Groupe BPCE is France's second largest bank, formed by the 2009 merger of CNCE (Caisse nationale des caisses d'épargne) and BFBP (Banque fédérale des banques populaires), has more than 8,200 branches nationwide under their respective brand names serving nearly 40 million customers. through its subsidiaries, provides banking, financial, and real estate financing services to individuals, professionals, small and medium enterprises, large enterprises, and institutions in France and internationally.

It provides various deposit and loan products to small and medium enterprises, craftspeople, franchisees, and franchisers; savings collection and management, credit, payment, and wealth management services; and real estate financing and corporate banking services. The company also offers bancassurance products, including life insurance and pension that comprise auto and home insurance, legal protection, the guarantee of life accidents, the supplementary health care insurance, welfare professionals and the collective retirement pensions and health, as well as credit insurance and guarantees to individuals, professionals, real estate professionals, and businesses.

François Pérol, born on the November 6th 1963, is a French banker and high-ranking official.

In 1994 he was appointed rapporteur then Secretary General of the Interministerial Committee for Industrial Restructuring. Then he was Head of the office of financial markets to the Treasury from 1996 to 1999 and secretary general of the Club de Paris. In 2001, he was promoted as director of finance and business development of the French Treasury.

In 2002 he became director of Francis Mer's staff and Nicolas Sarkozy, the Ministry of Economy, Finance and Industry at that time. he was in charge of the rescue of Alcatel, Bull, France Telecom (playing a role in the denial to the latter, against the advice of the Treasury, an increase of capital from the state and the departure of its CEO, Michel Bon) and the recapitalization of Alstom, negotiated with the European Commission. It also follows the birth of Sanofi-Aventis, the French Government is negotiating with the U.S. court for the conclusion of the case Executive Life2, and organizes the sale of Ixis by the Caisse des dépôts et consignations aux Caisses d'Epargne.