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Red Hot Rate Deal
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- 3.89 % p.a.
variable rate100%
OFFSET - 3.92 % p.a.
comparison rate* Terms and conditions
Home loan comparisonsRates updated daily
- promoted
Mortgage House Advantage Discounted Variable Home Loan 70 (Owner Occupier)
Mortgage HouseMortgage House Advantage Discounted Variable Home Loan 70 (Owner Occupier)
- We will pay your switching cost
- No monthly or annual fees
- Low interest rate
variable rate
3.69% variable for 6 months and then 4.19%
comparison rate*
4.19%
Upfront fees
$200
Go to site More info
- We will pay your switching cost
- No monthly or annual fees
- Low interest rate
Product info
- Variable rate: 3.69% variable for 6 months and then 4.19%
- Comparison rate*: 4.19%
- Upfront fees: $200
- Ongoing fees: $0.00
- Discharge fee: $450.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 70.00%
- Minimum loan amount: $150,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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loans.com.au Move Fast Special (Owner Occupier)
loans.com.auloans.com.au Move Fast Special (Owner Occupier)
- Unlimited free redraws with no minimum redraw amount
- Split loan facility
- Available for purchase and refinance
variable rate
3.88%
comparison rate*
4.28%
Upfront fees
$520
Go to site More info
- Unlimited free redraws with no minimum redraw amount
- Split loan facility
- Available for purchase and refinance
Product info
- Variable rate: 3.88%
- Comparison rate*: 4.28%
- Upfront fees: $520
- Ongoing fees: $375.00 yearly
- Discharge fee: $550.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $50,000
- Maximum loan amount: $500,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Bank Australia Basic Home Loan Full Salary Credit (Owner Occupier)
Bank AustraliaBank Australia Basic Home Loan Full Salary Credit (Owner Occupier)
- No monthly fees
- Redraw available
- 3.98% p.a. variable rate
variable rate
3.98%
comparison rate*
4.02%
Upfront fees
$595
Go to site More info
- No monthly fees
- Redraw available
- 3.98% p.a. variable rate
Product info
- Variable rate: 3.98%
- Comparison rate*: 4.02%
- Upfront fees: $595
- Ongoing fees: $0.00
- Discharge fee: $250.00
- Extra repayments: yes - free
- Redraw facility: yes - fees apply
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $10,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
UBankUBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
- Experts Choice Winner - Best Value Variable Home Loan
- No monthly fees
- 20% Minimum deposit required
variable rate
3.99%
comparison rate*
3.99%
Upfront fees
$0
Go to site More info
- Experts Choice Winner - Best Value Variable Home Loan
- No monthly fees
- 20% Minimum deposit required
Product info
- Variable rate: 3.99%
- Comparison rate*: 3.99%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $0.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $2,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Bankwest Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier) (Package)
BankwestBankwest Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier) (Package)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
variable rate
4.22%
comparison rate*
4.62%
Upfront fees
$150
Go to site More info
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
Product info
- Variable rate: 4.22%
- Comparison rate*: 4.62%
- Upfront fees: $150
- Ongoing fees: $395.00 yearly
- Discharge fee: $338.20
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $200,000
- Maximum loan amount: $1,499,999
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
NABNAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
variable rate
4.45%
comparison rate*
4.45%
Upfront fees
$0
Go to site More info
- $0 upfront fees
- No annual or monthly fees
- Free extra repayments and redraw facility
Product info
- Variable rate: 4.45%
- Comparison rate*: 4.45%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $350.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $20,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier, Principal & Interest) (Premium Package)
Gateway Credit UnionGateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier, Principal & Interest) (Premium Package)
- Ability to make unlimited bulk repayments without penalty
- Offers borrowers up to four free splits
- Access extra features such as multiple offset accounts
variable rate
3.98%
comparison rate*
4.28%
Upfront fees
$0
Go to site More info
- Ability to make unlimited bulk repayments without penalty
- Offers borrowers up to four free splits
- Access extra features such as multiple offset accounts
Product info
- Variable rate: 3.98%
- Comparison rate*: 4.28%
- Upfront fees: $0
- Ongoing fees: $299.00 yearly
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes - free
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $150,000
- Maximum loan amount: $1,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
IMB Bank Budget Home Loan (LVR<80%, Owner Occupier)
IMB BankIMB Bank Budget Home Loan (LVR<80%, Owner Occupier)
- Free extra repayments
- Free redraw facility
- Split account available
variable rate
3.99%
comparison rate*
4.04%
Upfront fees
$769
Go to site More info
- Free extra repayments
- Free redraw facility
- Split account available
Product info
- Variable rate: 3.99%
- Comparison rate*: 4.04%
- Upfront fees: $769
- Ongoing fees: $0.00
- Discharge fee: $50.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $75,000
- Maximum loan amount: $5,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
State Custodians Standard Variable (LVR<80%, Owner Occupier)
State CustodiansState Custodians Standard Variable (LVR<80%, Owner Occupier)
- Special Discounted Rate For Owner Occupiers
- P&I or Interest Only Up to 5yrs
- Free 100% Offset Account
variable rate
3.99%
comparison rate*
4.32%
Upfront fees
$275
Go to site More info
- Special Discounted Rate For Owner Occupiers
- P&I or Interest Only Up to 5yrs
- Free 100% Offset Account
Product info
- Variable rate: 3.99%
- Comparison rate*: 4.32%
- Upfront fees: $275
- Ongoing fees: $299.00 yearly
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $1,500,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
AMP Essential Home Loan (Owner Occupier)
AMPAMP Essential Home Loan (Owner Occupier)
- Competitive variable rate
- Additional repayments anytime
- Waived establishment & settlement fees
variable rate
4.08%
comparison rate*
4.10%
Upfront fees
$295
Go to site More info
- Competitive variable rate
- Additional repayments anytime
- Waived establishment & settlement fees
Product info
- Variable rate: 4.08%
- Comparison rate*: 4.10%
- Upfront fees: $295
- Ongoing fees: $0.00
- Discharge fee: $100.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $40,000
- Maximum loan amount: $2,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Greater Building Society Great Rate Home Loan (Owner Occupier, LVR<80%, over $150k)
Greater Building SocietyGreater Building Society Great Rate Home Loan (Owner Occupier, LVR<80%, over $150k)
- No establishment fee
- No ongoing fee
- Free internet redraw facility
variable rate
4.09%
comparison rate*
4.09%
Upfront fees
$0
Go to site More info
- No establishment fee
- No ongoing fee
- Free internet redraw facility
Product info
- Variable rate: 4.09%
- Comparison rate*: 4.09%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $150,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Bank Australia Basic Home Loan (Owner Occupier)
Bank AustraliaBank Australia Basic Home Loan (Owner Occupier)
- No monthly fees
- Redraw available
- Option to fix full loan or split between fixed and variable
variable rate
4.10%
comparison rate*
4.14%
Upfront fees
$595
Go to site More info
- No monthly fees
- Redraw available
- Option to fix full loan or split between fixed and variable
Product info
- Variable rate: 4.10%
- Comparison rate*: 4.14%
- Upfront fees: $595
- Ongoing fees: $0.00
- Discharge fee: $250.00
- Extra repayments: yes - free
- Redraw facility: yes - fees apply
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $10,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
State Custodians Breathe Easy (LVR<80%, Owner Occupier)
State CustodiansState Custodians Breathe Easy (LVR<80%, Owner Occupier)
- $0 Annual Fee
- Special Discounted Rate For Owner Occupiers
- Free 100% Offset Account
variable rate
4.12%
comparison rate*
4.15%
Upfront fees
$275
Go to site More info
- $0 Annual Fee
- Special Discounted Rate For Owner Occupiers
- Free 100% Offset Account
Product info
- Variable rate: 4.12%
- Comparison rate*: 4.15%
- Upfront fees: $275
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $1,500,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
iMortgage Elite 80 (Principal & Interest, Owner Occupier)
iMortgageiMortgage Elite 80 (Principal & Interest, Owner Occupier)
- $0 application, legal and valuation fees
- 100% Offset available on variable rate loans ($198 pa fee applies)
- Low rate for the life of the loan
variable rate
4.14%
comparison rate*
4.15%
Upfront fees
$0
Go to site More info
- $0 application, legal and valuation fees
- 100% Offset available on variable rate loans ($198 pa fee applies)
- Low rate for the life of the loan
Product info
- Variable rate: 4.14%
- Comparison rate*: 4.15%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $400.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: Optional - $198 annual fee
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $150,000
- Maximum loan amount: $5,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Fortnightly, Monthly
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Hunter United Credit Union Dream Home Loan - Platinum (Owner Occupier, LVR<90%)
Hunter United Credit UnionHunter United Credit Union Dream Home Loan - Platinum (Owner Occupier, LVR<90%)
- 100% interest offset facility
- Low deposit - from 10% of purchase price (Owner Occupier)
- No annual fee
variable rate
4.20%
comparison rate*
4.32%
Upfront fees
$350
Go to site More info
- 100% interest offset facility
- Low deposit - from 10% of purchase price (Owner Occupier)
- No annual fee
Product info
- Variable rate: 4.20%
- Comparison rate*: 4.32%
- Upfront fees: $350
- Ongoing fees: $8.00 monthly
- Discharge fee: $80.00
- Extra repayments: yes
- Redraw facility: yes - fees apply
- Offset account: yes
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $300,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Liberty Sharp Home Loan (LVR<70%, Owner Occupier)
LibertyLiberty Sharp Home Loan (LVR<70%, Owner Occupier)
- Great low rate
- No on-going fees
- Set and forget
variable rate
4.24%
comparison rate*
4.31%
Upfront fees
$995
Go to site More info
- Great low rate
- No on-going fees
- Set and forget
Product info
- Variable rate: 4.24%
- Comparison rate*: 4.31%
- Upfront fees: $995
- Ongoing fees: $0.00
- Discharge fee: $395.00
- Extra repayments: yes - free
- Redraw facility: yes - fees apply
- Offset account: No
- Maximum loan to value ratio: 70.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $500,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $150K, Owner Occupier) (Package)
Greater Building SocietyGreater Building Society Discount Ultimate Home Loan (LVR<80%, over $150K, Owner Occupier) (Package)
- No establishment fee
- 100% offset account
- Free internet redraw facility
variable rate
4.24%
comparison rate*
4.61%
Upfront fees
$0
Go to site More info
- No establishment fee
- 100% offset account
- Free internet redraw facility
Product info
- Variable rate: 4.24%
- Comparison rate*: 4.61%
- Upfront fees: $0
- Ongoing fees: $375.00 yearly
- Discharge fee: $300.00
- Extra repayments: yes - free
- Redraw facility: yes
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $150,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Macquarie Basic Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)
MacquarieMacquarie Basic Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)
- A low rate home loan with no application fee
- Make unlimited extra payments on a variable rate loan or up to 5% each year on a fixed rate loan
- No application or account management fees
variable rate
4.29%
comparison rate*
4.29%
Upfront fees
$0
Go to site More info
- A low rate home loan with no application fee
- Make unlimited extra payments on a variable rate loan or up to 5% each year on a fixed rate loan
- No application or account management fees
Product info
- Variable rate: 4.29%
- Comparison rate*: 4.29%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $400.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $250,000
- Maximum loan amount: $750,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Fortnightly, Monthly
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IMB Bank Essentials Home Loan (LVR<80%, Owner Occupier)
IMB BankIMB Bank Essentials Home Loan (LVR<80%, Owner Occupier)
- Experts Choice Winner - Best Value Full Feature Home Loan
- 100% offset account
- No monthly, annual or establishment fees
variable rate
4.30%
comparison rate*
4.30%
Upfront fees
$0
Go to site More info
- Experts Choice Winner - Best Value Full Feature Home Loan
- 100% offset account
- No monthly, annual or establishment fees
Product info
- Variable rate: 4.30%
- Comparison rate*: 4.30%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $50.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $75,000
- Maximum loan amount: $5,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Macquarie Flyer Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)
MacquarieMacquarie Flyer Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)
- Earn up to 160,000 Qantas Points on a $500,000 loan
- Free Qantas Frequent Flyer membership (save $89.50)
- No application or account management fees
variable rate
4.34%
comparison rate*
4.34%
Upfront fees
$0
Go to site More info
- Earn up to 160,000 Qantas Points on a $500,000 loan
- Free Qantas Frequent Flyer membership (save $89.50)
- No application or account management fees
Product info
- Variable rate: 4.34%
- Comparison rate*: 4.34%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $400.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $250,000
- Maximum loan amount: $750,000
- Type of loan: Variable
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Fortnightly, Monthly
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- promoted
Illawarra Credit Union Variable Home Loan (Owner Occupier)
Illawarra Credit UnionIllawarra Credit Union Variable Home Loan (Owner Occupier)
- For new home loans over $250k only
- No annual or ongoing fees
- 100% Offset Account available with no transaction or account keeping fees
variable rate
4.35%
comparison rate*
4.39%
Upfront fees
$600
Go to site More info
- For new home loans over $250k only
- No annual or ongoing fees
- 100% Offset Account available with no transaction or account keeping fees
Product info
- Variable rate: 4.35%
- Comparison rate*: 4.39%
- Upfront fees: $600
- Ongoing fees: $0.00
- Discharge fee: $250.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $250,000
- Maximum loan amount:
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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- promoted
Liberty Free Variable Home Loan (LVR<70%, Owner Occupier)
LibertyLiberty Free Variable Home Loan (LVR<70%, Owner Occupier)
- Low deposit
- Non-genuine savings
- No upfront or ongoing fees
variable rate
4.49%
comparison rate*
4.50%
Upfront fees
$0
Go to site More info
- Low deposit
- Non-genuine savings
- No upfront or ongoing fees
Product info
- Variable rate: 4.49%
- Comparison rate*: 4.50%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $395.00
- Extra repayments: yes - free
- Redraw facility: yes - free
- Offset account: yes
- Maximum loan to value ratio: 70.00%
- Minimum loan amount: $50,000
- Maximum loan amount: $1,000,000
- Type of loan: Variable
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Look for a specific type of home loan:
* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
