National bank

In banking, the term national bank carries several meanings:

In the past, the term "national bank" has been used synonymously with "central bank", but it is no longer used in this sense today. Some central banks may have the words "National Bank" in their name; conversely if a bank is named in this way, it is not automatically considered a central bank. For example, National Bank of Canada of Montreal, Canada, is a privately owned commercial bank. On the other side, National Bank of Ethiopia is the central bank of Ethiopia and National Bank of Cambodia is the central bank of Cambodia.

Afghanistan

Pashtany Bank is the government-owned bank in based in Kabul that controls Da Afghanistan Bank as well as the Afghan National Bank.

Frost Bank

Frost Bank is a Texas-chartered bank founded in 1868 and based in San Antonio, with 126 branches across the state. Frost is one of the largest Texas-based banks.The company offers a full range of commercial and consumer banking products, investment and brokerage services and insurance products to customers throughout Texas.

Frost is a subsidiary of Cullen/Frost Bankers, Inc., a financial holding company, also based in San Antonio.

In June 2012, Frost converted its 113-year-old federal charter into a state charter.

History

The bank was founded in 1868 in San Antonio by Col. Thomas Claiborne (T.C.) Frost. Since then it has acquired many other Texas banks. In 1977, Frost Bank Corp. and Cullen Bankers, Inc. of Houston merged, forming the holding company, Cullen/Frost Bankers, Inc.

In 1982 Cullen/Frost Bankers and United States National Bancshares, Inc. (USNB) of Galveston, Texas merged, but Frost operated USNB separately for nearly two decades. As new financial services legislation allowed banks to broaden the services they offered customers, Cullen/Frost folded the USNB charter into Frost's in 2000. With this action, the last bank using the federally forbidden United States National Bank title ceased to exist.

Mad Money

Mad Money is an American finance television program hosted by Jim Cramer that began airing on CNBC on March 14, 2005. Its main focus is investment and speculation, particularly in publicly traded stocks. In a notable departure from the CNBC programming style prior to its arrival, Mad Money presents itself in an entertainment-style format rather than a news broadcasting one.

Cramer defines "mad money" as the money one "can use to invest in stocks ... not retirement money, which you want in 401K or an IRA, a savings account, bonds, or the most conservative of dividend-paying stocks."

Mad Money replaced Dylan Ratigan's Bullseye for the 6 p.m. Eastern Time slot. On January 8, 2007, CNBC began airing reruns of the show at 11 p.m. Eastern Time, on Monday through Friday, and at 4 a.m. Eastern Time, on Saturdays.

In March 2012, the program became a part of what was formerly branded as NBC All Night in the nominal 3:07 a.m. ET/2:07 a.m. timeslot on weeknights, replacing week-delayed repeats of NBC's late night talk shows. In that form, only the video for the program was presented on a 16:9 screen with gray branded windowboxing and pillarboxing, with all enhanced business information, including the CNBC Ticker, removed. Because of the scheduling of local station's 4 a.m. or 4:30 a.m. newscasts to air Early Today depending on how a station schedules its overnight programming (even if it airs at the regular time in the Eastern and Pacific time zones for instance, seven minutes would have to be cut-off to fit in Early Today and a local newscast starting at 4:30 a.m.), it is subject to local pre-emption, including by NBC O&O's.

Frost

Frost is the coating or deposit of ice that may form in humid air in cold conditions, usually overnight. In temperate climates it most commonly appears as fragile white crystals or frozen dew drops near the ground, but in cold climates it occurs in a greater variety of forms. Frost is composed of delicate branched patterns of ice crystals formed as the result of fractal process development.

Frost is known to damage crops or reduce future crop yields, therefore farmers in those regions where frost is a problem often invest substantial means to prevent its formation.

Introduction

Frost forms when the temperature of a solid surface in the open cools to below the freezing point of water and for the most clearly crystalline forms of frost in particular, below the frost point in still air. In most temperate countries such temperatures usually are the result of heat loss by radiation at night, so those types of frost sometimes are called radiation frost.

Types of frost include crystalline hoar frost from deposition of water vapor from air of low humidity, white frost in humid conditions, window frost on glass surfaces, advection frost from cold wind over cold surfaces, black frost without visible ice at low temperatures and very low humidity, and rime under supercooled wet conditions.