Compare rewards credit cards
With over 160 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.
Rewards credit cards
-
-
- 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
- No annual card fee
- Earn up to 1 Qantas Pointer per $1 spent
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Qantas Discovery CardClick for more info -
-
-
- Earn 2 flybuys points per $1 spent on your eligible everyday purchases
- $49.0 annual fee
- Up to 62 interest free days on purchases when you pay the full balance off each month
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-mel flight*
$12,800
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- 0.0% p.a. on balance transfers for 14 months
- Earn 1 Velocity Point per $1 spent on eligible purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-mel flight*
$9,500
-
annual fees
$129
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity Flyer Card - Balance Transfer OfferClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- $100.0 annual fee
- 100% secure online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-mel flight*
$28,000
-
annual fees
$100
-
Go to site
BankwestBankwest Qantas Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months
- Up to 44 days interest free on purchases
- $65.0 annual fee
-
points per $ spent
1.0 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month
-
spend req syd-mel flight*
$14,000 (on Amex, or $28,000 on MasterCard)
-
annual fees
$65
-
Go to site
NABNAB Qantas Rewards Card (Balance Transfer Offer)Click for more info -
-
-
- Earn up to 2 Qantas Points per $1 spent on eligible purchases
- Receive up to 30,000 extra Qantas Points
- Enjoy 2 Qantas Club Lounge invitations every year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$249
-
Go to site
American ExpressAmerican Express Qantas Premium CardClick for more info -
-
-
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
- Earn Rewards Points on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$25,600
-
annual fees
$129
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
-
- No annual card fee
- Earn up to 2 Velocity Points for every $1 spent on eligible purchases
- Intro offer 7,500 bonus Velocity Points. Conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$9,500
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Velocity Escape CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-mel flight*
$14,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months. Conditions apply
- Earn Qantas Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$9,333 (on Amex, or $28,000 on Visa)
-
annual fees
$250
-
Go to site
NABNAB Qantas Rewards Premium Card (Balance Transfer Offer)Click for more info -
-
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$7,600
-
annual fees
$289$144 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- Earn up to 3 Velocity Points per $1 spent on eligible purchases
- Receive up to 50,000 bonus Velocity Points. Conditions apply
- Complimentary return domestic flight every year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$9,500
-
annual fees
$349
-
Go to site
American ExpressAmerican Express Velocity Platinum CardClick for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months. Conditions apply
- Earn Velocity Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$6,333 (on Amex, or $19,000 on Visa)
-
annual fees
$150
-
Go to site
NABNAB Velocity Rewards Premium Card (Balance Transfer Offer)Click for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-mel flight*
$28,000
-
annual fees
$150
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Receive up to 15,000 bonus Velocity Points
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$9,500
-
annual fees
$199$99 in the first year
-
Go to site
American ExpressAmerican Express Velocity Gold CardClick for more info -
-
-
- 0.0% p.a. on balance transfer for 15 months
- Earn 1 flybuys point for every $1 spent on eligible everyday purchases
- Over 1,000 different rewards to choose from
-
points per $ spent
1 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$25,600
-
annual fees
$65
-
Go to site
NABNAB flybuys Rewards CardClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- No annual card fee
- Earn up to 2 Velocity Points for every $1 spent on eligible purchases
- Intro offer 7,500 bonus Velocity Points. Conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$9,500
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Velocity Escape CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- $100.0 annual fee
- 100% secure online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-melb flight*
$28,000
-
annual fees
$100
-
Go to site
BankwestBankwest Qantas Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$7,600
-
annual fees
$289$144 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- Receive 20,000 bonus Qantas Points. Conditions apply
- Earn Qantas Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-melb flight*
$9,333 (on Amex, or $28,000 on Visa)
-
annual fees
$250
-
Go to site
NABNAB Qantas Rewards Premium Card (Bonus Points Offer)Click for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$14,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- Earn up to 3 Velocity Points per $1 spent on eligible purchases
- Receive up to 50,000 bonus Velocity Points. Conditions apply
- Complimentary return domestic flight every year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$9,500
-
annual fees
$349
-
Go to site
American ExpressAmerican Express Velocity Platinum CardClick for more info -
-
-
- 10,000 bonus Qantas Points
- Earn Qantas Points on eligible everyday purchases
- $65.0 annual card fee
-
points per $ spent
1.0 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month
-
spend req syd-melb flight*
$14,000 (on Amex, or $28,000 on MasterCard)
-
annual fees
$65
-
Go to site
NABNAB Qantas Rewards Card (Bonus Points Offer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
- Earn Rewards Points on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$25,600
-
annual fees
$129
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-melb flight*
$14,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Receive up to 15,000 bonus Velocity Points
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$9,500
-
annual fees
$199$99 in the first year
-
Go to site
American ExpressAmerican Express Velocity Gold CardClick for more info -
-
-
- 10,000 bonus Velocity Points. Conditions apply
- Earn Velocity Points on eligible everyday purchases
- Annual card fee $65
-
points per $ spent
1 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-melb flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$65
-
Go to site
NABNAB Velocity Rewards Card (Bonus Points Offer)Click for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-melb flight*
$28,000
-
annual fees
$150
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 20,000 bonus Velocity Points. Conditions apply
- Earn Velocity Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-melb flight*
$6,333 (on Amex, or $19,000 on Visa)
-
annual fees
$150
-
Go to site
NABNAB Velocity Rewards Premium Card (Bonus Points Offer)Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- Earn 2 flybuys points per $1 spent on your eligible everyday purchases
- $49.0 annual fee
- Up to 62 interest free days on purchases when you pay the full balance off each month
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req $100 reward*
$10,000
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- 0.0% p.a. on balance transfer for 15 months
- Earn 1 flybuys point for every $1 spent on eligible everyday purchases
- Over 1,000 different rewards to choose from
-
points per $ spent
1 points per dollar on Visa, up to $100,000 per month
-
spend req $100 reward*
$20,000
-
annual fees
$65
-
Go to site
NABNAB flybuys Rewards CardClick for more info -
-
-
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
- Earn Rewards Points on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req $100 reward*
$20,000
-
annual fees
$129
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
-
- 10,000 bonus Qantas Points
- Earn Qantas Points on eligible everyday purchases
- $65.0 annual card fee
-
points per $ spent
1.0 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month
-
spend req $100 reward*
(on Amex, or on MasterCard)
-
annual fees
$65
-
Go to site
NABNAB Qantas Rewards Card (Bonus Points Offer)Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- No annual card fee
- Earn up to 2 Velocity Points for every $1 spent on eligible purchases
- Intro offer 7,500 bonus Velocity Points. Conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$9,500
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Velocity Escape CardClick for more info -
-
-
- Earn 2 flybuys points per $1 spent on your eligible everyday purchases
- $49.0 annual fee
- Up to 62 interest free days on purchases when you pay the full balance off each month
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-mel flight*
$12,800
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$7,600
-
annual fees
$289$144 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- 0.0% p.a. on balance transfer for 15 months
- Earn 1 flybuys point for every $1 spent on eligible everyday purchases
- Over 1,000 different rewards to choose from
-
points per $ spent
1 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$25,600
-
annual fees
$65
-
Go to site
NABNAB flybuys Rewards CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- $100.0 annual fee
- 100% secure online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-mel flight*
$28,000
-
annual fees
$100
-
Go to site
BankwestBankwest Qantas Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
- No annual card fee
- Earn up to 1 Qantas Pointer per $1 spent
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Qantas Discovery CardClick for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months
- Up to 44 days interest free on purchases
- $65.0 annual fee
-
points per $ spent
1.0 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month
-
spend req syd-mel flight*
$14,000 (on Amex, or $28,000 on MasterCard)
-
annual fees
$65
-
Go to site
NABNAB Qantas Rewards Card (Balance Transfer Offer)Click for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-mel flight*
$14,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months
- Earn Velocity Points on eligible everyday purchases
- Annual card fee $65
-
points per $ spent
1 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$65
-
Go to site
NABNAB Velocity Rewards Card (Balance Transfer Offer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 14 months
- Earn 1 Velocity Point per $1 spent on eligible purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-mel flight*
$9,500
-
annual fees
$129
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity Flyer Card - Balance Transfer OfferClick for more info -
-
-
- Earn up to 2 Qantas Points per $1 spent on eligible purchases
- Receive up to 30,000 extra Qantas Points
- Enjoy 2 Qantas Club Lounge invitations every year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$249
-
Go to site
American ExpressAmerican Express Qantas Premium CardClick for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months. Conditions apply
- Earn Qantas Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$9,333 (on Amex, or $28,000 on Visa)
-
annual fees
$250
-
Go to site
NABNAB Qantas Rewards Premium Card (Balance Transfer Offer)Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- No annual card fee
- Earn up to 2 Velocity Points for every $1 spent on eligible purchases
- Intro offer 7,500 bonus Velocity Points. Conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Velocity Escape CardClick for more info -
-
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$100,000
-
annual fees
$289$144 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- Earn 2 flybuys points per $1 spent on your eligible everyday purchases
- $49.0 annual fee
- Up to 62 interest free days on purchases when you pay the full balance off each month
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-lon flight*
$128,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months
- Up to 44 days interest free on purchases
- $65.0 annual fee
-
points per $ spent
1.0 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month
-
spend req syd-lon flight*
$128,000 (on Amex, or $256,000 on MasterCard)
-
annual fees
$65
-
Go to site
NABNAB Qantas Rewards Card (Balance Transfer Offer)Click for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$128,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months. Conditions apply
- Earn Velocity Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-lon flight*
$83,333 (on Amex, or $250,000 on Visa)
-
annual fees
$150
-
Go to site
NABNAB Velocity Rewards Premium Card (Balance Transfer Offer)Click for more info -
-
-
- Receive up to 15,000 bonus Velocity Points
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$199$99 in the first year
-
Go to site
American ExpressAmerican Express Velocity Gold CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-lon flight*
$256,000
-
annual fees
$150
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months. Conditions apply
- Earn Qantas Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-lon flight*
$85,333 (on Amex, or $256,000 on Visa)
-
annual fees
$250
-
Go to site
NABNAB Qantas Rewards Premium Card (Balance Transfer Offer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 14 months
- Earn 1 Velocity Point per $1 spent on eligible purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-lon flight*
$232,000
-
annual fees
$129
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity Flyer Card - Balance Transfer OfferClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- Receive up to 15,000 bonus Velocity Points
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Accident Insurance|Purchase Protection|Account alerts by SMS|
-
Go to site
American ExpressAmerican Express Velocity Gold CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-lon flight*
$256,000
-
privileges
Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Earn up to 2 Qantas Points per $1 spent on eligible purchases
- Receive up to 30,000 extra Qantas Points
- Enjoy 2 Qantas Club Lounge invitations every year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$128,000
-
privileges
Travel Accident Insurance|Purchase Protection|Account alerts by SMS|Two Qantas Club invitations per year when you spend at Qantas.
-
Go to site
American ExpressAmerican Express Qantas Premium CardClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- Earn up to 3 Velocity Points per $1 spent on eligible purchases
- Receive up to 50,000 bonus Velocity Points. Conditions apply
- Complimentary return domestic flight every year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Accident Insurance|Purchase Protection|Account alerts by SMS|
-
Go to site
American ExpressAmerican Express Velocity Platinum CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-lon flight*
$128,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|Year End Summary of Charges|
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months. Conditions apply
- Earn Qantas Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-lon flight*
$85,333 (on Amex, or $256,000 on Visa)
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
NABNAB Qantas Rewards Premium Card (Balance Transfer Offer)Click for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$128,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
- A complimentary domestic return flight every year with Virgin Australia
- 10,000 Membershio Rewards Bonus Points. Conditions apply
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Accident Insurance|
-
Go to site
American ExpressAmerican Express Platinum Edge Credit CardClick for more info -
-
-
- 0.0% p.a. on balance transfers for 15 months. Conditions apply
- Earn Velocity Points on eligible everyday purchases
- Up to 44 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-lon flight*
$83,333 (on Amex, or $250,000 on Visa)
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
NABNAB Velocity Rewards Premium Card (Balance Transfer Offer)Click for more info -
-
-
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
- Earn Rewards Points on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$250,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
-
- 0.0% p.a. on balance transfer for 15 months
- Earn 1 flybuys point for every $1 spent on eligible everyday purchases
- Over 1,000 different rewards to choose from
-
points per $ spent
1 points per dollar on Visa, up to $100,000 per month
-
spend req syd-lon flight*
$250,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
NABNAB flybuys Rewards CardClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
Mozo Ratings and Reviews
Credit card reviewsRead credit card reviews written by real customers around Australia
Who are the best credit card providers?
Credit card calculator
-
CREDIT CARD REPAYMENT CALCULATOR
How much will you save by paying off your credit card quickly?
Calculate
**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
Mozo Legals:
ABN 68 128 199 208 | AFSL & ACL 328141 | General Advice Disclaimer | FSG | Terms of Use | Privacy Policy
Compare and Save
Skip to:
Check out today's best deals
Readers' most viewed
Most viewed articles on The Sydney Morning Herald
Top 5 Money articles
Most viewed articles on The Age
Top 5 Money articles
Most viewed articles on WA Today
Top 5 Money articles
Most viewed articles on Canberra Times
Top 5 Money articles
- Brisbane Times Home
- Queensland
- National
- Environment
- Federal Politics
- Business
- Technology
- Digital Life
- Entertainment
- Life & Style
- Travel
- Cars
- Sport
- Weather
Brisbane Times
- Sitemap
- About Us
- Contact Us
- Advertise With Us
- AM Today
- Text Version
- Site Accessibility Guide
Connect
- Mobile Site
- RSS
Products & Services
- Good Food Guide
- Newsletters
