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Mystery Bank
Red Hot Rate Deal
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3.89 % p.a.
variable rate100%
OFFSET -
3.92 % p.a.
comparison rate* Terms and conditions
Home loan comparisons on Mozo Rates updated daily
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promoted
Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $150k, Owner Occupier) (Fixed, Package)
Greater Building SocietyGreater Building Society Discount Ultimate Home Loan (LVR<80%, over $150k, Owner Occupier) (Fixed, Package)
- Experts Choice Winner - Best Value Fixed Home Loan
- Free redraw facility. No monthly fees
- $0 application fee
interest rate
3.79%
fixed 1 yearcomparison rate*
4.74%
Upfront fees
$275
Go to site More info
- Experts Choice Winner - Best Value Fixed Home Loan
- Free redraw facility. No monthly fees
- $0 application fee
Product info
- Interest rate: 3.79%
fixed 1 year - Comparison rate*: 4.74%
- Upfront fees: $275
- Ongoing fees: $375.00 yearly
- Discharge fee: $300.00
- Extra repayments: yes - fee applies
- Redraw facility: yes
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $150,000
- Maximum loan amount:
- Type of loan: Fixed
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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Hunter United Credit Union 2 Year Fixed Rate Special (Owner Occupier, LVR<95%)
Hunter United Credit UnionHunter United Credit Union 2 Year Fixed Rate Special (Owner Occupier, LVR<95%)
- Low deposit - 5% for owner occupiers
- Fix part or all of your home loan
- Borrow as little as $100,000
interest rate
3.98%
fixed 2 yearscomparison rate*
4.72%
Upfront fees
$350
Go to site More info
- Low deposit - 5% for owner occupiers
- Fix part or all of your home loan
- Borrow as little as $100,000
Product info
- Interest rate: 3.98%
fixed 2 years - Comparison rate*: 4.72%
- Upfront fees: $350
- Ongoing fees: $5.00 monthly
- Discharge fee: $80.00
- Extra repayments: yes
- Redraw facility: no
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $100,000
- Maximum loan amount:
- Type of loan: Fixed
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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Hunter United Credit Union 2 Year Fixed Rate Special (Investment, LVR<75%)
Hunter United Credit UnionHunter United Credit Union 2 Year Fixed Rate Special (Investment, LVR<75%)
- Low deposit - 5% owner occupied, 25% investment loans
- No annual fee
- Repayment holidays available
interest rate
3.98%
fixed 2 yearscomparison rate*
4.72%
Upfront fees
$350
Go to site More info
- Low deposit - 5% owner occupied, 25% investment loans
- No annual fee
- Repayment holidays available
Product info
- Interest rate: 3.98%
fixed 2 years - Comparison rate*: 4.72%
- Upfront fees: $350
- Ongoing fees: $5.00 monthly
- Discharge fee: $80.00
- Extra repayments: yes
- Redraw facility: no
- Offset account: no
- Maximum loan to value ratio: 75.00%
- Minimum loan amount: $100,000
- Maximum loan amount:
- Type of loan: Fixed
- Repayment types: Principal & Interest
- Availability: Investor
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)
UBankUBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)
- Experts Choice Winner - Best Value Fixed Home Loan
- Apply online and get a decision in just 30 minutes
- Make additional repayments (fee applies)
interest rate
3.99%
fixed 3 yearscomparison rate*
4.26%
Upfront fees
$395
Go to site More info
- Experts Choice Winner - Best Value Fixed Home Loan
- Apply online and get a decision in just 30 minutes
- Make additional repayments (fee applies)
Product info
- Interest rate: 3.99%
fixed 3 years - Comparison rate*: 4.26%
- Upfront fees: $395
- Ongoing fees: $0.00
- Discharge fee: $0.00
- Extra repayments: yes - fee applies
- Redraw facility: no
- Offset account: no
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $100,000
- Maximum loan amount: $2,000,000
- Type of loan: Fixed
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Australian Unity Health, Wealth and Happiness Fixed Rate (Package)
Australian UnityAustralian Unity Health, Wealth and Happiness Fixed Rate (Package)
- No annual fee on a credit card of your choice
- 10% off Australian Unity Health Insurance
- Owner occupied only
interest rate
4.05%
fixed 3 yearscomparison rate*
4.34%
Upfront fees
$600
Go to site More info
- No annual fee on a credit card of your choice
- 10% off Australian Unity Health Insurance
- Owner occupied only
Product info
- Interest rate: 4.05%
fixed 3 years - Comparison rate*: 4.34%
- Upfront fees: $600
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free up to $10,000 p.a.
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $200,000
- Maximum loan amount: $2,500,000
- Type of loan: Fixed
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
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Beyond Bank Fixed Rate Total Home Loan (Package)
Beyond BankBeyond Bank Fixed Rate Total Home Loan (Package)
- Pay less fees and lower interest
- Switch from variable to fixed at anytime
- Apply online in 15 minutes
interest rate
4.09%
fixed 3 yearscomparison rate*
5.02%
Upfront fees
$150
Go to site More info
- Pay less fees and lower interest
- Switch from variable to fixed at anytime
- Apply online in 15 minutes
Product info
- Interest rate: 4.09%
fixed 3 years - Comparison rate*: 5.02%
- Upfront fees: $150
- Ongoing fees: $395.00 yearly
- Discharge fee: $295.00
- Extra repayments: yes - free up to $25,000 p.a.
- Redraw facility: yes - fees apply
- Offset account: yes
- Maximum loan to value ratio: 80.00%
- Minimum loan amount: $50,000
- Maximum loan amount:
- Type of loan: Fixed
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier, Investor
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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Bankwest Complete Fixed Home Loan (LVR 80-90%, Owner Occupier) (Package)
BankwestBankwest Complete Fixed Home Loan (LVR 80-90%, Owner Occupier) (Package)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
interest rate
4.19%
fixed 3 yearscomparison rate*
4.70%
Upfront fees
$150
Go to site More info
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
Product info
- Interest rate: 4.19%
fixed 3 years - Comparison rate*: 4.70%
- Upfront fees: $150
- Ongoing fees: $395.00 yearly
- Discharge fee: $338.20
- Extra repayments: yes - free up to $10,000 a year
- Redraw facility: yes - fees apply
- Offset account: yes - partial only
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $200,000
- Maximum loan amount: $499,999
- Type of loan: Fixed
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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Bankwest Complete Fixed Home Loan (LVR 80-90%, Owner Occupier) (Package)
BankwestBankwest Complete Fixed Home Loan (LVR 80-90%, Owner Occupier) (Package)
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
interest rate
4.24%
fixed 2 yearscomparison rate*
4.72%
Upfront fees
$150
Go to site More info
- $0 home loan application fees
- $0 annual fee on your choice of a rewards credit card
- $0 property valuation fees with your home loan application
Product info
- Interest rate: 4.24%
fixed 2 years - Comparison rate*: 4.72%
- Upfront fees: $150
- Ongoing fees: $395.00 yearly
- Discharge fee: $338.20
- Extra repayments: yes - free up to $10,000 a year
- Redraw facility: yes - fees apply
- Offset account: yes - partial only
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $200,000
- Maximum loan amount: $499,999
- Type of loan: Fixed
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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NAB Tailored Home Loan (Fixed, Choice Package)
NABNAB Tailored Home Loan (Fixed, Choice Package)
- No upfront fees
- Make free extra repayments up to $20K in the fixed period
- Repayment holidays available
interest rate
4.24%
fixed 3 yearscomparison rate*
5.18%
Upfront fees
$0
Go to site More info
- No upfront fees
- Make free extra repayments up to $20K in the fixed period
- Repayment holidays available
Product info
- Interest rate: 4.24%
fixed 3 years - Comparison rate*: 5.18%
- Upfront fees: $0
- Ongoing fees: $395.00 yearly
- Discharge fee: $350.00
- Extra repayments: yes - free up to $20,000 during the fixed rate period
- Redraw facility: no
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $20,000
- Maximum loan amount: $249,999
- Type of loan: Fixed
- Repayment types: Principal & Interest
- Availability: Owner Occupier, Investor
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
Go to siteMore info
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Australian Unity Health, Wealth and Happiness Fixed Rate (Package)
Australian UnityAustralian Unity Health, Wealth and Happiness Fixed Rate (Package)
- No annual fee on a credit card of your choice
- 10% off Australian Unity Health Insurance
- Owner occupied only
interest rate
4.35%
fixed 1 yearcomparison rate*
4.42%
Upfront fees
$600
Go to site More info
- No annual fee on a credit card of your choice
- 10% off Australian Unity Health Insurance
- Owner occupied only
Product info
- Interest rate: 4.35%
fixed 1 year - Comparison rate*: 4.42%
- Upfront fees: $600
- Ongoing fees: $0.00
- Discharge fee: $300.00
- Extra repayments: yes - free up to $10,000 p.a.
- Redraw facility: yes - free
- Offset account: no
- Maximum loan to value ratio: 90.00%
- Minimum loan amount: $200,000
- Maximum loan amount: $2,500,000
- Type of loan: Fixed
- Repayment types: Principal & Interest, Interest Only
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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Bank Australia Basic Home Loan (Fixed, Owner Occupier)
Bank AustraliaBank Australia Basic Home Loan (Fixed, Owner Occupier)
- No monthly fees
- Free redraw
- Repayment pause available
interest rate
4.44%
fixed 3 yearscomparison rate*
4.56%
Upfront fees
$0
Go to site More info
- No monthly fees
- Free redraw
- Repayment pause available
Product info
- Interest rate: 4.44%
fixed 3 years - Comparison rate*: 4.56%
- Upfront fees: $0
- Ongoing fees: $0.00
- Discharge fee: $250.00
- Extra repayments: yes - free up to $20,000 p.a
- Redraw facility: yes - fees apply
- Offset account: no
- Maximum loan to value ratio: 95.00%
- Minimum loan amount: $150,000
- Maximum loan amount:
- Type of loan: Fixed
- Repayment types: Principal & Interest
- Availability: Owner Occupier
- Repayment options: Weekly, Fortnightly, Monthly
Need more information?
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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.