NEW YEAR, NEW YOU
Take full control of your finances
John Collett The start of a new financial year is a good time to review your financial affairs, especially if they're keeping you awake at night, writes John Collett.
SUPER & FUNDS
Super savings hit by Greek crisis
John Collett The Greek tragedy may not be a problem for the Australian economy, but it is costing super fund members plenty in foregone retirement savings.
AGED CARE
Retirees can escape low rates trap
John Collett With term deposits offering so little, other options for a better income and quality of life need to be looked at.
SUPER & FUNDS
Robo knows how to spot a good ETF
John Collett Automated investment advice is the latest fad in the Exchange Traded Funds sector.
SUPER & FUNDS
High fees eat into super savings
John Collett Superannuation fund members are paying hundreds of millions of dollars a year in fees that they do not need to pay.
SUPER & FUNDS
Managed funds score 'D' for disclosure
John Collett Australian investors are still in the dark, according to a recent global survey.
CARD SHARPS
Travel cards not all created equal
John Collett A little bit of homework on which card to use when travelling overseas can really pay off.
Burnt by Sydney property prices? Head south
John Collett As Sydney prices soar, property developer hopes to convince investors to look at opportunities elsewhere.
SUPER & FUNDS
Squeezing a bit more income from your savings
John Collett It's one of the most frequently asked questions: how can I get a decent return without taking on risk?
FINANCIAL LITERACY
Too many know too little about loans
John Collett Low levels of financial literacy are leaving consumers without the knowledge to get the best deals on home loans.
INVESTING
Professional investors lift their exposure to global shares
John Collett Professional investors are lifting their investment in overseas shares and reducing their exposure to Australian shares.
SUPER & FUNDS
Catholic Super members the most satisfied
John Collett The biggest 20 superannuation providers have been put under the spotlight by Roy Morgan Research, with some surprising results.
Credit card tips: 10 ways to beat the banks
John Collett Call it a law of anti-gravity – the lower the cash rate, the higher the credit card interest rates.
TRAVEL INSURANCE
Credit card travel insurance under the spotlight
John Collett Those heading overseas during the upcoming school holidays could be buying travel insurance they do not need.
SUPER AND FUNDS
Banks likely to weather the storm
John Collett The big four continue to dominate the banking sector by virtue of an economic moat that competitors are unable to breach.
Legal and simple ways to beat the ATO
John Collett Salary sacrificing is perhaps the easiest way to minimise what the Australian Taxation Office takes.
Retirees stung by high-fee retirement products
John Collett Retirees are being stung with high costs for their allocated pensions, leaving them with less income in retirement.
SUPER AND FUNDS
High-cost allocated pensions leave retirees with less
John Collett Retirees who roll-over their superannuation into an account-based pensions risk paying high costs that will eat into their retirement nest egg.
SUPER AND FUNDS
Age pension 'double dipping' is a myth
John Collett Retirees do not blow their retirement savings and then fall back on the age pension.
Taper rate the killer in age pension changes
John Collett Proposed changes to the assets testing for the age pension in the budget are going to affect more people over time as they retire with larger superannuation balances.
