BCBS

Horizon BCBS Omnia Plans

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• published: 03 Nov 2015
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www.newjerseyinsuranceplans.com http://www.newjerseyinsuranceplans.com/nj-health-insurance/review-of-horizon-bcbs-omnia-everything-you-need-to-know-about-omnia-plans/ mike@newjerseyinsuranceplans.com msheern@glenninsurance.com New OMNIA Health Plans offer significantly lower premiums for access to the largest network in New Jersey. Plus, save even more with lower out-of-pocket costs at certain doctors and hospitals. All with no referrals and dozens of wellness benefits. Horizon Blue Cross Blue Shield Our new OMNIA Health Plans offer significantly lower premiums for access to our entire Managed Care Network, even more savings at certain doctors and hospitals, and extras like gym discounts and wellness programs. The OMNIA Bronze Plan is our lowest premium Bronze plan. It offers our lowest monthly premium, but highest out-of-pocket costs, when compared to other OMNIA Health Plans. Bronze plans, on average, pay for 60% of the covered medical expenses; you pay 40%, and money-saving subsidies may be available. The OMNIA Bronze Plan is a good choice if you don’t expect to use a lot of medical services. www.newjerseyinsuranceplans.com The OMNIA Silver Plan is our lowest premium non-HSA Silver plan and offers a mid-level monthly premium and out-of-pocket costs when compared to other OMNIA Health Plans. Silver plans, on average, pay for 70% of the covered medical expenses; you pay 30%, and money-saving subsidies may be available. The OMNIA Silver Plan is a good choice if you want a balance between monthly premiums and out-of-pocket costs. The OMNIA Silver Health Savings Account (HSA) Plan is our lowest premium Silver plan. Like other Silver plans, it pays for 70% of your covered medical expenses on average; you pay 30%, and money-saving subsidies may be available. With HSA plans, you make tax-free contributions to your account to cover higher deductible costs in exchange for a significantly lower premium. The OMNIA Silver HSA Plan is good option for healthy members who don’t have ongoing care but want more comprehensive coverage for unexpected health issues. The OMNIA Gold Plan is our new Gold-plan option. It offers a higher monthly premium, but lower out-of-pocket costs, when compared to other OMNIA Health Plans. Gold plans, on average, pay for 80% of the covered medical expenses; you pay 20%, and money-saving subsidies may be available. The OMNIA Gold Plan is a good choice if you expect to use a fair amount of medical services. The OMNIA Platinum Plan is our new Platinum-plan option. It offers our highest monthly premium, but lowest out-of-pocket costs, when compared to other OMNIA Health Plans. Platinum plans, on average, pay for 90% of the covered medical expenses; you pay 10%, and money-saving subsidies may be available. The OMNIA Platinum Plan is a good choice if you frequently use health and medical services. www.horizonblue.com Call or email me for quotes. www.newjerseyinsuranceplans.com mike@newjerseyinsuranceplans.com