Clancy Yeates

Clancy Yeates

Clancy Yeates reports on banking and finance and is a former Canberra business correspondent.

INSIGHT

Why Sydney and Melbourne house-price growth should slow

Clancy Yeates Housing affordability is set to curb the rapid house-price growth in our two biggest cities.

Not all lenders' mortgage rates are the same

Clancy Yeates Interest rate hikes from the big banks have highlighted the growing gap between what the major banks and the rest charge for home loans.

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Credit card debt on the nose

Australians are getting smarter about credit card debt.

Clancy Yeates Customers are taking a more sensible approach to their credit card debts.

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The high price of private health insurance brand loyalty

Clancy Yeates Australians are reluctant to switch health insurance providers, and this adds to costs.

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Home buyers shun fixed interest rates

Clancy Yeates When interest rates are this low, it can make sense to fix part of your mortgage.

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The illusion of higher housing wealth

Clancy Yeates.

Clancy Yeates Higher house prices may make us feel richer, but it's not that simple.

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What might slower population growth mean for housing?

Clancy Yeates Population growth may not boost house prices like it has in the past.

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Mining slump hits hardest in the middle

Clancy Yeates Middle income households have been hit hardest in the economy's post-mining boom weak patch.

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What would it take for the big banks to cut dividends?

Clancy Yeates.

Clancy Yeates Bank dividends have rarely fallen in the past few decades. Here's what caused payouts to fall.

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Landlord loan boom starting to cool

Clancy Yeates.

Clancy Yeates It's taken a long time, but attempts to put the brakes on bank lending to property investors are finally showing some results.

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Profit season fails to shoot out the lights

Clancy Yeates.

Clancy Yeates Earnings season may have underwhelmed, but yield-hungry investors can still find value in the sharemarket.

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Working stronger, for longer

Clancy Yeates.

Clancy Yeates A few extra years in the workforce – including in part-time work – can boost incomes in retirement significantly.

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Consumers downbeat on housing outlook

Softer buyer demand could mean auctions are not quite as competitive.

Clancy Yeates Rising house prices in Sydney and Melbourne could translate into softer demand from many buyers over the coming months.

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Savers feel pain of low rates

Shop around for savings interest to make sure you are getting the best return.

Clancy Yeates People with savings in the bank continue to feel the pain of falling interest rates.

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Long-lost savings can be reclaimed

Lost track of your super, visit the ATO section of the myGov web site and reconnect with it.

Clancy Yeates Having more than one superannuation account could end up costing hundreds, even thousands in unnecessary fees.

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Deposit a bar that's set too high for too many

Clancy Yeates

Clancy Yeates Saving for a deposit may be the biggest barrier facing people trying to enter the property market for the first time.

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Bank dividend growth to cool

Clancy Yeates What will the regulatory action against banks mean for their highly prized dividends?

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Shanghaied? We probably won't be, not yet anyway

Clancy Yeates

Clancy Yeates A dramatic plunge in our biggest trading partner's share market has had a modest impact on local stocks.

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When it comes to banking, disloyalty pays

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Clancy Yeates.

Clancy Yeates Australians are ever so gradually becoming more open to shopping around in financial services.

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We're happier with the banks and here's why

Clancy Yeates Despite recent scandals in banking, customer satisfaction is at a 20-year high.