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Debit cards

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

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  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Debit card comparisons on Mozo

    • HSBC Day to Day Account
      • Visa Debit Card
      • $0 monthly account fee
      • No ATM fees at 3,000 ATMs nationally
    • account fee
    • atm networks

      HSBC, Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • ING DIRECT Orange Everyday
      • No monthly account keeping fees
      • No ATM fees when you deposit $1,000 or more per month
      • 2% cash back on Visa payWave purchases under $100 when you deposit $1,000 per month
    • account fee
    • atm networks

      None

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • Bankwest Qantas Transaction Account
      • Earn Qantas Points on your account balance 365 days a year
      • No ATM fees at Bankwest & CommBank ATMs Australia wide
      • No monthly account fees when you deposit $2,000 each month
    • account fee
    • atm networks

      Bankwest, Commonwealth

    • what kind of card

      Debit MasterCard

    • Go to site
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info

  • Debit card reviews

      • St.George

        St.George debit card review

        Convenient

        11. Overall customer rating
        12. (Reviewed 3 days ago)

        I find that having a debit card allows me to use my own money and stops me from spending too much.  Full review 

        I find that having a debit card allows me to use my own money and stops me from spending too much.


          11. Price
          11. Features
          11. Customer service
          11. Convenience
          11. Trust
        Less
        St.George debit card review by Roze from New South Wales

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      • Commonwealth Bank

        Commonwealth Bank debit card review

        Hard working team

        11. Overall customer rating
        12. (Reviewed 3 days ago)

        Good hard working employees, always there to answer any questions or worries you have. Even if they can't figure the situation or problem out themselves there is always another employee willing to help. It's a really good bank, their workers deser...  Full review 

        Good hard working employees, always there to answer any questions or worries you have. Even if they can't figure the situation or problem out themselves there is always another employee willing to help. It's a really good bank, their workers deserve their earnings at the end of the week.


          11. Price
          11. Features
          11. Customer service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Complete Access debit card review by Sara from New South Wales

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      • Commonwealth Bank

        Commonwealth Bank debit card review

        Great service

        11. Overall customer rating
        12. (Reviewed 3 days ago)

        Been with the Commonwealth Bank since a young age and never had any problems and the customer service is always quick and friendly.  Full review 

        Been with the Commonwealth Bank since a young age and never had any problems and the customer service is always quick and friendly.


          11. Price
          11. Features
          11. Customer service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Complete Access debit card review by Bradley from South Australia

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    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.

  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

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