A sample picture of a fictional ATM card.

An ATM card (also known as a bank card, client card, key card, or cash card) is a card issued by a bank, credit union, or building society that can be used in an Automated Teller Machine (ATM) for transactions such as: deposits, withdrawals, account information, and other types of transactions, often through interbank networks.

It can also be used on improvised ATMs, such as merchants' card terminals that deliver ATM features without any cash drawer (commonly referred to as mini ATMs).^[1][2] These terminals can also be used as Cashless scrip ATMs by cashing the fund transfer receipt at the merchant's Cashier.^[3]

The dimensions of an ATM card[link]

ATM cards are typically about 86 × 54 mm, i.e. ISO/IEC 7810 ID-1 size.

Similar to the size of an Credit Card, Debit Card, and so on.

Non ATM uses of an ATM card[link]

Some ATM cards can also be used:

• at a branch, as identification for in-person transactions
• at merchants, for EFTPOS (Point of Sale / POS) purchases

Unlike an offline debit card that is signature based, in-store purchases or refunds with an ATM card require authentication through a Personal Identification Number (PIN), similar to an online debit card that is also PIN based. This means that ATM cards cannot be used at merchants that are without a direct connection to an interbank network.

For other types of transactions through telephone or online banking, this may be performed with an ATM card without in-person authentication. This includes account balance inquiries, electronic bill payments, or in some cases, online purchases (see Interac Online).

ATM card networks[link]

In some banking networks, the two functions of ATM cards and debit cards are combined into a single card called simply as a debit card or also commonly called as bank card. These are able to perform banking tasks at ATMs and also make point-of-sale transactions, with both features using a PIN.

Canada's Interac and Europe's Maestro are examples of networks that link bank accounts with point-of-sale equipment.

Some debit card networks also started their lives as ATM card networks before evolving into full fledged debit card networks, example of these networks are: Development Bank of Singapore (DBS)'s Network for Electronic Transfers (NETS) and Bank Central Asia (BCA)'s Debit BCA, both of them were later on adopted by other banks (with Prima Debit being the Prima interbank network version of Debit BCA).

ATM cards misuse[link]

Due to increased illegal copies of cards with a magnetic stripe, the European Payments Council established a Card Fraud Prevention Task Force in 2003 that spawned a commitment to migrate all ATMs and POS applications to use a chip-and-PIN solution until the end of 2010.^[4] The "SEPA for Cards"^[5] has completely removed the magnetic stripe requirement from the former Maestro debit cards, and the savings banks have announced that they will ship their debit cards without a magnetic stripe beginning in 2012.^[6] Making them unuseable in any ATM or merchant that is only capable of reading a magnetic stripe card.

See also[link]

• Credit card
• Debit card

Notes[link]

Look up ATM or atm in Wiktionary, the free dictionary.

ATM or atm is an abbreviation which may refer to:

Science and technology[link]

• abundance time measures, physics
• Adobe Type Manager, computer program for managing fonts
• Air traffic management, a concept in air navigation that includes air traffic control.
• Alternating Turing machine, model of computation used in theoretical computer science
• Amateur Telescope Maker, person engaged in the hobby of Amateur Telescope Making
• Amateur Telescope Making, series of three books by Albert Graham Ingalls
• Anjungan Tunai Mandiri, Indonesian term for Automated Teller Machine that means 'Autonomous Cash Platform'
• Apollo Telescope Mount, solar observatory attached to Skylab, the first US space station
• Asynchronous Transfer Mode, telecommunications protocol used in networking
• Ataxia telangiectasia mutated, protein kinase that plays a role in response to DNA damage
• ATM (computer), a ZX Spectrum clone, developed in Moscow in 1991
• Atmosphere (unit) ("atm"), unit of atmospheric pressure
• Automated Teller Machine, cash dispenser or cash machine
• Azithromycin an azalide, subclass of macrolide antibiotics

People and organizations[link]

• Airport code for Altamira Airport in Brazil
• Andrew Martin Andrew "Test" Martin, deceased Canadian professional wrestler
• "Angkatan Tentera Malaysia", the Malaysian Armed Forces
• Anna Tomanová Makanová (Serb. Ана Томанова Маканова, Ana Tomanova Makanova), president of the National Council of the Slovak National Minority in Serbia.
• Association of Teachers of Mathematics, UK teacher organisation
• Azienda Trasporti Milanesi, public company responsible for public transportation in Milan

Miscellaneous[link]

• ATM (film), a 2012 American film
• "Able Toastmaster", used as a postnominal for people granted awards from Toastmasters International
• Active Traffic Management, motorway scheme on the M42 in England
• Actun Tunichil Muknal, cave in Belize of interest in Mayan archaeology
• Aggregate Trailer Mass, the total mass of a fully laden trailer
• Asian Tiger Mosquito (Aedes albopictus)
• Ass to mouth, type of sexual act
• Internet slang for "at the moment"
• At-the-money, term used in option pricing
• Athlone, Tullamore, Mullingar Gateway or Midlands Gateway
• Automatenmarken, (German) gummed or self adhesive label for postal use
• Awareness Through Movement, group lesson in the Feldenkrais method
• logo of the sports teams of Texas A&M University
• Azhagiya Tamil Magan, a 2007 Tamil film sometimes shortened to ATM

This disambiguation page lists articles associated with the same title. If an internal link led you here, you may wish to change the link to point directly to the intended article.

Look up card in Wiktionary, the free dictionary.

Card (from Greek χάρτης - chartēs, "paper, papyrus") primarily refers to an entire or piece of card stock.

Card may refer to:

Small flat objects[link]

As a surname[link]

• Andrew Card, politician, Secretary of Transportation under George H.W. Bush and White House Chief of Staff under George W. Bush
• Orson Scott Card, science fiction author
• David Card, Canadian labour economist and professor at the University of California, Berkeley
• Michael Card, American Christian singer-songwriter, author, and radio host

In sports[link]

• Card (sports), the lineup of the matches in an event
• Arizona Cardinals, a National Football League team nicknamed the "Cards"
• St. Louis Cardinals, a Major League Baseball team nicknamed the "Cards"

Other[link]

• Failed to parse (Missing texvc executable; please see math/README to configure.): card

, in mathematical notation, a function that returns the cardinality of a set

• A tool for carding
• Apple IIe Card, a compatibility card
• Cards (iOS), a card-making application on iOS

As an acronym[link]

• Community Assistance for Reconstruction, Development, and Stabilisation (CARDS) programme, the European Union's main financial assistance instrument to the western Balkans
• Caspase recruitment domain or CARD domain, an interaction motif found in a wide array of proteins
• Wolfson Centre for Age-Related Diseases
• Credit CARD Act of 2009 (Credit Card Accountability, Responsibility, and Disclosure Act of 2009), signed into law in 2009 by President Obama
• Collegiate Aerial Robotics Demonstration, a competition
• Collaborating Agencies Responding to Disasters, a non-profit focused on emergency preparedness or underserved communities
• Child Abduction Rapid Deployment, FBI Team

The Card[link]

The Card may refer to:

• The Card, Arnold Bennett's 1911 novel
  • The Card (1922 film), based on the novel
  • The Card (1952 film), based on the novel
  • The Card (musical), based on the novel
• "The Card", an episode of SpongeBob SquarePants (season 6)

See also[link]

• All pages beginning with "Card"

• All pages with titles containing "Card"

• Card game
• Carding (disambiguation)

This disambiguation page lists articles associated with the same title. If an internal link led you here, you may wish to change the link to point directly to the intended article.