How to use your sharemarket dividends
![Why you're in good company if you're not sure whether to bank or reinvest dividends.](/content/dam/images/1/m/3/c/d/6/image.related.afrIndexLead.320x210.143dc5.119nbo.png/1426873753838.jpg)
Investors are about to be showered with tens of billions of dollars in dividends as companies opt to return their surplus cash to shareholders. But you're in good company if you're not sure whether to bank or reinvest the windfall.