Why fixing your mortgage rate is risky

Duncan Hughes

There's fierce competition in fixed rate mortgages, but they can be costly. Here's why.

David Whiteley: "You've got a $2 trillion super industry generating $30 billion in fees and $10 billion of that goes to four banks, and these are the banks campaigning to dismantle the superior not-for-profit model."

Pluses and minuses of SMSF borrowing

Andrea Slattery

The behaviour of a tiny minority has obscured the benefits for SMSF trustees who have used limited recourse loans responsibly.

Under the sole purpose test, you may not receive a personal benefit from your super fund such as frequent flyer points.

Hidden catches with DIY super loyalty points

Sam Henderson

You may accrue huge loyalty points by using your credit card to pay for selling costs on your DIY super property - but it's illegal.

Price of loyalty: are points worth it?

Jemima Whyte with Shaun Drummond

Love them or hate them, odds are you have a wallet bulging with so-called loyalty cards and credit cards linked to various reward programs. But are they worth having?

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Infographics

Don't hold your breath waiting for a free flight - it takes years.

Slow free ride to London on your credit card

Jemima Whyte

Want a free flight to London based on your credit card spend? Spend big or delay your travel plans.

Unwary off-the-plan investors risk losing their deposits if inflated drawing-board valuations fail to be achieved and banks refuse to bridge funding gaps.

SMSF borrowing comes at a cost

Duncan Hughes

Investors buying off-the-plan property through self-managed superannuation funds are being hit with far higher costs.

Many traders believe interest rates will head down over the next 12 months.

Interest rate cuts are on the cards

Patrick Commins

Credit Suisse reverse-engineers traders' pricing of debt instruments to get an idea of where traders believe rates are headed in the coming 12 months.

The Murray inquiry will result in some key changes for investors.

Five changes from FSI that will affect investors

Karen Maley

Investors have long been aware that a shake-up in the country's financial sector is in the offing but the Turnbull government caught many by surprise this week when it accepted the majority of the sweeping changes recommended by the Murray inquiry. These are the five key changes.