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Personal Loans

Personal loans come in all shapes and sizes. Compare some of the latest personal loan offers in the table below or try our quick and simple comparisons tools. Filter and compare on the features you want and find the right personal loan to fit your needs.

Personal loan comparisons Rates updated daily

  • People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate from

    5.64%

    comparison rate from*

    5.99% based on $30,000
    over 5 years

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    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
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  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate from

    8.15%

    comparison rate from*

    9.50% based on $10,000
    over 3 years

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    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $200
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
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  • St.George Secured Personal Loan (Fixed)

    St.George Secured Personal Loan (Fixed)

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $3K to $80K

    interest rate from

    8.49%

    comparison rate from*

    9.39% based on $30,000
    over 5 years

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    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $3K to $80K
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No monthly fees, no early repayment fees

    interest rate from

    9.06%

    comparison rate from*

    9.06% based on $10,000
    over 3 years

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    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No monthly fees, no early repayment fees
    Product info
    • Other benefits: Monthly fee applies for loans over $20,000 for terms up to 3 years and for lower amounts for longer terms.
    • Upfront fee: $76
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • Bank of Melbourne Secured Personal Loan (Variable)

    Bank of Melbourne Secured Personal Loan (Variable)

    • Choose the frequency of your repayments
    • Repay your loan over 1 to 7 years
    • Apply online and get a response in 60 seconds

    interest rate from

    12.74%

    comparison rate from*

    13.62% based on $30,000
    over 5 years

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    More info

    • Choose the frequency of your repayments
    • Repay your loan over 1 to 7 years
    • Apply online and get a response in 60 seconds
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • St.George Secured Personal Loan (Variable)

    St.George Secured Personal Loan (Variable)

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $3K to $80K

    interest rate from

    12.74%

    comparison rate from*

    13.62% based on $30,000
    over 5 years

    		 Go to site

    More info

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $3K to $80K
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • Westpac Personal Loan (Fixed, Unsecured)

    Westpac Personal Loan (Fixed, Unsecured)

    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years

    interest rate from

    12.99%

    comparison rate from*

    14.01% based on $30,000
    over 5 years

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    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • Latitude Financial Services Personal Loan (Fixed, Secured)

    Latitude Financial Services Personal Loan (Fixed, Secured)

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes

    interest rate from

    12.99%

    comparison rate from*

    14.20% based on $30,000
    over 5 years

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    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
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  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest rate from

    13.69%

    comparison rate from*

    14.56% based on $30,000
    over 5 years

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    More info

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000

    interest rate from

    13.95%

    comparison rate from*

    14.81% based on $30,000
    over 5 years

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    More info

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • Latitude Financial Services Personal Loan (Fixed, Unsecured)

    Latitude Financial Services Personal Loan (Fixed, Unsecured)

    • Apply online in 15 minutes
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date

    interest rate from

    13.99%

    comparison rate from*

    15.20% based on $30,000
    over 5 years

    		 Go to site

    More info

    • Apply online in 15 minutes
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
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  • ANZ Unsecured Personal Loan (Variable)

    ANZ Unsecured Personal Loan (Variable)

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000

    interest rate from

    14.69%

    comparison rate from*

    15.55% based on $30,000
    over 5 years

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    More info

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • Westpac Personal Flexi Loan (Variable, Unsecured)

    Westpac Personal Flexi Loan (Variable, Unsecured)

    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Special interest rate only available to selected partner websites

    interest rate from

    14.69%

    comparison rate from*

    n/a

    		 Go to site

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    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Special interest rate only available to selected partner websites
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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Look for a specific type of personal loan:

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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