- published: 31 Jul 2015
- views: 42663
A student loan is designed to help students pay for university tuition, books, and living expenses. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. It also differs in many countries in the strict laws regulating renegotiating and bankruptcy.
Tertiary student places in Australia are usually funded through the HECS-HELP scheme. This funding is in the form of loans that are not normal debts. They are repaid over time via a supplementary tax, using a sliding scale based on taxable income. As a consequence, loan repayments are only made when the former student has income to support the repayments. Discounts are available for early repayment. The scheme is available to citizens and permanent humanitarian visa holders. Means-tested scholarships for living expenses are also available. Special assistance is available to indigenous students.
There has been criticism that the HECS-HELP scheme creates an incentive for people to leave the country after graduation, because those who do not file an Australian tax return do not make any repayments.
Jill Ellen Stein (born May 14, 1950) is an American physician who was the nominee of the Green Party for President of the United States in the 2012 election. Stein was a candidate for Governor of Massachusetts in 2002 and 2010.
In 2012, Stein received 456,169 votes for 0.36% in the election, making her the most successful female presidential candidate in U.S. history.
Stein is a resident of Lexington, Massachusetts. She is a graduate of Harvard College (1973) and Harvard Medical School (1979).
In February 2015, Stein announced the formation of an exploratory committee to seek the Green Party's presidential nomination in the 2016 U.S. election. On June 22, 2015, during an appearance on Democracy Now!, Stein formally announced she would seek the Green Party's 2016 presidential nomination.
Jill Stein was born in Chicago and raised in Highland Park, Illinois. She is Jewish, and her family attended Chicago's North Shore Congregation Israel, a Reform synagogue.