Moody's Investors Service, often referred to as Moody's, is the bond credit rating business of Moody's Corporation, representing the company's traditional line of business and its historical name. Moody's Investors Service provides international financial research on bonds issued by commercial and government entities and, with Standard & Poor's and Fitch Group, is considered one of the Big Three credit rating agencies.

The company ranks the creditworthiness of borrowers using a standardized ratings scale which measures expected investor loss in the event of default. Moody's Investors Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds and hedge funds; financial institutions including banks and non-bank finance companies; and asset classes in structured finance. In Moody's Investors Service's ratings system securities are assigned a rating from Aaa to C, with Aaa being the highest quality and C the lowest quality.

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George Benson (born March 22, 1943) is a ten time Grammy Award winning American musician, whose production career began at the age of twenty-one as a jazz guitarist.

Benson first came to prominence in the 1960s playing soul jazz with the likes of Jack McDuff. Benson then launched a successful solo career, alternating between jazz, pop, R&B singing, and scat singing. This one-time child prodigy topped the Billboard 200 in 1976 with the triple-platinum album, Breezin', He was also a major live attraction in the UK during the 1980s and continues to attract a large following today. Benson uses a rest-stroke picking technique similar to that of gypsy jazz players such as Django Reinhardt.

Benson was born and raised in the Hill District in Pittsburgh, Pennsylvania. At the age of 7, Benson first played the ukulele in a corner drug store for which he was paid a few dollars; at the age of 8, he was playing guitar in an unlicensed nightclub on Friday and Saturday nights which was soon closed down by the police. At the age of 10, George recorded his first single record with RCA-Victor in New York, called 'She Makes Me Mad'.

Quincy Delight Jones, Jr. (born March 14, 1933) is an American record producer, conductor, arranger, film composer, television producer, and trumpeter. His career spans five decades in the entertainment industry and a record 79 Grammy Award nominations, 27 Grammys, including a Grammy Legend Award in 1991. He is particularly recognized as the producer of the album Thriller, by pop icon Michael Jackson, which has sold more than 110 million copies worldwide, and as the producer and conductor of the charity song “We Are the World”.

In 1968, Jones and his songwriting partner Bob Russell became the first African Americans to be nominated for an Academy Award for Best Original Song "The Eyes of Love" from the Universal Pictures film Banning. That same year, he became the first African American to be nominated twice within the same year when he was nominated for Best Original Score for his work on the music of the 1967 film In Cold Blood. In 1971, Jones would receive the honor of becoming the first African American to be named musical director/conductor of the Academy Awards ceremony. He was the first African American to win the Academy's Jean Hersholt Humanitarian Award, in 1995. He is tied with sound designer Willie D. Burton as the most Oscar-nominated African American, each of them having seven nominations. At the 2008 BET Awards, Quincy Jones was presented with the Humanitarian Award. He was played by Larenz Tate in the 2004 biopic about Ray Charles, Ray.

Brian McKnight (born June 5, 1969) is an American singer-songwriter, arranger, producer, and R&B musician. He is a multi-instrumentalist who plays eight instruments including piano, guitar, bass guitar, percussion, trombone, tuba, flugelhorn and trumpet.. McKnight is perhaps most recognized for his strong falsetto range, and is widely regarded as one of the strongest talents in the adult urban contemporary R&B genre, although his recent efforts have received mixed reviews.

McKnight's work has earned him 16 Grammy Awards nominations, but currently holds the record for having won none.

McKnight was born in Buffalo, New York. His musical career began in childhood when he became a member of his church choir and a band leader for his high school, Sweet Home High School..

In 1987, McKnight's older brother, Claude McKnight III, and his band, Take 6, signed a record deal with Warner Brothers. This encouraged McKnight to shop his own demo tapes and by the age of 19, he'd signed his first recording deal with Mercury Records subsidiary, Wing Records. In 1992, Brian McKnight was released, and his self-titled debut peaked at fifty-eight in the Billboard 200 chart, which primarily featured the ballad (and top twenty single) "One Last Cry". It was followed by two more albums for Mercury, 1995's I Remember You and 1997's Anytime. Anytime, McKnight's final album with Mercury, sold over two million copies and was nominated for a Grammy. The video for "Anytime", directed by Darren Grant, was nominated for Best Male Video at the 1998 MTV Video Music Awards.