Wanted: young advisers for mature audience
Youth should not be a burden when entering the world of financial planning advice; in fact, it should be encouraged and embraced.
How to weed out bad apples
The best ways for financial services firms to avoid harbouring rogue advisers is to have robust internal risk-management systems and make the effort, when recruiting, to conduct thorough background checks.
Emerging markets no fairytale
The slowdown in growth in the hotly tipped emerging markets may just mean investors adopt a different strategy.
How to play fixed income
There’s a universal playbook going around fixed-income managers which highlights a couple of big themes. For starters, interest rates have to go up eventually.
Catastrophic alternative to death
Ensuring your clients have the right insurance cover could determine their quality of life, and it depends on a difficult conversation that shouldn’t be avoided.
Play the New Advice game
Much has been written of past governments squandering Australia’s surplus gathered during mining booms. The same could be said of our financial services industry.
Prepare for education upgrade
The hurdle new entrants need to clear to get started in the advice industry is too low, ASIC says, and the education providers are gearing for change.
The right mix for retirement
By removing allocation mandates, multi-asset fund managers have differentiated their products from active funds, which spilled blood during the global financial crisis.
Financial planners take on the big end of town
As financial planning waits to register on the radar of more Australians, the major institutions continue to lock in as many clients as they can.
Advice needs a woman’s touch
The financial planning industry needs more female advisers; clients who want a woman’s perspective miss out by a ratio of about one to five.
