SUPER & FUNDS

Amateurs make off with the honours

John Collett   SMSF returns seem to match – or even beat – the big super funds.

How to write a budget and stick to it

Larissa Ham   Knowing where your money is going is the first step on the path to controlling your own destiny.

A cashless economy? Where’s the catch?

Top 200 stocks and best rates

Money's weekly Morningstar tables

Features

WELL-HEELED

Learn rules before fund builds up

Melissa Browne   What are the pros and cons for borrowing property in your SMSF? I'm so glad you asked.

CARD SHARPS

Want zero card fees? All you need do is ask

John Collett   Don't feel like paying your card providers' annual fee? Tell them you'll walk away and see what they do.

QUIRKY INVESMENTS

Just the ticket for MCC collectors

James Cockington   MCC members badges have a special place in the hearts of sporting memorabilia fans.

GETTING AHEAD

How to have a comfortable retirement

Bet you were just as relieved as me by reports that you don't need $1 million in super for a comfortable retirement after all.

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TIP OF THE WEEK

Should I bet on my super or my mortgage?

Alex Berlee   Nest-egg or feathering the nest? It makes sense to weigh up both options.

INSIGHT

Long-lost savings can be reclaimed

Clancy Yeates   Having more than one superannuation account could end up costing hundreds, even thousands in unnecessary fees.

ASK NOEL

Can I take a lump sum back home to NZ?

Noel Whittaker   Returning Kiwi wants early access to retirement savings to help set up part-time business. Will that work?

SUPER & FUNDS

Lots to like with LICs

John Collett   Is it better to get diversification through a Listed Investment Company or by using a fund manager?

CASH TRAP

Six reasons you're missing out 

No one would ignore $100 lying on the pavement Yet most people obliviously pass over more than this every month. It's time to shape up.

Columns

INTELLIGENT INVESTOR

Platinum Asia calling

James Carlisle   New fund offers investors a chance to benefit from the booming economies of our Asian neighbours.

FIRST STEPS

Five ways to make investments pay off

Richard Livingston    Whether you're using a financial adviser or doing it yourself, these five lessons will help you make money and reduce the risk of losing it.

THE MOTLEY FOOL

Super, pally, is fantastic; fees they are atrocious

Scott Phillips   Paying attention to the details is important…

UNDER THE RADAR

Biotech stocks can improve the health of your portfolio

Richard Hemming   What does an investor do in these low-growth times? How about smaller biotechs? You'll need to hold your nerve.

Q & A: Ask an Expert

Estate planning for our children

Leaving the money to a testamentary trust takes control away from the beneficiary and put it in the hands of the trustee.

How can we make the most of home equity?

Noel Whittaker   We don't want to move house - but want to use its value.What are our options?

Have we too many assets?

Noel Whittaker   We want to keep the investment properties and still be eligible for a pension.

Who's name should our super be in?

Noel Whittaker   Please help! We have received conflicting advice on this, including from our adviser.