HEALTH AND AGED CARE
Improving quality and choice in health and aged care.
A healthier system
To improve the sustainability of Medicare, the Government will establish a taskforce to review Medicare Benefits Schedule items to ensure patients receive high quality and cost effective medical services.
$1.6 billion will be spent on new and amended listings on the Pharmaceutical Benefits Scheme, including more effective treatments for cancer.
The Government will also invest $485 million to improve the electronic health record system for all Australians.
Medical research
The Government will provide distributions of $10 million in 2015‑16 from the Medical Research Future Fund.
Aged care reform
From 1 February 2017, funding for home care will be allocated to the consumer based on their care needs. This will provide consumers with greater choice in deciding who provides their care.
How your tax contributes
Our interactive chart allows you to approximate your income and see how your tax contributes to the Australian economy.
The chart shows tax and government expenditure estimates for 2014-15. Tax paid is for a single taxpayer without children and includes personal income tax, medicare levy and the temporary budget repair levy, but not indirect taxes such as the goods and services tax. Government expenditure excludes goods and services tax transfers to states and territories.
Tax and benefits for Australians 2015
Explore the following examples to see how much assistance the Government provides different people and the tax they pay in 2015‑16.
Michelle
Single mum, one child
Michelle is a single mother with one child.
She works as a nurse four days a week and earns $60,000 a year.
Her son, Gus, is four and goes to long day care four days a week.
Michelle receives $8,032 more in government payments than she pays in income tax.
It takes 0.4 single taxpayers on average earnings to fund her net benefits.
Private Income |
$ 60,000 |
Family Tax Benefit Part A |
$ 3,334 |
Family Tax Benefit Part B |
$ 4,296 |
Child Care |
$ 12,549 |
Total Government Payments |
$ 20,179 |
Total Income |
$ 80,179 |
Income tax |
$ 12,147 |
Disposable Income |
$ 68,032 |
Marty
Single father, two children.
Marty is a single father with two children, Jordan and Mackenzie.
He works two days a week as a personal trainer and earns $30,000 a year.
Jordan is four and Mackenzie is two. They both go to long day care on the two days Marty is at work.
Marty receives $36,304 more in government payments than he pays in income tax. It takes 1.9 single taxpayers on average earnings to fund his net benefits.
Private Income |
$ 30,000 |
Family Tax Benefit Part A |
$ 10,607 |
Family Tax Benefit Part B |
$ 4,296 |
Parenting Payment Single |
$ 9,835 |
Income Support Bonus |
$ 223 |
Child Care |
$ 13,877 |
Total Government Payments |
$ 38,838 |
Total Income |
$ 68,838 |
Income tax |
$ 2,534 |
Disposable Income |
$ 66,304 |
James
Single father, two children.
James is a single father with two children, Lauren and Miles.
He works full time as a checkout assistant at the local supermarket and earns $40,000 a year.
Lauren is 11 and Miles is nine. They both go to their local primary school and after school care five days a week when James is at work.
James receives $17,224 more in government payments than he pays in income tax. It takes 0.9 single taxpayers on average earnings to fund his net benefits.
Private Income |
$ 40,000 |
Family Tax Benefit Part A |
$ 10,607 |
Family Tax Benefit Part B |
$ 3,092 |
Schoolkids Bonus |
$ 860 |
Child Care |
$ 6,812 |
Total Government Payments |
$ 21,371 |
Total Income |
$ 61,371 |
Income tax |
$ 4,147 |
Disposable Income |
$ 57,224 |
Lachlan and Veronica
Single income, one child
Lachlan and Veronica have one child, Katarina.
Veronica is personal assistant who works full time earning $60,000 a year.
Lachlan cares for their four year old daughter, Katarina.
Lachlan and Veronica pay $4,517 more in income tax than they receive in government payments.
Private Income |
$ 60,000 |
Family Tax Benefit Part A |
$ 3,334 |
Family Tax Benefit Part B |
$ 4,296 |
Total Government Payments |
$ 7,630 |
Total Income |
$ 67,630 |
Income tax |
$ 12,147 |
Disposable Income |
$ 55,483 |
Tom and Emily
Single income, two children
Tom and Emily have two children, Jamie and Amy.
Tom is an IT consultant who earns $100,000 a year. Emily stays at home to care for their two kids. Jamie is 11 and Amy is nine. They both attend primary school.
Tom and Emily pay $20,166 more in income tax than they receive in government payments.
Private Income |
$ 100,000 |
Family Tax Benefit Part A |
$ 2,529 |
Family Tax Benefit Part B |
$ 3,092 |
Schoolkids Bonus |
$ 860 |
Single Income Family Supplement |
$ 300 |
Total Government Payments |
$ 6,781 |
Total Income |
$ 106,781 |
Income tax |
$ 26,947 |
Disposable Income |
$ 79,834 |
Curtis and Cecilia
Single income, three children
Curtis and Cecilia have three children, Kate, Joe and Jacqui.
Curtis is a plumber who works full time earning $80,000 a year.
Cecilia cares for their children three days a week and attends university two days a week, where she is studying part time.
Kate is 11 and Joe is nine. They both attend primary school and go to after school care on the two days Cecilia is at university. Jacqui is four and attends long day care on the two days Cecilia goes to university.
Curtis and Cecilia receive $5,497 more in government payments than they pay in income tax. It takes 0.3 single taxpayers on average earnings to fund his net benefits.
Private Income |
$ 80,000 |
Family Tax Benefit Part A |
$ 9,941 |
Family Tax Benefit Part B |
$ 4,296 |
Schoolkids Bonus |
$ 860 |
Single Income Family Supplement |
$ 300 |
Child care |
$ 9,247 |
Total Government Payments |
$ 24,644 |
Total Income |
$ 104,644 |
Income tax |
$ 19,147 |
Disposable Income |
$ 85,497 |
Richard and Nga
Dual income, one child
Richard and Nga have one child, Y.
Richard is a fire fighter who works full time earning $56,000 a year. Nga is a part time teacher’s aide who works three days a week earning $24,000 a year. Their daughter, Y, is four and goes to long day care three days a week when her parents are at work.
Richard and Nga receive $30 more in government payments than they pay in income tax.
Private Income |
$ 80,000 |
Family Tax Benefit Part A |
$ 2,117 |
Family Tax Benefit Part B |
$ 562 |
Child care |
$ 9,025 |
Total Government Payments |
$ 11,704 |
Total Income |
$ 91,704 |
Income tax |
$ 11,674 |
Disposable Income |
$ 80,030 |
Anthony and Alexia
Dual income, three children
Anthony and Alexia have three children, Ralph, Sandra and George.
Anthony is a full time photographer who earns $56,000 a year.
Alexia is a party planner who works 3 days a week and earns $24,000 a year.
Ralph is 11 and Sandra is nine. They both go to their local primary school and attend after school care three days a week when Anthony and Alexia are both at work. George is four and goes to long day care three days a week when Anthony and Alexia are both at work.
Anthony and Alexia receive $13,559 more in government payments than they pay in income tax. It takes 0.7 single taxpayers on average earnings to fund their net benefits.
Private Income |
$ 80,000 |
Family Tax Benefit Part A |
$ 9,941 |
Family Tax Benefit Part B |
$ 562 |
Schoolkids Bonus |
$ 860 |
Child care |
$ 13,870 |
Total Government Payments |
$ 25,233 |
Total Income |
$ 105,233 |
Income tax |
$ 11,674 |
Disposable Income |
$ 93,559 |
Mitch and Alison
Dual income, two children
Mitch and Alison have two children, Rebecca and Mandy.
Mitch works full time as a bus driver earning $56,000 a year.
Alison works three days a week as a hairdresser and earns $24,000 a year.
Rebecca is 11 and goes to primary school. She goes to after school care three days a week when Mitch and Alison are both at work. Mandy is four and goes to long day care three days a week when Mitch and Alison are both at work.
Mitch and Alison receive $5,327 more in government payments than they pay in income tax. It takes 0.3 single taxpayers on average earnings to fund their net benefits.
Private Income |
$ 80,000 |
Family Tax Benefit Part A |
$ 4,637 |
Family Tax Benefit Part B |
$ 562 |
Schoolkids Bonus |
$ 430 |
Child care |
$ 11,372 |
Total Government Payments |
$ 17,001 |
Total Income |
$ 97,001 |
Income tax |
$ 11,674 |
Disposable Income |
$ 85,327 |
Bailey and Natalie
Dual income, one child
Bailey and Natalie have one son, Brayden.
They each work three days a week.
Bailey works in a cafe and earns $50,000 a year.
Natalie is a housekeeper who earns $50,000 a year.
Brayden is 4 and goes to long day care one day a week, when Bailey and Natalie are both at work.
Bailey and Natalie pay $13,893 more in income tax than they receive in government payments.
Private Income |
$ 100,000 |
Family Tax Benefit Part A |
$ 412 |
Child care |
$ 2,789 |
Total Government Payments |
$ 3,201 |
Total Income |
$ 103,201 |
Income tax |
$ 17,094 |
Disposable Income |
$ 86,107 |
Norman and Amale
Dual income, two children
Norman and Amale have two children, Rami and Diana.
Norman is a full time bookkeeper who earns $50,000 a year. Amale is a full time switchboard operator who earns $50,000 a year. Rami is 11 and goes to primary school. He attends after school care five days a week. Diana is 4 and goes to long day care five days a week.
Norman and Amale receive $3,405 more in governments payments than they pay in income tax. It takes 0.2 single taxpayers on average earnings to fund their net benefits.
Private Income |
$ 100,000 |
Family Tax Benefit Part A |
$ 2,529 |
Schoolkids Bonus |
$ 430 |
Child care |
$ 17,540 |
Total Government Payments |
$ 20,499 |
Total Income |
$ 120,499 |
Income tax |
$ 17,094 |
Disposable Income |
$ 103,405 |
Peter and Ariel
Dual income, two children
Peter and Ariel have two children, Sidney and Andrew.
Peter is a farmhand who works four days a week earning $30,000 a year.
Ariel is a receptionist at the stockagent office who also works four days a week earning $30,000 a year.
Sidney is 11 and Andrew is nine. They both attend primary school and after school care three days a week when their parents are at work.
Peter and Ariel receive $8,640 more in government payments than they pay in income tax. It takes 0.5 single taxpayers on average earnings to fund their net benefits.
Private Income |
$ 60,000 |
Family Tax Benefit Part A |
$ 8,637 |
Schoolkids Bonus |
$ 860 |
Child care |
$ 3,937 |
Total Government Payments |
$ 13,434 |
Total Income |
$ 73,434 |
Income tax |
$ 4,794 |
Disposable Income |
$ 68,640 |
Lincoln
Single, no children
Lincoln is single and has no children.
He is a full time kitchen hand who earns $40,000 a year.
Lincoln pays $4,947 in income tax and receives no government payments.
Private Income |
$ 40,000 |
Total Income |
$ 40,000 |
Income tax |
$ 4,947 |
Disposable Income |
$ 35,053 |
Samuel
Single, no children
Samuel is single and has no children.
He is a full time accountant who earns $80,000 a year.
Samuel pays $19,147 in income tax and receives no government payments.
Private Income |
$ 80,000 |
Total Income |
$ 80,000 |
Income tax |
$ 19,147 |
Disposable Income |
$ 60,853 |
Jean is single and has no children.
She is a full time lawyer who earns $100,000 a year.
Jean pays $26,947 in income tax and receives no government payments.
Private Income |
$ 100,000 |
Total Income |
$ 100,000 |
Income tax |
$ 26,947 |
Disposable Income |
$ 73,053 |
Sian
Single retiree, homeowner
Sian is a single retiree with $50,000 in a deeming account.
She owns her own home.
Sian receives $22,617 in government payments and pays no income tax. It takes 1.2 single taxpayers on average earnings to fund her net benefits.
Private Income |
$ 896 |
Age Pension |
$ 22,617 |
Total Government Payments |
$ 22,617 |
Total Income |
$ 23,513 |
Income tax |
$ 0 |
Disposable income |
$ 23,513 |
Oscar
Single retiree, renter
Oscar is a single retiree with $100,000 in a deeming account.
He lives alone in a rental home.
Oscar receives $25,995 in governments payments and pays no income tax. It takes 1.4 single taxpayers on average earnings to fund his net benefits.
Private Income |
$ 2,521 |
Age Pension |
$ 22,617 |
Rent Assistance |
$ 3,378 |
Total Government Payments |
$ 25,995 |
Total Income |
$ 28,516 |
Income tax |
$ 0 |
Disposable Income |
$ 28,516 |
Josh and Ellen
Retired couple, homeowners
Josh and Ellen are a retired couple with $200,000 in a deeming account.
They own their own home.
Josh and Ellen receive $34,095 in government payments and pay no income tax. It takes 1.8 single taxpayers on average earnings to fund their net benefits.
Private Income |
$ 5,291 |
Age Pension |
$ 34,095 |
Total Government Payments |
$ 34,095 |
Total Income |
$ 39,386 |
Income tax |
$ 0 |
Disposable Income |
$ 39,386 |
Andy and Alicia
Retired couple, homeowners
Andy and Alicia are a retired couple with $400,000 in deeming assets between them.
They own their own home.
Andy and Alicia receive $29,864 in government payments and pay no income tax. It takes 1.6 single taxpayers on average earnings to fund their net benefits.
Private Income |
$ 11,791 |
Age Pension |
$ 29,864 |
Total Government Payments |
$ 29,864 |
Total Income |
$ 41,655 |
Income tax |
$ 0 |
Disposable Income |
$ 41,655 |
Notes
Private income comprises income from work and other sources (but not government assistance). Some recipients work part time. Children <6 are in long day care (at $8.55 per hour) and children 6-13 are in outside school hours care (at $7.65 per hour) as relevant. Income tax includes the Medicare Levy and the Temporary Budget Repair Levy. Where relevant, families are assumed to hold Private Health Insurance cover and so do not pay Medicare Levy Surcharge. Disposable income is the sum of private income and government payments less income tax. The number of 'single taxpayers' refers to the number of single taxpayers with no dependents on average full time weekly ordinary time earnings required to fund the amount by which government assistance exceeds income tax. In 2015-16, this single taxpayer earns $79,454 and pays tax of $18,959. Income is assumed to be from investments which earn a rate of return equal to current deeming rates. The individual is assumed to be entitled to the maximum Rent Assistance.
# On 27 May 2015 it was announced the start date will be brought forward from 1 July 2016 to 7:30pm (AEST) on 12 May 2015.