Finance
CROWDFUNDING
Seven crowdfunding tips
Christopher Niesche Learn how to raise money from the people who have generated tens of thousands this way.
The secret to securing funding
![US small cap stocks are on the rise.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/g/h/j/5/g/u/image.related.thumbnail.90x60.ghnyoi.png/1435189206693.jpg)
Christopher Niesche There's one way to buy a business that's almost guaranteed to get the banks across the line.
Small business wants to be freed of super responsibilities
![There are about 750,000 small business employers employing more than 4.5 million Australians who are trying to accumulate savings for retirement.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/g/h/k/9/1/m/image.related.thumbnail.90x60.ghngwc.png/1434942145847.jpg)
Sally Rose The small business lobby wants responsibility for managing employee superannuation records to be stripped from employers altogether, a radical overhaul that would make the industry's overtime and over budget SuperStream reforms irrelevant.
Deductions: how do they work?˛
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.ghiqh6.png/1434675802255.jpg)
If I trade in my $6000 car for a new $25,000 car before June 30 can I write it off in this year's tax return?
Never have a meeting in a coffee shop again
![SPACE's Verpan Cloverleaf modular chair can seat up to 20 people.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/g/h/b/7/w/r/image.related.thumbnail.90x60.ghb7wo.png/1433373958547.jpg)
Alexandra Cain Too ashamed of your office to invite clients in for meetings? Now's the time to splash some cash on new furniture.
Deductions and cars: the rules
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.ghds04.png/1434675802255.jpg)
Max Newnham How do proposed rules to give small business owners access to immediate tax write-offs for expenses that cost less than $20,000 work?
How to pay less FBT
![Walk out: Queensland hasn't had any luck retaining technology chiefs.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/z/r/7/2/a/image.related.thumbnail.90x60.gh9wmm.png/1432615166262.jpg)
Matt Goss Fringe benefits tax can be a major impost, so here are some ways to reduce your exposure.
Confusion reigns with tax deductions
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.gh8qk5.png/1434675802255.jpg)
Max Newnham How does the $20,000 immediate tax write-off for business expenses really work?
The $20,000 trap
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.gh3vgt.png/1434675802255.jpg)
Max Newnham What's the one thing that could mean a business expense doesn't qualify for the new tax depreciation rules?
Small business on top
![Asciano](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/g/g/x/9/x/q/image.related.thumbnail.90x60.gh13kp.png/1435715406304.jpg)
Lisa McAuley COMMENT: Exporters are the winners in this year's federal budget.
The government got it right
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.gh0dic.png/1434675802255.jpg)
Max Newnham For once, the Coalition has listened to small businesses in this year's federal budget.
It's a small business bonanza
![Attractive dividend streams from the major banks have created a lopsided share market for local investors.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/i/3/r/n/image.related.thumbnail.90x60.gh06ms.png/1431482693335.jpg)
Alexandra Cain The federal government is aiming to woo SMBs with a raft of initiatives announced in this year's budget.
Are you missing out on this tax break?
![tax](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/b/2/0/1/image.related.thumbnail.90x60.1mqc8x.png/1432538813237.jpg)
Louis White A slew of local firms aren't taking advantage of a federal government small business subsidy.
SME bureaucracy busters
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.1mtal0.png/1434675802255.jpg)
Max Newnham Simplified tax rules have been designed to reduce red tape for businesses.
Seven mistakes SMEs make when dealing with banks
![Andrews' heart was in the right place, but the scheme was poorly sold to the public.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/n/r/7/t/image.related.thumbnail.90x60.1mpenp.png/1429559527388.jpg)
Neil Slonim COMMENT: Avoid these common pitfalls if you want a good relationship with your financial institution.
How to fire a family member
![How's your cover?](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/5/i/v/o/image.related.thumbnail.90x60.1mosm6.png/1429496992215.jpg)
Tony Kabrovski COMMENT: Letting someone go is one of the toughest gigs in business. It's even worse when you have to fire mum, dad or a sibling.
Get ready for SuperStream
![WA's AA+ credit rating is at risk.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/l/f/s/a/image.related.thumbnail.90x60.1mo60o.png/1429407282749.jpg)
Philip Hind COMMENT: Now's the time for small employers to start thinking about their employee super obligations.
Should a start-up physio register for GST?
![gst](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/h/9/p/7/image.related.thumbnail.90x60.1mo5mf.png/1429405684784.jpg)
Max Newnham The practitioner also contracts to another practice and is unsure whether the fledgling business' income will reach $75,000.
Efic's new lending flexibility
![Steele Environmental Solutions' research lab.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/h/8/d/h/image.related.thumbnail.90x60.1mh88m.png/1428541257875.jpg)
Andrew Watson Smaller exporters will benefit from changes to the way the export credit agency operates.
Risky business: companies and trusts
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.1mf77g.png/1434675802255.jpg)
Max Newnham Should a separate structure be created to buy equipment for a business?
Tax paper positive, more reforms needed
![A corporate tax cut is on the table.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/9/q/2/7/image.related.thumbnail.90x60.1mbkm1.png/1431737057636.jpg)
Greg Travers COMMENT: Now is the time to explore a completely new approach to SMB tax.
Company tax rate irrelevant
![Max Newnham](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/3/o/m/l/v/image.related.thumbnail.90x60.1maye7.png/1434675802255.jpg)
Max Newnham A reader wants to know how any tax cut will work in practice for small businesses.
Three reasons we're excited about the ESS
![Sarah Hamilton, Bellabox](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/5/7/f/9/image.related.thumbnail.90x60.1m9fw0.png/1427431964059.jpg)
Sarah Hamilton The new Employee Share Scheme rules are a huge win for start-ups like bellabox.
SMBs disappointed in public sector support
![generic thumbnail, slow sign, traffic, road](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/z/y/4/3/0/image.related.thumbnail.90x60.1m7x39.png/1427324206744.jpg)
Tim Reed COMMENT: Bold policies are needed to stimulate the growth of the small business sector.
Productivity gap hinders SMEs
![Mike Fitzsimmons argues against compartmentalised investing.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/1/6/k/0/image.related.thumbnail.90x60.1m7i7r.png/1434677929062.jpg)
Robert Spano COMMENT: A lack of confidence in the economy has left the nation’s small enterprises sitting on their hands when they should be investing,
We're all getting a tax cut
![Bellabox chief executive Sarah Hamilton will never apply for a grant again.](/web/20150704160350im_/http://www.brisbanetimes.com.au/content/dam/images/1/m/5/7/f/9/image.related.thumbnail.90x60.1m57eg.png/1427238781910.jpg)
Christine Long Reports suggest all smaller enterprises will quality for a tax cut. But far more could be done to help business owners.