Save money on the best credit card deals

Find cheap credit cards by comparing the best deals with balance transfer offers and low interest rates.
Powered by
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0.99% p.a. on purchases for the first 4 months
  • $99 annual fee
balance transfer rate
0% for 20 months
purchase rate
0.99% for 4 months then 12.74%
annual fee
$99 $0 in the first year for existing St.George customers
Go to site
More info
balance transfer rate
0% for 20 months
annual fee
$99 $0 in the first year for existing St.George customers
purchase rate
0.99% for 4 months then 12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
American Express Essential Credit Card
  • Receive a $50 credit when you apply online and meet spend criteria
  • Earn up to 1 Membership Rewards point for every $1 spent
  • $0 annual fee
balance transfer rate
0% for 12 months
purchase rate
14.99%
annual fee
$0
Go to site
More info
balance transfer rate
0% for 12 months
annual fee
$0
purchase rate
14.99%
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0.99% p.a on purchases for the first 4 months
  • $99 annual fee
balance transfer rate
0% for 20 months
purchase rate
0.99% for 4 months then 12.74%
annual fee
$99 $0 in the first year for existing Bank of Melbourne customers
Go to site
More info
balance transfer rate
0% for 20 months
annual fee
$99 $0 in the first year for existing Bank of Melbourne customers
purchase rate
0.99% for 4 months then 12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
American Express Velocity Escape Card
  • 0% p.a. on balance transfers for the first 12 months
  • No annual fee
  • Earn up to 7,500 bonus Velocity Points, limited time only
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
purchase rate
20.74%
annual fee
$0
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fee
$0
purchase rate
20.74%
Interest free days
44
Rewards description
Points automatically transferred to your Velocity account
Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
  • 0% p.a. on balance transfers for 6 months
  • 0% p.a. on purchases for up to 12 months
  • Enjoy an exclusive annual flight benefit. Conditions apply
balance transfer rate
0% for 6 months and then 20.99%
purchase rate
0% for 12 months then 20.74%
annual fee
$129
Go to site
More info
balance transfer rate
0% for 6 months and then 20.99%
annual fee
$129
purchase rate
0% for 12 months then 20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
American Express Platinum Edge Credit Card
  • $195 annual fee
  • Complimentary domestic economy return flight
  • Up to 3 points per dollar spent on eligible purchases
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
purchase rate
20.74%
annual fee
$195 $0 in the first 1 year
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fee
$195 $0 in the first 1 year
purchase rate
20.74%
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
BankSA Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
balance transfer rate
0% for 18 months
purchase rate
0.99% for 4 months then 13.24%
annual fee
$55 $0 in the first year for existing BankSA customers
Go to site
More info
balance transfer rate
0% for 18 months
annual fee
$55 $0 in the first year for existing BankSA customers
purchase rate
0.99% for 4 months then 13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Newcastle Permanent Value+
  • Competitive low interest rate
  • Up to 55 days interest free on purchases
  • Convenience of payWave~
purchase rate
11.49%
annual fee
$49
Go to site
More info
annual fee
$49
purchase rate
11.49%
Interest free days
55
Interest rate on cash withdrawals
11.49%
Fee for cash withdrawals
1.5%, Min $2.00
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0.99% p.a. on purchases for the first 4 months
  • Up to 55 interest free days on purchases
balance transfer rate
0% for 18 months
purchase rate
0.99% for 4 months then 13.24%
annual fee
$55 $0 in the first year for existing St.George customers
Go to site
More info
balance transfer rate
0% for 18 months
annual fee
$55 $0 in the first year for existing St.George customers
purchase rate
0.99% for 4 months then 13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bankwest Breeze Platinum MasterCard
  • Limited time cashback promotion. T&Cs; apply.
  • Low ongoing purchase rate of 12.99% p.a. Limited time only.
  • No foreign transaction fees on online and overseas purchases
balance transfer rate
2.99% for 9 months
purchase rate
12.99%
annual fee
$99
Go to site
More info
balance transfer rate
2.99% for 9 months
annual fee
$99
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
See more cards
See all cards
Health check my card
NAB Low Rate Card
  • 0% p.a on purchases for 15 months
  • 0% p.a on balance transfers for 15 months (one off 2% BT fee)
  • Secure online application and fast response
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
purchase rate
0% for 15 months then 13.99%
annual fee
$59
Go to site
More info
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fee
$59
purchase rate
0% for 15 months then 13.99%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
ANZ Rewards
  • 25,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
purchase rate
18.79%
annual fee
$80 $0 in the first 1 year
Go to site
More info
annual fee
$80 $0 in the first 1 year
purchase rate
18.79%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2%
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
ANZ Low Rate Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
purchase rate
13.49%
annual fee
$99
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fee
$99
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
Westpac Low Rate - Online Only Offer
  • 0% p.a. on balance transfers for the first 18 months
  • 0.99% p.a. on purchase rate for 4 months
  • Bank on-the-go with Westpac Mobile Banking
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
purchase rate
0.99% for 4 months then 13.49%
annual fee
$59
Go to site
More info
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
annual fee
$59
purchase rate
0.99% for 4 months then 13.49%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
ANZ Frequent Flyer Black
  • 75,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
purchase rate
19.99%
annual fee
$425 $0 in the first 1 year
Go to site
More info
annual fee
$425 $0 in the first 1 year
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
NAB Velocity Rewards Card
  • 0% p.a on purchases for 15 months
  • 0% p.a. on balance transfers for 15 months (one off 2% BT fee)
  • Secure online application and fast response
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
purchase rate
0% for 15 months then 19.99%
annual fee
$95
Go to site
More info
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fee
$95
purchase rate
0% for 15 months then 19.99%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
Rewards description
Points are automatically credited to the Velocity program.
See more cards
See all cards
Health check my card
Newcastle Permanent Value+
  • Competitive low interest rate
  • Up to 55 days interest free on purchases
  • Convenience of payWave~
purchase rate
11.49%
annual fee
$49
Go to site
More info
annual fee
$49
purchase rate
11.49%
Interest free days
55
Interest rate on cash withdrawals
11.49%
Fee for cash withdrawals
1.5%, Min $2.00
ANZ Low Rate
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
purchase rate
13.49%
annual fee
$58
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fee
$58
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
ANZ Low Rate Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
purchase rate
13.49%
annual fee
$99
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fee
$99
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
NAB Low Rate Card
  • 0% p.a on purchases for 15 months
  • 0% p.a on balance transfers for 15 months (one off 2% BT fee)
  • Secure online application and fast response
purchase rate
0% for 15 months then 13.99%
annual fee
$59
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fee
$59
purchase rate
0% for 15 months then 13.99%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
Westpac Low Rate - Online Only Offer
  • 0% p.a. on balance transfers for the first 18 months
  • 0.99% p.a. on purchase rate for 4 months
  • Bank on-the-go with Westpac Mobile Banking
purchase rate
0.99% for 4 months then 13.49%
annual fee
$59
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
annual fee
$59
purchase rate
0.99% for 4 months then 13.49%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
Bankwest Breeze Platinum MasterCard
  • Limited time cashback promotion. T&Cs; apply.
  • Low ongoing purchase rate of 12.99% p.a. Limited time only.
  • No foreign transaction fees on online and overseas purchases
purchase rate
12.99%
annual fee
$99
balance transfer rate
2.99% for 9 months
Go to site
More info
balance transfer rate
2.99% for 9 months
annual fee
$99
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
Coles Low Rate MasterCard
  • Low ongoing purchase rate of 9.99% p.a.
  • Earn 0.5 flybuys points for every dollar spent on the card at Coles Supermarkets
  • Low annual fee of $49 p.a.
purchase rate
9.99%
annual fee
$49
balance transfer rate
0% for 6 months
Go to site
More info
balance transfer rate
0% for 6 months
annual fee
$49
purchase rate
9.99%
Interest free days
62
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0.99% p.a. on purchases for the first 4 months
  • Up to 55 interest free days on purchases
purchase rate
0.99% for 4 months then 13.24%
annual fee
$55 $0 in the first year for existing St.George customers
balance transfer rate
0% for 18 months
Go to site
More info
balance transfer rate
0% for 18 months
annual fee
$55 $0 in the first year for existing St.George customers
purchase rate
0.99% for 4 months then 13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
See more cards
See all cards
Health check my card
American Express Essential Credit Card
  • Receive a $50 credit when you apply online and meet spend criteria
  • Earn up to 1 Membership Rewards point for every $1 spent
  • $0 annual fee
balance transfer rate
0% for 12 months
annual fees
$0
purchase rate
14.99%
Go to site
More info
balance transfer rate
0% for 12 months
annual fees
$0
purchase rate
14.99%
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0.99% p.a on purchases for the first 4 months
  • $99 annual fee
balance transfer rate
0% for 20 months
annual fees
$99 $0 in the first year for existing Bank of Melbourne customers
purchase rate
0.99% for 4 months then 12.74%
Go to site
More info
balance transfer rate
0% for 20 months
annual fees
$99 $0 in the first year for existing Bank of Melbourne customers
purchase rate
0.99% for 4 months then 12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
American Express Platinum Edge Credit Card
  • $195 annual fee
  • Complimentary domestic economy return flight
  • Up to 3 points per dollar spent on eligible purchases
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
  • 0% p.a. on balance transfers for 14 months
  • Earn 10,000 bonus Velocity Points when you spend $5,000 or more on retail purchases within the first 3 months
  • Half annual fee in the first year, a saving of $65
balance transfer rate
0% for 14 months and then 20.99%
annual fees
$129 $64 in the first 1 year
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 14 months and then 20.99%
annual fees
$129 $64 in the first 1 year
purchase rate
20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
American Express Velocity Platinum Card
  • 0% p.a. on balance transfers for the first 12 months
  • Earn up to 3 points per dollar spent on eligible purchases
  • Earn up to 50,000 bonus Velocity Points
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Interest free days
44
Rewards description
Points automatically transferred to your Velocity account
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0.99% p.a. on purchases for the first 4 months
  • Up to 55 interest free days on purchases
balance transfer rate
0% for 18 months
annual fees
$55 $0 in the first year for existing St.George customers
purchase rate
0.99% for 4 months then 13.24%
Go to site
More info
balance transfer rate
0% for 18 months
annual fees
$55 $0 in the first year for existing St.George customers
purchase rate
0.99% for 4 months then 13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
NAB Low Rate Card
  • 0% p.a on purchases for 15 months
  • 0% p.a on balance transfers for 15 months (one off 2% BT fee)
  • Secure online application and fast response
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$59
purchase rate
0% for 15 months then 13.99%
Go to site
More info
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$59
purchase rate
0% for 15 months then 13.99%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
American Express Velocity Escape Card
  • 0% p.a. on balance transfers for the first 12 months
  • No annual fee
  • Earn up to 7,500 bonus Velocity Points, limited time only
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Interest free days
44
Rewards description
Points automatically transferred to your Velocity account
ANZ Low Rate
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$58
purchase rate
13.49%
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$58
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
NAB Premium Card
  • 0% p.a. on purchases for 15 months
  • 0%p.a. on balance transfer for 15 months (one off 2% BT fee)
  • Secure online application and fast response
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$90
purchase rate
0% for 15 months then 19.74%
Go to site
More info
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$90
purchase rate
0% for 15 months then 19.74%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
American Express Qantas Premium Card
  • Earn up to 2 bonus points per dollar spent on eligible purchases
  • Receive up to 30,000 extra Qantas Points
  • Enjoy 2 Qantas Club Lounge invitations every year
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$249
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$249
purchase rate
20.74%
Interest free days
44
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
NAB Low Fee Card
  • 0%p.a. on purchases for 15 months
  • 0% p.a on balance transfers for 15 months (one off 2% BT fee)
  • Secure online application and fast response
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$30
purchase rate
0% for 15 months then 19.74%
Go to site
More info
balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$30
purchase rate
0% for 15 months then 19.74%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
Rewards description
Bankwest Breeze MasterCard
  • Limited time cashback promotion. T&Cs; apply.
  • Low ongoing purchase rate of 12.99% p.a
  • Up to 3 additional cardholders at no additional cost
balance transfer rate
2.99% for 9 months
annual fees
$59
purchase rate
12.99%
Go to site
More info
balance transfer rate
2.99% for 9 months
annual fees
$59
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
ANZ Low Rate Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
ANZ First
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Enjoy the convenience of Visa payWave
  • Up to 44 days interest free on purchases
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$30
purchase rate
19.74%
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$30
purchase rate
19.74%
Interest free days
44
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
American Express Qantas Discovery Card
  • No annual fee for the life of the card
  • 0% p.a. on balance transfers for the first 12 months
  • Receive up to 7,500 Qantas Points
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Interest free days
44
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
HSBC Platinum Credit Card
  • Offer available to new customers who apply by 30th June 2016
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases
  • 0% p.a. on balance transfers for 15 months. Conditions apply
balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Go to site
More info
balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
Rewards description
Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Coles No Annual Fee MasterCard
  • $100 off a single Coles supermarket shop
  • Apply and be approved by 31 May 2016, and make a purchase in the first 30 days*
  • Available on the Coles Rewards MasterCard and Coles No Annual Fee MasterCard
balance transfer rate
0% for 6 months
annual fees
$0
purchase rate
19.99%
Go to site
More info
balance transfer rate
0% for 6 months
annual fees
$0
purchase rate
19.99%
Interest free days
62
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
Rewards description
Earn 1 flybuys point for every $2 you spend.
Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
  • 0% p.a. on balance transfers for 6 months
  • 0% p.a. on purchases for up to 12 months
  • Enjoy an exclusive annual flight benefit. Conditions apply
balance transfer rate
0% for 6 months and then 20.99%
annual fees
$129
purchase rate
0% for 12 months then 20.74%
Go to site
More info
balance transfer rate
0% for 6 months and then 20.99%
annual fees
$129
purchase rate
0% for 12 months then 20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
See more cards
See all cards
Health check my card
Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
  • 0% p.a. on balance transfers for 6 months
  • 0% p.a. on purchases for up to 12 months
  • Enjoy an exclusive annual flight benefit. Conditions apply
Purchase Rate
0% for 12 months then 20.74%
Annual Fee
$129
Balance Transfer Rate
0% for 6 months and then 20.99%
Go to site
More info
Balance Transfer Rate
0% for 6 months and then 20.99%
Annual Fee
$129
Purchase Rate
0% for 12 months then 20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
See more cards
See all cards
Health check my card
American Express Essential Credit Card
  • Receive a $50 credit when you apply online and meet spend criteria
  • Earn up to 1 Membership Rewards point for every $1 spent
  • $0 annual fee
annual fees
$0
Balance transfer rate
0% for 12 months
purchase rate
14.99%
Go to site
More info
Balance transfer rate
0% for 12 months
annual fees
$0
purchase rate
14.99%
interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
American Express Velocity Escape Card
  • 0% p.a. on balance transfers for the first 12 months
  • No annual fee
  • Earn up to 7,500 bonus Velocity Points, limited time only
annual fees
$0
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
purchase rate
20.74%
Go to site
More info
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
interest free days
44
Rewards description
Points automatically transferred to your Velocity account
28 Degrees Platinum MasterCard
  • No international transaction fees on purchases and no currency conversion fees
  • $0 annual fee
  • 24/7 Worldwide Concierge Service
annual fees
$0
Balance transfer rate
4.99% for 6 months
purchase rate
21.99%
Go to site
More info
Balance transfer rate
4.99% for 6 months
annual fees
$0
purchase rate
21.99%
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4
Virgin Money No Annual Fee Card
  • 0% p.a. on balance transfers for 18 months (2% BT fee applies)
  • No annual fee for the life of the card
  • Receive $100 cashback on your card when you spend $2,000 or more in first 3 months
annual fees
$0
Balance transfer rate
0% for 18 months and then 20.99% (2.00% balance transfer fee)
purchase rate
18.99%
Go to site
More info
Balance transfer rate
0% for 18 months and then 20.99% (2.00% balance transfer fee)
annual fees
$0
purchase rate
18.99%
interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Bankwest Zero Platinum MasterCard
  • No annual fee
  • Complimentary credit card international travel insurance for you and your family
  • No transaction fees on overseas purchases
annual fees
$0
Balance transfer rate
2.99% for 9 months
purchase rate
17.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
Coles No Annual Fee MasterCard
  • $100 off a single Coles supermarket shop
  • Apply and be approved by 31 May 2016, and make a purchase in the first 30 days*
  • Available on the Coles Rewards MasterCard and Coles No Annual Fee MasterCard
annual fees
$0
Balance transfer rate
0% for 6 months
purchase rate
19.99%
Go to site
More info
Balance transfer rate
0% for 6 months
annual fees
$0
purchase rate
19.99%
interest free days
62
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
Rewards description
Earn 1 flybuys point for every $2 you spend.
Bankwest Zero MasterCard
  • No annual fee
  • Complimentary credit card international travel insurance for you and your family
  • Free worldwide emergency card replacement
annual fees
$0
Balance transfer rate
2.99% for 9 months
purchase rate
17.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
See more cards
See all cards
Health check my card
American Express Platinum Edge Credit Card
  • $195 annual fee
  • Complimentary domestic economy return flight
  • Up to 3 points per dollar spent on eligible purchases
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Go to site
More info
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Interest free days
55
rewards_description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
American Express Velocity Platinum Card
  • 0% p.a. on balance transfers for the first 12 months
  • Earn up to 3 points per dollar spent on eligible purchases
  • Earn up to 50,000 bonus Velocity Points
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Go to site
More info
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Interest free days
44
rewards_description
Points automatically transferred to your Velocity account
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0.99% p.a. on purchases for the first 4 months
  • $99 annual fee
Balance transfer rate
0% for 20 months
annual fees
$99 $0 in the first year for existing St.George customers
purchase rate
0.99% for 4 months then 12.74%
Go to site
More info
Balance transfer rate
0% for 20 months
annual fees
$99 $0 in the first year for existing St.George customers
purchase rate
0.99% for 4 months then 12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
ANZ Low Rate Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Go to site
More info
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
ANZ Frequent Flyer Platinum
  • 50,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
annual fees
$295 $0 in the first 1 year
purchase rate
19.99%
Go to site
More info
annual fees
$295 $0 in the first 1 year
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
rewards_description
Points are automatically credited to the Qantas Frequent Flyer program.
Bankwest Zero Platinum MasterCard
  • No annual fee
  • Complimentary credit card international travel insurance for you and your family
  • No transaction fees on overseas purchases
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0.99% p.a on purchases for the first 4 months
  • $99 annual fee
Balance transfer rate
0% for 20 months
annual fees
$99 $0 in the first year for existing Bank of Melbourne customers
purchase rate
0.99% for 4 months then 12.74%
Go to site
More info
Balance transfer rate
0% for 20 months
annual fees
$99 $0 in the first year for existing Bank of Melbourne customers
purchase rate
0.99% for 4 months then 12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
NAB Velocity Rewards Premium Card
Balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$150
purchase rate
0% for 15 months then 19.99%
Go to site
More info
Balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$150
purchase rate
0% for 15 months then 19.99%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
rewards_description
Points are automatically credited to the Velocity program.
Bankwest More Platinum MasterCard
  • 2.99% p.a on balance transfers for 9 months
  • Up to 28,000 introductory bonus Rewards Points (min spend required)
  • No foreign transaction fees on online and overseas purchases
Balance transfer rate
2.99% for 9 months
annual fees
$130
purchase rate
19.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$130
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
rewards_description
Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
28 Degrees Platinum MasterCard
  • No international transaction fees on purchases and no currency conversion fees
  • $0 annual fee
  • 24/7 Worldwide Concierge Service
Balance transfer rate
4.99% for 6 months
annual fees
$0
purchase rate
21.99%
Go to site
More info
Balance transfer rate
4.99% for 6 months
annual fees
$0
purchase rate
21.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4
ANZ Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • No annual fee in the first year
  • Enjoy complimentary overseas travel and medical insurance
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$87 $0 when you spend over $20,000 p.a, $0 in the first 1 year
purchase rate
19.74%
Go to site
More info
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$87 $0 when you spend over $20,000 p.a, $0 in the first 1 year
purchase rate
19.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
NAB Qantas Rewards Premium Card
  • 0% p.a on purchases for 15 months
  • 0% p.a on balance transfers for 15 months (one off 2% BT fee)
  • Secure online application and fast response
Balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$250
purchase rate
0% for 15 months then 19.99%
Go to site
More info
Balance transfer rate
0% for 15 months (2.00% balance transfer fee)
annual fees
$250
purchase rate
0% for 15 months then 19.99%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
rewards_description
Points are automatically credited to the Qantas Frequent Flyer program.
HSBC Platinum Credit Card
  • Offer available to new customers who apply by 30th June 2016
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases
  • 0% p.a. on balance transfers for 15 months. Conditions apply
Balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Go to site
More info
Balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
rewards_description
Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Bankwest Breeze Platinum MasterCard
  • Limited time cashback promotion. T&Cs; apply.
  • Low ongoing purchase rate of 12.99% p.a. Limited time only.
  • No foreign transaction fees on online and overseas purchases
Balance transfer rate
2.99% for 9 months
annual fees
$99
purchase rate
12.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$99
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
ANZ Rewards Platinum
  • 50,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
annual fees
$95 $0 in the first 1 year
purchase rate
18.79%
Go to site
More info
annual fees
$95 $0 in the first 1 year
purchase rate
18.79%
Interest free days
55
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2%
rewards_description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
See more cards
See all cards
Health check my card

Credit Cards Switch and Save

Health check my card


This table contains a selection of credit cards available via Mozo. Not all available credit cards are listed above. For a detailed search of credit cards please visit mozo.com.au/credit-cards
Mozo Pty Ltd ABN 68 128 199 208 | AFSL & ACL 328141
General advice disclaimer | FSG | Terms of Use | Privacy
News Corp Australia is not a credit licensee or registered person in relation to the credit activities being engaged in by Mozo, including on this page. Mozo has approved the contents of this document.