Carate Urio is a comune (municipality) in the Province of Como in the Italian region Lombardy, located about 45 km north of Milan and about 6 km northeast of Como. As of 31 December 2004, it had a population of 1,222 and an area of 6.9 km².

The municipality of Carate Urio contains the frazioni (subdivisions, mainly villages and hamlets) Cavadino, Greppone, Pangino, Riva, Olzavino, and Lestresio.

Carate Urio borders the following municipalities: Brienno, Faggeto Lario, Laglio, Moltrasio, Schignano, Torno.

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