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Find the cheapest home loan by comparing the best rates
Save thousands of dollars by finding the lowest interest rates and smallest fees on your home loan.
loans.com.au Move Fast Special (Owner Occupier)
- Unlimited free redraws
- Split loan facility
- Available for purchase and refinance
interest rate
3.63% variable
comparison rate*
4.03%
Upfront fees
$520
Go to site
More info
interest rate
3.63% variable
comparison rate*
4.03%
Upfront fees
$520
Ongoing fees
$375.00 yearly
Discharge Fee
$550.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
no
Maximum loan to value ratio
80.00%
Minimum loan amount
$50,000
Maximum loan amount
$500,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
- Experts Choice Winner - Home Loans 2016
- No monthly fees
- 20% Minimum deposit required
interest rate
3.74% variable
comparison rate*
3.74%
Upfront fees
$0
Go to site
More info
interest rate
3.74% variable
comparison rate*
3.74%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$0.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
80.00%
Minimum loan amount
$100,000
Maximum loan amount
$2,000,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Newcastle Permanent Discounted Variable Home Loan (Owner Occupier)
- Experts Choice - Home Lender of the Year 2016
- $0 application fee. 100% offset facility available
- Additional repayments and redraws at any time
interest rate
3.84% variable
comparison rate*
4.20%
Upfront fees
$0
Go to site
More info
interest rate
3.84% variable
comparison rate*
4.20%
Upfront fees
$0
Ongoing fees
$375.00 yearly
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
95.00%
Minimum loan amount
$150,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Hunter United Credit Union Dream Home Loan - Platinum (Owner Occupier, LVR<90%)
- 100% interest offset facility
- Low deposit - from 10% of purchase price (Owner Occupier)
- No annual fee
interest rate
3.95% variable
comparison rate*
4.07%
Upfront fees
$350
Go to site
More info
interest rate
3.95% variable
comparison rate*
4.07%
Upfront fees
$350
Ongoing fees
$8.00 monthly
Discharge Fee
$80.00
Extra repayments
yes
Redraw facility
yes - fees apply
Offset account
yes
Maximum loan to value ratio
90.00%
Minimum loan amount
$300,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bank Australia Basic Home Loan Full Salary Credit (Owner Occupier)
- No monthly fees
- Redraw available
- 3.98% p.a. variable rate
interest rate
3.98% variable
comparison rate*
4.02%
Upfront fees
$595
Go to site
More info
interest rate
3.98% variable
comparison rate*
4.02%
Upfront fees
$595
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$10,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bankwest Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
interest rate
4.02% variable
comparison rate*
4.43%
Upfront fees
$150
Go to site
More info
interest rate
4.02% variable
comparison rate*
4.43%
Upfront fees
$150
Ongoing fees
$395.00 yearly
Discharge Fee
$338.20
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
80.00%
Minimum loan amount
$200,000
Maximum loan amount
$1,499,999
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bank Australia Basic Home Loan (Owner Occupier)
- No monthly fees
- Redraw available
- Option to fix full loan or split between fixed and variable
interest rate
4.10% variable
comparison rate*
4.14%
Upfront fees
$595
Go to site
More info
interest rate
4.10% variable
comparison rate*
4.14%
Upfront fees
$595
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$10,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
interest rate
4.20% variable
comparison rate*
4.21%
Upfront fees
$0
Go to site
More info
interest rate
4.20% variable
comparison rate*
4.21%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$350.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
90.00%
Minimum loan amount
$20,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Liberty Sharp Home Loan (LVR<70%, Owner Occupier)
- Great low rate
- No on-going fees
- Set and forget
interest rate
4.24% variable
comparison rate*
4.31%
Upfront fees
$995
Go to site
More info
interest rate
4.24% variable
comparison rate*
4.31%
Upfront fees
$995
Ongoing fees
$0.00
Discharge Fee
$395.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
No
Maximum loan to value ratio
70.00%
Minimum loan amount
$100,000
Maximum loan amount
$500,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Liberty Star Home Loan (LVR<70%, Owner Occupier)
- 100% offset
- Free redraw
- Options to fix
interest rate
4.24% variable
comparison rate*
4.54%
Upfront fees
$0
Go to site
More info
interest rate
4.24% variable
comparison rate*
4.54%
Upfront fees
$0
Ongoing fees
$295.00 yearly
Discharge Fee
$395.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
70.00%
Minimum loan amount
$50,000
Maximum loan amount
$1,500,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
interest rate
4.20% variable
comparison rate*
4.21%
Upfront fees
$0
Go to site
More info
interest rate
4.20% variable
comparison rate*
4.21%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$350.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
90.00%
Minimum loan amount
$20,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
loans.com.au Move Fast Special (Owner Occupier)
- Unlimited free redraws
- Split loan facility
- Available for purchase and refinance
variable rate
3.63%
comparison rate*
4.03%
Upfront fees
$520
Go to site
More info
variable rate
3.63%
comparison rate*
4.03%
Upfront fees
$520
Ongoing fees
$375.00 yearly
Discharge Fee
$550.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
no
Maximum loan to value ratio
80.00%
Minimum loan amount
$50,000
Maximum loan amount
$500,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
- Experts Choice Winner - Home Loans 2016
- No monthly fees
- 20% Minimum deposit required
variable rate
3.74%
comparison rate*
3.74%
Upfront fees
$0
Go to site
More info
variable rate
3.74%
comparison rate*
3.74%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$0.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
80.00%
Minimum loan amount
$100,000
Maximum loan amount
$2,000,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Newcastle Permanent Discounted Variable Home Loan (Owner Occupier)
- Experts Choice - Home Lender of the Year 2016
- $0 application fee. 100% offset facility available
- Additional repayments and redraws at any time
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Go to site
More info
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Ongoing fees
$375.00 yearly
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
95.00%
Minimum loan amount
$150,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Hunter United Credit Union Dream Home Loan - Platinum (Owner Occupier, LVR<90%)
- 100% interest offset facility
- Low deposit - from 10% of purchase price (Owner Occupier)
- No annual fee
variable rate
3.95%
comparison rate*
4.07%
Upfront fees
$350
Go to site
More info
variable rate
3.95%
comparison rate*
4.07%
Upfront fees
$350
Ongoing fees
$8.00 monthly
Discharge Fee
$80.00
Extra repayments
yes
Redraw facility
yes - fees apply
Offset account
yes
Maximum loan to value ratio
90.00%
Minimum loan amount
$300,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bank Australia Basic Home Loan Full Salary Credit (Owner Occupier)
- No monthly fees
- Redraw available
- 3.98% p.a. variable rate
variable rate
3.98%
comparison rate*
4.02%
Upfront fees
$595
Go to site
More info
variable rate
3.98%
comparison rate*
4.02%
Upfront fees
$595
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$10,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bankwest Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
variable rate
4.02%
comparison rate*
4.43%
Upfront fees
$150
Go to site
More info
variable rate
4.02%
comparison rate*
4.43%
Upfront fees
$150
Ongoing fees
$395.00 yearly
Discharge Fee
$338.20
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
80.00%
Minimum loan amount
$200,000
Maximum loan amount
$1,499,999
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bank Australia Basic Home Loan (Owner Occupier)
- No monthly fees
- Redraw available
- Option to fix full loan or split between fixed and variable
variable rate
4.10%
comparison rate*
4.14%
Upfront fees
$595
Go to site
More info
variable rate
4.10%
comparison rate*
4.14%
Upfront fees
$595
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$10,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Go to site
More info
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$350.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
90.00%
Minimum loan amount
$20,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Liberty Sharp Home Loan (LVR<70%, Owner Occupier)
- Great low rate
- No on-going fees
- Set and forget
variable rate
4.24%
comparison rate*
4.31%
Upfront fees
$995
Go to site
More info
variable rate
4.24%
comparison rate*
4.31%
Upfront fees
$995
Ongoing fees
$0.00
Discharge Fee
$395.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
No
Maximum loan to value ratio
70.00%
Minimum loan amount
$100,000
Maximum loan amount
$500,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Liberty Star Home Loan (LVR<70%, Owner Occupier)
- 100% offset
- Free redraw
- Options to fix
variable rate
4.24%
comparison rate*
4.54%
Upfront fees
$0
Go to site
More info
variable rate
4.24%
comparison rate*
4.54%
Upfront fees
$0
Ongoing fees
$295.00 yearly
Discharge Fee
$395.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
70.00%
Minimum loan amount
$50,000
Maximum loan amount
$1,500,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
Newcastle Permanent Fixed Rate Home Loan (Owner Occupier)
- Experts Choice - Home Lender of the Year 2016
- Borrow up to 95% of the property value
- No ongoing account fees. Free extra repayments up to $25k p.a.
interest rate
3.74%
fixed 2 years
fixed 2 years
comparison rate*
4.84%
Upfront fees
$0
Go to site
More info
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
4.80%
Upfront fees
$0
Ongoing fees
$0.00
Extra repayments
yes - free up to $25,000 p.a.
Redraw facility
no
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$5,000
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Hunter United Credit Union 2 Year Fixed Rate Special (Owner Occupier, LVR<95%)
- Low deposit - 5% for owner occupiers
- Fix part or all of your home loan
- Borrow as little as $100,000
interest rate
3.98%
fixed 2 years
fixed 2 years
comparison rate*
4.76%
Upfront fees
$350
Go to site
More info
interest rate
n/a
comparison rate*
n/a
Upfront fees
$350
Ongoing fees
$8.00 monthly
Discharge Fee
$80.00
Extra repayments
yes
Redraw facility
no
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$100,000
Type of loan
Fixed
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
loans.com.au Fixed Home Loan (LVR<90%, Owner Occupier)
- Lock in a great rate today
- Available for purchase or refinance
- 1, 2 or 3 year fixed rate options available
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
3.93%
Upfront fees
$520
Go to site
More info
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
3.93%
Upfront fees
$520
Ongoing fees
$0.00
Discharge Fee
$550.00
Extra repayments
yes - free up to $10,000 p.a.
Redraw facility
no
Offset account
no
Maximum loan to value ratio
90.00%
Minimum loan amount
$50,000
Maximum loan amount
$1,000,000
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
UBank UHomeLoan (Owner Occupier, Principal & Interest)
- Experts Choice Winner - Home Loans 2016
- Apply online and get a decision in just 30 minutes
- Make additional repayments (fee applies)
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
4.08%
Upfront fees
$395
Go to site
More info
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
4.08%
Upfront fees
$395
Ongoing fees
$0.00
Discharge Fee
$0.00
Extra repayments
yes - fee applies
Redraw facility
no
Offset account
no
Maximum loan to value ratio
80.00%
Minimum loan amount
$100,000
Maximum loan amount
$2,000,000
Type of loan
Fixed
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Newcastle Permanent Fixed Rate Home Loan (Owner Occupier)
- Experts Choice - Home Lender of the Year 2016
- Borrow up to 95% of the property value
- No ongoing account fees. Free extra repayments up to $25k p.a.
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
4.80%
Upfront fees
$0
Go to site
More info
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
4.80%
Upfront fees
$0
Ongoing fees
$0.00
Extra repayments
yes - free up to $25,000 p.a.
Redraw facility
no
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$5,000
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bankwest Complete Fixed Home Loan (LVR 80-90%, Owner Occupier)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
4.51%
Upfront fees
$150
Go to site
More info
interest rate
3.99%
fixed 3 years
fixed 3 years
comparison rate*
4.51%
Upfront fees
$150
Ongoing fees
$395.00 yearly
Discharge Fee
$338.20
Extra repayments
yes - free up to $10,000 a year
Redraw facility
yes - fees apply
Offset account
yes - partial only
Maximum loan to value ratio
90.00%
Minimum loan amount
$200,000
Maximum loan amount
$499,999
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Click Loans The Online Home Loan (Fixed)
- Up to 95% LVR
- No ongoing fees
- Easy online application
interest rate
4.19%
fixed 2 years
fixed 2 years
comparison rate*
4.19%
Upfront fees
$363
Go to site
More info
interest rate
4.29%
fixed 3 years
fixed 3 years
comparison rate*
4.29%
Upfront fees
$363
Ongoing fees
$0.00
Discharge Fee
$400.00
Extra repayments
yes - free up to $10,000 p.a.
Redraw facility
yes - free
Offset account
Optional - $198 annual fee
Maximum loan to value ratio
95.00%
Minimum loan amount
$150,000
Maximum loan amount
$750,000
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Fortnightly, Monthly
NAB Tailored Home Loan (Owner Occupier, Principal & Interest)
- No upfront fees
- Make free extra repayments up to $20K in the fixed period
- Repayment holidays available
interest rate
4.24%
fixed 3 years
fixed 3 years
comparison rate*
5.00%
Upfront fees
$0
Go to site
More info
interest rate
4.24%
fixed 3 years
fixed 3 years
comparison rate*
5.00%
Upfront fees
$0
Ongoing fees
$395.00 yearly
Discharge Fee
$350.00
Extra repayments
yes - free up to $20,000 during the fixed rate period
Redraw facility
no
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$20,000
Maximum loan amount
$249,999
Type of loan
Fixed
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Liberty Fixed Rate Home Loan (Owner Occupier)
- 1, 2 and 3 year fixed options
- No upfront fees
- Free redraw
interest rate
4.29%
fixed 1 year
fixed 1 year
comparison rate*
4.99%
Upfront fees
$0
Go to site
More info
interest rate
4.39%
fixed 3 years
fixed 3 years
comparison rate*
4.94%
Upfront fees
$0
Ongoing fees
$295.00 yearly
Discharge Fee
$395.00
Extra repayments
yes - free
Redraw facility
no
Offset account
no
Maximum loan to value ratio
85.00%
Minimum loan amount
$50,000
Maximum loan amount
$1,000,000
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Liberty Fixed Rate Home Loan (Owner Occupier)
- 1, 2 and 3 year fixed options
- No upfront fees
- Free redraw
interest rate
4.39%
fixed 3 years
fixed 3 years
comparison rate*
4.94%
Upfront fees
$0
Go to site
More info
interest rate
4.39%
fixed 3 years
fixed 3 years
comparison rate*
4.94%
Upfront fees
$0
Ongoing fees
$295.00 yearly
Discharge Fee
$395.00
Extra repayments
yes - free
Redraw facility
no
Offset account
no
Maximum loan to value ratio
85.00%
Minimum loan amount
$50,000
Maximum loan amount
$1,000,000
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bank Australia Basic Home Loan (Fixed, Owner Occupier)
- No monthly fees
- Free redraw
- Repayment pause available
interest rate
4.44%
fixed 3 years
fixed 3 years
comparison rate*
4.52%
Upfront fees
$595
Go to site
More info
interest rate
4.44%
fixed 3 years
fixed 3 years
comparison rate*
4.52%
Upfront fees
$595
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
no
Redraw facility
no
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$10,000
Type of loan
Fixed
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
Bankwest Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
variable rate
4.02%
comparison rate*
4.43%
Upfront fees
$150
Go to site
More info
variable rate
4.02%
comparison rate*
4.43%
Upfront fees
$150
Ongoing fees
$395.00 yearly
Discharge Fee
$338.20
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
80.00%
Minimum loan amount
$200,000
Maximum loan amount
$1,499,999
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Go to site
More info
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$350.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
90.00%
Minimum loan amount
$20,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
Click Loans The Online Home Loan (LVR<70%, Owner Occupier, Principal & Interest)
- Free offset account
- No ongoing fees
- Easy online application
variable rate
3.73%
comparison rate*
3.74%
Upfront fees
$440
Go to site
More info
variable rate
3.73%
comparison rate*
3.74%
Upfront fees
$440
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
70.00%
Minimum loan amount
$100,000
Maximum loan amount
$2,000,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Fortnightly, Monthly
UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
- Experts Choice Winner - Home Loans 2016
- No monthly fees
- 20% Minimum deposit required
variable rate
3.74%
comparison rate*
3.74%
Upfront fees
$0
Go to site
More info
variable rate
3.74%
comparison rate*
3.74%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$0.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
80.00%
Minimum loan amount
$100,000
Maximum loan amount
$2,000,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
loans.com.au Essentials Variable (LVR<80%, Owner Occupier)
- Low interest rate
- No monthly fees, Redraw available
- For purchases or refinance
variable rate
3.84%
comparison rate*
3.86%
Upfront fees
$520
Go to site
More info
variable rate
3.84%
comparison rate*
3.86%
Upfront fees
$520
Ongoing fees
$0.00
Discharge Fee
$550.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
no
Maximum loan to value ratio
80.00%
Minimum loan amount
$50,000
Maximum loan amount
$1,000,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bankwest Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
variable rate
4.02%
comparison rate*
4.43%
Upfront fees
$150
Go to site
More info
variable rate
4.02%
comparison rate*
4.43%
Upfront fees
$150
Ongoing fees
$395.00 yearly
Discharge Fee
$338.20
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
80.00%
Minimum loan amount
$200,000
Maximum loan amount
$1,499,999
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bank Australia Basic Home Loan (Owner Occupier)
- No monthly fees
- Redraw available
- Option to fix full loan or split between fixed and variable
variable rate
4.10%
comparison rate*
4.14%
Upfront fees
$595
Go to site
More info
variable rate
4.10%
comparison rate*
4.14%
Upfront fees
$595
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$10,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Go to site
More info
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$350.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
90.00%
Minimum loan amount
$20,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
Newcastle Permanent Discounted Variable Home Loan (Owner Occupier)
- Experts Choice - Home Lender of the Year 2016
- $0 application fee. 100% offset facility available
- Additional repayments and redraws at any time
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Go to site
More info
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Ongoing fees
$375.00 yearly
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
95.00%
Minimum loan amount
$150,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Hunter United Credit Union Dream Home Loan - Platinum (Owner Occupier, LVR<90%)
- 100% interest offset facility
- Low deposit - from 10% of purchase price (Owner Occupier)
- No annual fee
variable rate
3.95%
comparison rate*
4.07%
Upfront fees
$350
Go to site
More info
variable rate
3.95%
comparison rate*
4.07%
Upfront fees
$350
Ongoing fees
$8.00 monthly
Discharge Fee
$80.00
Extra repayments
yes
Redraw facility
yes - fees apply
Offset account
yes
Maximum loan to value ratio
90.00%
Minimum loan amount
$300,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Liberty Star Home Loan (LVR<70%, Owner Occupier)
- 100% offset
- Free redraw
- Options to fix
variable rate
4.24%
comparison rate*
4.54%
Upfront fees
$0
Go to site
More info
variable rate
4.24%
comparison rate*
4.54%
Upfront fees
$0
Ongoing fees
$295.00 yearly
Discharge Fee
$395.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
70.00%
Minimum loan amount
$50,000
Maximum loan amount
$1,500,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
Newcastle Permanent Discounted Variable Home Loan (Owner Occupier)
- Experts Choice - Home Lender of the Year 2016
- $0 application fee. 100% offset facility available
- Additional repayments and redraws at any time
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Go to site
More info
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Ongoing fees
$375.00 yearly
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
95.00%
Minimum loan amount
$150,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
Bank Australia Basic Home Loan (Owner Occupier)
- No monthly fees
- Redraw available
- Option to fix full loan or split between fixed and variable
variable rate
4.10%
comparison rate*
4.14%
Upfront fees
$595
Go to site
More info
variable rate
4.10%
comparison rate*
4.14%
Upfront fees
$595
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - fees apply
Offset account
no
Maximum loan to value ratio
95.00%
Minimum loan amount
$10,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
Newcastle Permanent Discounted Variable Home Loan (Owner Occupier)
- Experts Choice - Home Lender of the Year 2016
- $0 application fee. 100% offset facility available
- Additional repayments and redraws at any time
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Go to site
More info
variable rate
3.84%
comparison rate*
4.20%
Upfront fees
$0
Ongoing fees
$375.00 yearly
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
95.00%
Minimum loan amount
$150,000
Type of loan
Variable
Repayment types
Principal & Interest, Interest Only
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Go to site
More info
variable rate
4.20%
comparison rate*
4.21%
Upfront fees
$0
Ongoing fees
$0.00
Discharge Fee
$350.00
Extra repayments
yes - free
Redraw facility
yes
Offset account
no
Maximum loan to value ratio
90.00%
Minimum loan amount
$20,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Owner Occupier
Repayment options
Weekly, Fortnightly, Monthly
See all home loans
Click Loans The Online Home Loan (LVR<70%, Investment, Principal & Interest)
- Free offset account
- No ongoing fees
- Easy online application
variable rate
3.94%
comparison rate*
3.94%
Upfront fees
$440
Go to site
More info
variable rate
3.94%
comparison rate*
3.94%
Upfront fees
$440
Ongoing fees
$0.00
Discharge Fee
$250.00
Extra repayments
yes - free
Redraw facility
yes - free
Offset account
yes
Maximum loan to value ratio
70.00%
Minimum loan amount
$100,000
Maximum loan amount
$2,000,000
Type of loan
Variable
Repayment types
Principal & Interest
Availability
Investor
Repayment options
Fortnightly, Monthly
See all home loans
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is based on the loan amount and term you entered, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This table contains a selection of home loans available via Mozo. Not all available home loans are listed above. For a detailed search of home loans please visit mozo.com.au/home-loans
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