You have come through to this page from a website which is owned and operated by Fairfax New Zealand Limited. In these terms and conditions "Fairfax", "us", "we" or "our" means Fairfax New Zealand Limited and its related bodies corporate.

Acknowledgement and acceptance of General Terms

Access to, use of, linking to www.stuff.co.nz its associated masthead websites and sub-sites and any other Fairfax New Zealand Limited owned websites ("the Site") constitutes your agreement to be bound by these Terms and Conditions. We reserve the right to amend these Terms at any time. You are deemed to be aware of and bound by the amendments to the Terms upon publication on the Site. You should review the Terms periodically and before giving any information or confirming it to us.

Ownership of Content on the Site

The materials displayed on the Site, including without limitation, all news, real time or other information, text, materials, graphics, software, tools, results derived from the use of software and tools, advertisements, names, logos and trade marks on the Site ("Content") are protected by copyright, trademark and other intellectual property laws unless expressly indicated otherwise on the Site. All rights, title and interest in and to the Content are owned, licensed or controlled by us or the party credited as the provider of the Content.

Access to and use of Content on the Site

You may browse the Site for your own personal use, information, research, study and educational purposes only. Fairfax grants to you a limited non-exclusive license to view, copy and print the Content for your non-commercial or personal use. If you would like to use the Content in any other way you will need to request permission from us. All requests for permission for further use of the Content must be in writing and should be sent to syndication@fairfaxmedia.co.nz.

Nothing in the terms shall be construed as granting to you any license under any patent, trademark or copyright of Fairfax or any third party.

You must not use the Site or the Content in any manner or for any purpose which is unlawful or in any manner which violates any of our rights or which is otherwise prohibited by these Terms. Under no circumstances may the Content be used to establish, maintain or provide, or assist in establishing, maintaining or providing a stock market (other than one authorised by law) for trading of securities.

Membership (Stuff Account) 

By signing up to become a member of Stuff by creating a Stuff Account and clicking that you accept the Terms and Conditions you consent to the creation of your Stuff Account and our recording of any information you disclose to us for the purpose of creating your account. For more information on how we treat your personal information please review our Privacy Policy.

By registering for a Stuff Account you agree to provide us with accurate, complete and up-to-date registration information, as requested. It is your responsibility to inform us of any changes to your registration information. Using a false name or another person's name (whether or not paired with a genuine address) may be fraudulent.

Only an individual may be a Stuff member. You must not register as a member multiple times. You must not impersonate or create a membership for any person other than yourself.

You must keep your password safe and must not disclose it to any other person nor should you keep a written or electronic record of your password. You are wholly responsible for all activities which occur through use of your Stuff Account. You must contact Tech Support immediately if you become aware of any unauthorised use of your Stuff Account or your login details. You must not permit your log in details to be used by or transferred to any other person.

We are entitled to rely on the authenticity of the login and password supplied to access features on Stuff or any other service provided by us. When the correct log in and password is provided we may act on and rely on any instruction given without the need for further enquiry. We may terminate your account at any time without notice and without reason if you; (i) fail to comply with these terms and conditions or (ii) supply false or misleading information or make any misrepresentation to us.

You have the right to deactivate your account and can do so by contacting Tech Support. If you are a newspaper subscriber please note that by deactivating your Stuff Account this will not affect your subscription it will purely deactivate your ability to access the Stuff online portal. Please contact Customer Service for details on how to cancel your subscription.

User submitted content

For all content that you submit or display on our site you agree to the terms and conditions for user submitted content. Please see the Terms and Conditions for User Submitted Content here.

Public Profile: When your Stuff Nation account is created a public profile is also created for you. This profile will display your username and avatar if provided by default. Your public profile is accessible via your comments by clicking on your username or from your quiz league results. You may choose to add additional content to this page in the form of a short bio, links to your own personal sites or occupational data.

Privacy

You acknowledge that you have read and understood the terms of the privacy policy which can be located here. You agree that we may use and disclose information about you in accordance with the terms of the privacy policy. You also agree to check the privacy policy on a regular basis and to let us know if you object to use or disclosure of information about you in accordance with any updated statement.

Access outside New Zealand

We make no representation that materials on the Site are appropriate or available for use in other countries, and accessing them from other countries or territories where their content is illegal is prohibited. Use of the Site is done on the understanding and acceptance that you do so on your own initiative and you are solely responsible for compliance with local laws.

Disclaimer

The Content on the Site is derived from sources believed to be accurate and current as at the date indicated by reference to the "last reviewed" date, indicated in the respective sections of the Site. However, due to the number of sources from which content may be obtained and the inherent hazards of electronic distribution, we nor any of our Content suppliers, or our respective directors, officers, agents, employees or contractors:
give any representation or warranty as to the reliability, accuracy or completeness of the Content; or warrant that any of the functions contained in any Content or your access to the Site, will be uninterrupted or error-free.

Neither we, nor any of our Content suppliers, or our respective subsidiary companies, officers, employees and agents shall, under any circumstances, be liable in any way for any loss; or direct, indirect, consequential, incidental, indirect or special damages, of any kind or any other damages howsoever arising (whether in negligence or otherwise), out of or in connection with the Content and/or any omissions from the Content.

The Consumer Guarantees Act 1993 does not apply to the supply of services to you by us on or through the Site, if you are acquiring or holding yourself out as acquiring those services for the purposes of a business.

In the case of goods or services supplied or offered by us, any supplier of Content to us or their respective subsidiary companies and their officers, employees and agents, liability for breach of any implied warranty or condition which cannot be excluded is limited at the relevant party's option to either: the supply of the goods (or equivalent goods) or services again; or the payment of the cost of having the goods (or equivalent goods) or services supplied again.

Indemnity

You indemnify and hold us and our subsidiary companies, officers, employees and agents harmless and keep us indemnified, from and against all loss, actions, proceedings, costs, expenses (including legal fees), claims and damages incurred or suffered by any of them arising from your access to and/or use of the Site.

Not Investment Advice

The Content on the Site including news content provided by Fairfax and the content set out in the Business Day segment provides general information only. The content of the Site and My BusinessDay Services are not intended as investment advice and must not be relied upon as such. The Investment Advisor Disclosure rules in Part 4 of the Securities Markets Act 1988 do not apply to us or NZX. You should obtain professional investment advice tailored to your specific circumstances and needs prior to making any investment decisions.

Neither Fairfax, its subsidiary companies nor any of their officers, employees and agents or licensors: endorses or sponsors, or has endorsed or sponsored, any securities or financial products referred to on the Site or any linked website; makes or has made any recommendation regarding any securities or financial products made available by any of the companies identified on or linked to the Site; or makes or has made any recommendation regarding the advisability of investing in securities or other financial products generally for any particular individual.

The Site is not, and must not be, construed as an offer of securities or other financial products and is not an invitation to you to take up securities or other financial products.

Advertising and Links to Other Websites

The Site may contain links to third party websites which are not under our control. We are not responsible for the contents of any linked website or any hyperlink contained in a linked website other than our own websites. Hyperlinks are provided to you as convenience only, and the inclusion of any link does not imply any endorsement of the linked website by us or our employees. We do not provide any guarantees, representations or warranties as to the nature, content and reliability and shall have no liability for any electronic content delivered by a third party, including and without limitation to, the accuracy or reliability of any information, data, opinions, advice or statements made on those linked websites or the timeliness of any electronic content. You link to any such linked website entirely at your own risk.

Where the Site contains third party advertisements, including banner advertising, third party logos and information, materials and documents relating to or provided by third parties ("Third Party Material"), the Third Party Material may contain embedded hyperlinks to websites operated by third parties or their licensees or contractors. We and our employees do not recommend or endorse the products or services of those third parties. In some instances, the Third Party Material will contain representations or offers by the third party which you can accept by linking to the third party's website and executing the relevant transaction. Such offers are not made by us or our employees, and the third party is solely responsible to you for the delivery of any goods or services you purchase on the third party website.

Caching and unauthorised hypertext links to the Site are prohibited as is the framing of any content available through the Site without our prior written consent. We reserve the right to disable any unauthorised links or frames and disclaim any responsibility for the content available on any other website reached by links to or from the Site. If a clause or a part of a clause set out in these terms and conditions is found to be invalid this shall not affect the validity or enforceability of the remainder of these Terms and Conditions.

- Stuff