Showing posts with label welfare. Show all posts
Showing posts with label welfare. Show all posts

Saturday, June 20, 2015

Actually, the poor did cause it

It is raining hard right now, and this makes me happy.

Why?

Because it will hopefully ensure that the "tens of thousands" of people marching against "austerity" have a thoroughly miserable time.
The protest is expected to draw 75,000 people according to its organisers who are a broad coalition of left-wing political groups.

It began outside the Bank of England at noon followed by a march to Parliament Square where a rally is expected to take place from 2:30pm until 5:30pm.
Damn. It looks like all of these brave Social Justice Warriors will have already been in the pub, drinking expensive cider before the rain really hit. So, it seems that your humble Devil will have to derive his satisfaction by sitting here (armchair warrior that I am) and mocking them instead.

So, no doubt a number of publicity-seeking slebs will be there—who has deigned to walk with the great unwashed, I wonder?
Among those better known faces attending are comedian and activist Russell Brand, Guardian journalist Owen Jones, singer Charlotte Church, Unite general secretary Len McCluskey, Green MP Caroline Lucas, and Labour leadership contender Jeremy Corbyn.
Charlotte Church? Marching with an estimated 75,000 people? Gosh.

A couple of weeks back, on Facebook, I urged Charlotte to heed her own advice and pay more tax.
Dear Charlotte Church,

I think that it's lovely that you would be happy to pay 70% tax (albeit with provisos). However, I suggest that you make the first move, and send all of the extra tax to:

The Treasury,
1 Horseguards Road,
London.

You can tell those nice mandarins what budget you'd like the money to go to, and we can see how generous you've been.

Further, I am very much looking forward to the Treasury's coffers being boosted by the similarly generous contributions of all of the people who will be joining you on the anti-austerity march.

If they all follow your example and pay tax at 70% for the rest of their lives, I am sure that the government will be able to support poor people much more generously.

Thank you in advance—you are a true philanthropist.

Regards,

c
Alas, Ms Church back-tracked somewhat—she said that, even if she did pay extra, it really wouldn't sort anything out. Rich though she might be, her donation would be barely enough to keep the government running for more than 5 minutes.

But, just think, Charlotte: if only you were to stand up at this march and urge these kind socialist souls to join you in paying more—perhaps you and the 75,000 could raise meaningful amounts of money, year after year. A few days later, the Spectator embraced the suggestion—even being considerate enough to urge the Treasury to make it easier for these rich people to donate their cash.
At the end of our tax returns, we declare how much tax we owe. Osborne can introduce a new line in the tax return saying: if you think this isn’t enough, how much extra would you like to pay? People like Ms Toynbee and Ms Church can then fill in the extra so they can pay 50 per cent, or even 70 per cent, if they like.

This ‘nudge’ tax reform would be consistent with the liberal principles of a Conservative government while allowing left-wingers to act along with their conscience and hand over more of their income to the government.

So next time, rather than complain that they would be happy to pay 70 per cent tax, such people can proudly claim that they do pay 70 per cent tax. And they will have the tax return to prove it.
The Speccie even has the decency to address Charlotte's complaint that paying more tax would make little difference.
Those saying that this voluntary tax would not make much difference are mistaken. The US runs this a similar (here) and under Osborne a huge share of the tax is drawn from tiny number of people. The best-paid 1pc now contribute 27pc of all income tax. The top 0.01pc pay 4.7pc (an average £2.6m each). The Charlotte Churches of our country – the 1 per cent, if you will – have never shouldered a greater share of the burden. So if she volunteered to shoulder an even larger share, it really would help bring an earlier end to austerity.
This change, alongside Charlotte Church's fine example, really could make a difference—at least 75,000 people putting their money where their mouth is, and actually paying more tax. How heart-warming.

Of course, all of this does rather assume that these protesters are paying any tax at all. I would bet that a pretty hefty chunk of them are, in fact, nett beneficiaries of the state. Apart from anything else, a great many of them are almost certainly students, complaining that "austerity" is restricting the frequency of their ski holidays or something...

But hist! Who is this grinning loon, her evil shark-like eyes darting amongst the crowd? Why!—it is that bastion of barminess, Dr Caroline Lucas MP! Hooray for the good doctor (of Elizabethan literature)—lang may her lum reek, as they say in Scotland (apparently). I wonder what words of wisdom will drop from her lips...
Green MP Ms Lucas, who held onto her Brighton seat at the last general election, has spoken to packed crowds in Parliament Sqaure: "This Government is continuing to punish the poor for an economic crisis they didn't cause.”
Well, this is a bit of a problem, isn't it? I mean, I don't want to be indelicate, but it is precisely the poor who have caused this "economic crisis".

After all, the trigger for the banking crisis was people who walked away from mortgages that they couldn't afford to pay. A great many of these people were... well... "the poor". (Especially at the point that they couldn't afford to pay their mortgage.)

For sure, this was exacerbated by over-leveraged banks trading mixed assets and, yes, in the UK we did bail out the banks. But we did, at least, bail them out by buying shares: and selling these shares (and sundry others charges to the state) will, in fact, make an estimated £14 billion profit for the British taxpayer. In fact, the government has been profitably selling Lloyds Bank shares for some months now.

But the "economic crisis" was exacerbated in the UK by the fact that the government was already running a pretty hefty structural deficit all through the boom years. And what was the largest part of this spending? Why—supporting "the poor", of course.

And, of course, the Coalition and, now, Tory government has also been massively over-spending too. And who are the main recipients of this money? I'll give you a clue, Caro—it's not "the rich" because they don't need it.

What? Yes, that's right, the main recipient's of this cash are "the poor"—'cos that's how redistributive welfare works, y'see.

When looked at it that way, Caroline, the poor are, in fact, the primary cause of this particular economic crisis. I know it sounds harsh but it is, from this perspective, actually true.

So, I'm sorry, Caroline: on this—as on every other topic on which you offer your utterly valueless opinions—you are wrong.

Bad show—better luck next time, old girl.

Now don't let the door hit your scrawny arse on the way out, will you?

UPDATE: Obo the Clown highlights some more rampant stupidity from "doctor" Lucas.
76% didn't vote for this Govt - Osborne has no mandate for austerity. He wants to shrink state not cut deficit #EndAusterityNow #JuneDemo - Caroline Mucus
That's lovely, Cazza, but as was immediately pointed out to her, 71% of the people in Brighton Pavilion didn't vote for her, so is she going to resign out of principle?
She really isn't very bright, is she?

UPDATE AGAIN: Longrider's final comment might be the most pithily offensive I've seen today.
Hundreds have gathered with placards reading “No cuts” and “Stop Union Busting” and celebrities such as Russell Brand and Charlotte Church have joined protesters on the street.

Oh, right, Britain’s finest brains, then.
Heh.

Tuesday, May 10, 2011

A stimulus doesn't work

As regular readers will know, your humble Devil has not read any economics or philosophy books (if you exclude Ayn Rand); the philosophy that I expound has been gathered and moulded by events and the application of thought to the problems that I see. It is for this reason that I am, in fact, not nearly as dogmatic in person as you might expect.

Having said that, I have picked up enough to know something of these matters (mainly from bloggers, it must be said) and, as such, I can appreciate that both of Econstories.tv's Keynes vs. Hayek rap battle videos are great, laying out the foundations of their respective philosophies in an easy to understand and also, dare I say, rather funky way.





Whoever you think has won these little rap-spats—and yes, I think it is Hayek—there are three other points that are worth considering.

The first is that Keynes maintained that any level of general taxation above 25% GDP was unsustainable—our governments are now spending near double that.

The second is that Keynesian economics does require that governments save money during the good times so that the stimulus required in the bad times is sustainable—he did not advocate that governments borrow money like a family-less terminal cancer victim on his last blow-out.

The third is possibly the most important of all—what if the stimulus, of the sort advocated by Keynes, does not actually work?

Tim Worstall's article at the Adam Smith Institute seems to suggest that, for certain types of advanced and open economies, the net impact of the fiscal stimulus is not necessarily positive and may, in fact, be negative.
Rather a lot of macroeconomics is conducted with models. Given the complexities, this is inevitable, but it is necessary, at least occasionally, to look up and calibrate the model against reality. Which is just what this paper (via Scott Sumner) has just done. For those of a Keynesian persuasion, the results aren't pretty.

You see, the central conceit, that government borrowing to spend boosts the economy by more than the amount of the spending, the multiplier, just isn't true. Just isn't true for us here in the UK, that is. The fiscal multiplier just doesn't multiply.
... the impact of government fiscal stimulus depends on key country characteristics, including the level of development, the exchange rate regime, openness to trade, and public indebtedness.

Higher development (like us) makes for a higher multiplier. Openness to trade for a lower. These two might, in our circumstances, roughly balance each other out. However:
Indebtedness also matters: when the outstanding debt of the central government exceeds 60 percent of GDP, the fiscal multiplier is not statistically different from zero on impact and it is negative in the long run.

Hmm, so, UK debt is, end Jan this year, 57.6% of GDP. So, at current borrowing rates we've about 3 months before the effects of deficit spending turn negative. But that's not the end of it:
Exchange rate flexibility is critical: economies operating under predetermined exchange rate regimes have long-run multipliers greater than one in some specifications, while economies with flexible exchange rate regimes have multipliers that are essentially zero.

The pound is extremely flexible: so none of the fiscal stimulus we've already had has had any effect either.

If this paper is correct then that's it for Keynesianism in the UK, into the dustbin of history with it. For if the fiscal multiplier just don't multiply, there's no point to it all at all.

So, for economies like that of the UK, a fiscal stimulus is not only likely to do no good at all, it could be detrimental.

And that's apart from driving us further and further into debt.

So, that's why I am taking part in the Rally Against Debt next Saturday—I do hope that you'll join us...

Friday, March 11, 2011

Nearly one third of Britons are in receipt of benefits

The Express today reported that some 20 million Britons are in receipt of benefits.

Because it was the Express, I decided to go and find the original Public Accounts Committee report and, sure enough, this figure is accurate. [Emphasis mine.]
  1. The Department for Work and Pensions is responsible for much of the benefits system, and the majority of payments are processed by the Department's agencies, Jobcentre Plus and the Pension, Disability and Carers Service. The benefits system is both large and complex: there are around 30 different types of benefits and pensions, with 900 distinct rates of payment.[2] In 2009-10, some £148 billion of payments were made to 20 million people.[3]

As Obnoxio dryly commented on Twitter...
That is one FUCK OFF "safety net"

Indeed.

It's also one fucking massive client state...

Tuesday, November 02, 2010

Quote of the Day...

... comes from a stirring article by James Delingpole—a piece which I heartily recommend that you read in full.
Wherever you go, even if it’s somewhere run by a notionally “conservative” administration, the malaise you will encounter is much the same: a system of governance predicated on the notion that the state’s function is not merely to uphold property rights, maintain equality before the law and defend borders, but perpetually to meddle with its citizens’ lives in order supposedly to make their existence more fair, more safe, more eco-friendly, more healthy.

And always the result is the same: more taxation, more regulation, less freedom. Less “fairness” too, of course.

The reason that I pick out that section, rather than any one of the other excellent paragraphs, is because it neatly sums up what I, as a minarchist libertarian, believe are the legitimate functions of the state: to...
... uphold property rights, maintain equality before the law and defend borders

And I believe that the state should do these things not because I am ideologically a minarchist—for I am not—but because I don't believe that humanity is yet ready for an anarchist state. And, as always, I am interested not in pure ideology (although it informs my practical advocacy) but in the best possible outcome.

I believe that a state that performs those three important functions, and only those three important functions, provides the best possible balance between freedom and security.

Like Tim Worstall, I believe that (in humanity's present state) there are some things that a government can do better than a group of individuals can: national defence is one of those things.

I do not think that the state should be providing healthcare or unemployment benefits or education or Child Benefit—and I strongly object to its National Insurance system that destroyed and continues to crowd out better, freer, more efficient, voluntary community solutions.

I certainly object to—and am horrified by—the way in which the provision of these services has enabled governments to justify quite disgusting intrusions into our private matters, our lifestyles and our day-to-day activities.

I am outraged by the way in which governments have seized control of our schools in order to brainwash generations of children with state propaganda, feeding them a one-sided story of civilisation—a story that includes the Welfare State as saviour and which mentions Friendly Societies not at all.

Dellers maintains that the Tea Party are the ones who will save us, but I am not so sure; although their grass-roots origins are laudable, they have foolishly lost the propaganda war—the Tea Partiers have allowed the leftist media to paint them as backwards, religious loons and, as such, said media has destroyed the movement's value as a motivational tool outwith the US itself.

Despite the slow-down in the libertarian blogosphere, those who are still going are now moving towards carrying out actions to minimise state intrusion. But, generally, they are doing so as a "don't tread on me", movement of their own lives off the state's books. We do not seem to have a general movement calling for the removal of the state from society as a whole.

It is the latter that I am interested in—and yet I find that this movement is no further forward under Our New Coalition Overlords™ than it was under NuLabour. As Delingpole observes, this struggle is carrying on almost all Developed Countries, and there seems to be no change in sight.
Sure there’s no comparison (well not that much) between Obama’s US and Stalin’s Soviet Union; Coalition Britain and Mao’s China; Julia Gillard’s Australia and Queen Ranavalona’s Madagascar; sure the war we’re currently fighting doesn’t involve mass destruction like that of World Wars I and II. But it’s precisely because the ideological struggle we’re currently engaged in is so seemingly democratic and innocuous that it is in fact so dangerous. With Hitler and Stalin it was easy: the enemy was plain in view. Today’s encroaching tyranny is an of altogether more subtle, slippery variety. It takes the form of the steady “engrenage” – ratcheting – of EU legislation; of the stealthy removal of property rights and personal liberty under the UN’s Agenda 21; of the eco-legislation created by democratically unaccountable bodies like America’s Environmental Protection Agency; of the stealthy encroachment of the Big Government into the most intimate recesses of our daily lives – not just under barely disguised socialist administrations like Obama’s even under notionally “Centre right” ones such as Cameron’s or Sarkozy’s. When the Enemy is as sly and insidious as that, it’s much much harder for the increasingly oppressed populace to rouse itself to the appropriate state of alarm and rebellion.

And that, I think, is the problem. And as I say, unlike James, I cannot see how the Tea Party will be of help to us in this increasingly benighted isle. After all, how can we possibly fight against the kind of attitude displayed by one of Snuffy's pupils?
She proudly announces that she’s been living in France. I’m impressed and secretly pleased because maybe I had something to do with that. I ask her what she’s been doing there. She has done a stint as an au pair and has spoken lots of French. There she is, all grown-up, all of twenty-two or -three, living abroad. So far from the little girl who thought I was hyper.

I smile. “So what are you doing now?”

“I’m going back to France, man! Can’t stay here! This country is S—!”

I’m slightly stunned by the force of her condemnation. “What do you mean? What’s so awful about it?”

Trendy hops from foot to foot. “This country is going just C–P, man! With these Tories, man, no one can afford to do anything here!”

“Is it that bad?” I wince, still somewhat baffled by her genuine anger at what Britain has to offer.

She taps her forehead to suggest I’m being silly. “Yeah, man! Look, even my mum said it, you know. She said, “Put my name down on the list, but it’s ‘long ting’, you know!” She throws her arm in the air. “Nah, man! Too long! I ain’t waiting!”

We chat briefly before Trendy leaps back into the van and disappears down the road.

I look at my friend as we trundle along. “The list?”

My friend nods. “Yeah… the housing list.”

I stop us in our tracks and grab hold of my friend’s arm. I want to scream. This country is s— because it isn’t giving out free flats? Have we all lost our minds?

No, not all of us have lost our minds—but our corrupt and ineffectual political system has meant that we have lost our voices.

Of course, those of you who have not lost your minds, but have lost your faith in our political masters, should join the Libertarian Party.

Monday, November 01, 2010

These people are morons

On Friday night, your humble Devil highlighted the fact that—as Wat Tyler pointed out—we do not actually calculate household income through the tax system and, as such, enforcing the cut in Child Benefit was going to be a bit damn difficult.

It seems that, belatedly, Our New Coalition Overlords™ have realised that they might have made a bit of a boo-boo and they are taking steps to remedy the problem.

Now, which route do you think that they have taken? Is it:
  1. the government has decided to approach it in a different way, or
  2. the government has decided to use the threat of violence in order to get its own way.

If you answered "2", then give yourself a pat on the back: the super Coalition has, indeed, decided to use the threat of violence to back up their stupid policy.
Higher rate taxpayers could be fined if they fail to declare they have a partner receiving child benefit, when cuts are introduced in 2013.

The Treasury has confirmed that "penalties" would be issued in cases of non-disclosure of earnings.

It follows reports that Treasury sources have said a plan to stop child benefit payments to couples with one higher rate taxpayer is unenforceable.

What the hell...?

Look, cutting benefits is the right policy. Cutting child benefit absolutely right: why the hell should I be taxed to pay for other people's lifestyle choices—especially when those people are earning multiples of my salary? And, apparently, Child Benefit is paid out for "children" up to 19! 19! For fuck's sake.

But, equally, the law in this country quite clearly states that any citizen has the right to organise their affairs in a way that minimises their tax liability; by extension, this also means that any citizen has the right to organise their affairs in such a way that they maximise their benefits receipts.

Whether you think that the withdrawal of Child Benefit is right or wrong is irrelevant: it should be done in such a way that citizens can comply with the law—this nebulous crap is stupid and wrong.

These people are idiots.

UPDATE: your humble Devil would like to apologise for the general incoherence of this post, but I find myself literally speechless at the crass stupidity of Our New Coalition Overlords™. Everything that they touch turns to shit.

NuLabour might have been incompetent, authoritarian bastards, but this lot are not much less authoritarian but, more pertinently, seem to be attempting to win an award for being stunningly, unbelievably incompetent.

Friday, October 22, 2010

How can they live with themselves taking it?

This is a great post by Charlotte Gore—and is a nice counter to those shrieking about "the cuts".
Say I steal £1 off 100 people and give you the £100. Should I do it a second time? Apparently refusing to do it a second time is a greater crime, because I’m denying you £100 that you’re now expecting. The poor suckers who are losing the £1? It’s only £1 isn’t it? Hardly worth getting in a flap over.

If they knew how much you really really needed that money, they’d be happy to cough up, right?

See, whilst many (most of them apparently on Twitter) are psychologically able to ignore, or excuse, or basically discount altogether the taking money from people bit of public spending, there are some of us that just can’t.

One day it occurs to ask the question, “What exactly gives them the right to help themselves to whatever they want?” and the answer turns out to be because they can. Then you get a bit angry and frustrated, feel almost entirely helpless then, just to make things that little bit worse, everyone else in the world comes and slaps you in the face for even daring to consider such heretical notions.

The taking from me bit doesn’t count. I don’t matter. It’s the no longer giving bit that counts. Think about how people feel! Think about all the things they could do with that money, or that job, or learn from those people or achieve with the support of those others! Don’t you understand? Have you no feelings?

Apparently not. I just keep thinking, “But it’s not your money. How can you live with yourselves taking it?”

And this is the point: if the government spends money on anything, anywhere, then they have to steal it from people first. Even if they borrow it today, it will still have to be paid back by the proceeds of extortion.

You want Sure Starts for your kids? That money has to come from somewhere—and it is taken from me, by force. You want Child Benefit?—that money must be stolen from the fruits of my labour. Ultimately, my lifestyle is curbed to the tune of about £600 every month so that someone else can live a lifestyle that they cannot afford on my money.

Are we truly nation of shopkeepers? No—Britain has become a nation of thieves and extortionists.

The problem is that most people don't think about where the money comes from: it is magic money that falls from the sky. Except it isn't. It is money that is stolen from other people so that they can live a lifestyle that they could not otherwise afford.

Ultimately, the cuts are protested because people do not think about where the money came from originally, and because those in receipt of it think of the cash as their right. In far too many cases, we pay out large levels of benefits so that those living beyond their means are spared the embarrassment of begging their neighbours for a little charity.

If we want to put Britain onto a sustainable footing, these two things—understanding of where the money comes from and the shame of living on charity—need to be instilled in everyone.

Of course, one of the most succinct rebuttals to those screaming about the cuts is made by The Nameless Libertarian... [Emphasis mine.]
To all those complaining about the scale of the spending cuts, in particular those relating to welfare, here's a suggestion - if it bothers you that much, then find an applicable charity and donate money to it. That way you are doing your bit to help even though the government is no longer in a position to afford to help. And if you don't want to do that, then I'd like to politely suggest that you shut the fuck up.

To summarise, put your money where your mouth is, or shut the fuck up.

Monday, October 04, 2010

Gideon: arsehole

George Osborne: could we have a real clown as Chancellor, rather than this total fucking clown?

The Brazilians may have sent a clown to congress, but we've gone one better: we've got a total fucking arsehole as Chancellor.

Now, listen up, George: we all know that certain benefits need to be cut—indeed, those of us who have spent our entire working life paying for other people to enjoy the fruits of our labour are very eager to see it happen.

And yes, cutting benefits to the highest earners does, indeed, make total sense: benefits are supposed to be a safety net, not a bloody bonus for those who are considerably better off than I. So, given that, yes, cutting Child Benefit to those people is a good idea.
Child benefit is to be axed for higher rate taxpayers from 2013, Chancellor George Osborne has announced.

Ahead of his appearance at the Conservative Party conference he told the BBC the move would save about £1bn.

But what kind of utter fucking arsehole does it this way...?
Under the proposed changes, a family where both parents are earning just under £44,000 will continue to receive child benefit while a family where only one person is working and whose income is just above £44,000 will lose the payment.

Just to emphasise how adroitly Gideon has snatched defeat from the jaws of victory, I will let Dizzy spell out just how incredibly stupid this proposal is...
Look, the idea and principle of saying higher rate tax earners shouldn't really be getting a £20-or-so a week handout in child benefit is a good thing, but please, if you're going to do it at least execute the change with some sort of skill.

What you don't do is go on the telly and say that a couple earning £43,000 each, making their household earning £86,000 will still get the benefit, whilst a couple with only one working on £44,001 won't.

Quite. And I can only join Dizzy in emphasising that George Osborne is a fucking twat.

I mean, seriously, George—this isn't rocket science, you know. Your advisers might be utter morons, or they might be playing a practical joke on you, or they might be simply massively anti-government... I don't care.

You should have looked at this proposal and gone, "this cannot be right. It is going to make me, and the government, look like a bunch of twats."

For fuck's sake...

Friday, September 24, 2010

Fuck your lifestyle

For fuck's sake...

Via Al-Jahom, I have stumbled upon this particularly irritating article—nonetheless, it proves a point. And, unlike Obo, I am not yet utterly tired of pointing out the same shit time and time again.

Apparently the woman pictured—one Hayley O'Neil—above has got tremendously offended because someone at the Dole Office pointed out that no one would hire someone with fuck-loads of tattoos and facial piercings. Fair enough, I'd say.

Apparently Hayley disagrees. [Emphasis mine.]
"The guy said: 'on first impressions do you think anyone would hire you?' He said: 'look at it this way if you were to stand behind a wall—or put a paper bag over your face do you think you would have a better chance?'

"He then backtracked and tried to say that he was sorry and hoped I wasn't offended but I was.

"He talked to me as though I was just going through a phase in my life, but this is my lifestyle choice, and this is who I am."

That's lovely, Hayley. I am happy that you have found yourself. But may I just ask the obvious question—how about you pay for your lifestyle yourself, you selfish fuck?

I work for my money and my lifestyle choices are curtailed to the tune of £600 a month—some of which goes to pay for you. So, could you tell me why the fuck my lifestyle choices should be curtailed to pay for yours?

I don't think that you should put a bag over your head, Hayley: I think that you should put a bag right over yourself, load it with a couple of bricks and get some nice, strong, working men to throw you in the bastard canal.

Or you can pay for your own lifestyle. Your choice.

UPDATE: in the comments, Leg-Iron opines that Hayley is, at least, trying to get a job.
She looks like a Cenobite but she is at least trying to get a job. there are many who aren't.

Hmmmm. Now, as readers will know, I'm a cynical bastard; as such, I would simply point out that, in order to get Job Seeker's Allowance you have to "prove" that you are actively seeking a job. Which is why the dole is doled out at a state outlet known as Job Centre Plus.

Another commenter, Furor Teutonicus, was astute enough to suggest that Hayley remove her facial piercings—that no one would notice they were there after a couple of days.
A big fucking clue arseholes, you can take a piercing out, and in two days you wont even know it had been there.

Unfortunately Hayley herself has shot this idea down.
''I said I could take the piercings out but they look a lot worse when they are out."

"Worse", Hayley? Don't you mean "less good"? Or is it that you understand why the Job Centre Plus chap said his piece?

Commenter fred was outraged at my body fascism...
my god... this is pretty rich stuff, you can't have freedom and then expect people to conform to what YOU personally think is an acceptable standard!

... and totally missed the point—a point that I considered putting in the post but didn't because I thought "it's unnecessary because no one will be stupid enough to think that I personally give a crap about what she looks like." Thank you, fred, for proving me wrong: evidence that such people exist is always a salutory lesson.

For clarity's sake, as well as fred's, I shall now amplify my point: employers usually expect a certain look from their employees, especially those who are in customer-facing roles. This is not always because employers are massively conservative, but because they understand that their patrons are.

As such, young Hayley is considerably reducing the chances of gaining employment because of the way that she looks. Which I wouldn't have any issue with were she not using money extorted from other, hard-working people in order to fund her lifestyle. (Plus, perhaps uncharitably, I also slightly wonder who has paid for her tattoos and her piercings...)

Basically, as with any other personal choice, I don't care what you do or look like as long as other people are not forced to pay for your choices.

You want personal choice? You want to adopt a particular lifestyle? Great: you pay for it.

Saturday, September 18, 2010

EU tussle and systems of government control

N.B. This has turned into a massive 3,500 word post containing ramblings, conpiracy theories and general codifications of disparate but oft-articulated thoughts. You have been warned.

It was inevitable, of course, that my slightly throw-away post on Our New Coalition Overlords' meaningless EU "referendum lock" should be commented on by the redoubtable Nosemonkey.
Psst... the Lisbon self-amending thing is nonsense, based on a misunderstanding of Article 48.

This is designed for very minor amendments (primarily small changes of phrasing to prevent misunderstandings in application, should these arise), and has numerous checks and balances in place. Read it for yourself here.

It’s also very difficult to change the treaty. It would require:
  1. consultation with the Commission and European Parliament (and in some cases the European Central Bank)
    [Consultation by whom? I am sure that the Commission—the only body that can initiate EU law—are more than capable of consulting with themselves. And the European Parliament is a toothless distraction—DK]

  2. a majority vote in the European Council

  3. the formation of a Convention to examine the proposed changes

  4. a conference of representatives of the governments of the member states to examine these the Convention’s findings

  5. a “consenus” to be reached (implying unanimity under existing EU working methods)

  6. ratification by all member states according to the requirements of their own national constitutions

  7. if, after 2 years, not all member states have ratified the amendments, they are to be re-assessed

In addition, Article 48.6 explicitly states that this “shall not increase the competences conferred on the Union in the Treaties”.

In other words, Lisbon has a self-amending clause, but not one that could confer more powers on the EU. For this, a new treaty would be required – and under ongoing EU rules, this would still require a unanimous agreement from the member states.

But let's not let facts get in the way of hyperbole, eh?

Indeed not. But we have also seen how the EU is in this project for the long term, and what seem like insurmountable odds when listed above are, quite demonstrably, not.

We know this because larger, more disruptive and more bureaucratic undertakings have been successfully undertaken by the EU machine—not least the formation and ratification of the Lisbon Treaty itself. Sure, there were hiccoughs along the way (as far as the elites are concerned), but the Lisbon Treaty is substantially the same as the EU Constitution in all meaningful aspects.*

EUReferendum further enunciates the pointlessness of the Coalition's fig-leaf referendum legislation, in typically trenchant language... [Emphasis mine.]
The terminal flaw in the initiative is that its authors fundamentally misunderstand the nature of the EU and how it works. Thus, they blather about requiring a referendum whenever there is a proposed transfer of power, in which context we are promised a referendum in the event of another treaty.

Where the understanding fails is that the treaties are more in the nature of enabling acts, which hand over rights to make legislation in particular policy areas, or "competences". The actual transfers of power come when the EU exercises those rights and actually makes the legislation, be it regulations or directives or whatever.

Thus, "lock" or not, the transfer of powers will continue regardless, most often with the approval of the Tories who are as a matter of policy wholly supportive of the "project". But then, they have never understood the EU – and never will. Their corporate stupidity is famous throughout the land, and it is not going to change now.

It is a simple fact that the range of EU competencies is astonishingly wide, and are prone to mission creep: an EU competency in "green" issues, for instance, becomes a plausible excuse for EU meddling in energy generation policy.

In passing laws to combat "climate change", for instance, the EU can put massive taxes on coal-fired, carbon-emitting power-stations, mandate that power companies must pay huge carbon-emission fines (of about £6 billion per annum, currently) or insist that member state governments subsidise "renewable energy".

Thus, whether or not energy generation is officially an EU competence (and, offhand, I cannot recall whether it is—although this is, as I say, immaterial), it effectively becomes one through EU measures designed to combat "climate change".

Of course, as far as people like Nosemonkey are concerned, this is A Good Thing; for whilst NM is not a huge fan of the EU as currently constituted, he is a believer in supra-national governments.
In 17th century Britain and 18th century France and America, the call was for no monarch to be above the law. In the 21st century the call should be that no government—or, to be precise, no state—should be above the law.

I’ve long argued that this is one of my key reasons for favouring some form of supranational governmental structure:
I for one would welcome legal restrictions on the ability of the state to interfere in our lives through unjust laws. I would like there to be lines in the sand, over which no government can step.

The trouble is, rather obviously, the age-old question of quis custodiet ipsos custodes—who guards the guards themselves?

Let us take, for instance, the United Nations—which is, arguably, the nearest thing that we have to a world government or final arbiter of international relations. Does this organisation break the law that it sets for others? Well, possibly (just search for UN whistleblower)—and its agents most certainly do (as I have pointed out many times, UN officials seem to specialise in pimping and otherwise sexually abusing vulnerable children). And the UN is certainly ineffective (although some might see this as a good thing).

In any case, the point is that a supra-national government is going to be no more inclined to obey "the law" than any other powerful body. Laws are, in any case, made by governments; retrospectively making past actions legal, for instance, is something that governments are rather fond of (New Labour did it a number of times—most famously in making the wholesale slaughter of animals in the food and mouth epidemic a legal act after the fact). Further, the bigger and more powerful the governmental body, the more difficult it is to enforce any kind of laws against them anyway.

These are all points that I have brought up in person with Nosemonkey: eloquent though he is, I have yet to receive replies that satisfy me. I'll admit, I'm a hard person to carry when one is talking about giving any kind of government more power but I simply don't see that a massive government is any less likely to break laws than smaller ones: in fact, given that it is far harder to constrain a larger force than a smaller one, I can see larger governments being considerably more likely to arrange things to their liking than not. "All power corrupts," etc...

In any case, when Richard at EUReferendum maintains that the EU does not aim to be a super-state, he is probably correct.
The first and foremost requirement of any campaigner is to "know your enemy"—Wellington's finding out what is on the other side of the hill, and all that. And the most crucial thing you will ever learn about the EU is that it is not a super-state, has no ambitions to become one and will not become one. But it is, increasingly, a super-government—and that is where it intends to go.

Primarily, the EU is a means by which the political élites in each of the member states by-pass the democratic institutions in their own countries, imposing their rule without the inconvenience of people participation. That is why the construct is so popular and enduring. The élites have created their own government without the interference of the pesky people.

In short, the EU is not an external agency imposed on us by foreigners (the UKIP/little Englander paradigm) but a conspiracy in plain sight, so glaring and obvious that it is ignored by all. It is the mechanism by which the political élites of Europe by-pass democracy and keep themselves in power. Thus, the EU is what the power élite in the British establishment impose on their own people—replicated in each country of the Union of Elites.

As you know, your humble Devil is far from enamoured of democracy—for it is simply a way of entrenching the tyranny of the majority into the political system—but it does have the advantage of enabling the people to get rid of governments that they do not like.

(This system of democracy is, of course, slowly but surely destroying the West: the entitlement culture and quite deliberately tutored ignorance engendered by government education programmes mean that the demoi of the developed countries consistently vote for more money and services for themselves, whilst ignoring the fact that the state has no money but what it extorts from wealth creators—hence the fact that almost all Western countries are social democracies up to their eyeballs in unsustainable levels of debt.

At the same time, taxes and regulations on business—although, since our states are at least partly corporatist and large companies are able to buy themselves loop-holes, the lion's share of these burdens fall on the SMEs that provide the vast bulk of employment and wealth creation—have become so burdensome that economic growth has slowed to minute percentages.

As such, to take Britain as an entirely typical example, the government is caught between a Scylla (of huge debt, which, including future liabilities, renders the state effectively bankrupt) and Charybdis (of a population continuing to vote for universal service provision requiring high taxes that stifle economic growth). This country is, to use technical term, fucked.)

Unappetising and, let's face it, near-indistinguishable as our reasonable options for government are, democracy does allow us to remove one bunch of corrupt bastards and replace them with another, very slightly different, bunch of corrupt bastards.

The EU has no such mechanism. The only body that can initiate EU laws is the EU Commission, and the EU Commission are appointees—they are not directly voted for and they often do not represent anything that the demoi actually desire in a government.

If you doubt me, simply look at some recent British Comissioners: Neil Kinnock—a Labour Party leader decisively rejected by the British people twice times in elections—and Peter Mandelson, an engaging but poisonous little weasel who had to resign twice from government for corruption.

Do either of these appointees make you believe that our elected representatives are sending the very best quality people to serve on the EU Commission? No, me neither.

One of the things that government is very good at is maintaining a positive narrative—often through recurring state-sponsored events, parades, bank holidays and other nationalist "bread and circuses"-style distractions.

For instance, As EUReferendum points out in a hugely interesting post, far from helping the British people during the Blitz, the state—where it did not actively endanger its people by, for instance, refusing to let people shelter in Underground railway stations—failed to help the hundreds of thousands who were injured and rendered homeless. Similarly, during these horrific days, the RAF were of little help, and yet the state has been able to maintain the fiction of the heroic Few saving Britain from invasion.
After the tube trains have finished running for the night, it remains policy to lock the stations and mount police guards to keep people out. And the police did as they were told by their bosses.

In a few stations, though, there were people sheltering overnight. This is so unusual that a Guardian columnist actually writes about it in his paper – he is one of the lucky ones. But it is only because the people turned up en masse with crowbars and swept the police aside. They broke into the stations and secured shelter, in defiance of the authorities and their prohibitions. The people decided and, shortly afterwards, the government caved in and lifted the prohibition.

It was the same elsewhere on other issues. Shelter management and organisation was set up not by the government but by volunteers. When the government decided to put its own people in, they were swept aside. Local vicars, WVS volunteers, and many others, started making sense of the rest centres, and gradually order—and humanity—prevailed. And, in each case, the government fell into line.

Indeed. In this pattern, Richard sees hope for a way out of the shit state that our democracy is in—in the form of a people's revolution.
In other words, the collapse of society was averted—and the safety of the people assured—more or less, not by a beneficent government but by people power. It was their endurance, their good sense, their organisational skills and perseverance that saved the day—not the dead hand of a corrupt, inefficient, lethargic public bureaucracy.
...

That is why the Battle of Britain still matters now. The carefully crafted official myth perpetuates and sustains the political status quo, a centralist, statist, top-down myth that suits both the left and the right wing of British politics. It is the myth that government is a force for good, that it works and that it has the interests of the people at heart.
...

The real message, therefore, is the one that needs to be taken up and replicated—because it is totally relevant to today's conditions. And that is stark: no one is going to come to our rescue and save us from the messes the government has created—any more than they did in 1940. We are going to have to do it ourselves. When the going gets tough, the only thing that matters is people power.

This may well be the case—and I am seeing, on blogs and in comments, an ever-increasing frequency of calls for some sort of revolution. Alas, I do not share Richard's optimism about its likelihood—although I do share his faith in human beings, as autonomous individuals, in general.

However, it is the concept of autonomy that leads to my lack of faith: I don't believe that the vast majority of people in this country are autonomous in any meaningful sense—and certainly not as regards their political ideas.

Because it seems obvious to me that successive governments took careful note of what happened during the Blitz: as Richard puts it, "in each case, the government fell into line". Now, I may get accused of conspiracy here, but I think that the state learned there—and that lesson was not that people could do it for themselves (and so the state should remove itself from their affairs) but that, if allowed, people would do it for themselves.

And if they did so, then the power of the state was reduced—and this must never be allowed to happen again.

And no, I don't think that this driver came mainly from the politicians—they are, in the main, too stupid, venal, ignorant, vain and (surprised at their good fortune and knowing that it cannot last) concerned with lining their own pockets.

No, such an agenda could only be pursued by the Civil Service—that body of shadowy mandarins that Sean Gabb of the Libertarian Alliance, for one, has identified as a core enemy of any libertarian movement.

Can't you see it? Imagine Sir Humphrey Appleby, crying indignantly, "the people cannot be allowed to organise themselves! There would be anarchy!" And now, more silkily, "besides, the people don't want to be bothered with all the administrative tedium of governing themselves. They want to be guided by the government into leading fulfilled and happy lives." And, decisively: "And the government, Bernard, is us."

I'm sure that it all began with the best of intentions—the National Insurance (although that was, as we know, corrupted long before it even became a reality), the child support, the tax credits and, most crucially of all, the state-sponsored schooling—but what a panicked government found was that all of the fenceposts for a system of societal control were already in place. All that the post-War government needed to do was to connect them and the people would cage themselves.

With the government having controlled almost all sickness and unemployment insurance since 1911 and most schooling since 1880 (with control tightening in a series of Education Acts in 1902, 1918, 1944, 1964 and up to the present day), it was relatively easy for the post-War government to extend itself into the provision of almost all healthcare, education and insurance—thus tightening its grip on the people through near-universal service provision.

Milton Friedman famously said...
I am in favor of cutting taxes under any circumstances and for any excuse, for any reason, whenever it's possible. The reason I am is because I believe the big problem is not taxes, the big problem is spending. The question is, "How do you hold down government spending?"

one of the prime reasons for holding down government spending—apart from the fact, as we see today, that governments spend profligately and unwisely—is that money, especially vast amounts of it, is power.

Of course, universal service provision enabled the government to demand, legitimately, far more money from taxpayers whether those taxpayers used the services provided or not. And so we have taxes rising steadily, from some 8% of GDP in 1880 to the situation that we have today—in which the government spends over 50% of all of the wealth generated yearly in this country.

By the end of the Second World War, many people were dead and the Friendly Societies (as an example of people having organised their own lifestyle insurance) had been all but wiped out (largely thanks to private corporates and the British Medical Association) for some thirty years.

As a result, the concept of voluntary collectivism and self-help was fading rapidly in the public consciousness—ably helped along by the narrative of the government as saviour of the British people from the Nazi threat (largely through the fetishisation of Churchill and other national bodies, such as the RAF).

With the state now in charge of the schooling agenda of well over 90% of British children (and, through regulation, influencing the curricula of the rest), the narrative of the state as protector—a benign body in loco parentis—was not difficult to seed.

As the narrative became more obvious, the teaching profession (already largely people by left wingers) became even more saturated by socialists, Communists and other statist cheerleaders. As the state ramped up Welfare payments from being simply a basic payout in extremis to being a cushion for lifestyles choices, the entrapment of the masses became complete.

And so here we are, where those who value liberty over security are in the minority (vocal though they may be in this blogging medium), oppressed and milked by the vast mass of state-aid recipients through the ballot box—behind which stand the politicians who are only too happy to buy the votes that keep them in their cushy jobs.

Revolution? Don't make me laugh. There will be no revolution in our lifetimes, either at the ballot box or in the streets.

The bovine population have been educated—nearly from birth—to believe that the state is the people's friend, and that the way in which we do things now is not only the most efficient but also the most morally correct way to run a society.

Those who are in receipt of handouts will not vote for their withdrawal, and will vote for more if they can—indeed, such is the tax burden that even those who are working could simply not afford to live were their state life-line removed.

And most of those who are not in receipt of such monies have been educated all of their lives to believe that said "benefits" are a moral certitude and that to even consider other systems a heresy.

This attitude is, of course, predicated on a patronising middle-class contempt for the "working classes"—by which, of course, they mean the non-working classes—who, like Sir Humphrey, they see as being so stupid, ignorant and feckless that the chances of said working classes being able to organise a piss-up in a brewery, let alone create ordered community insurance for themselves, is a concept to be treated with a bray of hollow, cynical laughter.

The sad pity being, of course, that as the people become ever more used to the handouts and the state molly-coddling, and ever less able to even conceive of the kind of self-help that was in such abundance only a century ago, this mirth is ever more justified.

As for trying to change this state of affairs, it is difficult enough to try to organise and motivate a band of the willing—let alone fighting against a majority of the unwilling. So you'll forgive me if I feel that the outlook is bleak, and that the only path that our societies tread is that of decadence and decline, finally fading into senescence and death.**

* There is one crucial difference, though, which people such as James Higham and his friends at the Albion Alliance don't seem to understand: unlike the EU Constitution, which was designed to replace all previous treaties, the Lisbon Treaty is an amending treaty.

As such, it references and requires all previous treaties to be extant, and the mechanisms by which those treaties are enacted in member countries also must be in force. As such, the repeal of the 1972 European Communities Act would remove us from the legal obligations of the Lisbon Treaty in a way that would not have been possible under the EU Constitution.

** And I haven't even covered the role of the corporates and the media in all of this...

Sunday, August 01, 2010

Quote of the Day

... comes from the Beveridge Report. (A tip o' the horns to Fraser Nelson.)
Social insurance fully developed may provide income security; it is an attack upon Want. But Want is one only of five giants on the road of reconstruction and in some ways the easiest to attack. The others are Disease, Ignorance, Squalor and Idleness.
...

The State in organising [social] security should not stifle incentive, opportunity, responsibility ; in establishing a national minimum, it should leave room and encouragement for voluntary action by each individual to provide more than that minimum for himself and his family.

Unfortunately, as we know all too well, the current system of benefits does stifle voluntary action, not only through high taxes but also through massive marginal deduction rates—rates that reach 95.5% [PDF].



I think that Beveridge would be shocked at our current benefits system, for it encourages Idleness. He would also, I submit, be shocked at the fact that our education system breeds Ignorance.

The main trouble is that Beveridge proposed a system of social security, not benefits. In his vision, the contract was two-way: you paid in, and the government ensured that you were supported when in need. For far too many people in this country, one crucial element of this equation is missing—the paying in bit.

Since one can earn a living wage—when you include Housing Benefit (at a cost of some £17 billion per annum)—by not working and thus not paying in, where is the incentive to work? Especially since the withdrawal of benefits means that someone on the National Minimum Wage can keep as little as 4.5p in the pound.

It's a crazy situation, for the longer it happens, the greater the outcry when—as is inevitable—these benefits must be withdrawn. And they must be withdrawn because there is no money left to pay this vast Welfare Bill: we, as a country, simply cannot afford to pay more than 5 million people to be economically inactive.

But it is wrong on a personal level too—people should be able to aspire to something other than a greater slice of the benefits pie. I like getting a pay-cheque knowing that I have worked for it—I cannot believe that I am so unique that no one else feels that. I enjoy honing my skills, and learning new things; again, I don't believe that I can be so far different from anyone else in this.

Through the piss-poor education system and the over-generous benefits system, the state effectively—oh, so effectively—discourages people from working, from fulfilling their potential. In short, it traps them in a near endless cycle of Want, Disease, Ignorance, Squalor and Idleness.

Beveridge would have been horrified.

UPDATE: a nice commenter called Mike has left the following...
I suppose you have a point, but not everyone has been to Eton. A lot of dole people really have no future, unless you consider working at McDonald's a future - which you probably do, although there's no danger of it being your future, just theirs.

Where do I start? Brave as I am, I shall give it a shot...
  1. Eton gave me a decent education. A decent education opens doors, which is why I have constantly and consistently argued that nothing is more important to a person's future than a good education. And unlike many of the poor bastards being turned out of our schools these days, I know what a decent education looks like.

  2. Eton also provided a huge number of services outside the classroom. I spent most of my last three years in the Art Schools, welding metal. Many others spent their time in the Craft, Design & Technology Schools, building cars, moulding plastics, etc. The really valuable stuff was all of the opportunities outside the classroom.

  3. Eton taught us that almost anything was possible given enough tools, experience and knowledge. This is one of the most important things that you can teach any young person. So, contrast the Eton can-do ethos with the Left's philosophy: here, for your delectation, is £120,000 per year Guardian columnist and Champion Of The Poor, Polly Toynbee...
    However, [Polly] attacked Murray’s argument and said that to tell children that they could achieve greatness was to fill their heads with fairy tale nonsense. Apparently we live in a society where only the very rich achieve greatness.
    ...

    As a (relatively young) Conservative it is one of my core beliefs that individuals should aspire to better themselves, and society, through ambition and hard work. A world run by Toynbee would be a world where children are encouraged not to try, as “they’ll never make it in to the history book. That’s just where rich people end up.” Frightening stuff.

    Indeed. It is this attitude—combined with the fact that politicians would rather massage the figures than actually ensure that people have the wherewithall, the ambition and the knowledge to aspire to something better—that has brought so many people to this piss-poor state of being.

  4. Having said all that, ambition is not solely a product of a good education. Some years ago, I worked as an auxiliary nurse in a medical centre; all of the other aux nurses had left school with minimal qualifications and weren't particularly well-educated.

    Nevertheless, one of them saved her money, and sent herself to college because she knew that she could do something more. A year later, she was back at the medical centre, but this time as an Occupational Therapist: she had more money, more responsibility and better job satisfaction. And she didn't intend to stop there.

    Give people some hope, and they will find a way—and the desire.

Telling me that I don't understand because I know what aspiration looks like is not only blinkered and bigoted—it is defeatist and patronising.

Saturday, July 03, 2010

The poor and choices

Shuggy is up in arms about Our New Coalition Overlords' proposal to pay benefits in the form of food vouchers.
The obvious solution to poverty, which is simply to give the poor more money, is unacceptable to our new 'progressive' coalition overlords. They understand that money gives people choices and in the case of the poor, this would never do because they would just make the 'wrong' choices.

Yeah, sure. And yet no.

The government has no money of its own: it only has what it takes from its people through tax.

As such, the government cannot simply "give the poor more money" without first taking it from other people; the people that they take it from then become poorer.

(Many, in fact, are pushed below the poverty line (as estimated by, say, the Rowntree Foundation) after this money is taken from them.)

But the money given to the poor is supposed to serve a certain purpose—that is, to allow them to stay alive. Even Beveridge maintained that benefits should only be at a "subsistance level".

If there is a social contract, it is that those of us who work agree to be taxed to ensure that those who have no work are not lying about, starving in the streets. This is a cost of living in a society, and it also answers the demands of basic humanity.

But the money does not belong to the poor to do what they want with it, it is not provided to give them "choices": it is there for a specific purpose—to ensure that they can stay alive. If they want "choices" then they must go out and earn their own cash.

In other words, the government aren't proposing taking "choices" away from people because they are poor; they are proposing to do so because the money does not belong to those in receipt of it—it is not theirs to do as they will with.

Imagine if a friend of yours asked to borrow £50 off you because he was starving; it's £50 that you cannot really afford (and you're pretty sure that you won't get it back any time soon), but you give it to help him in extremis.

You'd be pretty annoyed if, a few hours later, you found him buying rounds for his mates in the pub, would you not?

Of course, none of this means that I subscribe to the idea of vouchers. No.

If, for instance, a family on benefits chooses to go without food so that they can afford the bus fare to send their child to the best school that they can, then that is a choice that I applaud. And, unless the bus driver takes food vouchers, then such instruments will, indeed, take away choice. It will even take away the choice of a dole claimant to travel to a job interview—and that is hardly desirable, is it?

Given that, I must also allow people the freedom to make choices that I would not condone too.

But, as a general rule, if the poor have enough money to have "choices" then we are giving them too much of other people's money; where is the morality in removing "choices" from a group of people who have earned them, so that you can give "choices" to another (who have not)?

If the poor want choices, then they must either earn their own money to make it with, or apply to a charitable organisation to help them. The money that is extorted from other people should be used to ensure that people stay alive—not live.

Quite simply, if you want to live, then you must earn your own living, not steal it from others.

Monday, June 28, 2010

Doctors do not have your best interests at heart

As the scum of the medical profession begin, once more, to flex their muscles—having realised that Our New Coalition Overlords™ have absolutely no desire to curb the BMA and their ilk—your humble Devil would like to quote an extract from a book that illustrates just how much the medical profession cares for the working man.

The book is one that I borrowed from the ASI some time ago (and will return, I promise!): it is by David G. Green and is entitled Working Class Patients And The Medial Establishment: Self-help in Britain from the mid-nineteeth century to 1948. The piece that I wish to quote comes from the Introduction to the book, and deals with the success of the friendly societies, co-operatives and other mechanisms of worker empowermen—especially as regards medical care.

It is quite long, so with no more ado, let us proceed. [Inevitably, the emphasis is mine. I have also split up some of the very long paragraphs, in order to make the piece more readable.]
Particularly striking is the success of the friendly societies, whose social insurance and primary medical care schemes had attracted at least three-quarters of manual workers well before the end of the nineteenth century. Until the 1911 National Insurance Act every neighbourhood of every town was dotted with friendly society branches, each with their own doctor, who had usually been elected by a vote of all the members assembled in the branch meeting.

In most large towns the friendly societies had also established medical institutes combining doctors' living accommodation, surgery and a dispensary. These embryo health centres employed full-time salaried medical practitioners, full-time dispensers, and nursing staff under the management of a committee elected by all the members.

The friendly societies were so successful that their arrangements for social insurance and primary medical care formed the model for the early welfare state.

As, in fact, I have recommended in the past, it should have been.

Unfortunately, of course, nothing is ever that simple—especially where vested interests are able to influence—or simply bribe—vain and venal politicians.
But this [their success], ironically, was their undoing. The 1911 National Security Act was originally seen by Lloyd George, who charted it through Parliament, as a way of extending the benefits of friendly society membership, already freely chosen by the vast majority of workers, to all citizens, and particularly to those so poor that they could not afford the modest weekly contributions. But on its way through the House of Commons the original Bill was radically transformed by powerful vested interests hostile to working-class mutual aid.

The organised medical profession had long resented the dominance of the medical consumer, and particularly resented working-class control of medical "gentlemen". The BMA were equally anxious to obtain more pay and, above all, higher status for doctors.

Working-class fraternalism also had another arch-enemy: the commercial insurance companies. They had long disliked the competition of the non-profit friendly societies and saw the 1911 National Insurance Bill as a threat to their business. They were organised into a powerful trade association, called the 'Combine'.

The BMA and the Combine formed a temporary alliance to extract concessions from the government at the expense of the friendly societies. The essence of working-class social insurance was democratic self-organisation: amendments to the Bill obtained by the BMA and the Combine undermined it. Doctors' pay had been kept within limits that ordinary maual workers could afford: under pressure, the government doubled doctors' incomes and financed this transfer of wealth from insured workers to the medical profession by means of a regressive poll tax, flat-rate National Insurance Contributions
.

I am reading the rest of the book avidly, for it is, of course, rather more nuanced than the Introduction—which is, after all, essentially a summary of the exposition—but the above paragraphs give a good flavour of the whole.

The essential point to make—before one of my colleagues highlights yet more of their disgusting attempts to control us in order to gain more status—is that the medical profession have never, ever been on the side of ordinary people.

The only people that the organised medical profession give a shit about is the organised medical profession.

Most of you will have seen—in the newspapers and, in particular, on blogs written by members of the medical profession—claims that doctors should be allowed to run the NHS, because they know what they are doing. Of course they do: they want to run your lives and giving the medicos control of the NHS would give them the ultimate tool to do so. That would ensure a much "higher status for doctors" and the edict would be simple—obey us or be left to die.

If you doubt this, just take a long at some of the news stories around, especially as regards the medical profession's urgings to deny healthcare to smokers, drinkers and fat people. True, the BMA tend to side with Fake Charities more than the insurance companies these days, but the process is the same; government-funded "medical advisers"—no less effective or poisonous than Grima Wormtongue—whisper into politicians' rights ears, whilst government-funded "charities" bolster the message from the left.

Our New Coalition Overlords™ promised to take on the vested interests but, narrow-minded as they are, they seem to mean only the bankers and other huge commercial interests whose establishment status flows from the rules and regulations imposed by government.

But no mention has been made of those other vested interests: those—like the medical profession—whose power, privilege and money is propped up by the government and funded by the blood of taxpayers. There are so many of them that a stupid person might find it difficult to know where to start.

But, actually, it is really very simple: if we want decent welfare for all, affordable medical care and freedom, we need to return to "democratic self-organisation". And if we wish to do that, we have to smash and utterly destroy the organised medical profession, and grind it into the dust.

We need to return these arrogant doctors, and their associated scum (a category in which I include politicians), to beings servants of the consumer, not the masters. But whilst the doctors continue to run our medical services, and continue to bribe, bully and poison our rulers—and whilst our rulers still have the power to force us to obey these bastards—we will never be free, and we will never have a proper, functioning society.

To paraphrase P J O'Rourke, when the legislators can decide what can be bought and sold, the first thing for sale are the legislators. And the medical profession bought them a hundred years ago.

Destroy the power of the BMA and the medical profession and we can begin to struggle towards freedom. Leave them in place—poisoning public debate and raping the freedom of ordinary people in order to gain money and prestige—and we will always be slaves.

Friday, June 25, 2010

The vast wealth of the poor

For some time now, Timmy has been pointing out that wealth in this country is not measured properly.
That report on wealth inequality. It’s wrong. For everyone has a large asset: it’s called the welfare state.

In April, he posted a long and detailed article at the Adam Smith Institute blog, laying out the issues and attempting to calculate just how much the Welfare State is worth.
The Hills Report states that the wealth gap between the 10th and 90th percentile is of the order of 1:100. It says that the average 10th percentile household has assets of £8,800 and the 90th £853,000. But it is only possible to reach this conclusion by ignoring all of the things that we already do to redistribute wealth.

Just as we do with income inequality, we should measure wealth inequality after the influence of the tax and benefit systems. The benefit system provides a number of income streams to the poor and we can calculate their net present value by treating them as an annuity.

Combining the value of just the NHS and the state old age pension every individual has wealth of over £100,000. This must of course be added to the wealth of both poor and rich but it brings the 90:10 wealth ratio down to 10:1.

Looking purely at the income support available to an average 10th percentile household the value of their annual receipts from the welfare state is some quarter of a million pounds when capitalized. This lowers that 90:10 wealth gap to somewhere under 5:1.

In order to illustrate this point, Jenny Jones (some utter muppet at the Grauniad) has decided to excoriate George Osborne for not being a Socialist shitbag like the author capping the amount of money that will be paid out in Housing Benefit to a still-massively-generous £280 per week for a flat and £400 per week for a house. Yes, that's per week, not per month.
The caps on the amount a household can claim in housing benefit will be set at between £280 and £400 a week, or up to £20,800 a year. The chancellor claims this is only fair, and that the current benefits are excessive.

In central London, the Local Housing Allowance gives families in four bedroom homes up to £1,000 per week to pay their rent. So families in Westminster and parts of boroughs such as Camden could be worse off by up to £600 per week, or £31,200 per year. Families in Camden in the inner north London sub-region can currently get up to £575pw, and in cheaper inner east areas, such as Southwark and Lambeth, families can get up to £430pw.

So, just to clarify, the state is paying out up to £52,000 per year for some people to live in areas that those paying tax couldn't even dream of living in. And, after the cap, these families could be worse off by rather more than I get paid.

My heart bleeds.

I think that CiF Commenter Mr Joe summarises the situation very succinctly indeed.
To sum up, some people are effectively being given a pre-tax income of £77,000 for doing nothing, and people far poorer than that are paying for it through taxation. The chancellor claims this is unfair and you disagree. Right.

The situation is made even clearer by a Times article (behind the paywall):
Finally the figures are being exposed. Spending on welfare has risen by 40 per cent in real terms over 10 years of unprecedented economic growth. In that time the number of people claiming disability benefit has trebled and housing benefit doubled. This week, the loudest voices are warning that Mr Osborne’s cap on housing benefit could be devastating, especially in London, where rents are high. But do not underestimate the effect on the silent majority of the news that we spend £21 billion on housing benefit — more than on the police.

The Times reported yesterday that parents may face “eviction” from council houses when their children leave home under new “draconian” laws. But local authorities have queues of families waiting for houses because retired couples refuse to move. People who are scraping together their own rent wonder why anyone feels that they have a lifetime “right” to a council house. Ordinary people regularly make distinctions, not always correctly, between the “deserving” and the “undeserving” poor. Politicians cannot continue to treat these views with contempt.

Indeed.

As Timmy points out today, the fact that these vast iniquities are being pointed out can only be a good thing.
Limiting housing benefit to only £400 a week, to only £20,800 a year, might mean that some poor families cannot live in central London. Oh Woes!

Then look at what the people who have to pay for this are saying: You What? They get more in rent than I earn in a year? And yet I have to pay tax for them?

Why can’t they just move 5 miles east? Why can’t they live in the suburbs, like I have to? What God given right do the unemployed or low paid have to live in Belgravia?

Bugger that for a game of soldiers.
...

Yes, you have to pay tax so that we can subsidise this numpty to the tune of £20,800 a year to live in Westminster…..yes, you have to pay tax so that the kids of this unemployed single mother can eat.

My own guess about my fellow Britons is that the latter will get people quite happy to have the State in their wallets: the former not so much. And the more that the former is held up to the light, the more there will be a general agreement that the system needs to be changed.

And then, of course, we can point to Lee Jasper, Baroness Uddin and the rest who, despite high incomes and professional careers, still have their housing costs subsidised by the rest of us.

Depending upon how the same information is laid out, how the PR is done, these cuts could well actually be very popular indeed.

And not just amongst those of us who object to being forced to pay for all aspects of other people's lifestyles—finally. And it might very well spread: couples who are saving up to have children, for instance, might also wonder why on earth they have to pay tax so that those who have never worked can continue to increase the size of their family.

And then people will get angry.

And, pace Blue Eyes, that is the only way that radical change is going to happen in this country.

Anyway, to bring the conversation back to where we started, £52,000 per year in income is worth a lot of cash; I have made a cursory attempt to calculate the Net Present Value (NPV) and I reckon that—at a 4% discount rate—£52,000 a year for ten years would be worth just short of £1 million pounds as a lump sum.

So, it seems that some of the poor have, in fact, wealth far in excess of that of those of us who work for a living.

UPDATE: in reply to Mark Wadsworth's comment, I'd like to clarify just who I am bashing here. In order.
  1. The idiot politicians who have been pissing our money away. Remember, it takes two parties to agree a price in a trade: in this case, the price that our Lords and Masters were willing to pay was "oh, fuck it, as much as you like—I'm not paying for it." If it were the politicos' personal cash, you can bet your last tuppence that even £280 a week would be way more than they'd be willing to pay.

    There are two reasons why they have not put a cap on Housing Benefit prior to this: first, it's not their cash and they knew that they can magic up some more moolah simply by taking ten minutes to pass a law and, second, because their voters now get to live in Islington.

    Further, these economic illiterates have probably never considered that their profligacy would ramp up the price of housing quite so much, because they are idiots. But, then again, since they don't have to worry about rent—they just claim it off the taxpayer—why the hell should they give a crap?

  2. Idiot Grauniad columnists, their colleagues and acolytes. These people don't mind how much money is pissed away on their pet projects because they are all so stinking rich that they'd barely notice £280 a week disappearing from their pay packets.

    These morons are the kind of people who criticise politicians for being rich, privately-educated, out of touch, elite wankers without realising that—really—it does take one to know one.

  3. The private landlords who quite soon realised that the government was not only stupid enough to pay thousands of pounds a week in order to keep their client voters happy, but also venal enough to pay thousands of pounds a week to keep their donors happy.

    But why should they care? After all, there's plenty more magic money where that last lot came from, eh?

  4. The benefit recipients who are even now bitching and whining about how they and their multitudinous progeny will have to move out of their Belgravia mansion and—like the poor bastards who have to pay for this profligacy—live somewhere within their means, even if that means that they will have to commute a couple of hours to work and back each day.

    To this last lot, I say this: we are sick and fucking tired of paying for you to be able to make life-style choices that are denied us. Get used to it.

Have I left anyone out...?

Anyway, you might have spotted a theme running through the above points. Just in case you are a politician, let me just spell it out for you: when one bunch of people spend other people's money—money extorted at gun-point but at a far enough remove that the first group don't feel sullied—on presents for yet another group of people, not only do they get abysmal value for money but they also massively distort the entire market thus ensuring that everyone suffers.

Unless, of course, by using a combination of legislation and yet more financial extortion, the first group manage to totally insulate themselves from any negative effects. In which case, it is only the plebs that suffer.

Tuesday, June 15, 2010

The language of entitlement

My impecunious but peripatetic Greek friend is on coruscating form as he lays into a LibDem Voice article by some arse called Nick Perry, "a mental health social worker" (make of that what you will).
The Times article in question goes even further in its fatuous wrongness:
The decision will cost families earning less than £307 a week about £600 a year, equivalent to a penny rise in their income tax for each child.

No, no, no, no, no! No it won't! These families don't get free school meals at the moment! This decision will not cost them "a penny rise in their income tax"—it won't "cost" them a penny. Ah, you may say, but it adds up to the same thing, doesn't it? But no, it does not. Because once we allow, once we permit, this language to creep into our discourse, to become accepted as true, then we buy into the idea that every time the state does not provide something for us we are somehow impoverished, when in reality the precise opposite is the case.

This is the vicious circle through which the state increases its insidious grip on all of us, rich and poor. Easy political capital is bought by extending entitlements slowly through the lower echelons of society, and once established they are fiendishly difficult, if not impossible, to remove; they become the new 'normal' against which all else is measured. A vast client state has grown over the years, quietly and insidiously, like HG Wells' red weed—and it is bought and sold with taxpayers' gold.

And what is perhaps most obscene is that the very people we are talking about here—families in low-paying jobs—are taxed through the nose on a large proportion of that income. It's a vast protection racket, nothing more; nice kids you've got there Mrs Smith, wouldn't want them to go hungry, would we? And so they fork over the cash every month and are supposed to feel grateful, pathetically grateful, when they get some of it back in government largesse. It makes me fucking sick.

The Lib Dems' policy to extend the personal allowance to £10,000 is one of their few good ones. This government has pledged to meet that goal. They'd fucking better, because taking taxes off families on the very lowest wages is a disgrace, and we should not be forcing these people to work in indentured servitude for the state. It's one of the great scandals of our time, and if this lot do anything to roll it back, they'll have proved themselves more "progressive" than any government in decades.

As my angry Athenian friend notes—and repeats for emphasis—cancelling a proposed increase in government spending is not a cut, and it is a perversion of the English language to claim that it is.

I knew that the LibDems were pretty bloody awful, but can they really be this fucking stupid and evil? Yes: yes, they can.

And I wouldn't give two craps if they were cutting all school meals, frankly. Listen up, parents: I already subsidise you and your ghastly offspring through Child Benefit, Child Tax Credits, Child Trust Funds; I pay for their bloody education and I subsidise their playgrounds; I pay because you seem to think that having a child gives you special rights to waltz out of work or take extra holiday too.

So, here's a message for you: it's got to stop. Can't afford a child on your own, without raping the wallets of those who have none? Well, don't have any damn children: I am sick and tired of being rinsed to pay for your lifestyle choices.

And if you seriously cannot even afford to feed the little bastards, then I suggest that you be forced to give them up for adoption, so that parents who want children and who have the required cash to fulfill this most basic of needs can get on with doing so.

I just don't see why the hell I should be forced to pay for any of it.