The number of Australians wallowing in credit-card debt, mortgage debt, car loans and other forms of debt is a real issue, so perhaps it's time we paid the same level of attention to financial safety as we do to being waterwise.
Are you the "ideal" mortgage borrower? If, so, lenders want your business.
Millennials snapping up credit cards in order to get a credit history should be aware that credit ratings are now warts 'n' all.
The National Hardship Register can help the vulnerable have their debts waived.
Banks are busily spruiking a growing number of promotions that promise you thousands of frequent flyer points for taking out a new credit card.
The average bad marriage lasts 12 years, but the average bad debt on credit cards lasts 27 years.
There is not much point in repaying student debt early, especially after the removal of discounts at the end of this year.
Australians are increasingly worried about their finances, but there is a simple technique that everyone can use to become debt free faster.
Here are some of the traps in banks' zero interest credit card offers.
It's exciting watching the traders short the US mortgage market before the global financial crisis, but it's not something the rest of us can emulate.
The use of a debit card to limit reliance on credit is being undermined by consumers keeping a credit card for 'emergencies'.
At this time of year many Australians are taking out small loans in the lead-up to Christmas.
If you're disciplined, a credit card can be handy. But if you're not – and many millions of us aren't – it can be a fast track to an endless cycle of interest payments.
Credit card providers are aggressively pushing balance-transfer deals by offering dramatically longer zero-interest periods, but creaming profits from higher fees.
It's time to fix your mortgage. Well, half of it. For three years only.
Banks are becoming more picky about who they offer their lowest interest rates to.
The big banks may be increasing their mortgage interest rates, but that's no reason for their mortgage customers to meekly accept higher repayments.
Parents need to consider all the options before becoming property guarantors for their children.
We know about unconscionable credit card interest rates and unreasonable surcharges, but this is what you don't know.
Twenty-three-year-old Daniel Wroby had never heard the term "financial literacy" until this year. He is not alone.
It's an excellent development for consumers that mortgage offset accounts are becoming more commonplace.
Noel Whittaker answers reader questions on loans from age pensioners, saving for funeral costs and possible changes to superannuation.
Clicking to support a cause is not enough; you need to consider your investing, spending and borrowing as well.
When interest rates are this low, it can make sense to fix part of your mortgage.
The Big 4 are secretly lopping a full 1 per cent on average off advertised rates for home loans.
Growing numbers of Australians are leaving home ownership to return to renting.
Home owners with a Westpac variable loan have been encouraged to shop around after a surprise rate rise that could add more than $20,000 to a 30-year loan.
Higher house prices may make us feel richer, but it's not that simple.
Interest rates will hang around where they are for a long time yet even though the market has booked a cut for March next year.
Despite two official reductions this year, lenders have hardly moved what they charge on credit cards and personal loans.