 Buydown vs No Buydown
03:56 Recoup Time Calculation
04:38 Is It Worth It?
04:58 Refinancing Later?
05:33 Buying Down More Points
👉TikTok: @loanwithjen
👉Instagram: @loanwithjen
👉Facebook: https://www.facebook.com/loanwithjen
Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497
💻 http://checklist.loanwithjen.com/
💻 http://apply.loanwithjen.com/
💻 Visit My Website - https://www.loanwithjen.com/
📌More Helpful Content:
▶️Why You Should Use A Local Lender: https://www.youtube.com/watch?v=shkijZmEonA
▶️How to Buy A House With Low Income: https://www.youtube.com/watch?v=OcyjWe0snWU
▶️Using Rental Income To Qualify For A Mortgage: https://www.youtube.com/watch?v=kv0eXzl1YUo
- published: 11 Feb 2023
- views: 16653
12:39
Should I pay points on a Mortgage?
- Order: Reorder
- Duration: 12:39
- Uploaded Date: 12 Jun 2021
- views: 16376
In this video, I talk and answer this very common and million-dollar question Should I pay points on a mortgage. What are mortgage points? Is it good or bad?
H...
In this video, I talk and answer this very common and million-dollar question Should I pay points on a mortgage. What are mortgage points? Is it good or bad?
How do we get or earn mortgage points or when do mortgage points make sense? All this I'm going to discuss to give you an idea of how mortgage points work. Watch the video to see what I mean. Like, comment, subscribe, and share this with a friend!
I love real estate and everything that has to do with real estate investing mortgage, and personal finance. If you enjoyed this video and found value, please consider subscribing!
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Thanks for watching!
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Visit my website for more info
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Business inquiries contact me at
▶ team@mtmg.com
A few videos that might be helpful:
The importance of working with a pro:
▶https://youtu.be/zuceT1O05NQ
Make a million dollars with 1 rental :
▶ https://youtu.be/dI_TKq84-w4
Real estate investing for beginners:
▶ https://youtu.be/Pt3Yig7IpXk
Buying or Refinancing in CA?
APPLY NOW:
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More info on buying:
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More info on refinancing:
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BUILD YOUR CREDIT for $2/mo :
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Cheers! 👏😄
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https://wn.com/Should_I_Pay_Points_On_A_Mortgage
In this video, I talk and answer this very common and million-dollar question Should I pay points on a mortgage. What are mortgage points? Is it good or bad?
How do we get or earn mortgage points or when do mortgage points make sense? All this I'm going to discuss to give you an idea of how mortgage points work. Watch the video to see what I mean. Like, comment, subscribe, and share this with a friend!
I love real estate and everything that has to do with real estate investing mortgage, and personal finance. If you enjoyed this video and found value, please consider subscribing!
📢 Ready to get started with a broker? Start here
🤵https://co.umortgage.com/3x8zMTb
Thanks for watching!
✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱
Matt The Mortgage Guy School 🏫
Enroll in the Mortgage 101 course to get a behind-the-scenes look at what you need to know about the mortgage and buying process. Put aside what marketers tell you and get the TRUTH about mortgages inside this video course.
Click the link below👇 for more details and Enroll Now!
Link 👉 https://matt-the-mortgage-guy-school.teachable.com/
✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱✅⏰📱
Subscribe NOW for more mortgage/real estate/finance straight talk:
https://www.youtube.com/channel/UCq2XM1Q4PXs-msULABdk2Yw
Visit my website for more info
▶ https://co.umortgage.com/3x8zMTb
Business inquiries contact me at
▶ team@mtmg.com
A few videos that might be helpful:
The importance of working with a pro:
▶https://youtu.be/zuceT1O05NQ
Make a million dollars with 1 rental :
▶ https://youtu.be/dI_TKq84-w4
Real estate investing for beginners:
▶ https://youtu.be/Pt3Yig7IpXk
Buying or Refinancing in CA?
APPLY NOW:
▶ https://co.umortgage.com/3LJJO0Z
More info on buying:
▶ https://co.umortgage.com/3JdU2oH
More info on refinancing:
▶ https://co.umortgage.com/35QZb8Q
BUILD YOUR CREDIT for $2/mo :
▶https://kikoff.pxf.io/mtmg
Cheers! 👏😄
Cheers!💖🙌🤝
- published: 12 Jun 2021
- views: 16376
10:43
Interest Rate Buy Downs - How It Works And Why You Should Get It (First Time Home Buyers)
- Order: Reorder
- Duration: 10:43
- Uploaded Date: 01 Jul 2022
- views: 120698
► ► *Get An Agent Referral anywhere in the US* https://homeandmoney.com/javier/
► ► *Home Buying Resources I Created For You* https://javiervidana.gumroad.com/l...
► ► *Get An Agent Referral anywhere in the US* https://homeandmoney.com/javier/
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🪙 Resources I Have Gathered For You
► ► *The Best Credit Tool For Home Buyers* www.smartcredit.com/javier
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#realestate #firsttimehomebuyer #javiervidana
https://wn.com/Interest_Rate_Buy_Downs_How_It_Works_And_Why_You_Should_Get_It_(First_Time_Home_Buyers)
► ► *Get An Agent Referral anywhere in the US* https://homeandmoney.com/javier/
► ► *Home Buying Resources I Created For You* https://javiervidana.gumroad.com/l/silsl
🌵 Work With Javy in Phoenix, AZ
► ► *Contact Info* contact@javiervidana.com or 623-707-9836
► ► *Send me a DM* https://www.instagram.com/thejaviervidana
🪙 Resources I Have Gathered For You
► ► *The Best Credit Tool For Home Buyers* www.smartcredit.com/javier
► ► *The Best Mortgage Calculator (use code JAVY)* https://www.winthehouseyoulove.com/tools/advisor
🤙 Join The Community
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#realestate #firsttimehomebuyer #javiervidana
- published: 01 Jul 2022
- views: 120698
1:17
What are points and credits? | Better
- Order: Reorder
- Duration: 1:17
- Uploaded Date: 10 Sep 2018
- views: 1169
- published: 10 Sep 2018
- views: 1169
11:12
Should You Pay MORTGAGE POINTS | Should I Pay POINTS on a Mortgage | Mortgage Points Explained
- Order: Reorder
- Duration: 11:12
- Uploaded Date: 23 Sep 2021
- views: 23282
🟢Ready to Buy a House & You Don't Know Where to Start? Start Here! My FREE Download: https://bit.ly/3QWqfbq
🚨Do Not Buy a House without My First Time Homebuyer...
🟢Ready to Buy a House & You Don't Know Where to Start? Start Here! My FREE Download: https://bit.ly/3QWqfbq
🚨Do Not Buy a House without My First Time Homebuyer Masterclass with Digital Confidently Closed Handbook, Because After Closing is Too Late: https://bit.ly/47s4pT7 🚨
Ready to Buy Your First House? Watch these videos & Visit my playlists!
⭐8 Steps to Buy a House - https://youtu.be/fgUkwjA12V4
⭐ Where Should You Start? - https://youtu.be/0IOl5pAC_Gk
⭐ Most Important People in the Home Buying Process - https://youtu.be/5N70wMXgmgU
⭐ What is Included in your Mortgage Payment: https://youtu.be/P_JC8b6wKMU
⭐New Construction - https://youtu.be/QoCctKxuJxA
⭐FHA or Conventional - https://youtu.be/gXfEGPd3k4Y
⭐Buying a House with Student Loans - https://youtu.be/yunqWv1xIUU
⭐7 Day Perfect Credit Plan - https://youtu.be/4QU7g6IS7BQ
⭐Can you afford a house: DTI Ratio - https://youtu.be/S3glBuf2fRw
⭐What happens at closing -https://youtu.be/heCUdtcGMls
⭐NACA Home Buying Program -https://youtu.be/HLLluwaAfrQ
⭐Should I Rent or Buy? - https://youtu.be/NPgOyRZKfmU
⭐ Get Your Real Estate License Online- https://youtu.be/kHen6QrArwg
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🟦Join My First Time Buyers Facebook Group🟦
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https://wn.com/Should_You_Pay_Mortgage_Points_|_Should_I_Pay_Points_On_A_Mortgage_|_Mortgage_Points_Explained
🟢Ready to Buy a House & You Don't Know Where to Start? Start Here! My FREE Download: https://bit.ly/3QWqfbq
🚨Do Not Buy a House without My First Time Homebuyer Masterclass with Digital Confidently Closed Handbook, Because After Closing is Too Late: https://bit.ly/47s4pT7 🚨
Ready to Buy Your First House? Watch these videos & Visit my playlists!
⭐8 Steps to Buy a House - https://youtu.be/fgUkwjA12V4
⭐ Where Should You Start? - https://youtu.be/0IOl5pAC_Gk
⭐ Most Important People in the Home Buying Process - https://youtu.be/5N70wMXgmgU
⭐ What is Included in your Mortgage Payment: https://youtu.be/P_JC8b6wKMU
⭐New Construction - https://youtu.be/QoCctKxuJxA
⭐FHA or Conventional - https://youtu.be/gXfEGPd3k4Y
⭐Buying a House with Student Loans - https://youtu.be/yunqWv1xIUU
⭐7 Day Perfect Credit Plan - https://youtu.be/4QU7g6IS7BQ
⭐Can you afford a house: DTI Ratio - https://youtu.be/S3glBuf2fRw
⭐What happens at closing -https://youtu.be/heCUdtcGMls
⭐NACA Home Buying Program -https://youtu.be/HLLluwaAfrQ
⭐Should I Rent or Buy? - https://youtu.be/NPgOyRZKfmU
⭐ Get Your Real Estate License Online- https://youtu.be/kHen6QrArwg
⭐⭐PLAYLISTS - https://www.youtube.com/c/ShaheedahHillRealEstate/playlists
🟦Join My First Time Buyers Facebook Group🟦
https://www.facebook.com/groups/HillsFirstTimeBuyers/members/
- published: 23 Sep 2021
- views: 23282
5:13
What Are Mortgage Points? [Mortgage Points Explained] | #LoanwithJen #mortgagepoints
- Order: Reorder
- Duration: 5:13
- Uploaded Date: 17 Jun 2020
- views: 22136
What Are Mortgage Points? | Mortgage Points Explained
What are Mortgage Points? You will see them listed as origination fees, discount fees or mortgage points...
What Are Mortgage Points? | Mortgage Points Explained
What are Mortgage Points? You will see them listed as origination fees, discount fees or mortgage points on your fee worksheet. Points are the amount you pay at closing for a lower rate. To calculate the amount of time to recoup this cost, divide the origination fee from the monthly interest rate savings to figure out how long it will take to recoup your initial investment. For more information on selling your investment properties, contact us at www.loanwithjen.com Equal Housing Lender NMLS # 514497
#LoanWithJen #MortgagePointsExplained #Mortgage #Points
👉TikTok: @loanwithjen
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Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497
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💻 Visit My Website - Mortgage Lender Houston | Loan With Jen Education - https://www.loanwithjen.com/
📌More Helpful Content:
▶️The Myths and Truths About Credit Inquiries: https://youtu.be/d_RQJnTsVPE
▶️Why You Should Use A Local Lender: https://www.youtube.com/watch?v=shkijZmEonA
▶️How to Buy A House With Low Income: https://www.youtube.com/watch?v=OcyjWe0snWU
▶️Using Rental Income To Qualify For A Mortgage: https://www.youtube.com/watch?v=kv0eXzl1YUo
https://wn.com/What_Are_Mortgage_Points_Mortgage_Points_Explained_|_Loanwithjen_Mortgagepoints
What Are Mortgage Points? | Mortgage Points Explained
What are Mortgage Points? You will see them listed as origination fees, discount fees or mortgage points on your fee worksheet. Points are the amount you pay at closing for a lower rate. To calculate the amount of time to recoup this cost, divide the origination fee from the monthly interest rate savings to figure out how long it will take to recoup your initial investment. For more information on selling your investment properties, contact us at www.loanwithjen.com Equal Housing Lender NMLS # 514497
#LoanWithJen #MortgagePointsExplained #Mortgage #Points
👉TikTok: @loanwithjen
👉Instagram: @loanwithjen
👉Facebook: https://www.facebook.com/loanwithjen
Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497
💻 Documents Needed to Get Pre-Approved Texas: http://checklist.loanwithjen.com/
💻 Loan With Jen | Do Business With Us!: http://apply.loanwithjen.com/
💻 Visit My Website - Mortgage Lender Houston | Loan With Jen Education - https://www.loanwithjen.com/
📌More Helpful Content:
▶️The Myths and Truths About Credit Inquiries: https://youtu.be/d_RQJnTsVPE
▶️Why You Should Use A Local Lender: https://www.youtube.com/watch?v=shkijZmEonA
▶️How to Buy A House With Low Income: https://www.youtube.com/watch?v=OcyjWe0snWU
▶️Using Rental Income To Qualify For A Mortgage: https://www.youtube.com/watch?v=kv0eXzl1YUo
- published: 17 Jun 2020
- views: 22136
2:43
“Points” and Fees Explained | Understand Discount Points and Mortgage Loan Fees
- Order: Reorder
- Duration: 2:43
- Uploaded Date: 22 Jun 2021
- views: 4192
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Discount points and loan fees a...
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Discount points and loan fees are additional charges that are added to the cost of getting a loan, and they're paid by the borrower. But it's important to understand what points and fees are and why they are included as part of the loan.
Points are 1% of the loan amount. It's basically adding to the rate, and what discount points do is they allow the lender to capture some of their yield upfront at the beginning of the loan.
The reason they're called discount points is because the borrower doesn't pay them to the lender. Typically the lender just deducts them from the loan amount. Lenders don't necessarily need to take the extra step of having the borrower give them a check for the point and then they cut a check to the borrower for the loan. They just deduct the point from the loan. So that's why it's called a discount point. It's discounted from the loan balance.
Fees are charged by the lender typically to cover their origination costs. Lenders have staffing costs for people like underwriters, processors, and fees allow the lender just to recoup some of those costs.
But here's, what's important to understand about points and fees. They actually increase the borrower's cost of capital.
Let me show you an example. Imagine we have a $1 million loan at 6% amortized over 30 years, but the borrower has to pay 2 points plus $8500 in fees. Here's the effect of adding the points and fees into the loan.
A $1 million loan at 6% for 30 years would have a $5995 payment per month, but because the lender discounts the points and fees. Out of the loan amount, the net cash that they disperse is $971,500. So the borrower still pays a $5995 payment, but they only actually received $971,500 in cash as their loan proceeds.
Well, when you solve for RATE ( i ) on that with a 30 year amortization, the actual cost of those funds is 6.27%.
And that's if the borrower holds the loan for 30 years. When the borrower holds the loan for less than 30 years, the effect on the actual cost of funds to the borrower is even greater.
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Explaining Mortgage Loan Points and Fees
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Discount points and loan fees are additional charges that are added to the cost of getting a loan, and they're paid by the borrower. But it's important to understand what points and fees are and why they are included as part of the loan.
Points are 1% of the loan amount. It's basically adding to the rate, and what discount points do is they allow the lender to capture some of their yield upfront at the beginning of the loan.
The reason they're called discount points is because the borrower doesn't pay them to the lender. Typically the lender just deducts them from the loan amount. Lenders don't necessarily need to take the extra step of having the borrower give them a check for the point and then they cut a check to the borrower for the loan. They just deduct the point from the loan. So that's why it's called a discount point. It's discounted from the loan balance.
Fees are charged by the lender typically to cover their origination costs. Lenders have staffing costs for people like underwriters, processors, and fees allow the lender just to recoup some of those costs.
But here's, what's important to understand about points and fees. They actually increase the borrower's cost of capital.
Let me show you an example. Imagine we have a $1 million loan at 6% amortized over 30 years, but the borrower has to pay 2 points plus $8500 in fees. Here's the effect of adding the points and fees into the loan.
A $1 million loan at 6% for 30 years would have a $5995 payment per month, but because the lender discounts the points and fees. Out of the loan amount, the net cash that they disperse is $971,500. So the borrower still pays a $5995 payment, but they only actually received $971,500 in cash as their loan proceeds.
Well, when you solve for RATE ( i ) on that with a 30 year amortization, the actual cost of those funds is 6.27%.
And that's if the borrower holds the loan for 30 years. When the borrower holds the loan for less than 30 years, the effect on the actual cost of funds to the borrower is even greater.
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discount points
lender points
mortgage loan points
mortgage loans
mortgage points
mortgage points explained
mortgage rate
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weighted average cost of capital
what are points on a loan
what is wacc
loan points explained
mortgage loan points and fees explained
real estate mortgage discount points and loan fees
mortgage discount points and loan fees
Explaining Mortgage Loan Points and Fees
mortgage points and fees
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- published: 22 Jun 2021
- views: 4192
2:27
Possible homeowners are losing buying power with each mortgage point uptick
- Order: Reorder
- Duration: 2:27
- Uploaded Date: 08 Sep 2023
- views: 105
With interest rates hovering around the 7.4% range, many would-be homebuyers are vacillating about the opportunity to buy a home. A new Redfin report shows over...
With interest rates hovering around the 7.4% range, many would-be homebuyers are vacillating about the opportunity to buy a home. A new Redfin report shows over the last year, people looking for a home have lost more than $70,000 in buying power.
Historically high mortgage rates are hitting buyers where it hurts -- in their budgets. Would-be homeowner Mason Pixley realizes that some of the homes in this market are just not within his budget, and he's not alone.
READ MORE: https://www.wcnc.com/article/money/markets/real-estate/possible-homeowners-losing-buying-power-mortgage-point/275-596c6789-946f-4c15-ac41-18d2aa409656
https://wn.com/Possible_Homeowners_Are_Losing_Buying_Power_With_Each_Mortgage_Point_Uptick
With interest rates hovering around the 7.4% range, many would-be homebuyers are vacillating about the opportunity to buy a home. A new Redfin report shows over the last year, people looking for a home have lost more than $70,000 in buying power.
Historically high mortgage rates are hitting buyers where it hurts -- in their budgets. Would-be homeowner Mason Pixley realizes that some of the homes in this market are just not within his budget, and he's not alone.
READ MORE: https://www.wcnc.com/article/money/markets/real-estate/possible-homeowners-losing-buying-power-mortgage-point/275-596c6789-946f-4c15-ac41-18d2aa409656
- published: 08 Sep 2023
- views: 105
4:39
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
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- Duration: 4:39
- Uploaded Date: 02 Aug 2018
- views: 77510
#mortgagepoints #points #discountpoints
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
Rates are going up so lenders are talking about ...
#mortgagepoints #points #discountpoints
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
Rates are going up so lenders are talking about points and buying down the interest rate more and more. In this video I cover what a mortgage discount point is and how to determine if buying the interest rate down via points makes sense. Need a mortgage? Give me a call 707-478-0637 For the math in this video check out
http://jenniferbeeston.com/uncategorized/mortgage-points-explained
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https://wn.com/Mortgage_Points_Explained_How_And_When_To_Buy_Down_Your_Mortgage_Rate
#mortgagepoints #points #discountpoints
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
Rates are going up so lenders are talking about points and buying down the interest rate more and more. In this video I cover what a mortgage discount point is and how to determine if buying the interest rate down via points makes sense. Need a mortgage? Give me a call 707-478-0637 For the math in this video check out
http://jenniferbeeston.com/uncategorized/mortgage-points-explained
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All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
- published: 02 Aug 2018
- views: 77510
2:19
Exclamation Mark Song | Punctuation | Grammar for Children | How to Use an Exclamation Mark
Exclamation Mark | Exclamation Mark Song | English Grammar Song for Kids | This is a fun,...
published: 27 Nov 2020
Exclamation Mark Song | Punctuation | Grammar for Children | How to Use an Exclamation Mark
Exclamation Mark Song | Punctuation | Grammar for Children | How to Use an Exclamation Mark
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- published: 27 Nov 2020
- views: 127817
Exclamation Mark | Exclamation Mark Song | English Grammar Song for Kids | This is a fun, upbeat song and animation all about exclamation marks. Perfect if you are teaching English grammar and punctuation at primary school and elementary school. #exclamationmark #punctuation #exclamatorysentence
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1:31
EXCLAMATION MARK | English grammar | How to use punctuation correctly
We hope you enjoyed this video! If you have any questions please ask in the comments.
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published: 09 Feb 2020
EXCLAMATION MARK | English grammar | How to use punctuation correctly
EXCLAMATION MARK | English grammar | How to use punctuation correctly
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We hope you enjoyed this video! If you have any questions please ask in the comments.
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2:06
Exclamation Mark song from Grammaropolis - "Exclaim!”
Full grammar curriculum classroom accounts available at https://edu.grammaropolis.com! Son...
published: 30 Nov 2017
Exclamation Mark song from Grammaropolis - "Exclaim!”
Exclamation Mark song from Grammaropolis - "Exclaim!”
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- published: 30 Nov 2017
- views: 305438
Full grammar curriculum classroom accounts available at https://edu.grammaropolis.com! Songs, books, games, quizzes, and individual student tracking.
From the new album, "Punctuate This!" Song composed & performed by Doctor Noize (doctornoize.com) with lyrics by Doctor Noize & the Mayor of Grammaropolis. On YouTube for a limited time only!
1:18
Exclamation Points Are SO Exciting!!! ❗️ StoryBots: Learn to Read | Netflix Jr
Woohoo! Let’s learn about how to use exclamation marks and when you should use them! Sing ...
published: 27 Mar 2022
Exclamation Points Are SO Exciting!!! ❗️ StoryBots: Learn to Read | Netflix Jr
Exclamation Points Are SO Exciting!!! ❗️ StoryBots: Learn to Read | Netflix Jr
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- published: 27 Mar 2022
- views: 391916
Woohoo! Let’s learn about how to use exclamation marks and when you should use them! Sing along and dance along to the music as you learn how to read with StoryBots!
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1:39
Punctuation Explained (by Punctuation!) | Scratch Garden
Learn about punctuation from the punctuation marks themselves!
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published: 27 Nov 2013
Punctuation Explained (by Punctuation!) | Scratch Garden
Punctuation Explained (by Punctuation!) | Scratch Garden
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- published: 27 Nov 2013
- views: 12528612
Learn about punctuation from the punctuation marks themselves!
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Whether you are teaching punctuation for ESL & EFL or writing sentences for kids, the Punctuation Explained video will help to make your English lesson fun and understandable!
Primary Teaching Points: punctuation, proper usage of period, question mark, exclamation mark, and comma
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00:00 Introduction
00:04 Period
00:18 Question Mark
00:34 Exclamation mark
00:50 Comma
#ESL #punctuation #teachingEnglish
3:59
Punctuation Exclamation Mark
When should you use exclamation marks? Learn all about how you can use exclamation marks i...
published: 15 May 2023
Punctuation Exclamation Mark
Punctuation Exclamation Mark
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- published: 15 May 2023
- views: 73537
When should you use exclamation marks? Learn all about how you can use exclamation marks in exclamatory sentences, strong commands, and interjections.
Type of Sentence Worksheets:
https://www.teacherspayteachers.com/Product/Types-of-Sentences-and-End-Punctuation-Worksheets-and-Activities-1752497
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Types of Sentences Interactive PPT Lesson:
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11:01
English Grammar lessons - When to Use an Exclamation Mark? - Punctuation Marks
English Grammar lessons - When to Use an Exclamation Mark?
http://www.learnex.in/when-to-...
published: 10 Jul 2015
English Grammar lessons - When to Use an Exclamation Mark? - Punctuation Marks
English Grammar lessons - When to Use an Exclamation Mark? - Punctuation Marks
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- published: 10 Jul 2015
- views: 260882
English Grammar lessons - When to Use an Exclamation Mark?
http://www.learnex.in/when-to-use-an-exclamation-mark
In English Grammar Exclamation mark or point is a type of punctuation mark. It usually shows strong feeling such as anger joy excitement or surprise and so on. Using an exclamation mark in writing English is rather like shouting or raising your voice when speaking English.But using an exclamation mark in writing English has actually changed quite a bit in the last ten years. In this English Grammar lesson you will learn using the Exclamation mark correctly.
The Traditional rules are :-
1) An exclamation mark is added when you warn someone
Eg - Be careful! ,Stop! , Don't touch!
2) An exclamation mark is added at the end of an angry statement.
Eg - I disagree with that!
Don't you tell me that!
3) When you want to indicate strong command you add an exclamation mark
Eg - Clean that now!
Send it now!
4) When using interjections you add an exclamation mark
Eg - "Ouch! that hurt"
"Aww! that's sad"
5) An exclamation mark can be used to close questions that are meant to convey extreme emotions.
Eg - What on earth are you doing!
Eg - Are you serious!
In the past few years people have started to do a lot more informal writing because of social media. This has changed the way people use the exclamation mark in writing English. It is used to show a friendly note or suggests that the writer is happy,excited or smiling. Some examples of the current usage of exclamation marks are as follows :-
Example - Happy New year to all my friends and family! ( When you wish someone in writing,you add an exclamation mark)
Example - Great Game! We Won! ( Expressing happiness)
Example - You are so adorable! ( Expressing love)
Hope this English lesson is helpful to all you learners of English language out there. Watch our English lessons regularly to learn better English and improve your spoken English skills dramatically.
4:10
When to use an Exclamation Mark! // Writing For Kids
In this lesson we take a look at when to use an Exclamation Mark in our writing. I'm sure ...
published: 29 Sep 2021
When to use an Exclamation Mark! // Writing For Kids
When to use an Exclamation Mark! // Writing For Kids
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- published: 29 Sep 2021
- views: 13752
In this lesson we take a look at when to use an Exclamation Mark in our writing. I'm sure your some of your students use exclamation marks left, right, and centre. Well, in today's video, we look at the rules, and practice writing our own exclamation sentences.
--
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1:42:20
[🔴LIVE] PLAYING FORGOTTEN PIGGY MAPS WITH VIEWERS | Roblox Piggy
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published: 19 Nov 2023
[🔴LIVE] PLAYING FORGOTTEN PIGGY MAPS WITH VIEWERS | Roblox Piggy
[🔴LIVE] PLAYING FORGOTTEN PIGGY MAPS WITH VIEWERS | Roblox Piggy
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- published: 19 Nov 2023
- views: 192
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IF @EpicTank JOIN THE STREAM, I'LL GET TAKIS FOR THE NEXT STREAM AND EVERYTIME I DIE, I EAT ONE (Takis are a really spicy chip)
Point System:
Every 5 minutes when watching the stream, you will automatically earn 5 points that you can spend on trolling me.
Everyone 5 minutes if you are actively typing in chat, you will earn a bonus one point.
As well as earning 1 point if you subscribe.
Commands:
!points: If you type !points (with an exclamation mark) in chat, our Streamlabs Bot will tell you how many points you have.
!shop: If you type !shop (with an exclamation mark) in chat, our Streamlabs Bot will give you a list of things you can redeem to troll me.
!redeem (name of what you need to redeem: list down below or type !shop): !redeem (***) will make the sound effect / dare pop up on screen so I am aware of it.
Giveaways:
Sometimes I do Point Giveaways. Maybe for a Piggy Update or a Doors Update. This will give you a certain amount of points if you win. When a giveaway is set, the Streamlabs Bot will regularly remind you in chat to enter. Typicially, to enter my giveaways you need to type "!raffle" (with an exclamation mark).
Points Redeem Shop 🛒:
1 point: bruh - !redeem bruh
3 points: my name's Jeff - !redeem jeff
5 points: emotional damage - !redeem emdam
10 points: oh my god - !redeem god
15 points: make me say "UwU" - !redeem uwu
15 points: sheesh - !redeem sheesh
20 points: Make me say "I love LankyBox" - !redeem lankybox
25 points: amogus - !redeem amogus
30 points: choose the next game - !redeem game
40 points: nyan cat - !redeem nyan
50 points: friend request - !redeem friend
60 points: pin message - !redeem pin
70 points: get followed on roblox - !redeem follow
80 points: shoutout - !redeem shoutout
100 points: chance to win 10 robux (monthly wheel) - !redeem 10
120 points: 1v1 in a game of your choice - !redeem 1v1
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5:47
Exclamations
This video teaches elementary English Language Arts students about exclamation points and ...
published: 19 Apr 2021
Exclamations
Exclamations
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This video teaches elementary English Language Arts students about exclamation points and how they can show strong feelings in sentences.
Exclamation mark
The exclamation mark (Commonwealth English) or exclamation point (American English) is a punctuation mark usually used after an interjection or exclamation to indicate strong feelings or high volume (shouting), and often marks the end of a sentence. Example: “Watch out!” Similarly, a bare exclamation mark (with nothing before or after) is often used in warning signs.
The mark can also be used at the beginning of a word instead of at the end. For example, several computer languages use "!" for logical negation; e.g. "!A" means "the logical negation of A", also called "not A". There are many other specialized uses of this mark, such as in mathematics where it denotes the factorial operation.
History
Graphically the exclamation mark is represented as a full stop point with a vertical line above. One theory of its origin is that it is derived from a Latin exclamation of joy (io). The modern graphical representation is believed to have been born in the Middle Ages. The Medieval copyists used to write at the end of a sentence the Latin word io to indicate joy. The word io meant hurray. Along time, the i moved above the o, and the o became smaller, becoming a point.
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4:20
Is Buying Mortgage Points Worth It?
Is Buying Mortgage Points Worth It?
Say goodbye to debt forever. Start Ramsey+ for free: h...
published: 16 Oct 2020
Is Buying Mortgage Points Worth It?
Is Buying Mortgage Points Worth It?
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Is Buying Mortgage Points Worth It?
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6:26
Paying Points on a Mortgage EXPLAINED / Origination and Discount Fees | #mortgagepoints
Are you considering paying points on a mortgage buying down your interest rate? You want ...
published: 11 Feb 2023
Paying Points on a Mortgage EXPLAINED / Origination and Discount Fees | #mortgagepoints
Paying Points on a Mortgage EXPLAINED / Origination and Discount Fees | #mortgagepoints
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Are you considering paying points on a mortgage buying down your interest rate? You want to watch this first! I will explain the difference between origination and discount points- which you will see this term thrown around online everywhere! I'll also cover a sample calculation and how to know if the upfront cost is worth it to buy down. Thank you for tuning in!
Chapters
00:00 Introduction
00:15 Definition of Paying Points on a Mortgage
01:20 Calculation of a 1% Buydown
02:03 Origination Point vs Discount Point
02:39 Buydown vs No Buydown
03:56 Recoup Time Calculation
04:38 Is It Worth It?
04:58 Refinancing Later?
05:33 Buying Down More Points
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12:39
Should I pay points on a Mortgage?
In this video, I talk and answer this very common and million-dollar question Should I pay...
published: 12 Jun 2021
Should I pay points on a Mortgage?
Should I pay points on a Mortgage?
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In this video, I talk and answer this very common and million-dollar question Should I pay points on a mortgage. What are mortgage points? Is it good or bad?
How do we get or earn mortgage points or when do mortgage points make sense? All this I'm going to discuss to give you an idea of how mortgage points work. Watch the video to see what I mean. Like, comment, subscribe, and share this with a friend!
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10:43
Interest Rate Buy Downs - How It Works And Why You Should Get It (First Time Home Buyers)
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published: 01 Jul 2022
Interest Rate Buy Downs - How It Works And Why You Should Get It (First Time Home Buyers)
Interest Rate Buy Downs - How It Works And Why You Should Get It (First Time Home Buyers)
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1:17
What are points and credits? | Better
published: 10 Sep 2018
What are points and credits? | Better
What are points and credits? | Better
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11:12
Should You Pay MORTGAGE POINTS | Should I Pay POINTS on a Mortgage | Mortgage Points Explained
🟢Ready to Buy a House & You Don't Know Where to Start? Start Here! My FREE Download: https...
published: 23 Sep 2021
Should You Pay MORTGAGE POINTS | Should I Pay POINTS on a Mortgage | Mortgage Points Explained
Should You Pay MORTGAGE POINTS | Should I Pay POINTS on a Mortgage | Mortgage Points Explained
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🟢Ready to Buy a House & You Don't Know Where to Start? Start Here! My FREE Download: https://bit.ly/3QWqfbq
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5:13
What Are Mortgage Points? [Mortgage Points Explained] | #LoanwithJen #mortgagepoints
What Are Mortgage Points? | Mortgage Points Explained
What are Mortgage Points? You will...
published: 17 Jun 2020
What Are Mortgage Points? [Mortgage Points Explained] | #LoanwithJen #mortgagepoints
What Are Mortgage Points? [Mortgage Points Explained] | #LoanwithJen #mortgagepoints
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What Are Mortgage Points? | Mortgage Points Explained
What are Mortgage Points? You will see them listed as origination fees, discount fees or mortgage points on your fee worksheet. Points are the amount you pay at closing for a lower rate. To calculate the amount of time to recoup this cost, divide the origination fee from the monthly interest rate savings to figure out how long it will take to recoup your initial investment. For more information on selling your investment properties, contact us at www.loanwithjen.com Equal Housing Lender NMLS # 514497
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2:43
“Points” and Fees Explained | Understand Discount Points and Mortgage Loan Fees
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOAN...
published: 22 Jun 2021
“Points” and Fees Explained | Understand Discount Points and Mortgage Loan Fees
“Points” and Fees Explained | Understand Discount Points and Mortgage Loan Fees
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For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Discount points and loan fees are additional charges that are added to the cost of getting a loan, and they're paid by the borrower. But it's important to understand what points and fees are and why they are included as part of the loan.
Points are 1% of the loan amount. It's basically adding to the rate, and what discount points do is they allow the lender to capture some of their yield upfront at the beginning of the loan.
The reason they're called discount points is because the borrower doesn't pay them to the lender. Typically the lender just deducts them from the loan amount. Lenders don't necessarily need to take the extra step of having the borrower give them a check for the point and then they cut a check to the borrower for the loan. They just deduct the point from the loan. So that's why it's called a discount point. It's discounted from the loan balance.
Fees are charged by the lender typically to cover their origination costs. Lenders have staffing costs for people like underwriters, processors, and fees allow the lender just to recoup some of those costs.
But here's, what's important to understand about points and fees. They actually increase the borrower's cost of capital.
Let me show you an example. Imagine we have a $1 million loan at 6% amortized over 30 years, but the borrower has to pay 2 points plus $8500 in fees. Here's the effect of adding the points and fees into the loan.
A $1 million loan at 6% for 30 years would have a $5995 payment per month, but because the lender discounts the points and fees. Out of the loan amount, the net cash that they disperse is $971,500. So the borrower still pays a $5995 payment, but they only actually received $971,500 in cash as their loan proceeds.
Well, when you solve for RATE ( i ) on that with a 30 year amortization, the actual cost of those funds is 6.27%.
And that's if the borrower holds the loan for 30 years. When the borrower holds the loan for less than 30 years, the effect on the actual cost of funds to the borrower is even greater.
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2:27
Possible homeowners are losing buying power with each mortgage point uptick
With interest rates hovering around the 7.4% range, many would-be homebuyers are vacillati...
published: 08 Sep 2023
Possible homeowners are losing buying power with each mortgage point uptick
Possible homeowners are losing buying power with each mortgage point uptick
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- published: 08 Sep 2023
- views: 105
With interest rates hovering around the 7.4% range, many would-be homebuyers are vacillating about the opportunity to buy a home. A new Redfin report shows over the last year, people looking for a home have lost more than $70,000 in buying power.
Historically high mortgage rates are hitting buyers where it hurts -- in their budgets. Would-be homeowner Mason Pixley realizes that some of the homes in this market are just not within his budget, and he's not alone.
READ MORE: https://www.wcnc.com/article/money/markets/real-estate/possible-homeowners-losing-buying-power-mortgage-point/275-596c6789-946f-4c15-ac41-18d2aa409656
4:39
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
#mortgagepoints #points #discountpoints
Mortgage Points Explained: How and When to Buy Dow...
published: 02 Aug 2018
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
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- published: 02 Aug 2018
- views: 77510
#mortgagepoints #points #discountpoints
Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate
Rates are going up so lenders are talking about points and buying down the interest rate more and more. In this video I cover what a mortgage discount point is and how to determine if buying the interest rate down via points makes sense. Need a mortgage? Give me a call 707-478-0637 For the math in this video check out
http://jenniferbeeston.com/uncategorized/mortgage-points-explained
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All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
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