Save money on the best credit card deals

Find cheap credit cards by comparing the best deals with balance transfer offers and low interest rates.
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American Express Essential Credit Card
  • Earn up to 1 Membership Rewards point for every $1 spent
  • $0 annual fee
  • 0% p.a. on balance transfers for the first 12 months
balance transfer rate
0% for 12 months
purchase rate
14.99%
annual fee
$0
Go to site
More info
balance transfer rate
0% for 12 months
annual fee
$0
purchase rate
14.99%
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a on purchases
  • $99 annual fee
balance transfer rate
0% for 20 months and then 21.49%
purchase rate
12.74%
annual fee
$99
Go to site
More info
balance transfer rate
0% for 20 months and then 21.49%
annual fee
$99
purchase rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
American Express Velocity Escape Card
  • 0% p.a. on balance transfers for the first 12 months
  • No annual fee
  • Earn up to 7,500 bonus Velocity Points, limited time only
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
purchase rate
20.74%
annual fee
$0
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fee
$0
purchase rate
20.74%
Interest free days
44
Rewards description
Points automatically transferred to your Velocity account
NAB Low Rate Card
  • Make purchases with our lowest interest rate and longest interest-free period
  • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
  • Secure online application. Get a response in 60 seconds.
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
purchase rate
13.99%
annual fee
$59
Go to site
More info
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
annual fee
$59
purchase rate
13.99%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
balance transfer rate
0% for 18 months and then 21.49%
purchase rate
13.24%
annual fee
$55
Go to site
More info
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$55
purchase rate
13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
  • 0% p.a. on balance transfers for 14 months
  • Earn 10,000 bonus Velocity Points when you spend $5,000 or more on retail purchases within the first 3 months
  • Half annual fee in the first year, a saving of $65
balance transfer rate
0% for 14 months and then 20.99%
purchase rate
20.74%
annual fee
$129 $64 in the first 1 year
Go to site
More info
balance transfer rate
0% for 14 months and then 20.99%
annual fee
$129 $64 in the first 1 year
purchase rate
20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
ANZ Rewards Black
  • 75,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
purchase rate
18.79%
annual fee
$375 $0 in the first 1 year
Go to site
More info
annual fee
$375 $0 in the first 1 year
purchase rate
18.79%
Interest free days
55
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2%
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
HSBC Platinum Qantas Credit Card
  • 40,000 bonus Qantas Points when you apply by 30 April 2016. Conditions apply
  • 0% p.a. on balance transfers for 6 months. Conditions apply
  • $0 additional cardholder fee
balance transfer rate
0% for 6 months and then 21.99%
purchase rate
19.99%
annual fee
$199
Go to site
More info
balance transfer rate
0% for 6 months and then 21.99%
annual fee
$199
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
Rewards description
Points are automatically accredited to the Qantas Frequent Flyer Program.
ANZ Frequent Flyer Platinum
  • 50,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
purchase rate
19.99%
annual fee
$295 $0 in the first 1 year
Go to site
More info
annual fee
$295 $0 in the first 1 year
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Bankwest Breeze Platinum MasterCard
  • 0% p.a. balance transfer rate for 21 months (2% Balance Transfer Fee applies)
  • Low ongoing purchase rate of 12.99% p.a. Limited time only.
  • No foreign transaction fees on online and overseas purchases
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
purchase rate
12.99%
annual fee
$99
Go to site
More info
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
annual fee
$99
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
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NAB Low Rate Card
  • Make purchases with our lowest interest rate and longest interest-free period
  • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
  • Secure online application. Get a response in 60 seconds.
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
purchase rate
13.99%
annual fee
$59
Go to site
More info
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
annual fee
$59
purchase rate
13.99%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
ANZ Rewards Black
  • 75,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
purchase rate
18.79%
annual fee
$375 $0 in the first 1 year
Go to site
More info
annual fee
$375 $0 in the first 1 year
purchase rate
18.79%
Interest free days
55
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2%
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
ANZ Frequent Flyer Platinum
  • 50,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
purchase rate
19.99%
annual fee
$295 $0 in the first 1 year
Go to site
More info
annual fee
$295 $0 in the first 1 year
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0.99% p.a. on purchases for up to 3 months from card approval
  • Online only offer for new approved customers who apply by 11 April 2016
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
purchase rate
0.99% for 3 months then 13.49%
annual fee
$59
Go to site
More info
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
annual fee
$59
purchase rate
0.99% for 3 months then 13.49%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
ANZ First
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Enjoy the convenience of Visa payWave
  • Up to 44 days interest free on purchases
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
purchase rate
19.74%
annual fee
$30
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fee
$30
purchase rate
19.74%
Interest free days
44
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
ANZ Rewards Platinum
  • 50,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
purchase rate
18.79%
annual fee
$95 $0 in the first 1 year
Go to site
More info
annual fee
$95 $0 in the first 1 year
purchase rate
18.79%
Interest free days
55
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2%
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
ANZ Low Rate
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
purchase rate
13.49%
annual fee
$58
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fee
$58
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
NAB Qantas Rewards Premium Card
  • 4.99% p.a. on balance transfers for 6 months plus 60,000 Bonus points
  • Earn Qantas Points on everyday purchases and take advantage of added platinum benefits.
  • Seven complimentary insurances including overseas travel insurance & access to the 24/7 Platinum Concierge Service
balance transfer rate
4.99% for 6 months
purchase rate
19.99%
annual fee
$250
Go to site
More info
balance transfer rate
4.99% for 6 months
annual fee
$250
purchase rate
19.99%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
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Australian Military Bank Low Rate Visa Credit Card
  • 0% balance transfer for the first 12 months
  • Low 10.99% p.a. ongoing purchase rate
  • Up to 55 days interest free on purchases
purchase rate
10.99%
annual fee
$49
balance transfer rate
0% for 12 months
Go to site
More info
balance transfer rate
0% for 12 months
annual fee
$49
purchase rate
10.99%
Interest free days
55
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
$4.50
Coles Low Rate MasterCard
  • Low ongoing purchase rate of 9.99% p.a.
  • Earn 0.5 flybuys points for every dollar spent on the card at Coles Supermarkets
  • Low annual fee of $49 p.a.
purchase rate
9.99%
annual fee
$49
balance transfer rate
0% for 6 months
Go to site
More info
balance transfer rate
0% for 6 months
annual fee
$49
purchase rate
9.99%
Interest free days
62
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a. on purchases
  • $99 annual fee
purchase rate
12.74%
annual fee
$99
balance transfer rate
0% for 20 months and then 21.49%
Go to site
More info
balance transfer rate
0% for 20 months and then 21.49%
annual fee
$99
purchase rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bank of Melbourne Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
purchase rate
13.24%
annual fee
$55
balance transfer rate
0% for 18 months and then 21.49%
Go to site
More info
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$55
purchase rate
13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
ANZ Low Rate
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
purchase rate
13.49%
annual fee
$58
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fee
$58
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
purchase rate
13.24%
annual fee
$55
balance transfer rate
0% for 18 months and then 21.49%
Go to site
More info
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$55
purchase rate
13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a on purchases
  • $99 annual fee
purchase rate
12.74%
annual fee
$99
balance transfer rate
0% for 20 months and then 21.49%
Go to site
More info
balance transfer rate
0% for 20 months and then 21.49%
annual fee
$99
purchase rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
ANZ Low Rate Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
purchase rate
13.49%
annual fee
$99
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fee
$99
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
NAB Low Rate Card
  • Make purchases with our lowest interest rate and longest interest-free period
  • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
  • Secure online application. Get a response in 60 seconds.
purchase rate
13.99%
annual fee
$59
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
annual fee
$59
purchase rate
13.99%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0.99% p.a. on purchases for up to 3 months from card approval
  • Online only offer for new approved customers who apply by 11 April 2016
purchase rate
0.99% for 3 months then 13.49%
annual fee
$59
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 18 months (2.00% balance transfer fee)
annual fee
$59
purchase rate
0.99% for 3 months then 13.49%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
Bankwest Breeze Platinum MasterCard
  • 0% p.a. balance transfer rate for 21 months (2% Balance Transfer Fee applies)
  • Low ongoing purchase rate of 12.99% p.a. Limited time only.
  • No foreign transaction fees on online and overseas purchases
purchase rate
12.99%
annual fee
$99
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
annual fee
$99
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
Hunter United Credit Union Low Rate Visa Credit Card
  • Min. income requirement of $25,000 p.a.
  • Up to $30,000 credit limit
  • Low ongoing purchase rate of 11.99 p.a.
purchase rate
11.99%
annual fee
$59
balance transfer rate
0% for 3 months
Go to site
More info
balance transfer rate
0% for 3 months
annual fee
$59
purchase rate
11.99%
Interest free days
55
Interest rate on cash withdrawals
16.99%
Fee for cash withdrawals
$0
Bankwest Breeze Gold MasterCard
  • 0% p.a. on balance transfers for 21 months
  • Low ongoing purchase rate of 12.99% p.a
  • Up to 3 additional cardholders at no additional cost
purchase rate
12.99%
annual fee
$89
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
Go to site
More info
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
annual fee
$89
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
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American Express Essential Credit Card
  • Earn up to 1 Membership Rewards point for every $1 spent
  • $0 annual fee
  • 0% p.a. on balance transfers for the first 12 months
balance transfer rate
0% for 12 months
annual fees
$0
purchase rate
14.99%
Go to site
More info
balance transfer rate
0% for 12 months
annual fees
$0
purchase rate
14.99%
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
St.George Amplify Platinum
  • 19.49% p.a. on purchases
  • 0% p.a. on balance transfers for 18 months
  • Double points on international spend
balance transfer rate
0% for 18 months and then 20.24%
annual fees
$99
purchase rate
19.49%
Go to site
More info
balance transfer rate
0% for 18 months and then 20.24%
annual fees
$99
purchase rate
19.49%
Interest free days
55
Interest rate on cash withdrawals
20.24%
Fee for cash withdrawals
2%, Min $2.50
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Australian Military Bank Low Rate Visa Credit Card
  • 0% balance transfer for the first 12 months
  • Low 10.99% p.a. ongoing purchase rate
  • Up to 55 days interest free on purchases
balance transfer rate
0% for 12 months
annual fees
$49
purchase rate
10.99%
Go to site
More info
balance transfer rate
0% for 12 months
annual fees
$49
purchase rate
10.99%
Interest free days
55
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
$4.50
American Express Qantas Premium Card
  • Earn up to 2 bonus points per dollar spent on eligible purchases
  • Receive up to 30,000 extra Qantas Points
  • Enjoy 2 Qantas Club Lounge invitations every year
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$249
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$249
purchase rate
20.74%
Interest free days
44
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Westpac Altitude Black - Online Only Offer
  • 0.99% p.a. on purchases for up to 3 months
  • 0% p.a. for 20 months on balance transfers when requested at card application
  • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App
balance transfer rate
0% for 20 months (2.00% balance transfer fee)
annual fees
$395
purchase rate
0.99% for 3 months then 20.24%
Go to site
More info
balance transfer rate
0% for 20 months (2.00% balance transfer fee)
annual fees
$395
purchase rate
0.99% for 3 months then 20.24%
Interest free days
45
Interest rate on cash withdrawals
20.74%
Fee for cash withdrawals
2%, Min $2.50, Max $150
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a. on purchases
  • $99 annual fee
balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Go to site
More info
balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
BankSA Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
balance transfer rate
0% for 18 months and then 21.49%
annual fees
$55
purchase rate
13.24%
Go to site
More info
balance transfer rate
0% for 18 months and then 21.49%
annual fees
$55
purchase rate
13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
American Express Velocity Platinum Card
  • 0% p.a. on balance transfers for the first 12 months
  • Earn up to 3 points per dollar spent on eligible purchases
  • Earn up to 50,000 bonus Velocity Points
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Interest free days
44
Rewards description
Points automatically transferred to your Velocity account
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a on purchases
  • $99 annual fee
balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Go to site
More info
balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
ANZ First
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Enjoy the convenience of Visa payWave
  • Up to 44 days interest free on purchases
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$30
purchase rate
19.74%
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$30
purchase rate
19.74%
Interest free days
44
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
  • 0% p.a. on balance transfers for 14 months
  • Earn 10,000 bonus Velocity Points when you spend $5,000 or more on retail purchases within the first 3 months
  • Half annual fee in the first year, a saving of $65
balance transfer rate
0% for 14 months and then 20.99%
annual fees
$129 $64 in the first 1 year
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 14 months and then 20.99%
annual fees
$129 $64 in the first 1 year
purchase rate
20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
American Express Velocity Escape Card
  • 0% p.a. on balance transfers for the first 12 months
  • No annual fee
  • Earn up to 7,500 bonus Velocity Points, limited time only
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Interest free days
44
Rewards description
Points automatically transferred to your Velocity account
ANZ Low Rate
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$58
purchase rate
13.49%
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$58
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
Hunter United Credit Union Low Rate Visa Credit Card
  • Min. income requirement of $25,000 p.a.
  • Up to $30,000 credit limit
  • Low ongoing purchase rate of 11.99 p.a.
balance transfer rate
0% for 3 months
annual fees
$59
purchase rate
11.99%
Go to site
More info
balance transfer rate
0% for 3 months
annual fees
$59
purchase rate
11.99%
Interest free days
55
Interest rate on cash withdrawals
16.99%
Fee for cash withdrawals
$0
American Express Platinum Edge Credit Card
  • $195 annual fee
  • Complimentary domestic economy return flight
  • Up to 3 points per dollar spent on eligible purchases
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
ANZ Low Rate Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Go to site
More info
balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
Bank of Melbourne Amplify Platinum
  • 19.49% p.a. on purchases
  • 0% p.a. on balance transfers for 18 months
  • Double points on international spend
balance transfer rate
0% for 18 months and then 20.24%
annual fees
$99
purchase rate
19.49%
Go to site
More info
balance transfer rate
0% for 18 months and then 20.24%
annual fees
$99
purchase rate
19.49%
Interest free days
55
Interest rate on cash withdrawals
20.24%
Fee for cash withdrawals
2%, Min $2.50
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
American Express Qantas Discovery Card
  • No annual fee for the life of the card
  • 0% p.a. on balance transfers for the first 12 months
  • Receive up to 7,500 Qantas Points
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Go to site
More info
balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
Interest free days
44
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
NAB Low Rate Card
  • Make purchases with our lowest interest rate and longest interest-free period
  • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
  • Secure online application. Get a response in 60 seconds.
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
annual fees
$59
purchase rate
13.99%
Go to site
More info
balance transfer rate
0% for 24 months (2.50% balance transfer fee)
annual fees
$59
purchase rate
13.99%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
balance transfer rate
0% for 18 months and then 21.49%
annual fees
$55
purchase rate
13.24%
Go to site
More info
balance transfer rate
0% for 18 months and then 21.49%
annual fees
$55
purchase rate
13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bankwest Breeze MasterCard
  • 0% p.a. on balance transfers for 21 months
  • Low ongoing purchase rate of 12.99% p.a
  • Up to 3 additional cardholders at no additional cost
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
annual fees
$59
purchase rate
12.99%
Go to site
More info
balance transfer rate
0% for 21 months (2.00% balance transfer fee)
annual fees
$59
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
NAB Premium Card
  • 0% p.a. on purchases and balance transfers for 15 months
  • Complimentary insurances including overseas travel insurance
  • Platinum Concierge Service. Your own 24 hour, 7 day personal assistant
balance transfer rate
0% for 15 months
annual fees
$90
purchase rate
0% for 15 months then 19.74%
Go to site
More info
balance transfer rate
0% for 15 months
annual fees
$90
purchase rate
0% for 15 months then 19.74%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
HSBC Platinum Credit Card
  • Offer available to new customers who apply by 30 April 2016
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases
  • 0% p.a. on balance transfers for 15 months. Conditions apply
balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Go to site
More info
balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
Rewards description
Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Coles No Annual Fee MasterCard
  • No Annual Fee. Ever
  • 62 Interest-Free Days on Purchases
  • Earn 0.5 flybuys points for every dollar spent on the card
balance transfer rate
0% for 6 months
annual fees
$0
purchase rate
19.99%
Go to site
More info
balance transfer rate
0% for 6 months
annual fees
$0
purchase rate
19.99%
Interest free days
62
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
Rewards description
Earn 1 flybuys point for every $2 you spend.
Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
  • 0% p.a. on balance transfers for 6 months
  • 0% p.a. on purchases for up to 12 months
  • Enjoy an exclusive annual flight benefit. Conditions apply
balance transfer rate
0% for 6 months and then 20.99%
annual fees
$129
purchase rate
0% for 12 months then 20.74%
Go to site
More info
balance transfer rate
0% for 6 months and then 20.99%
annual fees
$129
purchase rate
0% for 12 months then 20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
See more cards
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Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
  • 0% p.a. on balance transfers for 6 months
  • 0% p.a. on purchases for up to 12 months
  • Enjoy an exclusive annual flight benefit. Conditions apply
Purchase Rate
0% for 12 months then 20.74%
Annual Fee
$129
Balance Transfer Rate
0% for 6 months and then 20.99%
Go to site
More info
Balance Transfer Rate
0% for 6 months and then 20.99%
Annual Fee
$129
Purchase Rate
0% for 12 months then 20.74%
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Rewards description
Points are credited to the Velocity Frequent Flyer program.
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0.99% p.a. on purchases for up to 3 months from card approval
  • Online only offer for new approved customers who apply by 11 April 2016
Purchase Rate
0.99% for 3 months then 13.49%
Annual Fee
$59
Balance Transfer Rate
0% for 18 months (2.00% balance transfer fee)
Go to site
More info
Balance Transfer Rate
0% for 18 months (2.00% balance transfer fee)
Annual Fee
$59
Purchase Rate
0.99% for 3 months then 13.49%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
Purchase Rate
13.24%
Annual Fee
$55
Balance Transfer Rate
0% for 18 months and then 21.49%
Go to site
More info
Balance Transfer Rate
0% for 18 months and then 21.49%
Annual Fee
$55
Purchase Rate
13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bank of Melbourne Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 13.24% p.a. on purchases
  • Up to 55 interest free days on purchases
Purchase Rate
13.24%
Annual Fee
$55
Balance Transfer Rate
0% for 18 months and then 21.49%
Go to site
More info
Balance Transfer Rate
0% for 18 months and then 21.49%
Annual Fee
$55
Purchase Rate
13.24%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a. on purchases
  • $99 annual fee
Purchase Rate
12.74%
Annual Fee
$99
Balance Transfer Rate
0% for 20 months and then 21.49%
Go to site
More info
Balance Transfer Rate
0% for 20 months and then 21.49%
Annual Fee
$99
Purchase Rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
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American Express Essential Credit Card
  • Earn up to 1 Membership Rewards point for every $1 spent
  • $0 annual fee
  • 0% p.a. on balance transfers for the first 12 months
annual fees
$0
Balance transfer rate
0% for 12 months
purchase rate
14.99%
Go to site
More info
Balance transfer rate
0% for 12 months
annual fees
$0
purchase rate
14.99%
interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Bankwest Zero Gold MasterCard
  • No annual fee
  • Complimentary credit card international travel insurance for you and your family
  • Free worldwide emergency card replacement
annual fees
$0
Balance transfer rate
2.99% for 9 months
purchase rate
17.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
American Express Velocity Escape Card
  • 0% p.a. on balance transfers for the first 12 months
  • No annual fee
  • Earn up to 7,500 bonus Velocity Points, limited time only
annual fees
$0
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
purchase rate
20.74%
Go to site
More info
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$0
purchase rate
20.74%
interest free days
44
Rewards description
Points automatically transferred to your Velocity account
Bankwest Zero Platinum MasterCard
  • No annual fee
  • Complimentary credit card international travel insurance for you and your family
  • No transaction fees on overseas purchases
annual fees
$0
Balance transfer rate
2.99% for 9 months
purchase rate
17.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
28 Degrees Platinum MasterCard
  • No international transaction fees on purchases and no currency conversion fees
  • $0 annual fee
  • 24/7 Worldwide Concierge Service
annual fees
$0
Balance transfer rate
4.99% for 6 months
purchase rate
21.99%
Go to site
More info
Balance transfer rate
4.99% for 6 months
annual fees
$0
purchase rate
21.99%
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4
Virgin Money No Annual Fee Card
  • 0% p.a. on balance transfers for 18 months (2% BT fee applies)
  • No annual fee for the life of the card
  • Receive $100 cashback on your card when you spend $2,000 or more in first 3 months
annual fees
$0
Balance transfer rate
0% for 18 months and then 20.99% (2.00% balance transfer fee)
purchase rate
18.99%
Go to site
More info
Balance transfer rate
0% for 18 months and then 20.99% (2.00% balance transfer fee)
annual fees
$0
purchase rate
18.99%
interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Bankwest Zero MasterCard
  • No annual fee
  • Complimentary credit card international travel insurance for you and your family
  • Free worldwide emergency card replacement
annual fees
$0
Balance transfer rate
2.99% for 9 months
purchase rate
17.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
Coles No Annual Fee MasterCard
  • No Annual Fee. Ever
  • 62 Interest-Free Days on Purchases
  • Earn 0.5 flybuys points for every dollar spent on the card
annual fees
$0
Balance transfer rate
0% for 6 months
purchase rate
19.99%
Go to site
More info
Balance transfer rate
0% for 6 months
annual fees
$0
purchase rate
19.99%
interest free days
62
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
Rewards description
Earn 1 flybuys point for every $2 you spend.
See more cards
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Health check my card
St.George Amplify Platinum
  • 19.49% p.a. on purchases
  • 0% p.a. on balance transfers for 18 months
  • Double points on international spend
Balance transfer rate
0% for 18 months and then 20.24%
annual fees
$99
purchase rate
19.49%
Go to site
More info
Balance transfer rate
0% for 18 months and then 20.24%
annual fees
$99
purchase rate
19.49%
Interest free days
55
Interest rate on cash withdrawals
20.24%
Fee for cash withdrawals
2%, Min $2.50
rewards_description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a on purchases
  • $99 annual fee
Balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Go to site
More info
Balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 12.74% p.a. on purchases
  • $99 annual fee
Balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Go to site
More info
Balance transfer rate
0% for 20 months and then 21.49%
annual fees
$99
purchase rate
12.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
American Express Velocity Platinum Card
  • 0% p.a. on balance transfers for the first 12 months
  • Earn up to 3 points per dollar spent on eligible purchases
  • Earn up to 50,000 bonus Velocity Points
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Go to site
More info
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$349
purchase rate
20.74%
Interest free days
44
rewards_description
Points automatically transferred to your Velocity account
ANZ Low Rate Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Go to site
More info
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$99
purchase rate
13.49%
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
American Express Platinum Edge Credit Card
  • $195 annual fee
  • Complimentary domestic economy return flight
  • Up to 3 points per dollar spent on eligible purchases
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Go to site
More info
Balance transfer rate
0% for 12 months (1.00% balance transfer fee)
annual fees
$195 $0 in the first 1 year
purchase rate
20.74%
Interest free days
55
rewards_description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
ANZ Frequent Flyer Platinum
  • 50,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
  • No Annual fee for the first year
  • Terms and conditions, fees and charges apply
annual fees
$295 $0 in the first 1 year
purchase rate
19.99%
Go to site
More info
annual fees
$295 $0 in the first 1 year
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
rewards_description
Points are automatically credited to the Qantas Frequent Flyer program.
Bankwest Zero Platinum MasterCard
  • No annual fee
  • Complimentary credit card international travel insurance for you and your family
  • No transaction fees on overseas purchases
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$0
purchase rate
17.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
Bankwest More Platinum MasterCard
  • 2.99% p.a on balance transfers for 9 months
  • Receive up to 80,000 introductory bonus rewards points
  • No foreign transaction fees on online and overseas purchases
Balance transfer rate
2.99% for 9 months
annual fees
$140
purchase rate
19.99%
Go to site
More info
Balance transfer rate
2.99% for 9 months
annual fees
$140
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
rewards_description
Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
28 Degrees Platinum MasterCard
  • No international transaction fees on purchases and no currency conversion fees
  • $0 annual fee
  • 24/7 Worldwide Concierge Service
Balance transfer rate
4.99% for 6 months
annual fees
$0
purchase rate
21.99%
Go to site
More info
Balance transfer rate
4.99% for 6 months
annual fees
$0
purchase rate
21.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4
NAB Velocity Rewards Premium Card
  • 4.99% p.a. on balance transfers for 6 months and Earn Velocity Points on everyday purchases
  • 7 complementary insurances including Overseas Travel Insurance.
  • Access to Platinum Concierge Service, your own 24 hour, 7 day personal assistant & the 24/7 NAB Service Centre
Balance transfer rate
4.99% for 6 months
annual fees
$150
purchase rate
19.99%
Go to site
More info
Balance transfer rate
4.99% for 6 months
annual fees
$150
purchase rate
19.99%
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%, Min $2.50
rewards_description
Points are automatically credited to the Velocity program.
ANZ Platinum
  • 0% p.a. first 18 months on balance transfers, plus 3% Balance Transfer fee*
  • No annual fee in the first year
  • Enjoy complimentary overseas travel and medical insurance
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$87 $0 when you spend over $20,000 p.a, $0 in the first 1 year
purchase rate
19.74%
Go to site
More info
Balance transfer rate
0% for 18 months (3.00% balance transfer fee)
annual fees
$87 $0 when you spend over $20,000 p.a, $0 in the first 1 year
purchase rate
19.74%
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
HSBC Platinum Credit Card
  • Offer available to new customers who apply by 30 April 2016
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases
  • 0% p.a. on balance transfers for 15 months. Conditions apply
Balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Go to site
More info
Balance transfer rate
0% for 15 months and then 21.99%
annual fees
$149 Refunded when you spend over $6,000 p.a
purchase rate
19.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
rewards_description
Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Bankwest Breeze Platinum MasterCard
  • 0% p.a. balance transfer rate for 21 months (2% Balance Transfer Fee applies)
  • Low ongoing purchase rate of 12.99% p.a. Limited time only.
  • No foreign transaction fees on online and overseas purchases
Balance transfer rate
0% for 21 months (2.00% balance transfer fee)
annual fees
$99
purchase rate
12.99%
Go to site
More info
Balance transfer rate
0% for 21 months (2.00% balance transfer fee)
annual fees
$99
purchase rate
12.99%
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
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This table contains a selection of credit cards available via Mozo. Not all available credit cards are listed above. For a detailed search of credit cards please visit mozo.com.au/credit-cards
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