Haircut (finance)

In finance, a haircut is the difference between the market value of an asset used as loan collateral and the amount of the loan. The amount of the haircut reflects the lender's perceived risk of loss from the asset falling in value or being sold in a fire sale. The lender will, however, still hold a lien for the entire value of the asset. In the event the collateral is sold to repay the loan, the lender will have a higher chance of being made whole.

Expressed as a percentage of the collateral's market value, the haircut is the complement of the Loan-to-value ratio (together they equal 100% of the value.)

For example, United States Treasury bills, which are seen as fairly safe, might have a haircut of 10%, while for stock options, which are seen as highly risky, the haircut might be as high as 30%. In other words, a $1000 treasury bill will be accepted as collateral for a $900 loan, while a $1000 stock option might only allow a $700 loan.

Lower haircuts allow for more leverage. Haircut plays an important role in many kinds of trades, such as repurchase agreements (referred to in debt-instrument finance as "repo" but not to be confused with the concept of repossession denoted by that term in consumer finance) and reverse repurchase agreements ("reverse repo" in debt-instrument finance).

Getae

The Getae /ˈdʒiːtiː/ or /ˈɡiːtiː/ or Gets (Ancient Greek: Γέται, singular Γέτης; Bulgarian: Гети; Romanian: Geţi) are names given to several Thracian tribes inhabiting the regions to either side of the Lower Danube, in what is today northern Bulgaria and southern Romania. Both the singular form Get and Getae may be derived from a Greek exonym: the area was the hinterland of Greek colonies on the Black Sea coast, bringing the Getae into contact with the Ancient Greeks from an early date.

Getae and Dacians

Ancient sources

Strabo, one of the first ancient sources to mention Getae and Dacians, stated in his Geographica (ca. 7 BC – 20 AD) that the Dacians lived in the western parts of Dacia, "towards Germania and the sources of the Danube", while Getae in the eastern parts, towards the Black Sea, both south and north of the Danube. The ancient geographer also wrote that the Dacians and Getae spoke the same language, after stating the same about Getae and Thracians.

Pliny the Elder, in his Naturalis Historia (Natural History), ca. 77–79 AD, states something similar: "... though various races have occupied the adjacent shores; at one spot the Getae, by the Romans called Daci...".

Seamus (song)

"Seamus" is the fifth song on Pink Floyd's 1971 album Meddle, and uses a blues chord progression in an open D tuning. The song is named after the dog (belonging to Humble Pie and Small Faces leader Steve Marriott) who performed howling 'vocals' on the album version of the track.

Live at Pompeii version

Film director Adrian Maben captured Pink Floyd's only live performance of "Seamus" (in a greatly altered form, excluding lyrics, and retitled "Mademoiselle Nobs") in his film Pink Floyd: Live at Pompeii. To recreate the song, David Gilmour played harmonica instead of singing and Roger Waters played one of Gilmour's Stratocaster guitars. A female Borzoi (Russian Wolfhound) named Nobs, which belonged to Madona Bouglione (the daughter of circus director Joseph Bouglione), was brought to the studio to provide howling accompaniment as Seamus did in the album version. There is also an audible bass guitar in this recording, likely overdubbed during mixing of the film soundtrack at another studio.

List of Family Guy characters

Family Guy is an American animated adult comedy created by Seth MacFarlane for the Fox Broadcasting Company. Characters are listed only once, normally under the first applicable subsection in the list; very minor characters are listed with a more regular character with whom they are associated.

Griffin family

Peter Griffin

Peter Griffin (voiced by Seth MacFarlane) is the patriarch of the Griffin household, an Irish-American blue-collar worker. He is a lazy, immature, obese, laid-back, dim-witted, outspoken, eccentric alcoholic. Peter's jobs have included working at the Happy Go Lucky Toy Factory, working as a fisherman, and currently working at Pawtucket Brewery.

Lois Griffin

Lois Patrice Griffin (née Pewterschmidt) (voiced by Alex Borstein) is Peter's wife and the mother of Meg, Chris, and Stewie. She is a Scots/Anglo American housewife who cares for her kids and her husband, while also teaching children to play the piano. She is also very flirtatious and has slept with numerous people on the show; her past promiscuous tendencies and her hard-core recreational drug-use are often stunning but overlooked.

Séamus

Séamus (Irish pronunciation: [ˈʃeːməs] or [ˈʃɔməs]), is a male first name of Celtic origin. It is the Gaelic equivalent of the name James. The name James is the English New Testament variant for the Hebrew name Jacob. It entered the Irish and Scottish Gaelic languages from the French variation of the late Latin name for Jacob, Iacomus; a dialect variant of Iacobus, from the New Testament Greek Ἰάκωβος (Iákōvos), and ultimately from Hebrew word יעקב (Yaʻaqov), i.e. Jacob. Its meaning in Hebrew is "one who supplants" or more literally "one who grabs at the heel". When the Hebrew patriarch Jacob was born, he was grasping his twin brother Esau's heel.

Variant spellings include Seamus, Séamas, Seumas, Seumus, Shaymus, Sheamus and Shamus. Diminutives include Séimí, Séimín and Séamaisín. In the United States, the word "Shamus", of Yiddish origin, is sometimes used as a slang word for private detective.

Given name

Creature

Creature is often used as a synonym for animal. Creature or creatures may also refer to:

Film and television

Literature

Music

Creature (1985 film)

Creature (aka The Titan Find or Titan Find) is a 1985 science fiction horror film directed by William Malone, featuring Stan Ivar, Wendy Schaal, Lyman Ward, Robert Jaffe and Diane Salinger. It features early special effects work by Robert and Dennis Skotak, who would go on to design the special effects for Aliens.

Plot

In the film's prologue, two geological researchers for the American multinational corporation NTI encounter an ancient alien laboratory on the moon Titan. In the lab is an egg-like container which is keeping an alien creature alive. The creature emerges and kills the researchers. Two months later, the geologists' spaceship crashes into the space station Concorde in orbit around Earth's moon, its pilot having died in his seat.

NTI dispatches a new ship, the Shenandoah, to Titan. Its crew is accompanied by the taciturn security officer Bryce. While in orbit, the crew locate a signal coming from the moon—the distress call of a ship from the rival German multinational Richter Dynamics. Their own landing turns disastrous when the ground collapses beneath their landing site, dropping the ship into a cavern and wrecking it. When radio communication fails, a search party is sent out to contact the Germans.