Changes to Woolworths' loyalty program are a sign of things to come, causing consumers to question the value of these schemes.

Price of loyalty: are points worth it?

Love them or hate them, odds are you have a wallet bulging with so-called loyalty cards and credit cards linked to various reward programs. But are they worth having?

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Azamara Club Cruises

The cruise where the ship isn't the destination

In the travel industry, one common refrain is that on a cruise, the real destination is the ship. After all, it is a floating hotel, restaurant, bar, casino and shopping mall with enticing entertainment options.