Planning
FINANCIAL ADVICE
Financial advisers say new standards could push thousands out
Clancy Yeates Thousands of financial advisers might quit the industry if the government pushes ahead with plans to make advisers hold degree-equivalent qualifications in three years, an industry group says.
AGED CARE
Residential aged care: how can I afford it?
Bina Brown 12:15 AM A guide to the different options of residential aged care and what you can expect to pay.
MIND OVER MONEY
What The Big Short movie can teach ordinary people
Caitlin Fitzsimmons It's exciting watching the traders short the US mortgage market before the global financial crisis, but it's not something the rest of us can emulate.
ASK NOEL
Should you keep your investment property or reduce debt?
Noel Whittaker Noel Whittaker answers readers' questions.
How to have a conversation with loved ones about aged care
Bina Brown January is when many families confront the need for aged care, after spending time together over Christmas.
Kickstart 2016 with a financial health check
Kate Jones The new year is an opportunity to reset your money management and build prosperity - like electrician Paul Buhagiar who paid down $26,000 of his home loan last year.
How to retire overseas
Kate Cowling Leaving the beach gets harder every year. But if you're over 60, maybe you don't have to.
SUPER & FUNDS
Retirement calculators mislead super fund members
John Collett Some of the retirement calculators on the websites of the largest super funds are misleading fund members.
INTELLIGENT INVESTOR
Top 10 money mistakes of the middle-aged
Graham Witcomb You're at the height of your career and you probably have a couple of extra mouths to feed. Here are the 10 biggest money mistakes to avoid in your 40s and 50s.
WELL HEELED
Surviving the Christmas crunch
Melissa Browne If you're a business owner, Christmas can be a stressful time where you feel like you are simply holding your breath until you reach the end of the year.
YOUR QUESTIONS
Capital gains tax may apply when you split units
George Cochrane We live in combined flats as our permanent place of residence and neither one has ever been rented. We wondered if upon sale of either flat we will have to pay any capital gains tax? A.D.
BOURIS ON MONEY
'Transition to Retirement' the best-kept secret in super
Mark Bouris There's an under-used government policy that allows the benefits of both working and using your super, without totally losing the advantages of either.
What you can learn from the Packers
John Collett How James Packer and his sister Gretel carved up the family fortune and why it's relevant to the rest of us.
INTELLIGENT INVESTOR
The eight big money mistakes of the young
Graham Witcomb The decisions you make in your 20s and 30s can be the difference between financial success or living hand to mouth down the road.
HOME CARE
Part-time care helps older Australians stay at home
Bina Brown Better Caring matches care workers and community members according to their skills and needs.
MONEY BRAIN
How a financial planner changed Jennifer Byrne's life
Catherine Robson What drives wealth creation?
ASK NOEL
Plan for age pension changes in 2017
Noel Whittaker The age pension is not intended to support those with higher levels of wealth to maintain their capital base.
How women can overcome the retirement savings gap
Christine Long Johanna de Ruyter admits her journey with money is still a work-in-progress.
YOUR QUESTIONS
How to know when a family trust has outlived its purpose
George Cochrane A reader asks George Cochrane if she should wind up her family trust now there are no beneficiaries.
TIP OF THE WEEK
Planning for longer life expectancy
Nerida Cole Discussing your wishes with loved ones is just one important factor when planning your finances after age 65.
ASK NOEL
How to make super last a (longer) lifetime
Noel Whittaker Our resident personal finance expert answers reader questions.
How to make a granny flat arrangement work for you
Kate Cowling Retirees keen to help their children into the property market and keep the age pension are increasingly looking at granny flat arrangements.
Billionaire's big mistake: dying without a will
Catherine Robson When billionaire Robert Holmes a Court died aged 53, he did not have a valid will. The result for his family was devastating.
BOURIS ON MONEY
When a double income becomes one
Mark Bouris What happens when your household goes from two incomes to one?
ASK NOEL
Tax deductible renovations
Noel Whittaker Readers ask Noel Whittaker their financial dilemmas, from the tax deductibility of renovating an investment property to whether to buy their late mother's house.
YOUR QUESTIONS
Your questions
A reader wants to know whether their New Zealand Post Office Bonus Bonds and UK Premium Savings Bonds might be worth something.
TIP OF THE WEEK
Seven steps to prepare for retirement
Olivia Maragna While retirement can be exciting, for others it's a time of anxiety with the fear of living beyond the nest egg a reality for many.
BASIC TRAINING
The financial side of shacking up together
Larissa Ham There are a few hard talks you need to have before you move in with your lover. One involves money.
Positively stupid: Why chirpy Aussies are easily duped
David Wilson Positivity can breed gullibility, so is getting grumpy the secret to not being scammed?
HER MONEY
Will power is looking after loved ones on your terms
Sally Patten The subject is not a cheery one, but it has to be brought up at some stage.
