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6:55
How credit reporting works. Learn how credit ratings work.
http://www.transunion.com So you might be asking yourself, "How does credit reporting work...
published: 20 Sep 2011
author: TransUnion
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6:28
How To Check Your Annual Credit Report for Free
Keeping an eye on your credit report is important but can be scary the first time. This tu...
published: 02 Dec 2010
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2:47
Bank of America: What's the difference between a credit report and a credit score?
Your credit score and credit report are tied together but represent two different views of...
published: 05 Nov 2013
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4:37
Getting Collections Accounts Removed Off Your Credit Report
I successfully got 4/5 collections accounts removed completely off of my credit report in ...
published: 21 Feb 2013
author: Kristina Ray
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19:55
How to Remove Derogatory Items off your Credit Report Yourself for Less than $10
Credit repair companies have no magic wand to make derogatory items like 'collections' dis...
published: 20 Sep 2014
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4:41
All 9 Free Credit Report.Com Commercials
EDIT: Apparently the band's being replaced due to Experian, the parent company of FreeCred...
published: 04 Oct 2009
author: nuttymick2
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4:38
FreeCreditReport.com all 9 commercials
http://www.freecreditreport.com/ Hit it up. Made by freecreditreport.com, and i do not tak...
published: 03 Oct 2009
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62:26
Understanding Credit Reports
In this informative webinar, viewers will learn what their credit score means, how to impr...
published: 12 Mar 2014
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20:32
Hard Inquiries. How to Remove Hard Inquiries from credit report. Do It Yourself!
Removing Hard Inquiries from your credit report is easy and can boost your credit score in...
published: 09 Sep 2014
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9:51
CRC - How to read an Experian credit report
Credit reports can be soooo confusing, and to make it worse they are each different. This ...
published: 06 Jan 2012
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12:27
Consumer Credit- MyFico Equifax Credit Report Walk-Thru
Credit Card Options - http://www.creditsense.com Credit Sense walks you through the Equifa...
published: 17 May 2012
author: CreditSense
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0:31
Free Credit Report Commercial
The best song ever about free credit reports. Just look at the comments on this video for ...
published: 13 Mar 2008
author: ErikETC
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32:27
January Credit Reports and Scores webinar
...
published: 18 Feb 2015
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13:15
40 Million Mistakes: Is your credit report accurate?
A new study indicates as many as 40 million consumers have a mistake on their credit repor...
published: 11 Feb 2013
author: CBS News
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2:31
Credit Scores & Reports : How to Read Credit Reports
To read credit reports, get a copy of your credit report from each credit bureau, look at ...
published: 14 Mar 2009
author: ehowfinance
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21:50
Experian Business Credit Reports... and Experian Business Credit Scores
Experian Business is important as they are the 2nd biggest reporting agency in the busines...
published: 24 Jul 2014
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3:12
How To Properly Dispute Negative Items On Your Credit Report
http://www.DisputeDemon.com If you have been thinking about disputing negative items that ...
published: 30 Jun 2007
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6:38
Bad Credit? How to repair your credit report in 45 days
http://bit.ly/60secCashAdvance Click Here - Need Cash Fast Get Up To $1500 overnight fast ...
published: 31 Dec 2010
author: brad9022
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13:13
How to Dispute Collection Accounts On Your Credit Report
During this show we give you tips on how to dispute collection accounts, and how/when to p...
published: 03 Jul 2012
author: jdwealth
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1:29
Car shopper hit with 27 credit reports
Applied for loans at four dealerships ◂ Don't Waste Your Money with John Matarese. John...
published: 26 Mar 2015
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5:24
WHEN YOU NEED TO CLEAN UP YOUR CREDIT REPORT, DON'T BELIEVE WHAT THE COLLECTORS TELL YOU!
http://SoCalCreditDamage.com - Cleaning Up Your Credit Report. Debt collectors and credito...
published: 13 Aug 2012
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1:18
Your Experian Credit Report Explained
Need help understanding your Experian Credit Report? Find out more about the sections in y...
published: 28 Jul 2014
author: Experian UK
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10:21
How to get free credit report and credit score ?
Learn more on http://sanjivcpa.com This video covers how you can get a free credit score w...
published: 28 Oct 2012
author: Sanjiv Gupta
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0:30
Free Credit Report Commercial - Singing Pirates
free credit report free credit report.com credit report commercial free credit credit repo...
published: 30 Sep 2011
author: WatchhimTV1
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60:06
Credit Reports and Seasoned Tradelines
Source: http://www.spreaker.com/user/billlewis/credit-reports-and-seasoned-tradelines In t...
published: 03 Jul 2014
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54:22
How to Repair Damaged Business Credit
During this webinar you will learn exactly how to repair damaged business credit. You will...
published: 22 Jan 2014
author: Ty Crandall
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99:56
Clients, Credit Reports, and Credit Scores [Webinar Recording]
http://www.financialsocialwork.com - The Center for Financial Social Work and Experian inv...
published: 21 Mar 2014
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56:31
What to Know About Credit Reports #CreditChat
Do you have questions about credit? Ask your questions in our live hangout on air or on Tw...
published: 14 Jan 2015
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55:18
How to Order Specialty Credit Reports
Source: http://www.spreaker.com/user/billlewis/how-to-order-specialty-credit-reports Have ...
published: 07 Jul 2014
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36:15
Weekly Webinar 11/19/2014 Credit Reports
disputesuite.com 727-842-9999...
published: 20 Nov 2014
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32:55
8/13/14 Weekly Webinar - Credit Reports & Common Problems
8/13/14 Weekly Webinar Presentation Credit Reports & Common Problems....
published: 13 Aug 2014
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72:48
Lesson 8: Credit Reports, Credit Scores, and Credit Cards
Professor Bryan Sudweeks of Brigham Young University teaches this lesson. Objectives: 1. U...
published: 01 Feb 2013
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67:10
The Fair Credit Reporting Acts Requirements for Employers
This presentation covers employers' responsibilities under the federal Fair Credit Reporti...
published: 18 Dec 2013
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64:00
1 of 2 Raise Credit Score by Removing Collections from your Credit Report
This is a HOW TO, video. We are discussing various methods and successful ways of removing...
published: 27 May 2014
author: Tex Mason
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29:16
2 of 2 Raise Credit Score by Removing Collections from your Credit Report
Visit www.thctrust.org to download the templates, pdfs, and other information regarding th...
published: 27 May 2014
author: Tex Mason
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57:55
Equifax Business Secrets Revealed
During this webinar you will learn everything you will want and need to know about Equifax...
published: 22 Apr 2014
author: Ty Crandall
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23:15
Unraveling a Renter's Credit Report
Learn how to read credit reports like a pro. RentJuice's Operations Manager, Ian Long, sim...
published: 12 Sep 2012
author: rentjuice
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48:31
Credit reporting and credit scoring Q and A with Experian
On Thursday, May 6, Experian director of public education Rod Griffin answered your questi...
published: 07 May 2010
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48:02
Credit Reports and Credit Scores
Your credit report and credit score, when used together, provide an inspection report of y...
published: 05 May 2014
author: EFRorg
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49:57
Credit Reports, Scores, and Improving your Credit
Learn how to access and understand your credit report and its impact on your finances. The...
published: 21 Oct 2014
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22:02
FICO 850 Credit Report Facts
A shorter video that contains a view of the credit report that generated a perfect 850 FIC...
published: 13 May 2014
author: David E Howe
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61:22
Understanding Credit Reports & Scores from Land of Lincoln Credit Union
Watch Land of Lincoln Credit Union's Cyndi Kostenski (a former employee of TransUnion) exp...
published: 17 May 2013
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24:54
Credit Sense Credit Report Tutorial Series | Credit Keeper.com
Credit Keeper.com - http://www.creditsense.com CreditSense offers the best information a...
published: 28 Jun 2012
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26:05
Credit Sense Credit Report Tutorial Series | CoreLogic Credco
Credit Sense Credit Report Tutorial Series - http://www.creditsense.com/ CreditSense offe...
published: 28 Jun 2012
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1:25
Can An Account Discharged In Bankruptcy Be Removed From My Credit Report?
...
published: 28 Mar 2015
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1:28
How-To Subpoena Credit Reports
...
published: 28 Mar 2015
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1:26
Why Does My Installment Loan Not Show Up On One Credit Report?
...
published: 28 Mar 2015
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5:12
Credit Report And Credit Score Explained
Overview of credit reports, factors that contribute to credit scores, and where to get cre...
published: 27 Mar 2015
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1:27
How-To Get A Free Credit Report Without Paying A Single Dime
...
published: 27 Mar 2015
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1:30
How-To Obtain A Credit Report From All Three Agencies
...
published: 27 Mar 2015
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1:33
What Are Trade Lines On A Credit Report?
...
published: 27 Mar 2015
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1:25
What If Someone Illegally Looked Up My Credit Report?
...
published: 27 Mar 2015
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1:30
How-To Remove Items From Credit Reports
...
published: 27 Mar 2015
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1:29
How-To Update Information On Credit Reports
...
published: 27 Mar 2015
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1:28
How-To Fix Key Derogatory Items On A Credit Report For Free
...
published: 27 Mar 2015
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1:29
How-To Get A Bankruptcy Removed From Your Credit Report Early
...
published: 27 Mar 2015
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1:22
What Happens To Your Credit Report If You Pay Off A Loan?
...
published: 27 Mar 2015
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29:00
The true meaning of the talents and false credit reporting on my credit report
Matthew 25:24-30 “For the kingdom of heaven is like a man traveling to a far country, who ...
published: 27 Mar 2015
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63:59
Credit and the Interest Insomniac Webinar
Credit is one of the least understood topics related to personal finance, yet still one on...
published: 26 Mar 2015
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5:40
Key Differences Between Equifax, Experian and TransUnion Credit Reports
If you’ve ever pulled your credit files from each of the three major credit bureaus and tr...
published: 26 Mar 2015
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1:27
You Qualify For A Free Credit Report IF....
Visit: www.YourHomeIsAnAsset.com to continue growing your Financial Education....
published: 26 Mar 2015
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2:05
Insight Report: Best Practice in Frequent Flyer Credit Cards
Market Research Reports, Inc. has announced the addition of “Insight Report: Best Practice...
published: 26 Mar 2015
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0:12
Unium 1.2.0 apk (zippyshare links)
free download latest 1.2.0 apk version! See my full gameplay on http://www.dailymotion.co...
published: 26 Mar 2015
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4:53
Collections On Credit Report - Consumer Help and Rights
How to navigate the dangerous shark filled waters of collections on credit report files. T...
published: 25 Mar 2015
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2:52
How Long Does a Collection Stay On Your Credit Report and Impact on Credit Score
Get the scoop on how long a collection will stay on your credit report and the impact it w...
published: 25 Mar 2015
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3:45
How Long Do Collections Stay On Credit Report
Collections are only suppose to stay on your credit report for seven years. However the va...
published: 25 Mar 2015
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4:01
MUST SEE!! Removing Students Loans from Credit Bureaus!!
When does a student loan show up on your credit report? I had a viewer recently ask when h...
published: 25 Mar 2015
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Credit history or credit report is, in many countries, a negative record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy. The term "credit reputation" can either be used synonymous to credit history or to credit score.

In the U.S., when a customer fills out an application for credit from a bank, store or credit card company, their information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. That's why it's very important for creditors, lenders and others to provide accurate data to credit bureaus.

This information is used by lenders such as credit card companies to determine an individual's credit worthiness; that is, determining an individual's ability and track record of repaying a debt. The willingness to repay a debt is indicated by how timely past payments have been made to other lenders. Lenders like to see consumer debt obligations paid regularly and on time, and therefore focus particularly on missed payments and may not, for example, consider an overpayment as an offset for a missed payment.




This page contains text from Wikipedia, the Free Encyclopedia - http://en.wikipedia.org/wiki/Credit_history

This article is licensed under the Creative Commons Attribution-ShareAlike 3.0 Unported License, which means that you can copy and modify it as long as the entire work (including additions) remains under this license.