ISO 18245 is an ISO standard concerning the assignment of Merchant Category Codes (MCC) in retail financial services.

These are used to control usage of corporate credit cards. MCCs are assigned by merchant type (e.g. one for hotels, one for office supply stores, etc.), with each merchant being assigned an MCC by the bank. Corporations can then control which MCCs their employees may use their corporate cards at, and this is enforced through the authorisation system.

They are 4 digits in length. For example, MCC 5967 represents 'Inbound telemarketing merchants'.

New MCCs can be applied for through TC68, using this form. They are generally reserved for merchant categories having at least $10 million annual revenue.

Mikko Tapio Alatalo (born May 1, 1951 in Kuivaniemi, now a part of Ii, Finland) is a Finnish musician and politician.

Alatalo is mostly known for his long and famous musical career. His style is primarily seen as children's music and folk music but he has contributed to other genres as well, including a long partnership with rock musician Juice Leskinen. Alatalo is a member of the Centre Party and a strong proponent of artists' intellectual property rights to their own music.

(Finnish) Official Website