Debt

A debt generally refers to something owed by one party, the borrower or debtor, to a second party, the lender or creditor. The lender or creditor can be a bank, credit card company, payday loan provider, or an individual. One country can also lend money to another country. Debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest. The term can also be used metaphorically to cover moral obligations and other interactions not based on economic value. For example, in Western cultures, a person who has been helped by a second person is sometimes said to owe a "debt of gratitude" to the second person.

Terms

Interest

Interest is the fee charged by the creditor to the debtor. Interest is generally calculated as a percentage of the principal sum per year, which percentage is known as an interest rate, and is generally paid periodically at intervals, such as monthly or semi-annually.

Many conventions on how interest is calculated exist – see day count convention for some – while a standard convention is the annual percentage rate (APR), widely used and required by regulation in the United States and United Kingdom, though there are different forms of APR.

Debt (game show)

Debt is an American game show hosted by Wink Martindale which aired on Lifetime from June 3, 1996 to August 14, 1998. The show featured contestants who were trying to earn money to get out of debt.

Personnel

The game was conceived by Sarah Jane West. Its host was Wink Martindale, and Kurt Engstrom was featured as an assistant playing the role of a security guard. Julie Claire was the show's announcer.

Gameplay

Three contestants are introduced with the amount of debt they have (usually between $6,000 and $10,000) and the reasons why. After introductions, the debt of the three contestants was averaged to level the playing field. The scores were shown in negative amounts to reflect the debt of each contestant.

Round 1 (General Debt)

In the first round, contestants faced a gameboard with five categories, each with five questions in negative dollar values ranging from −$50 to −$250, in increments of $50. The first selection went to the contestant who had the lowest debt before averaging the scores. On a contestant's turn, he or she chose a category and value, after which a "Who am I?"-type question was revealed (e.g., "I'm the name of the fictitious, mustachioed 'ranking officer' who hawks the Quaker Oats cereal Peanut Butter Crunch."). Contestants buzzed-in to answer and were required to phrase their response as "You are..." to receive credit (although the contraction "You're" also was accepted). The correct answer to the example is "You are Cap'n Crunch." A correct answer deducted the question's value from the contestant's debt. A wrong answer or failing to respond within the time frame added the value, increasing the contestant's debt.

Debt (disambiguation)

A debt is that which one party owes to a second party.

Debt or The Debt may also refer to:

Books

Film

Television

See also

Template

Template may mean:

Computer science and information technology

Template (file format)

The term document template when used in the context of file format refers to a common feature of many software applications that define a unique non-executable file format intended specifically for that particular application.

Template file formats are those whose file extension indicates that the file type is intended as a very high starting point from which to create other files.

These types of files are usually indicated on the File menu of the application:

For example, the word processing application Microsoft Word uses different file extensions for documents and templates: In Microsoft Word 2003 the file extension .dot is used to indicate a template, in Microsoft Word 2007 .dotx (in contrast to .doc, resp. .docx for a standard document).

In Adobe Dreamweaver the file extension .dwt is used to indicate a template.

Microsoft Word Templates

MS Word allows creating both layout and content templates. A layout template is a style guide for the file styles. It usually contains a chapter which explains how to use the styles within the documents. A content template is a document which provides a TOC. It might be modified to correspond to the user's needs.

Template (novel)

Template is a Canadian science fiction novel by Matthew Hughes, published by PS Publishing. It follows the adventures of a professional duelist who is drawn into a murder mystery. The novel explores differences between various cultures.

Reception

Matthew Hughes has been called one of Canada's best science fiction writers and his novel Template has been considered to be one of his best novels.

Another review noted that this novel is part detective story, part space opera and part investigation into the clash of cultures.

References