Insurance

Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer, or insurance carrier (often called an "insurance company), is sells the insurance policy to customers. The customers, who are called the insured or policyholder, are the person or entity (which may be a private company or other organization) buying the insurance policy. The amount of money to the customer pays for a certain amount of insurance coverage is called the "premium". Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

The transaction involves the insured making a payment to the insurer in exchange for the insurer's promise to compensate (indemnity) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. In the event that the insured experiences a financial or personal loss which is covered by the insurance policy, the insured makes an insurance claim to the insurer. Insurance company claims adjusters and other insurance company employees assess the claim. Insurance policies typically set out certain circumstances or actions which will void the insurance policy; if the insurance policy is voided, then the insurer may not have to pay out the claim.

New Jersey

New Jersey is a state in the Northeastern and Middle Atlantic regions of the United States. It is bordered on the north and east by New York, on the southeast and south by the Atlantic Ocean, on the west by Pennsylvania, and on the southwest by Delaware. New Jersey is the fourth-smallest state, but the 11th-most populous and the most densely populated of the 50 United States. New Jersey lies entirely within the combined statistical areas of New York City and Philadelphia and is the second-wealthiest U.S. state by median household income as of 2014.

New Jersey was inhabited by Native Americans for more than 2,800 years, with historical tribes such as the Lenape along the coast. In the early 17th century, the Dutch and the Swedes made the first European settlements. The English later seized control of the region, naming it the Province of New Jersey after the largest of the Channel Islands, Jersey, and granting it as a colony to Sir George Carteret and John Berkeley, 1st Baron Berkeley of Stratton. New Jersey was the site of several decisive battles during the American Revolutionary War in the 18th century.

Social media

Social media are computer-mediated tools that allow people or companies to create, share, or exchange information, career interests, ideas, and pictures/videos in virtual communities and networks. Social media is defined as "a group of Internet-based applications that build on the ideological and technological foundations of Web 2.0, and that allow the creation and exchange of user-generated content." Furthermore, social media depend on mobile and web-based technologies to create highly interactive platforms through which individuals and communities share, co-create, discuss, and modify user-generated content. They introduce substantial and pervasive changes to communication between businesses, organizations, communities, and individuals. These changes are the focus of the emerging field of technoself studies. Social media differ from traditional or industrial media in many ways, including quality,reach, frequency, usability, immediacy, and permanence. Social media operate in a dialogic transmission system (many sources to many receivers). This is in contrast to traditional media that operates under a monologic transmission model (one source to many receivers).

Keke Palmer discography

The discography of Keke Palmer, an American R&B singer-songwriter, consists of one studio album, one extended play, three mixtapes and seven singles. In 2005, Palmer signed a record deal with Atlantic Records. Palmer released her debut album So Uncool on September 18, 2007. The album failed to chart on the US Billboard 200, but did chart at number 85 on the R&B chart. The album was preceded by the lead single "Keep It Movin'". In 2010, Palmer was signed by the Chairman of Interscope Records, Jimmy Iovine, and began working on an album.

In January 2011, Palmer released her first mixtape Awaken. The mixtape was officially released on January 10, 2011, for downloads on mixtape-downloading websites. The first and only single released from the mixtape was "The One You Call". A music video was also released for the song. In July 2012, Palmer released the single "You Got Me" featuring Kevin McCall. The video for the single was released on July 11, 2012. Palmer released a self-titled mixtape Keke Palmer on October 1, 2012. It includes her new singles "You Got Me" & "Dance Alone" which have already been released. On May 16, 2013, Keke Palmer released a video showing her recording and performing a cover of Alicia Keys song "If I Ain't Got You".

The Hartford

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company that is part of the Fortune 500 list. Headquartered in Hartford, Connecticut, The Hartford's 2013 revenues were $26.2 billion. The company’s earnings are divided between property-and-casualty operations, group benefits and mutual funds.

The Hartford is the 12th-largest property & casualty company in the United States, The Hartford sells its products primarily through a network of agents and brokers, and has been the direct auto and home insurance writer for members of AARP (formerly the American Association of Retired Persons) for more than 25 years.

The company's product offerings include: