Visit our website or call for a free consultation! http://keaveneylegalgroup.com 1-800-219-0939 You've analyzed your bills. You've tried to negotiate with the bank. You may have even put your house on the market yourself to try and avoid this moment. You're behind on your mortgage payments and now the bank has begun the foreclosure process. What can you expect from your mortgage company during this difficult and often confusing time? How can you best prepare yourself for what lies ahead? Come join me if you'd like to know... Hi, I'm Jim Keaveney, I'm a foreclosure defense attorney from Keaveney Legal Group. I represent homeowners in their foreclosure defense cases every day. Today I want to explore a subject that can be confusing and that is often misunderstood by many homeowners- What to expect from your mortgage company in a foreclosure lawsuit. Once you've missed a payment, you can expect to start receiving endless, nagging phone calls from the mortgage company. They will hound you for payments. Homeowners are often pressured into cashing out their 401k's, selling vehicles, or borrowing from relatives. For this reason, I always encourage homeowners to keep good records of all correspondence with their mortgage company. Lenders will try to threaten and intimidate you, while asking you for the same documents over and over. Homeowners who do not have legal representation are an easy target and often get taken advantage of. Unfortunate examples of these predatory tactics include: pretending to work with you on a solution while, at the same time, continuing the foreclosure process. Mortgage companies offer you the moon, and even tell you to stop making payments. However, in reality, most give you nothing, and then demand exorbitant late fees in addition to your regular payments. What's more, they don't tell you (or they inform you too late) that when in the trial period for a loan modification, your payments are not being credited to your mortgage balance. Add to this a mountain of confusing, time-consuming paperwork and it's no wonder that so many homeowners are desperate for help in these situations. We think these predatory tactics are wrong and we're here to help. I'm Jim Keaveney; I'm a foreclosure defense attorney from Keaveney Law Group. We represent homeowners in their foreclosure defense cases every day. If you would like to learn more, pick up the phone and call me. 1-800-219-0939 or by email at Jim@KeaveneyLegalGroup.com. I'm Jim Keaveney, thanks for watching. https://www.youtube.com/watch?v=LA4CqLXeag8 Pittsburgh Office Phone: (412) 927-3866 301 Grant Street, Suite 4300 Pittsburgh, PA 15219 Philadelphia Office Phone: (215) 710-0713 1650 Market Street, Ste. 3600 Philadelphia, PA 19103 Iselin Office Phone: (732) 733-6025 33 Wood Avenue South, Suite 600 Iselin, NJ 08830 Mt. Laurel Office Phone: (856) 270-7292 309 Fellowship Road, Suite 200 Mt. Laurel, New Jersey 08054 Basking Ridge Office 233 Mt. Airy Road, 1st Floor Basking Ridge, New Jersey, 07920 908-926-6884 East Brunswick Office 197 State Route 18 South, Suite 3000 South Wing East Brunswick, New Jersey, 08816 732-733-6025 Hackensack Office 411 Hackensack Avenue, 2nd Floor Hackensack, New Jersey, 07601 201-417-9588 Jersey City Office Harborside Financial Center 2500 Plaza 5, 25th floor Jersey City, New Jersey, 07311 201-417-9588 Parsippany Office 2001 Route 46, Waterview Plaza, Suite 310 Parsippany, New Jersey, 07054 973-559-6787 Princeton Office 103 Carnegie Center Drive, Suite 300 Princeton, New Jersey, 08540 609-751-0398 Red Bank Office 125 Half Mile Road, Suite 200 Red Bank, New Jersey, 07701-6749 732-733-6025 Short Hills Office 51 JFK Parkway, First Floor West Short Hills, New Jersey, 07078 973-559-6787 Totowa Office 999 Riverview Drive, 2nd Floor Totowa, New Jersey, 07512 973-559-6787 Woodcliff Lake Office 50 Tice Blvd, Suite 340 Woodcliff Lake, New Jersey, 07677 201-417-9588 We also do business in and around: Jersey City, Paterson, Elizabeth, Edison, Woodbridge, Lakewood, Toms River, Hamilton, Trenton, Clifton, Camden, Brick, Cherry Hill, Passaic, Middletown, Union City, Old Bridge, Gloucester, Township, East Orange, Bayonne, Franklin, North Bergen, Vineland, Union, Piscataway, New Brunswick, Jackson, Wayne, Irvington, Pasippany, Howell, Perth Amboy, Hoboken, Plainfield, West New York, Washington, Township, East Brunswick, Bloomfield, West orange, Evesham, Bridgewater, South Brunswick, Egg Harbor, Manchester, Hackensack, Sayreville, Mount Laurel, Berkeley, North Brunswick. To Learn more about this topic, and others, visit our educational legal blog at http://keaveneylegalgroup.com/attorney/keaveney-blog/

• published: 09 Jul 2014
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