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With over 160 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

    • St.George Vertigo
      • 0% p.a. for 12 months on balance transfers requested at application
      • Up to 55 days interest free on purchases
      • $55 annual fee
    • interest rate

      13.24%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $55

    • Go to site
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    • Westpac Low Rate
      • 0.99% p.a. on balance transfers for 14 months at card application
      • $45 annual fee
      • Apply online and get a response in 60 seconds
    • interest rate

      13.49%

    • balance transfer rate

      0.99% for 14 months

    • annual fee

      $45

    • Go to site
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    • American Express Qantas American Express Discovery Card
      • 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
      • No annual card fee
      • Earn up to 1 Qantas Point per $1 spent on purchases with your card
    • interest rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $0

    • Go to site
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    • Commonwealth Bank Low Fee Credit Card
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only.
    • interest rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
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    • Virgin Money Virgin No Annual Fee Credit Card
      • $50 eftpos gift card when you start spending in your first month. Offer available until 14 January 2014.
      • No annual fee for the life of the card
      • 2.9% p.a. for 6 months on balance transfers
    • interest rate

      18.99%

    • balance transfer rate

      2.90% for 6 months and then cash rate

    • annual fee

      $0

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    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 you spend on your everyday purchases. Conditions apply
      • Up to 62 days interest free on purchases when you pay the full balance off each month
    • interest rate

      17.99%

    • balance transfer rate

    • annual fee

      $0

    • Go to site
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    • Bankwest Breeze
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • interest rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

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    • Bank of Queensland Low Rate
      • 0% p.a. on balance transfers for 9 months
      • $55 annual fee
      • Up to 55 days interest free on purchases
    • interest rate

      13.49%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • annual fee

      $55

    • Go to site
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    • NAB Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • interest rate

      0.00% for 5 months then 13.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $59

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    • American Express American Express Velocity Escape Card
      • $0 p.a. annual card fee
      • Earn up to 2 Velocity Points for every $1 spent
      • Introductory offer - 7,500 bonus Velocity Points
    • interest rate

      20.74%

    • balance transfer rate

    • annual fee

      $0

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    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

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    • Commonwealth Bank Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Up to 55 days interest free on purchases.
      • Apply online and get a response in 60 seconds
    • interest rate

      0.00% for 12 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

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    • Bankwest Breeze Platinum
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • interest rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $99

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    • Virgin Money Virgin Low Rate Credit Card
      • 2.90% p.a. for 9 months on balance transfers. Conditions apply
      • Up to 44 interest free days
      • $99 annual fee
    • interest rate

      10.99%

    • balance transfer rate

      2.90% for 9 months and then cash rate

    • annual fee

      $99

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    • NAB Low Fee Card
      • $0 annual fee
      • Up to 44 days interest free on purchases
      • Your choice of a MasterCard or Visa card
    • interest rate

      19.49%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $0

    • Go to site
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    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • $0 annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

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    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

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    • American Express Platinum Edge Credit Card
      • Enjoy a complimentary annual domestic return flight
      • 0.99% p.a. balance transfer for the first 6 months. Conditions apply
      • 10,000 Membership Rewards bonus points. New card members only
    • interest rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $195

    • Go to site
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    • HSBC Credit Card
      • 0% p.a. balance transfer for 6 months
      • No annual fee for the life of the card
      • Up to 55 days interest-free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $0

    • Go to site
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    • Bankwest Breeze Gold
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 55 days interest free on purchases
    • interest rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $89

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    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Up to 55 days interest free on purchases
      • Complimentary international travel insurance
    • interest rate

      0.00% for 12 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $120$90 if CBA customer when applying

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    • HSBC Platinum
      • 0% p.a balance transfer for 8 months. Conditions apply
      • Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
      • Up to 55 days interest free on purchases
    • interest rate

      19.99%

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • annual fee

      $129

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    • American Express Qantas American Express Premium Card
      • Earn up to 2 Qantas points per $1 spent. Conditions apply.
      • Enjoy two Qantas Club Lounge invitations every year. Conditions apply.
      • Complimentary domestic and overseas travel insurance. Conditions apply.
    • interest rate

      20.74%

    • balance transfer rate

    • annual fee

      $249

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    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

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    • Westpac Low Rate
      • 0.99% p.a. on balance transfers for 14 months at card application
      • $45 annual fee
      • Apply online and get a response in 60 seconds
    • interest rate

      13.49%

    • balance transfer rate

      0.99% for 14 months

    • annual fee

      $45

    • Go to site
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    • St.George Vertigo
      • 0% p.a. for 12 months on balance transfers requested at application
      • Up to 55 days interest free on purchases
      • $55 annual fee
    • interest rate

      13.24%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Up to 55 days interest free on purchases.
      • Apply online and get a response in 60 seconds
    • interest rate

      0.00% for 12 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Virgin Money Virgin Low Rate Credit Card
      • 2.90% p.a. for 9 months on balance transfers. Conditions apply
      • Up to 44 interest free days
      • $99 annual fee
    • interest rate

      10.99%

    • balance transfer rate

      2.90% for 9 months and then cash rate

    • annual fee

      $99

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    • Bankwest Breeze
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • interest rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

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    • NAB Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • interest rate

      0.00% for 5 months then 13.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $59

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    • Virgin Money Virgin Australia Velocity Flyer Card - 0% for 6 months offer
      • 0% p.a. for up to 6 months on purchases
      • 0% p.a. for 6 months on balance transfers
      • Exclusive half annual fee waiver for the first year
    • interest rate

      0.00% for 6 months then 20.74%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $129$65 in the first year

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    • Bank of Queensland Low Rate
      • 0% p.a. on balance transfers for 9 months
      • $55 annual fee
      • Up to 55 days interest free on purchases
    • interest rate

      13.49%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • American Express Platinum Edge Credit Card
      • Enjoy a complimentary annual domestic return flight
      • 0.99% p.a. balance transfer for the first 6 months. Conditions apply
      • 10,000 Membership Rewards bonus points. New card members only
    • balance transfer rate

      0.99% for 6 months

    • interest rate

      20.74%

    • annual fees

      $195

    • Go to site
    Click for more info
    • Westpac Low Rate
      • 0.99% p.a. on balance transfers for 14 months at card application
      • $45 annual fee
      • Apply online and get a response in 60 seconds
    • balance transfer rate

      0.99% for 14 months

    • interest rate

      13.49%

    • annual fees

      $45

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0% p.a. for 12 months on balance transfers requested at application
      • Up to 55 days interest free on purchases
      • $55 annual fee
    • balance transfer rate

      0.00% for 12 months

    • interest rate

      13.24%

    • annual fees

      $55

    • Go to site
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    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.9% p.a. for 12 months on balance transfers. Conditions apply
      • Exclusive half annual fee waiver for the first year
      • Up to 44 interest free days on purchases
    • balance transfer rate

      0.90% for 12 months and then cash rate

    • interest rate

      20.74%

    • annual fees

      $129$65 in the first year

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    • Bankwest Breeze
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 13 months

    • interest rate

      11.99%

    • annual fees

      $59

    • Go to site
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    • Commonwealth Bank Low Fee Credit Card
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only.
    • balance transfer rate

      5.99% for 5 months and then cash rate

    • interest rate

      0.00% for 12 months then 19.74%

    • annual fees

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
    Click for more info
    • Bank of Queensland Low Rate
      • 0% p.a. on balance transfers for 9 months
      • $55 annual fee
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 9 months and then cash rate

    • interest rate

      13.49%

    • annual fees

      $55

    • Go to site
    Click for more info
    • NAB Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • balance transfer rate

      4.99% for 6 months

    • interest rate

      0.00% for 5 months then 13.99%

    • annual fees

      $59

    • Go to site
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    • HSBC Platinum
      • 0% p.a balance transfer for 8 months. Conditions apply
      • Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 8 months and then cash rate

    • interest rate

      19.99%

    • annual fees

      $129

    • Go to site
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    • American Express Qantas American Express Discovery Card
      • 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
      • No annual card fee
      • Earn up to 1 Qantas Point per $1 spent on purchases with your card
    • balance transfer rate

      0.99% for 6 months

    • interest rate

      20.74%

    • annual fees

      $0

    • Go to site
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    • Virgin Money Virgin Australia Velocity Flyer Card - 0% for 6 months offer
      • 0% p.a. for up to 6 months on purchases
      • 0% p.a. for 6 months on balance transfers
      • Exclusive half annual fee waiver for the first year
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • interest rate

      0.00% for 6 months then 20.74%

    • annual fees

      $129$65 in the first year

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    • Bankwest Breeze Gold
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 13 months

    • interest rate

      11.99%

    • annual fees

      $89

    • Go to site
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    • Commonwealth Bank Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Up to 55 days interest free on purchases.
      • Apply online and get a response in 60 seconds
    • balance transfer rate

      5.99% for 5 months and then cash rate

    • interest rate

      0.00% for 12 months then 12.99%

    • annual fees

      $78$48 if CBA customer when applying

    • Go to site
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    • NAB Low Fee Card
      • $0 annual fee
      • Up to 44 days interest free on purchases
      • Your choice of a MasterCard or Visa card
    • balance transfer rate

      4.99% for 6 months

    • interest rate

      19.49%

    • annual fees

      $0

    • Go to site
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    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • balance transfer rate

      2.99% for 9 months

    • interest rate

      17.99%

    • annual fees

      $0

    • Go to site
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    • HSBC Credit Card
      • 0% p.a. balance transfer for 6 months
      • No annual fee for the life of the card
      • Up to 55 days interest-free on purchases
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • interest rate

      17.99%

    • annual fees

      $0

    • Go to site
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    • Virgin Money Virgin Low Rate Credit Card
      • 2.90% p.a. for 9 months on balance transfers. Conditions apply
      • Up to 44 interest free days
      • $99 annual fee
    • balance transfer rate

      2.90% for 9 months and then cash rate

    • interest rate

      10.99%

    • annual fees

      $99

    • Go to site
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    • NAB Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • intro interest rate

      0.00% for 5 months

    • interest rate

      0.00% for 5 months then 13.99%

    • balance transfer rate

      4.99% for 6 months

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    • Virgin Money Virgin Australia Velocity Flyer Card - 0% for 6 months offer
      • 0% p.a. for up to 6 months on purchases
      • 0% p.a. for 6 months on balance transfers
      • Exclusive half annual fee waiver for the first year
    • intro interest rate

      0.00% for 6 months

    • interest rate

      0.00% for 6 months then 20.74%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
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    • Commonwealth Bank Low Fee Credit Card
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only.
    • intro interest rate

      0.00% for 12 months

    • interest rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Up to 55 days interest free on purchases.
      • Apply online and get a response in 60 seconds
    • intro interest rate

      0.00% for 12 months

    • interest rate

      0.00% for 12 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
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    • St.George Vertigo
      • 0% p.a. for 12 months on balance transfers requested at application
      • Up to 55 days interest free on purchases
      • $55 annual fee
    • annual fees

      $55

    • interest rate

      13.24%

    • balance transfer rate

      0.00% for 12 months

    • Go to site
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    • Westpac Low Rate
      • 0.99% p.a. on balance transfers for 14 months at card application
      • $45 annual fee
      • Apply online and get a response in 60 seconds
    • annual fees

      $45

    • interest rate

      13.49%

    • balance transfer rate

      0.99% for 14 months

    • Go to site
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    • American Express Qantas American Express Discovery Card
      • 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
      • No annual card fee
      • Earn up to 1 Qantas Point per $1 spent on purchases with your card
    • annual fees

      $0

    • interest rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • Go to site
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    • Bankwest Breeze
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • annual fees

      $59

    • interest rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

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    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 you spend on your everyday purchases. Conditions apply
      • Up to 62 days interest free on purchases when you pay the full balance off each month
    • annual fees

      $0

    • interest rate

      17.99%

    • balance transfer rate

    • Go to site
    Click for more info
    • Commonwealth Bank Low Fee Credit Card
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only.
    • annual fees

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • interest rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
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    • Virgin Money Virgin No Annual Fee Credit Card
      • $50 eftpos gift card when you start spending in your first month. Offer available until 14 January 2014.
      • No annual fee for the life of the card
      • 2.9% p.a. for 6 months on balance transfers
    • annual fees

      $0

    • interest rate

      18.99%

    • balance transfer rate

      2.90% for 6 months and then cash rate

    • Go to site
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    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
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    • Bank of Queensland Low Rate
      • 0% p.a. on balance transfers for 9 months
      • $55 annual fee
      • Up to 55 days interest free on purchases
    • annual fees

      $55

    • interest rate

      13.49%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • Go to site
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    • American Express American Express Velocity Escape Card
      • $0 p.a. annual card fee
      • Earn up to 2 Velocity Points for every $1 spent
      • Introductory offer - 7,500 bonus Velocity Points
    • annual fees

      $0

    • interest rate

      20.74%

    • balance transfer rate

    • Go to site
    Click for more info
    • NAB Low Fee Card
      • $0 annual fee
      • Up to 44 days interest free on purchases
      • Your choice of a MasterCard or Visa card
    • annual fees

      $0

    • interest rate

      19.49%

    • balance transfer rate

      4.99% for 6 months

    • Go to site
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    • HSBC Credit Card
      • 0% p.a. balance transfer for 6 months
      • No annual fee for the life of the card
      • Up to 55 days interest-free on purchases
    • annual fees

      $0

    • interest rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
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    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Up to 55 days interest free on purchases
      • Complimentary international travel insurance
    • interest rate

      0.00% for 12 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • American Express Qantas American Express Premium Card
      • Earn up to 2 Qantas points per $1 spent. Conditions apply.
      • Enjoy two Qantas Club Lounge invitations every year. Conditions apply.
      • Complimentary domestic and overseas travel insurance. Conditions apply.
    • interest rate

      20.74%

    • balance transfer rate

    • annual fees

      $249

    • Go to site
    Click for more info
    • Bankwest Breeze Gold
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 55 days interest free on purchases
    • interest rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fees

      $89

    • Go to site
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    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • $0 annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 12 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
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    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fees

      $0

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    • HSBC Platinum Qantas
      • 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
      • 0% p.a. balance transfer for 6 months. Conditions apply
      • Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia
    • interest rate

      19.99%

    • annual fees

      $199

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
    Click for more info
    • American Express Platinum Edge Credit Card
      • Enjoy a complimentary annual domestic return flight
      • 0.99% p.a. balance transfer for the first 6 months. Conditions apply
      • 10,000 Membership Rewards bonus points. New card members only
    • interest rate

      20.74%

    • annual fees

      $195

    • balance transfer rate

      0.99% for 6 months

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    • Bankwest Breeze Platinum
      • 0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • interest rate

      11.99%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 13 months

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    • Commonwealth Bank Platinum Awards Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Earn up to 2.5 Awards points for every dollar spent
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 12 months then 20.24%

    • annual fees

      $280$250 if CBA customer when applying

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • HSBC Platinum
      • 0% p.a balance transfer for 8 months. Conditions apply
      • Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
      • Up to 55 days interest free on purchases
    • interest rate

      19.99%

    • annual fees

      $129

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • Go to site
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    • Commonwealth Bank Diamond Awards Credit Card
      • Enjoy 0% p.a. on purchases for 12 months on new personal credit cards. Limited time only
      • Earn up to 3 Awards points for every dollar spent
      • Apply online and get a response in 60 seconds
    • interest rate

      0.00% for 12 months then 20.24%

    • annual fees

      $425$395 if CBA customer when applying

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • annual fees

      $0

    • balance transfer rate

      2.99% for 9 months

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Top 5 Lowest interest rate

- based on ongoing interest rate
  1. 10.99%
    Virgin Money
  2. 11.99%
    Bankwest
    Breeze
  3. 12.99%
    Commonwealth Bank
  4. 13.24%
    St.George
    Vertigo
  5. 13.49%
    Westpac
    Low Rate
  1. 8.99%
    Community First
  2. 9.99%
    Victoria Teachers Mutual Bank
  3. 10.12%
    Maritime, Mining & Power Credit Union
  4. 10.14%
    bankmecu
    Low Rate
  5. 10.49%
    SCU
  1. 12.99%
    Commonwealth Bank
  2. 13.49%
    ANZ
    Low Rate
  3. 13.49%
    Westpac
    Low Rate
  4. 13.99%
    NAB
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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