Finance Fridays will be moving to Mondays next week, leave your questions below! Other Financial Friday videos: http://goo.gl/1hjvR8 Subscribe: http://goo.gl/6U9bNB Things referenced in this episode: https://www.youtube.com/user/HisandHerMoney Dave Ramsey Irregular income budgeting: http://www.daveramsey.com/blog/how-to-budget-an-irregular-income/ Questions answered in this video: Denise - FBQuestion: I found your videos a few weeks ago and been watching ever since. Yesterday I paid off all my consumer debt 7,000 in 7 months. (I went a little crazy lol) I currently have new SL I went back to school Sept 2015 balance is 6,000 should I try to pay it off or wait until I graduate in 2018 I am estimating I will need another SL of 6,000 for the upcoming school year so total debt will be 12,000. I can save 400 a month towards my student loans and once the due date is up I can make lump sum payments. I don't know of I should wait or pay while in school Any advice is appreciated Lynn Crowder 3 days ago Please help me convince my husband that shopping at Walmart will save us money. Instead of going to small mom and pop stores that are expensive. He only wants to help the little people shops and doesn't care how much it cost :( Lindsay's Life 5 days ago Girl, what do you do if your on a budget and your other isn't :( I work so hard to be on a budget to avoid debt n he doesn't Kelly Smith Hey Budget Girl!! I am at the point where I am ready to cancel my Netflix because all I do is watch financial youtube channels when I am home. I am really considering starting my own youtube channel, but my boyfriend has a lot of reservations about it. He said he would support me but he would want it to be my thing and that he wants me to go in with open eyes so I am not disappointed if it does not succeed like I think it would. I am wanted to do it more for the community, support and fun of it than for financial gain until I start making money from it. My question for you is, are there any hidden fees or financial investments that I really would need to make other than a good camera? Thank you so much! Cdogvlog 55 1 week ago Hi Budget Girl I wonder what you think of this idea. If I paid off 20k of debt on my house I would have saved enough on interest payments to pay for the expenses of having a dog. I think that this is achievable, but what do you think of expanding your living budget as you pay off more and more debt. I know you said that you like to buy yourself something as an aknoledgement that you've achieved something every 10k or so, but then I thought why not have the reward as that extra interest that you don't have to pay in the future. Right now my budget is so tight that expanding the living expenses portion as I pay off more and more would be a real incentive. I know Dave Ramsey would say to just add the interest money you don't have to pay any more to the debt. Just trying to figure out how to juggle this. Also if I let out my two spare rooms to people it would really help. If I had 80 percent occupancy for a year it could bring in an extra 10k. It could also end up working the other way if the people who let the room don't pay or cause damage or something. I also thought I was going to sell my car to save on that expense but after taking the bus I thought no I have to keep this car here cause will definately need it from time to time even if it isn't driven much. Hope you are all good. And good luck with paying off that debt. Crystalthewolf1000 3 days ago Um I have a question for you. I have a student loan but it it will be forgiven in 5 years, possibly sooner if our provincial government decides to forgive existing loans (which is a good possibility right now). Should I pay it off or wait a bit to pay it off? The interest is 1% + prime which is something like .1% right I believe. The current plan is to let the student loan do its thing. And should I focus on my smaller debts even though none incur interest or focus on my last credit card debt and then go for the smaller ones? Maggie Peterson 5 days ago How do you budget with an unstable income? I make a different amount every week. Sometimes it is $500 and on bad weeks it is $200 per week. Happy Budgeter 1 day ago Question! I overspent in my Entertainment category this month. Should I "borrow" it from next month's budget and lessen my my normal allotment? P.O. Box: Budget Girl P.O. Box 1231 Mena, AR 71953 Facebook: http://facebook.com/budgetgirlyoutube Instagram: https://www.instagram.com/gobudgetgirl/

• published: 01 Apr 2016
• views: 121