Super & Funds
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SUPER
Savings important buffer against joblessness
John Collett The typical newly unemployed Australian has only 47 days of savings to live off before hitting the breadline.
LONGEVITY
Age is not the perfect gauge in DIY super
David Williams The dramatic rise of self-managed super funds brings into focus our capacity to make complex decisions as we age.
SUPER
Betting on a will to power retirement
JOHN COLLETT Almost half of working-age Australians say they will be relying on an inheritance to at least partly finance their retirement.
SMSFs
Banks seek slice of the DIY action
Katherine Jimenez The big four banks are engaged in a $500 billion battle for control of the self-managed super funds market.
SUPER
Plenty riding on fortunes of the big four
John Collett The appetite for the big banks is set to increase as more large super funds allow their members to invest directly in shares.
SUPER
Returns revert to the straight and narrow
JOHN COLLETT For super, the post-GFC road to recovery has been a long and winding one. But the improvement in returns has really kicked up over the past 18 months.
YOUR QUESTIONS
Path to retirement
George Cochrane Focus on enjoying your money, rather than leaving it to younger relatives.
SUPER
Don't paint yourself into a corner with DIY
JOHN COLLETT The concern is where self-managed funds are recommended by financial planners and accountants to those in more modest circumstances.
GETTING STARTED
Super stash about as safe as can be
David Potts Super fund rules and their supervision make it well nigh impossible for somebody to run off with your money.
INSIGHT
We'll just have to keep working for longer
JOHN COLLETT As life expectancy increases, hopes for early retirement might need revisiting.
PENSION
No waffle: Belgium's king says $1.3m not enough
Philippe Siuberski Belgium's former king is finding it hard to live in a style befitting an ex-monarch on his $A1.3 million pension, and is seeking a royal pay rise.
SUPER
What's driving the property price spiral?
John Collett Big city property prices are soaring - but is it all the fault of foreign interlopers and cashed up super fund investors?
DIY FUNDS
Super draws a growing DIY band
Rod Myer It pays to do a little homework before deciding to manage your own fund.
SUPER
Property investments can have pitfalls
John Collett Concerns are being raised over property spruikers targeting self-managed super fund trustees.
YOUR QUESTIONS
Get cracking on exit plan
GEORGE COCHRANE I was wondering if it is wise to stay with the MTAA or at least separate our eggs into two baskets?
SUPER
Downsizing may not be the right answer
John Collett Baby boomers looking to fund their retirement by downsizing the family home could be clutching at straws.
A million in the super fund won't be enough for retirement
John Collett While the growth in the projected pool of superannuation savings is impressive, it belies the harsh reality facing those not far off retirement. Increasing life spans, the effect of the GFC on superannuation accounts and the fact that the superannuation guarantee started only in 1992 is leaving older workers underfunded.
SELF-EMPLOYED SUPER TRAPS
Don't let those contributions take you down
Max Newnham There are very strict tests when it comes to deciding whether a person is a true contractor or an employee.
SUPER
Regulation called for to oversee SMSFs
John Collett ASIC and the new government need to consider bringing property spruikers who recommend self-managed super funds inside the licensing net.
Superannuation
Most Australians don't expect a super retirement
Madeleine Heffernan Most Australians don't believe they will have enough retirement savings and say superannuation funds are not transparent enough on fees and charges, a survey has found.
SUPER
Big country makes size count
Penny Pryor The 15 largest Australian superannuation funds have recently moved up the league tables.
INTELLIGANT INVESTOR
Time for Coalition to walk the pro-super talk
Richard Livingston Tony Abbott said the Coalition wouldn't make any "negative unexpected changes" to superannuation. Now they're in government we'll get the chance to see what he meant.
INSIGHT
Asset allocation can be the decider in super funds
Clancy Yeates There's a lot to consider when picking a super fund. Perhaps the most important factor is how your money is spread out.
SAGGING SUPER
Bleak future for funds
Katherine Jimenez Former Future Fund chairman David Murray says super funds will be in the doldrums for the next few years.
SUPER
CSIRO, unis look to create a golden age
John Collett Serious intellectual firepower is being brought to bear on the problem of Australia's ageing population.
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SUPER
Kiwis face hurdles in pursuit of lost funds
John Collett New Zealanders are believed to be the owners of perhaps up to a quarter of the Australia's $18 billion in ''lost'' super. And it's very hard for them to get it back.
SUPER
First home enticer is simple and super
David Potts Why can't first home buyers use some of their superannuation as a deposit to buy a home?
SUPER
Insurance is a risk when doing it yourself
John Collett The SMSF industry is pushing the virtues of managing your own super fund. And the message appears to be hitting home.