Conventional long name	United States of America
Common name	the United States
Image coat	US-GreatSeal-Obverse.svg
Length	1776–present
Symbol type	Great Seal
National motto	In God We Trust(official)(traditional)(Latin: Out of Many, One)
Map width	220px
National anthem	"The Star-Spangled Banner"
Official languages	None at federal level
Languages type	National language
Languages	English (''de facto'')
Capital	Washington, D.C.
Largest city	New York City
Government type	Federal presidential constitutional republic
Leader title1	President
Leader name1	Barack Obama (D)
Leader title2	Vice President
Leader name2	Joe Biden (D)
Leader title3
Leader name3	John Boehner (R)
Leader title4	Chief Justice
Leader name4	John Roberts
Legislature	Congress
Upper house	Senate
Lower house	House of Representatives
Sovereignty type	Independence
Established event1	Declared
Established date1	July 4, 1776
Established event2	Recognized
Established date2	September 3, 1783
Established event3	Current constitution
Established date3	June 21, 1788
Area footnote
Area sq mi	3794101
Area km2	9826675
Area rank	3rd/4th
Area magnitude	1 E12
Percent water	6.76
Population estimate	}}

|population_estimate_year = 2011 |population_estimate_rank = 3rd |population_density_km2 = 33.7 |population_density_sq_mi = 87.4 |GDP_PPP_year = 2010 |GDP_PPP = $14.780 trillion |GDP_PPP_rank = 1st |GDP_PPP_per_capita = $47,123 |GDP_PPP_per_capita_rank = 6th |GDP_nominal = $14.780 trillion |GDP_nominal_rank = 1st |GDP_nominal_year = 2010 |GDP_nominal_per_capita = $47,132 |GDP_nominal_per_capita_rank = 9th |HDI_year = 2010 |HDI = 0.902 |HDI_rank = 4th |HDI_category = very high |EF_year = 2007 |EF = 8.0 gha |EF_rank = 6th |Gini = 45.0 |Gini_rank = 39th |Gini_year = 2007 |currency = United States dollar ($) |currency_code = USD |country_code = USA |utc_offset = −5 to −10 |utc_offset_DST = −4 to −10 |cctld = .us .gov .mil .edu |calling_code = +1 |date_format = m/d/yy (AD) |drives_on = right |demonym = American |footnotes = a. English is the official language of at least 28 states—some sources give a higher figure, based on differing definitions of "official". English and Hawaiian are both official languages in the state of Hawaii.

b. English is the ''de facto'' language of American government and the sole language spoken at home by 80% of Americans age five and older. Spanish is the second most commonly spoken language.

c. Whether the United States or the People's Republic of China is larger is disputed. The figure given is from the U.S. Central Intelligence Agency's ''World Factbook''. Other sources give smaller figures. All authoritative calculations of the country's size include only the 50 states and the District of Columbia, not the territories.

d. The population estimate includes people whose usual residence is in the fifty states and the District of Columbia, including noncitizens. It does not include either those living in the territories, amounting to more than 4 million U.S. citizens (most in Puerto Rico), or U.S. citizens living outside the United States. }}

The United States of America (also called the United States, the States, the U.S., the USA, and America) is a federal constitutional republic comprising fifty states and a federal district. The country is mostly in central North America, where its forty-eight contiguous states and Washington, D.C., the capital district, lie between the Pacific and Atlantic Oceans, bordered by Canada to the north and Mexico to the south. The state of Alaska is in the northwest of the continent, with Canada to the east and Russia to the west across the Bering Strait. The state of Hawaii is an archipelago in the mid-Pacific. The country also possesses several territories in the Pacific and Caribbean.

At 3.79 million square miles (9.83 million km²) and with over 312 million people, the United States is the third or fourth largest country by total area, and the third largest by both land area and population. It is one of the world's most ethnically diverse and multicultural nations, the product of large-scale immigration from many countries. The U.S. economy is the world's largest national economy, with an estimated 2010 GDP of $14.780 trillion (23% of nominal global GDP and 20% of global GDP at purchasing-power parity).

Indigenous peoples have inhabited what is now the mainland United States for between 12,000 and 40,000 years since the Paleo-Indians crossed the Bearing land bridge from Asia to North America. This Native American population was greatly reduced by disease and warfare after European contact. The United States was founded by thirteen British colonies located along the Atlantic seaboard. On July 4, 1776, they issued the Declaration of Independence, which proclaimed their right to self-determination and their establishment of a cooperative union. The rebellious states defeated the British Empire in the American Revolution, the first successful colonial war of independence. The current United States Constitution was adopted on September 17, 1787; its ratification the following year made the states part of a single republic with a strong central government. The Bill of Rights, comprising ten constitutional amendments guaranteeing many fundamental civil rights and freedoms, was ratified in 1791.

Through the 19th century, the United States displaced native tribes, acquired the Louisiana territory from France, Florida from Spain, part of the Oregon Country from the United Kingdom, Alta California and New Mexico from Mexico, Alaska from Russia, and annexed the Republic of Texas and the Republic of Hawaii. Disputes between the agrarian South and industrial North over the expansion of the institution of slavery and states' rights provoked the Civil War of the 1860s. The North's victory prevented a permanent split of the country and led to the end of legal slavery in the United States. By the 1870s, its national economy was the world's largest. The Spanish–American War and World War I confirmed the country's status as a military power. It emerged from World War II as the first country with nuclear weapons and a permanent member of the United Nations Security Council. The end of the Cold War and the dissolution of the Soviet Union left the United States as the sole superpower. The country accounts for 41% of global military spending, and it is a leading economic, political, and cultural force in the world.

Etymology

In 1507, German cartographer Martin Waldseemüller produced a world map on which he named the lands of the Western Hemisphere "America" after Italian explorer and cartographer Amerigo Vespucci. The former British colonies first used the country's modern name in the 1776 Declaration of Independence, the "unanimous Declaration of the thirteen united States of America". On November 15, 1777, the Second Continental Congress adopted the Articles of Confederation, which states, "The Stile of this Confederacy shall be 'The United States of America.'" The Franco-American treaties of 1778 used "United States of North America", but from July 11, 1778, "United States of America" was used on the country's bills of exchange, and it has been the official name ever since.

The short form "United States" is also standard. Other common forms include the "U.S.", the "USA", and "America". Colloquial names include the "U.S. of A." and, internationally, the "States". "Columbia", a once popular name for the United States, derives from Christopher Columbus; it appears in the name "District of Columbia".

The standard way to refer to a citizen of the United States is as an "American". Although "United States" is the official appositional term, "American" and "U.S." are more commonly used to refer to the country adjectivally ("American values", "U.S. forces"). "American" is rarely used in English to refer to people not connected to the United States.

The phrase "United States" was originally treated as plural—e.g., "the United States are"—including in the Thirteenth Amendment to the United States Constitution, ratified in 1865. It became common to treat it as singular—e.g., "the United States is"—after the end of the Civil War. The singular form is now standard; the plural form is retained in the idiom "these United States".

Geography and environment

The land area of the contiguous United States is approximately . Alaska, separated from the contiguous United States by Canada, is the largest state at . Hawaii, occupying an archipelago in the central Pacific, southwest of North America, has just over . The United States is the world's third or fourth largest nation by total area (land and water), ranking behind Russia and Canada and just above or below China. The ranking varies depending on how two territories disputed by China and India are counted and how the total size of the United States is measured: calculations range from to to . Including only land area, the United States is third in size behind Russia and China, just ahead of Canada.

The coastal plain of the Atlantic seaboard gives way further inland to deciduous forests and the rolling hills of the Piedmont. The Appalachian Mountains divide the eastern seaboard from the Great Lakes and the grasslands of the Midwest. The Mississippi–Missouri River, the world's fourth longest river system, runs mainly north–south through the heart of the country. The flat, fertile prairie of the Great Plains stretches to the west, interrupted by a highland region in the southeast. The Rocky Mountains, at the western edge of the Great Plains, extend north to south across the country, reaching altitudes higher than 14,000 feet (4,300 m) in Colorado. Farther west are the rocky Great Basin and deserts such as the Mojave. The Sierra Nevada and Cascade mountain ranges run close to the Pacific coast. At 20,320 feet (6,194 m), Alaska's Mount McKinley is the tallest peak in the country and in North America. Active volcanoes are common throughout Alaska's Alexander and Aleutian Islands, and Hawaii consists of volcanic islands. The supervolcano underlying Yellowstone National Park in the Rockies is the continent's largest volcanic feature. The United States, with its large size and geographic variety, includes most climate types. To the east of the 100th meridian, the climate ranges from humid continental in the north to humid subtropical in the south. The southern tip of Florida is tropical, as is Hawaii. The Great Plains west of the 100th meridian are semi-arid. Much of the Western mountains are alpine. The climate is arid in the Great Basin, desert in the Southwest, Mediterranean in coastal California, and oceanic in coastal Oregon and Washington and southern Alaska. Most of Alaska is subarctic or polar. Extreme weather is not uncommon—the states bordering the Gulf of Mexico are prone to hurricanes, and most of the world's tornadoes occur within the country, mainly in the Midwest's Tornado Alley.

The U.S. ecology is considered "megadiverse": about 17,000 species of vascular plants occur in the contiguous United States and Alaska, and over 1,800 species of flowering plants are found in Hawaii, few of which occur on the mainland. The United States is home to more than 400 mammal, 750 bird, and 500 reptile and amphibian species. About 91,000 insect species have been described. The Endangered Species Act of 1973 protects threatened and endangered species and their habitats, which are monitored by the United States Fish and Wildlife Service. There are fifty-eight national parks and hundreds of other federally managed parks, forests, and wilderness areas. Altogether, the government owns 28.8% of the country's land area. Most of this is protected, though some is leased for oil and gas drilling, mining, logging, or cattle ranching; 2.4% is used for military purposes.

Political divisions

The United States is a federal union of fifty states. The original thirteen states were the successors of the thirteen colonies that rebelled against British rule. Early in the country's history, three new states were organized on territory separated from the claims of the existing states: Kentucky from Virginia; Tennessee from North Carolina; and Maine from Massachusetts. Most of the other states have been carved from territories obtained through war or purchase by the U.S. government. One set of exceptions comprises Vermont, Texas, and Hawaii: each was an independent republic before joining the union. During the American Civil War, West Virginia broke away from Virginia. The most recent state—Hawaii—achieved statehood on August 21, 1959. The states do not have the right to secede from the union.

The states compose the vast bulk of the U.S. land mass; the two other areas considered integral parts of the country are the District of Columbia, the federal district where the capital, Washington, is located; and Palmyra Atoll, an uninhabited but incorporated territory in the Pacific Ocean. The United States also possesses five major overseas territories: Puerto Rico and the United States Virgin Islands in the Caribbean; and American Samoa, Guam, and the Northern Mariana Islands in the Pacific. Those born in the major territories (except for American Samoa) possess U.S. citizenship. American citizens residing in the territories have many of the same rights and responsibilities as citizens residing in the states; however, they are generally exempt from federal income tax, may not vote for president, and have only nonvoting representation in the U.S. Congress.

History

Native American and European settlement

The indigenous peoples of the U.S. mainland, including Alaska Natives, are believed to have migrated from Asia, beginning between 12,000 and 40,000 years ago. Some, such as the pre-Columbian Mississippian culture, developed advanced agriculture, grand architecture, and state-level societies. After Europeans began settling the Americas, many millions of indigenous Americans died from epidemics of imported diseases such as smallpox.

In 1492, Genoese explorer Christopher Columbus, under contract to the Spanish crown, reached several Caribbean islands, making first contact with the indigenous people. On April 2, 1513, Spanish conquistador Juan Ponce de León landed on what he called "La Florida"—the first documented European arrival on what would become the U.S. mainland. Spanish settlements in the region were followed by ones in the present-day southwestern United States that drew thousands through Mexico. French fur traders established outposts of New France around the Great Lakes; France eventually claimed much of the North American interior, down to the Gulf of Mexico. The first successful English settlements were the Virginia Colony in Jamestown in 1607 and the Pilgrims' Plymouth Colony in 1620. The 1628 chartering of the Massachusetts Bay Colony resulted in a wave of migration; by 1634, New England had been settled by some 10,000 Puritans. Between the late 1610s and the American Revolution, about 50,000 convicts were shipped to Britain's American colonies. Beginning in 1614, the Dutch settled along the lower Hudson River, including New Amsterdam on Manhattan Island.

In 1674, the Dutch ceded their American territory to England; the province of New Netherland was renamed New York. Many new immigrants, especially to the South, were indentured servants—some two-thirds of all Virginia immigrants between 1630 and 1680. By the turn of the 18th century, African slaves were becoming the primary source of bonded labor. With the 1729 division of the Carolinas and the 1732 colonization of Georgia, the thirteen British colonies that would become the United States of America were established. All had local governments with elections open to most free men, with a growing devotion to the ancient rights of Englishmen and a sense of self-government stimulating support for republicanism. All legalized the African slave trade. With high birth rates, low death rates, and steady immigration, the colonial population grew rapidly. The Christian revivalist movement of the 1730s and 1740s known as the Great Awakening fueled interest in both religion and religious liberty. In the French and Indian War, British forces seized Canada from the French, but the francophone population remained politically isolated from the southern colonies. Excluding the Native Americans (popularly known as "American Indians"), who were being displaced, those thirteen colonies had a population of 2.6 million in 1770, about one-third that of Britain; nearly one in five Americans were black slaves. Though subject to British taxation, the American colonials had no representation in the Parliament of Great Britain.

Independence and expansion

Tensions between American colonials and the British during the revolutionary period of the 1760s and early 1770s led to the American Revolutionary War, fought from 1775 to 1781. On June 14, 1775, the Continental Congress, convening in Philadelphia, established a Continental Army under the command of George Washington. Proclaiming that "all men are created equal" and endowed with "certain unalienable Rights", the Congress adopted the Declaration of Independence, drafted largely by Thomas Jefferson, on July 4, 1776. That date is now celebrated annually as America's Independence Day. In 1777, the Articles of Confederation established a weak confederal government that operated until 1789.

After the British defeat by American forces assisted by the French and Spanish, Great Britain recognized the independence of the United States and the states' sovereignty over American territory west to the Mississippi River. Those wishing to establish a strong national government with powers of taxation organized a constitutional convention in 1787. The United States Constitution was ratified in 1788, and the new republic's first Senate, House of Representatives, and president—George Washington—took office in 1789. The Bill of Rights, forbidding federal restriction of personal freedoms and guaranteeing a range of legal protections, was adopted in 1791.

Attitudes toward slavery were shifting; a clause in the Constitution protected the transatlantic slave trade only until 1808. The Northern states abolished slavery between 1780 and 1804, leaving the slave states of the South as defenders of the "peculiar institution". The Second Great Awakening, beginning about 1800, made evangelicalism a force behind various social reform movements, including abolitionism.

Americans' eagerness to expand westward prompted a long series of Indian Wars. The Louisiana Purchase of French-claimed territory under President Thomas Jefferson in 1803 almost doubled the nation's size. The War of 1812, declared against Britain over various grievances and fought to a draw, strengthened U.S. nationalism. A series of U.S. military incursions into Florida led Spain to cede it and other Gulf Coast territory in 1819. The Trail of Tears in the 1830s exemplified the Indian removal policy that stripped the native peoples of their land. The United States annexed the Republic of Texas in 1845, amid a period when the concept of Manifest Destiny was becoming popular. The 1846 Oregon Treaty with Britain led to U.S. control of the present-day American Northwest. The U.S. victory in the Mexican-American War resulted in the 1848 cession of California and much of the present-day American Southwest. The California Gold Rush of 1848–49 further spurred western migration. New railways made relocation easier for settlers and increased conflicts with Native Americans. Over a half-century, up to 40 million American bison, or buffalo, were slaughtered for skins and meat and to ease the railways' spread. The loss of the buffalo, a primary resource for the plains Indians, was an existential blow to many native cultures.

Civil War and industrialization

Tensions between slave and free states mounted with arguments over the relationship between the state and federal governments, as well as violent conflicts over the spread of slavery into new states. Abraham Lincoln, candidate of the largely antislavery Republican Party, was elected president in 1860. Before he took office, seven slave states declared their secession—which the federal government maintained was illegal—and formed the Confederate States of America. With the Confederate attack upon Fort Sumter, the Civil War began and four more slave states joined the Confederacy. Lincoln's Emancipation Proclamation in 1863 declared slaves in the Confederacy to be free. Following the Union victory in 1865, three amendments to the U.S. Constitution ensured freedom for the nearly four million African Americans who had been slaves, made them citizens, and gave them voting rights. The war and its resolution led to a substantial increase in federal power. The war remains the deadliest conflict in American history, resulting in the deaths of 620,000 soldiers.

After the war, the assassination of Lincoln radicalized Republican Reconstruction policies aimed at reintegrating and rebuilding the Southern states while ensuring the rights of the newly freed slaves. The resolution of the disputed 1876 presidential election by the Compromise of 1877 ended Reconstruction; Jim Crow laws soon disenfranchised many African Americans. In the North, urbanization and an unprecedented influx of immigrants from Southern Southern and Eastern Europe hastened the country's industrialization. The wave of immigration, lasting until 1929, provided labor and transformed American culture. National infrastructure development spurred economic growth. The 1867 Alaska Purchase from Russia completed the country's mainland expansion. The Wounded Knee Massacre in 1890 was the last major armed conflict of the Indian Wars. In 1893, the indigenous monarchy of the Pacific Kingdom of Hawaii was overthrown in a coup led by American residents; the United States annexed the archipelago in 1898. Victory in the Spanish–American War the same year demonstrated that the United States was a world power and led to the annexation of Puerto Rico, Guam, and the Philippines. The Philippines gained independence a half-century later; Puerto Rico and Guam remain U.S. territories.

World War I, Great Depression, and World War II

At the outbreak of World War I in 1914, the United States remained neutral. Most Americans sympathized with the British and French, although many opposed intervention. In 1917, the United States joined the Allies, and the American Expeditionary Forces helped to turn the tide against the Central Powers. After the war, the Senate did not ratify the Treaty of Versailles, which established the League of Nations. The country pursued a policy of unilateralism, verging on isolationism. In 1920, the women's rights movement won passage of a constitutional amendment granting women's suffrage. The prosperity of the Roaring Twenties ended with the Wall Street Crash of 1929 that triggered the Great Depression. After his election as president in 1932, Franklin D. Roosevelt responded with the New Deal, a range of policies increasing government intervention in the economy, including the establishment of the Social Security system. The Dust Bowl of the mid-1930s impoverished many farming communities and spurred a new wave of western migration. The United States, effectively neutral during World War II's early stages after Nazi Germany's invasion of Poland in September 1939, began supplying materiel to the Allies in March 1941 through the Lend-Lease program. On December 7, 1941, the Empire of Japan launched a surprise attack on Pearl Harbor, prompting the United States to join the Allies against the Axis powers as well as the internment of Japanese Americans by the thousands. Participation in the war spurred capital investment and industrial capacity. Among the major combatants, the United States was the only nation to become richer—indeed, far richer—instead of poorer because of the war. Allied conferences at Bretton Woods and Yalta outlined a new system of international organizations that placed the United States and Soviet Union at the center of world affairs. As victory was won in Europe, a 1945 international conference held in San Francisco produced the United Nations Charter, which became active after the war. The United States, having developed the first nuclear weapons, used them on the Japanese cities of Hiroshima and Nagasaki in August. Japan surrendered on September 2, ending the war.

Cold War and protest politics

The United States and Soviet Union jockeyed for power after World War II during the Cold War, dominating the military affairs of Europe through NATO and the Warsaw Pact, respectively. While they engaged in proxy wars and developed powerful nuclear arsenals, the two countries avoided direct military conflict. Resisting leftist land and income redistribution projects around the world, the United States often supported authoritarian governments. American troops fought Communist Chinese forces in the Korean War of 1950–53. The House Un-American Activities Committee pursued a series of investigations into suspected leftist subversion, while Senator Joseph McCarthy became the figurehead of anticommunist sentiment.

The 1961 Soviet launch of the first manned spaceflight prompted President John F. Kennedy's call for the United States to be first to land "a man on the moon", achieved in 1969. Kennedy also faced a tense nuclear showdown with Soviet forces in Cuba. Meanwhile, the United States experienced sustained economic expansion. A growing civil rights movement, symbolized and led by African Americans such as Rosa Parks, Martin Luther King, Jr., and James Bevel, used nonviolence to confront segregation and discrimination. Following Kennedy's assassination in 1963, the Civil Rights Act of 1964 and Voting Rights Act of 1965 were passed under President Lyndon B. Johnson. He also signed into law the Medicare and Medicaid programs. Johnson and his successor, Richard Nixon, expanded a proxy war in Southeast Asia into the unsuccessful Vietnam War. A widespread countercultural movement grew, fueled by opposition to the war, black nationalism, and the sexual revolution. Betty Friedan, Gloria Steinem, and others led a new wave of feminism that sought political, social, and economic equality for women.

As a result of the Watergate scandal, in 1974 Nixon became the first U.S. president to resign, to avoid being impeached on charges including obstruction of justice and abuse of power. The Jimmy Carter administration of the late 1970s was marked by stagflation and the Iran hostage crisis. The election of Ronald Reagan as president in 1980 heralded a rightward shift in American politics, reflected in major changes in taxation and spending priorities. His second term in office brought both the Iran-Contra scandal and significant diplomatic progress with the Soviet Union. The subsequent Soviet collapse ended the Cold War.

Contemporary era

Under President George H. W. Bush, the United States took a lead role in the UN–sanctioned Gulf War. The longest economic expansion in modern U.S. history—from March 1991 to March 2001—encompassed the Bill Clinton administration and the dot-com bubble. A civil lawsuit and sex scandal led to Clinton's impeachment in 1998, but he remained in office. The 2000 presidential election, one of the closest in American history, was resolved by a U.S. Supreme Court decision—George W. Bush, son of George H. W. Bush, became president.

On September 11, 2001, al-Qaeda terrorists struck the World Trade Center in New York City and The Pentagon near Washington, D.C., killing nearly three thousand people. In response, the Bush administration launched the global War on Terror, invading Afghanistan and removing the Taliban government and al-Qaeda training camps. Taliban insurgents continue to fight a guerrilla war. In 2002, the Bush administration began to press for regime change in Iraq on controversial grounds. Forces of a so-called Coalition of the Willing invaded Iraq in 2003, ousting Saddam Hussein. In 2005, Hurricane Katrina caused severe destruction along much of the Gulf Coast, devastating New Orleans. In 2008, amid a global economic recession, the first African American president, Barack Obama, was elected. In 2010, major health care and financial system reforms were enacted.

Government, elections, and politics

The United States is the world's oldest surviving federation. It is a constitutional republic and representative democracy, "in which majority rule is tempered by minority rights protected by law". The government is regulated by a system of checks and balances defined by the U.S. Constitution, which serves as the country's supreme legal document. In the American federalist system, citizens are usually subject to three levels of government, federal, state, and local; the local government's duties are commonly split between county and municipal governments. In almost all cases, executive and legislative officials are elected by a plurality vote of citizens by district. There is no proportional representation at the federal level, and it is very rare at lower levels.

The federal government is composed of three branches:

Legislative: The bicameral Congress, made up of the Senate and the House of Representatives, makes federal law, declares war, approves treaties, has the power of the purse, and has the power of impeachment, by which it can remove sitting members of the government.

Executive: The president is the commander-in-chief of the military, can veto legislative bills before they become law, and appoints the members of the Cabinet (subject to Senate approval) and other officers, who administer and enforce federal laws and policies.

Judicial: The Supreme Court and lower federal courts, whose judges are appointed by the president with Senate approval, interpret laws and overturn those they find unconstitutional.

The House of Representatives has 435 voting members, each representing a congressional district for a two-year term. House seats are apportioned among the states by population every tenth year. As of the 2000 census, seven states have the minimum of one representative, while California, the most populous state, has fifty-three. The Senate has 100 members with each state having two senators, elected at-large to six-year terms; one third of Senate seats are up for election every other year. The president serves a four-year term and may be elected to the office no more than twice. The president is not elected by direct vote, but by an indirect electoral college system in which the determining votes are apportioned to the states and the District of Columbia. The Supreme Court, led by the Chief Justice of the United States, has nine members, who serve for life.

The state governments are structured in roughly similar fashion; Nebraska uniquely has a unicameral legislature. The governor (chief executive) of each state is directly elected. Some state judges and cabinet officers are appointed by the governors of the respective states, while others are elected by popular vote.

The original text of the Constitution establishes the structure and responsibilities of the federal government and its relationship with the individual states. Article One protects the right to the "great writ" of habeas corpus, and Article Three guarantees the right to a jury trial in all criminal cases. Amendments to the Constitution require the approval of three-fourths of the states. The Constitution has been amended twenty-seven times; the first ten amendments, which make up the Bill of Rights, and the Fourteenth Amendment form the central basis of Americans' individual rights. All laws and governmental procedures are subject to judicial review and any law ruled in violation of the Constitution is voided. The principle of judicial review, not explicitly mentioned in the Constitution, was declared by the Supreme Court in ''Marbury v. Madison'' (1803).

Parties and ideology

The United States has operated under a two-party system for most of its history. For elective offices at most levels, state-administered primary elections choose the major party nominees for subsequent general elections. Since the general election of 1856, the major parties have been the Democratic Party, founded in 1824, and the Republican Party, founded in 1854. Since the Civil War, only one third-party presidential candidate—former president Theodore Roosevelt, running as a Progressive in 1912—has won as much as 20% of the popular vote.

Within American political culture, the Republican Party is considered center-right or "conservative" and the Democratic Party is considered center-left or "liberal". The states of the Northeast and West Coast and some of the Great Lakes states, known as "blue states", are relatively liberal. The "red states" of the South and parts of the Great Plains and Rocky Mountains are relatively conservative.

The winner of the 2008 presidential election, Democrat Barack Obama, is the 44th U.S. president. The 2010 midterm elections saw the Republican Party take control of the House and make gains in the Senate, where the Democrats retain the majority. In the 112th United States Congress, the Senate comprises 51 Democrats, two independents who caucus with the Democrats, and 47 Republicans; the House comprises 240 Republicans and 192 Democrats—three seats are vacant. There are 29 Republican and 20 Democratic state governors, as well as one independent.

Foreign relations and military

The United States exercises global economic, political, and military influence. It is a permanent member of the United Nations Security Council and New York City hosts the United Nations Headquarters. It is a member of the G8, G20, and Organisation for Economic Co-operation and Development. Almost all countries have embassies in Washington, D.C., and many have consulates around the country. Likewise, nearly all nations host American diplomatic missions. However, Cuba, Iran, North Korea, Bhutan, Libya, and the Republic of China (Taiwan) do not have formal diplomatic relations with the United States.

The United States has a "special relationship" with the United Kingdom and strong ties with Canada, Australia, New Zealand, the Philippines, Japan, South Korea, Israel, and several European countries. It works closely with fellow NATO members on military and security issues and with its neighbors through the Organization of American States and free trade agreements such as the trilateral North American Free Trade Agreement with Canada and Mexico. In 2008, the United States spent a net $25.4 billion on official development assistance, the most in the world. As a share of America's large gross national income (GNI), however, the U.S. contribution of 0.18% ranked last among twenty-two donor states. By contrast, private overseas giving by Americans is relatively generous.

The president holds the title of commander-in-chief of the nation's armed forces and appoints its leaders, the secretary of defense and the Joint Chiefs of Staff. The United States Department of Defense administers the armed forces, including the Army, Navy, Marine Corps, and Air Force. The Coast Guard is run by the Department of Homeland Security in peacetime and the Department of the Navy in time of war. In 2008, the armed forces had 1.4 million personnel on active duty. The Reserves and National Guard brought the total number of troops to 2.3 million. The Department of Defense also employed about 700,000 civilians, not including contractors.

Military service is voluntary, though conscription may occur in wartime through the Selective Service System. American forces can be rapidly deployed by the Air Force's large fleet of transport aircraft, the Navy's eleven active aircraft carriers, and Marine Expeditionary Units at sea with the Navy's Atlantic and Pacific fleets. The military operates 865 bases and facilities abroad, and maintains deployments greater than 100 active duty personnel in 25 foreign countries. The extent of this global military presence has prompted some scholars to describe the United States as maintaining an "empire of bases".

Total U.S. military spending in 2008, more than $600 billion, was over 41% of global military spending and greater than the next fourteen largest national military expenditures combined. The per capita spending of $1,967 was about nine times the world average; at 4% of GDP, the rate was the second-highest among the top fifteen military spenders, after Saudi Arabia. The proposed base Department of Defense budget for 2012, $553 billion, is a 4.2% increase over 2011; an additional $118 billion is proposed for the military campaigns in Iraq and Afghanistan. As of September 2010, the United States is scheduled to have 96,000 troops deployed to Afghanistan, and 50,000 to Iraq. As of July 25, 2011, the United States had suffered 4,474 military fatalities during the Iraq War, and 1,680 during the War in Afghanistan.

Economy

The United States has a capitalist mixed economy, which is fueled by abundant natural resources, a well-developed infrastructure, and high productivity. According to the International Monetary Fund, the U.S. GDP of $15 trillion constitutes 23% of the gross world product at market exchange rates and over 20% of the gross world product at purchasing power parity (PPP). Though larger than any other nation's, its national GDP is about 5% smaller than the GDP of the European Union at PPP in 2008. The country ranks ninth in the world in nominal GDP per capita and sixth in GDP per capita at PPP. The U.S. dollar is the world's primary reserve currency.

The United States is the largest importer of goods and third largest exporter, though exports per capita are relatively low. In 2008, the total U.S. trade deficit was $696 billion. Canada, China, Mexico, Japan, and Germany are its top trading partners. In 2007, vehicles constituted both the leading import and leading export commodity. China is the largest foreign holder of U.S. public debt.

In 2009, the private sector was estimated to constitute 55.3% of the economy, with federal government activity accounting for 24.1% and state and local government activity (including federal transfers) the remaining 20.6%. While its economy has reached a postindustrial level of development and its service sector constitutes 67.8% of GDP, the United States remains an industrial power. The leading business field by gross business receipts is wholesale and retail trade; by net income it is manufacturing. Chemical products are the leading manufacturing field. The United States is the third largest producer of oil in the world, as well as its largest importer. It is the world's number one producer of electrical and nuclear energy, as well as liquid natural gas, sulfur, phosphates, and salt. While agriculture accounts for just under 1% of GDP, the United States is the world's top producer of corn and soybeans. Coca-Cola and McDonald's are the two most recognized brands in the world.

In August 2010, the American labor force comprised 154.1 million people. With 21.2 million people, government is the leading field of employment. The largest private employment sector is health care and social assistance, with 16.4 million people. About 12% of workers are unionized, compared to 30% in Western Europe. The World Bank ranks the United States first in the ease of hiring and firing workers. In 2009, the United States had the third highest labor productivity per person in the world, behind Luxembourg and Norway. It was fourth in productivity per hour, behind those two countries and the Netherlands. Compared to Europe, U.S. property and corporate income tax rates are generally higher, while labor and, particularly, consumption tax rates are lower.

Income and human development

According to the United States Census Bureau, the pretax median household income in 2007 was $49,777. The median ranged from $65,469 among Asian American households to $32,584 among African American households. Using purchasing power parity exchange rates, the overall median is similar to the most affluent cluster of developed nations. After declining sharply during the middle of the 20th century, poverty rates have plateaued since the early 1970s, with 11–15% of Americans below the poverty line every year, and 58.5% spending at least one year in poverty between the ages of 25 and 75. In 2009, 43.6 million Americans lived in poverty.

The U.S. welfare state is one of the least extensive in the developed world, reducing both relative poverty and absolute poverty by considerably less than the mean for rich nations, though combined private and public social expenditures per capita are relatively high. While the American welfare state effectively reduces poverty among the elderly, it provides relatively little assistance to the young. A 2007 UNICEF study of children's well-being in twenty-one industrialized nations ranked the United States next to last.

Between 1947 and 1979, real median income rose by over 80% for all classes, with the incomes of poor Americans rising faster than those of the rich. Since 1980, the United States has witnessed strong increases in productivity, low unemployment, and low inflation. However, income gains since 1980 have been slower than in previous decades, less widely shared, and accompanied by increased economic insecurity. Median household income has increased for all classes since 1980, largely owing to more dual-earner households, the closing of the gender gap, and longer work hours, but growth has been slower and strongly tilted toward the very top (see graph). Consequently, the share of income of the top 1%—21.8% of total reported income in 2005—has more than doubled since 1980, leaving the United States with the greatest income inequality among developed nations. The top 1% pays 27.6% of all federal taxes, while the top 10% pays 54.7%. Wealth, like income, is highly concentrated: The richest 10% of the adult population possesses 69.8% of the country's household wealth, the second-highest share among developed nations. The top 1% possesses 33.4% of net wealth. In 2010 the United Nations Development Programme ranked the United States 12th among 139 countries on its inequality-adjusted human development index (IHDI), eight places lower than in the standard HDI.

Infrastructure

Science and technology

The United States has been a leader in scientific research and technological innovation since the late 19th century. In 1876, Alexander Graham Bell was awarded the first U.S. patent for the telephone. Thomas Edison's laboratory developed the phonograph, the first long-lasting light bulb, and the first viable movie camera. Nikola Tesla pioneered alternating current, the AC motor, and radio. In the early 20th century, the automobile companies of Ransom E. Olds and Henry Ford popularized the assembly line. The Wright brothers, in 1903, made the first sustained and controlled heavier-than-air powered flight.

The rise of Nazism in the 1930s led many European scientists, including Albert Einstein and Enrico Fermi, to immigrate to the United States. During World War II, the Manhattan Project developed nuclear weapons, ushering in the Atomic Age. The Space Race produced rapid advances in rocketry, materials science, and computers. IBM, Apple Computer, and Microsoft refined and popularized the personal computer. The United States largely developed the ARPANET and its successor, the Internet. Today, 64% of research and development funding comes from the private sector. The United States leads the world in scientific research papers and impact factor. Americans possess high levels of technological consumer goods, and almost half of U.S. households have broadband Internet access. The country is the primary developer and grower of genetically modified food, representing half of the world's biotech crops.

Transportation

Personal transportation is dominated by automobiles, which operate on a network of 13 million roads, including the world's longest highway system. The world's second largest automobile market, the United States has the highest rate of per-capita vehicle ownership in the world, with 765 vehicles per 1,000 Americans. About 40% of personal vehicles are vans, SUVs, or light trucks. The average American adult (accounting for all drivers and nondrivers) spends 55 minutes driving every day, traveling .

Mass transit accounts for 9% of total U.S. work trips, ranking last in a survey of 17 countries. While transport of goods by rail is extensive, relatively few people use rail to travel. Light rail development has increased in recent years but, like high speed rail, is below European levels. Bicycle usage for work commutes is minimal.

The civil airline industry is entirely privately owned and has been largely deregulated since 1978, while most major airports are publicly owned. The four largest airlines in the world by passengers carried are American; Southwest Airlines is number one. Of the world's thirty busiest passenger airports, sixteen are in the United States, including the busiest, Hartsfield-Jackson Atlanta International Airport.

Energy

The United States energy market is 29,000 terawatt hours per year. Energy consumption per capita is 7.8 tons of oil equivalent per year, the 10th highest rate in the world. In 2005, 40% of this energy came from petroleum, 23% from coal, and 22% from natural gas. The remainder was supplied by nuclear power and renewable energy sources. The United States is the world's largest consumer of petroleum. For decades, nuclear power has played a limited role relative to many other developed countries, in part due to public perception in the wake of a 1979 accident. In 2007, several applications for new nuclear plants were filed. The United States has 27% of global coal reserves.

Education

American public education is operated by state and local governments, regulated by the United States Department of Education through restrictions on federal grants. Children are required in most states to attend school from the age of six or seven (generally, kindergarten or first grade) until they turn eighteen (generally bringing them through twelfth grade, the end of high school); some states allow students to leave school at sixteen or seventeen. About 12% of children are enrolled in parochial or nonsectarian private schools. Just over 2% of children are homeschooled.

The United States has many competitive private and public institutions of higher education. According to prominent international rankings, 13 or 15 American colleges and universities are ranked among the top 20 in the world. There are also local community colleges with generally more open admission policies, shorter academic programs, and lower tuition. Of Americans twenty-five and older, 84.6% graduated from high school, 52.6% attended some college, 27.2% earned a bachelor's degree, and 9.6% earned graduate degrees. The basic literacy rate is approximately 99%. The United Nations assigns the United States an Education Index of 0.97, tying it for 12th in the world.

Health

The United States life expectancy of 78.3 years at birth is ranked 36th among 194 United Nations member states; while above the world average, it falls short of the overall figure in Western Europe. Increasing obesity in the United States and health improvements elsewhere have contributed to lowering the country's rank in life expectancy from 1987 to 2007, from 11th to 42nd in the world. The infant mortality rate of 6.37 per thousand places the United States 42nd out of 221 countries, above average but behind all of Western Europe. Approximately one-third of the adult population is obese and an additional third is overweight; the obesity rate, the highest in the industrialized world, has more than doubled in the last quarter-century. Obesity-related type 2 diabetes is considered epidemic by health care professionals.

The U.S. health care system far outspends any other nation's, measured in both per capita spending and percentage of GDP. The World Health Organization ranked the U.S. health care system in 2000 as first in responsiveness, but 37th in overall performance.

Health care coverage in the United States is a combination of public and private efforts, and is not universal as in all other developed countries. In 2004, private insurance paid for 36% of personal health expenditures, private out-of-pocket payments covered 15%, and federal, state, and local governments paid for 44%. In 2005, 46.6 million Americans, 15.9% of the population, were uninsured, 5.4 million more than in 2001. The main cause of this rise is the drop in the number of Americans with employer-sponsored health insurance. The subject of uninsured and underinsured Americans is a major political issue. A 2009 study estimated that lack of insurance is associated with nearly 45,000 deaths a year. In 2006, Massachusetts became the first state to mandate universal health insurance. Federal legislation passed in early 2010 will create a near-universal health insurance system around the country by 2014.

Crime and law enforcement

Law enforcement in the United States is primarily the responsibility of local police and sheriff's departments, with state police providing broader services. Federal agencies such as the Federal Bureau of Investigation (FBI) and the U.S. Marshals Service have specialized duties. At the federal level and in almost every state, jurisprudence operates on a common law system. State courts conduct most criminal trials; federal courts handle certain designated crimes as well as certain appeals from the state systems. Federal law prohibits a variety of drugs, although states sometimes pass laws in conflict with federal regulations. The smoking age is generally 18 and the drinking age is generally 21.

Among developed nations, the United States has above-average levels of violent crime and particularly high levels of gun violence and homicide. There were 5.0 murders per 100,000 persons in 2009, 10.4% fewer than in 2000. Gun ownership rights are the subject of contentious political debate.

The United States has the highest documented incarceration rate and total prison population in the world. At the start of 2008, more than 2.3 million people were incarcerated, more than one in every 100 adults. The current rate is about seven times the 1980 figure, and over three times the figure in Poland, the Organisation for Economic Co-operation and Development (OECD) country with the next highest rate. African American males are jailed at about six times the rate of white males and three times the rate of Hispanic males. The country's high rate of incarceration is largely due to sentencing and drug policies.

Though it has been abolished in most Western nations, capital punishment is sanctioned in the United States for certain federal and military crimes, and in thirty-four states. Since 1976, when the U.S. Supreme Court reinstated the death penalty after a four-year moratorium, there have been more than 1,000 executions. In 2010, the country had the fifth highest number of executions in the world, following China, Iran, North Korea, and Yemen. In 2007, New Jersey became the first state to legislatively abolish the death penalty since the 1976 Supreme Court decision, followed by New Mexico in 2009 and Illinois in 2011.

Demographics

{|class="infobox" style="font-size: 90%; border: 1px solid #999; float: right; margin-left: 1em; width: 240px;" |- style="background:#f5f5f5;" ! colspan="2" | Race/Ethnicity (2010) |- | White || style="text-align: center;" |72.4% |- | Black/African American || style="text-align: center;" |12.6% |- | Asian || style="text-align: center;" |4.8% |- | American Indian and Alaska Native || style="text-align: center;" |0.9% |- | Native Hawaiian and Pacific Islander || style="text-align: center;" |0.2% |- | Other || style="text-align: center;" |6.2% |- | Two or more races || style="text-align: center;" | 2.9% |- | Hispanic/Latino (''of any race'') || style="text-align: center;" |16.3% |}

The U.S. Census Bureau estimates the country's population now to be }}, including an estimated 11.2 million illegal immigrants. The U.S. population almost quadrupled during the 20th century, from about 76 million in 1900. The third most populous nation in the world, after China and India, the United States is the only industrialized nation in which large population increases are projected. Even with a birth rate of 13.82 per 1,000, 30% below the world average, its population growth rate is positive at 1%, significantly higher than those of many developed nations. In fiscal year 2010, over 1 million immigrants (most of whom entered through family reunification) were granted legal residence. Mexico has been the leading source of new residents for over two decades; since 1998, China, India, and the Philippines have been in the top four sending countries every year.

The United States has a very diverse population—thirty-one ancestry groups have more than one million members. White Americans are the largest racial group; German Americans, Irish Americans, and English Americans constitute three of the country's four largest ancestry groups. African Americans are the nation's largest racial minority and third largest ancestry group. Asian Americans are the country's second largest racial minority; the two largest Asian American ethnic groups are Chinese Americans and Filipino Americans. In 2010, the U.S. population included an estimated 5.2 million people with some American Indian or Alaska Native ancestry (2.9 million exclusively of such ancestry) and 1.2 million with some native Hawaiian or Pacific island ancestry (0.5 million exclusively). The census counted more than 19 million people of "Some Other Race" who were "unable to identify with any" of its five official race categories in 2010.

The population growth of Hispanic and Latino Americans (the terms are officially interchangeable) is a major demographic trend. The 50.5 million Americans of Hispanic descent are identified as sharing a distinct "ethnicity" by the Census Bureau; 64% of Hispanic Americans are of Mexican descent. Between 2000 and 2010, the country's Hispanic population increased 43% while the non-Hispanic population rose just 4.9%. Much of this growth is from immigration; as of 2007, 12.6% of the U.S. population was foreign-born, with 54% of that figure born in Latin America. Fertility is also a factor; the average Hispanic woman gives birth to 3.0 children in her lifetime, compared to 2.2 for non-Hispanic black women and 1.8 for non-Hispanic white women (below the replacement rate of 2.1). Minorities (as defined by the Census Bureau, all those beside non-Hispanic, non-multiracial whites) constitute 34% of the population, and are projected to constitute the majority by 2042.

About 82% of Americans live in urban areas (including suburbs); about half of those reside in cities with populations over 50,000. In 2008, 273 incorporated places had populations over 100,000, nine cities had more than 1 million residents, and four global cities had over 2 million (New York City, Los Angeles, Chicago, and Houston). There are fifty-two metropolitan areas with populations greater than 1 million. Of the fifty fastest-growing metro areas, forty-seven are in the West or South. The metro areas of Dallas, Houston, Atlanta, and Phoenix all grew by more than a million people between 2000 and 2008.

Language

{|class="infobox" style="font-size: 90%; border: 1px solid #999; float: right; margin-left: 1em; width: 200px;" |- style="background:#f5f5f5;" !colspan="2"|Languages (2007) |- |English (''only'')||style="text-align: center;"|225.5 million |- |Spanish, incl. Creole||style="text-align: center;"|34.5 million |- |Chinese||style="text-align: center;"|2.5 million |- |French, incl. Creole||style="text-align: center;"|2.0 million |- |Tagalog||style="text-align: center;"|1.5 million |- |Vietnamese||style="text-align: center;"|1.2 million |- |German||style="text-align: center;"|1.1 million |- |Korean||style="text-align: center;"|1.1 million |}

English is the de facto national language. Although there is no official language at the federal level, some laws—such as U.S. naturalization requirements—standardize English. In 2007, about 226 million, or 80% of the population aged five years and older, spoke only English at home. Spanish, spoken by 12% of the population at home, is the second most common language and the most widely taught second language. Some Americans advocate making English the country's official language, as it is in at least twenty-eight states. Both Hawaiian and English are official languages in Hawaii by state law.

While neither has an official language, New Mexico has laws providing for the use of both English and Spanish, as Louisiana does for English and French. Other states, such as California, mandate the publication of Spanish versions of certain government documents including court forms. Many jurisdictions with large numbers of non-English speakers produce government materials, especially voting information, in the most commonly spoken languages in those jurisdictions. Several insular territories grant official recognition to their native languages, along with English: Samoan and Chamorro are recognized by American Samoa and Guam, respectively; Carolinian and Chamorro are recognized by the Northern Mariana Islands; Spanish is an official language of Puerto Rico.

Religion

The United States is officially a secular nation; the First Amendment of the U.S. Constitution guarantees the free exercise of religion and forbids the establishment of any religious governance. In a 2002 study, 59% of Americans said that religion played a "very important role in their lives", a far higher figure than that of any other wealthy nation. According to a 2007 survey, 78.4% of adults identified themselves as Christian, down from 86.4% in 1990. Protestant denominations accounted for 51.3%, while Roman Catholicism, at 23.9%, was the largest individual denomination. The study categorizes white evangelicals, 26.3% of the population, as the country's largest religious cohort; another study estimates evangelicals of all races at 30–35%. The total reporting non-Christian religions in 2007 was 4.7%, up from 3.3% in 1990. The leading non-Christian faiths were Judaism (1.7%), Buddhism (0.7%), Islam (0.6%), Hinduism (0.4%), and Unitarian Universalism (0.3%). The survey also reported that 16.1% of Americans described themselves as agnostic, atheist, or simply having no religion, up from 8.2% in 1990.

Family structure

In 2007, 58% of Americans age 18 and over were married, 6% were widowed, 10% were divorced, and 25% had never been married. Women now mostly work outside the home and receive a majority of bachelor's degrees.

Same-sex marriage is a contentious issue. Some states permit civil unions or domestic partnerships in lieu of marriage. Since 2003, several states have legalized gay marriage as the result of judicial or legislative action. Meanwhile, the federal government and a majority of states define marriage as between a man and a woman and/or explicitly prohibit same-sex marriage. Public opinion on the issue has shifted from general opposition in the 1990s to a statistical deadlock as of 2011.

The U.S. teenage pregnancy rate, 79.8 per 1,000 women, is the highest among OECD nations. Abortion policy was left to the states until the Supreme Court legalized the practice in 1972. The issue remains highly controversial, with public opinion closely divided for many years. Many states ban public funding of the procedure and restrict late-term abortions, require parental notification for minors, and mandate a waiting period. While the abortion rate is falling, the abortion ratio of 241 per 1,000 live births and abortion rate of 15 per 1,000 women aged 15–44 remain higher than those of most Western nations.

Culture

The United States is a multicultural nation, home to a wide variety of ethnic groups, traditions, and values. Aside from the now small Native American and Native Hawaiian populations, nearly all Americans or their ancestors immigrated within the past five centuries. The culture held in common by most Americans—mainstream American culture—is a Western culture largely derived from the traditions of European immigrants with influences from many other sources, such as traditions brought by slaves from Africa. More recent immigration from Asia and especially Latin America has added to a cultural mix that has been described as both a homogenizing melting pot, and a heterogeneous salad bowl in which immigrants and their descendants retain distinctive cultural characteristics.

American culture is considered the most individualistic in the world. Though the American Dream, or the perception that Americans enjoy high social mobility, plays a key role in attracting immigrants, other developed nations offer greater social mobility. While the mainstream culture holds that the United States is a classless society, scholars identify significant differences between the country's social classes, affecting socialization, language, and values. The American middle and professional class has initiated many contemporary social trends such as modern feminism, environmentalism, and multiculturalism. Americans' self-images, social viewpoints, and cultural expectations are associated with their occupations to an unusually close degree. While Americans tend greatly to value socioeconomic achievement, being ordinary or average is generally seen as a positive attribute.

Popular media

The world's first commercial motion picture exhibition was given in New York City in 1894, using Thomas Edison's Kinetoscope. The next year saw the first commercial screening of a projected film, also in New York, and the United States was in the forefront of sound film's development in the following decades. Since the early 20th century, the U.S. film industry has largely been based in and around Hollywood, California. Director D. W. Griffith was central to the development of film grammar and Orson Welles's ''Citizen Kane'' (1941) is frequently cited as the greatest film of all time. American screen actors like John Wayne and Marilyn Monroe have become iconic figures, while producer/entrepreneur Walt Disney was a leader in both animated film and movie merchandising. The major film studios of Hollywood have produced the most commercially successful movies in history, such as ''Star Wars'' (1977) and ''Titanic'' (1997), and the products of Hollywood today dominate the global film industry.

Americans are the heaviest television viewers in the world, and the average viewing time continues to rise, reaching five hours a day in 2006. The four major broadcast networks are all commercial entities. Americans listen to radio programming, also largely commercialized, on average just over two-and-a-half hours a day. Aside from web portals and search engines, the most popular websites are Facebook, YouTube, Wikipedia, Blogger, eBay, and Craigslist.

The rhythmic and lyrical styles of African-American music have deeply influenced American music at large, distinguishing it from European traditions. Elements from folk idioms such as the blues and what is now known as old-time music were adopted and transformed into popular genres with global audiences. Jazz was developed by innovators such as Louis Armstrong and Duke Ellington early in the 20th century. Country music developed in the 1920s, and rhythm and blues in the 1940s. Elvis Presley and Chuck Berry were among the mid-1950s pioneers of rock and roll. In the 1960s, Bob Dylan emerged from the folk revival to become one of America's most celebrated songwriters and James Brown led the development of funk. More recent American creations include hip hop and house music. American pop stars such as Presley, Michael Jackson, and Madonna have become global celebrities.

Literature, philosophy, and the arts

In the 18th and early 19th centuries, American art and literature took most of its cues from Europe. Writers such as Nathaniel Hawthorne, Edgar Allan Poe, and Henry David Thoreau established a distinctive American literary voice by the middle of the 19th century. Mark Twain and poet Walt Whitman were major figures in the century's second half; Emily Dickinson, virtually unknown during her lifetime, is now recognized as an essential American poet. A work seen as capturing fundamental aspects of the national experience and character—such as Herman Melville's ''Moby-Dick'' (1851), Twain's ''The Adventures of Huckleberry Finn'' (1885), and F. Scott Fitzgerald's ''The Great Gatsby'' (1925)—may be dubbed the "Great American Novel".

Eleven U.S. citizens have won the Nobel Prize in Literature, most recently Toni Morrison in 1993. William Faulkner and Ernest Hemingway are often named among the most influential writers of the 20th century. Popular literary genres such as the Western and hardboiled crime fiction developed in the United States. The Beat Generation writers opened up new literary approaches, as have postmodernist authors such as John Barth, Thomas Pynchon, and Don DeLillo.

The transcendentalists, led by Thoreau and Ralph Waldo Emerson, established the first major American philosophical movement. After the Civil War, Charles Sanders Peirce and then William James and John Dewey were leaders in the development of pragmatism. In the 20th century, the work of W. V. Quine and Richard Rorty, built upon by Noam Chomsky, brought analytic philosophy to the fore of U.S. academics. John Rawls and Robert Nozick led a revival of political philosophy.

In the visual arts, the Hudson River School was a mid-19th-century movement in the tradition of European naturalism. The realist paintings of Thomas Eakins are now widely celebrated. The 1913 Armory Show in New York City, an exhibition of European modernist art, shocked the public and transformed the U.S. art scene. Georgia O'Keeffe, Marsden Hartley, and others experimented with new styles, displaying a highly individualistic sensibility. Major artistic movements such as the abstract expressionism of Jackson Pollock and Willem de Kooning and the pop art of Andy Warhol and Roy Lichtenstein developed largely in the United States. The tide of modernism and then postmodernism has brought fame to American architects such as Frank Lloyd Wright, Philip Johnson, and Frank Gehry. One of the first major promoters of American theater was impresario P. T. Barnum, who began operating a lower Manhattan entertainment complex in 1841. The team of Harrigan and Hart produced a series of popular musical comedies in New York starting in the late 1870s. In the 20th century, the modern musical form emerged on Broadway; the songs of musical theater composers such as Irving Berlin, Cole Porter, and Stephen Sondheim have become pop standards. Playwright Eugene O'Neill won the Nobel literature prize in 1936; other acclaimed U.S. dramatists include multiple Pulitzer Prize winners Tennessee Williams, Edward Albee, and August Wilson.

Though little known at the time, Charles Ives's work of the 1910s established him as the first major U.S. composer in the classical tradition, while experimentalists such as Henry Cowell and John Cage created a distinctive American approach to classical composition. Aaron Copland and George Gershwin developed a new synthesis of popular and classical music. Choreographers Isadora Duncan and Martha Graham helped create modern dance, while George Balanchine and Jerome Robbins were leaders in 20th century ballet. Americans have long been important in the modern artistic medium of photography, with major photographers including Alfred Stieglitz, Edward Steichen, and Ansel Adams. The newspaper comic strip and the comic book are both U.S. innovations. Superman, the quintessential comic book superhero, has become an American icon.

Food

Mainstream American cuisine is similar to that in other Western countries. Wheat is the primary cereal grain. Traditional American cuisine uses indigenous ingredients, such as turkey, venison, potatoes, sweet potatoes, corn, squash, and maple syrup, which were consumed by Native Americans and early European settlers. Slow-cooked pork and beef barbecue, crab cakes, potato chips, and chocolate chip cookies are distinctively American foods. Soul food, developed by African slaves, is popular around the South and among many African Americans elsewhere. Syncretic cuisines such as Louisiana creole, Cajun, and Tex-Mex are regionally important.

Characteristic dishes such as apple pie, fried chicken, pizza, hamburgers, and hot dogs derive from the recipes of various immigrants. French fries, Mexican dishes such as burritos and tacos, and pasta dishes freely adapted from Italian sources are widely consumed. Americans generally prefer coffee to tea. Marketing by U.S. industries is largely responsible for making orange juice and milk ubiquitous breakfast beverages.

The American fast food industry, the world's largest, pioneered the drive-through format in the 1930s. Fast food consumption has sparked health concerns. During the 1980s and 1990s, Americans' caloric intake rose 24%; frequent dining at fast food outlets is associated with what public health officials call the American "obesity epidemic". Highly sweetened soft drinks are widely popular, and sugared beverages account for 9% of American caloric intake.

Sports

Baseball has been regarded as the national sport since the late 19th century, while American football is now by several measures the most popular spectator sport. Basketball and ice hockey are the country's next two leading professional team sports. College football and basketball attract large audiences. Boxing and horse racing were once the most watched individual sports, but they have been eclipsed by golf and auto racing, particularly NASCAR. Soccer is played widely at the youth and amateur levels. Tennis and many outdoor sports are popular as well.

While most major U.S. sports have evolved out of European practices, basketball, volleyball, skateboarding, snowboarding, and cheerleading are American inventions. Lacrosse and surfing arose from Native American and Native Hawaiian activities that predate Western contact. Eight Olympic Games have taken place in the United States. The United States has won 2,301 medals at the Summer Olympic Games, more than any other country, and 253 in the Winter Olympic Games, the second most.

Measurement systems

The country retains United States customary units, constituted largely by British imperial units such as miles, yards, and degrees Fahrenheit. Distinct units include the U.S. gallon and U.S. pint volume measurements. The United States is one of only three countries that have not adopted the International System of Units. However, metric units are increasingly used in science, medicine, and many industrial fields.

See also

International rankings of the United States

List of Americans

List of places in the United States

List of U.S. state portals

References

External links

;Government

Official U.S. Government Web Portal Gateway to government sites

House Official site of the United States House of Representatives

Senate Official site of the United States Senate

White House Official site of the President of the United States

[ Supreme Court] Official site of the Supreme Court of the United States ;Overviews and Data

InfoUSA Portal to U.S. Information Agency resources

Library of Congress Official site of the U.S. Library of Congress

Demographic Highlights Statistics from the Population Reference Bureau

The 50 States of the U.S.A. Collected informational links for each state

United States travel guide from Wikitravel

United States ''Encyclopædia Britannica'' entry

U.S. Census Housing and Economic Statistics Wide-ranging data from the U.S. Census Bureau

U.S. Citizenship and Immigration Services Official government site

State Fact Sheets Population, employment, income, and farm data from the U.S. Economic Research Service

State Energy Profiles Economic, environmental, and energy data for each state from the U.S. Energy Information Administration

;History

Historical Documents Collected by the National Center for Public Policy Research

U.S. National Mottos: History and Constitutionality Analysis by the Ontario Consultants on Religious Tolerance

USA Collected links to historical data

;Maps

National Atlas of the United States Official maps from the U.S. Department of the Interior

United States Satellite view at WikiMapia (not affiliated with Wikipedia/Wikimedia Foundation)

Category:Bicontinental countries Category:Countries bordering the Arctic Ocean Category:Countries bordering the Atlantic Ocean Category:Countries bordering the Pacific Ocean Category:Federal countries Category:English-speaking countries and territories Category:Former British colonies Category:G8 nations Category:G20 nations Category:Liberal democracies Category:Member states of NATO Category:Member states of the United Nations Category:Northern American countries Category:States and territories established in 1776 Category:Superpowers Category:1776 establishments in the United States Category:Article Feedback Pilot

ace:Amirika Carékat af:Verenigde State van Amerika als:USA am:አሜሪካ ang:Ȝeānedu Rīcu American ab:Америка Еиду Аштатқәа ar:الولايات المتحدة an:Estatos Unitos arc:ܐܬܪܘܬܐ ܡܚܝܕܐ ܕܐܡܪܝܩܐ frp:Ètats-Unis d’Amèrica as:মাৰ্কিন যুক্তৰাষ্ট্ৰ ast:Estaos Xuníos d'América gn:Tetã peteĩ reko Amérikagua ay:Istadus Unidus az:Amerika Birləşmiş Ştatları bm:Amerika ka Kelenyalen Jamanaw bn:মার্কিন যুক্তরাষ্ট্র zh-min-nan:Bí-kok ba:Америка Ҡушма Штаттары be:Злучаныя Штаты Амерыкі be-x-old:Злучаныя Штаты Амэрыкі bcl:Estados Unidos bi:Yunaeted Stet blong Amerika bar:Vaeinigte Staatn bo:ཨ་མེ་རི་ཁ་རྒྱལ་ཕྲན་མཉམ་འབྲེལ་རྒྱལ་ཁབ། bs:Sjedinjene Američke Države br:Stadoù-Unanet Amerika bg:Съединени американски щати ca:Estats Units d'Amèrica cv:Америкăри Пĕрлешӳллĕ Штатсем ceb:Estados Unidos cs:Spojené státy americké cbk-zam:Estados Unidos de America co:Stati Uniti d'America cy:Unol Daleithiau America da:USA pdc:Amerikaa de:Vereinigte Staaten dv:އެމެރިކާ nv:Wááshindoon Bikéyah Ałhidadiidzooígíí dsb:Zjadnośone staty Ameriki dz:ཡུ་ནའིཊེཊ་སི་ཊེས et:Ameerika Ühendriigid el:Ηνωμένες Πολιτείες Αμερικής eml:Stat Unî myv:Американь Вейтьсэндявкс Штаттнэ es:Estados Unidos eo:Usono ext:Estaus Unius eu:Ameriketako Estatu Batuak ee:United States fa:ایالات متحده آمریکا hif:United States fo:USA fr:États-Unis fy:Feriene Steaten ff:Dowlaaji Dentuɗi fur:Stâts Unîts di Americhe ga:Stáit Aontaithe Mheiriceá gv:Steatyn Unnaneysit America gag:Amerika Birleşik Devletläri gd:Na Stàitean Aonaichte gl:Estados Unidos de América - United States of America gan:美國 glk:آمریکا gu:સંયુક્ત રાજ્ય અમેરિકા hak:Mî-koet xal:Америкин Ниицәтә Орн Нутгуд ko:미국 ha:Amurika haw:‘Amelika Hui Pū ‘ia hy:Ամերիկայի Միացյալ Նահանգներ hi:संयुक्त राज्य अमेरिका hsb:Zjednoćene staty Ameriki hr:Sjedinjene Američke Države io:Usa ig:Njikota Obodo Amerika ilo:Estados Unidos iti America bpy:তিলপারাষ্ট্র id:Amerika Serikat ia:Statos Unite de America ie:Unit States de America iu:ᐊᒥᐊᓕᑲ/amialika ik:United States of America os:Америкæйы Иугонд Штаттæ xh:IYunayithedi Steyitsi is:Bandaríkin it:Stati Uniti d'America he:ארצות הברית jv:Amérika Sarékat kl:Naalagaaffeqatigiit kn:ಅಮೇರಿಕ ಸಂಯುಕ್ತ ಸಂಸ್ಥಾನ pam:Estados Unidos krc:Американы Бирлешген Штатлары ka:ამერიკის შეერთებული შტატები ks:संयुक्त राज्‍य अमेरिका csb:Zjednóné Kraje Americzi kk:Америка Құрама Штаттары kw:Statys Unys rw:Leta Zunze Ubumwe z’Amerika ky:Америка Кошмо Штаттары rn:Leta z’Unze Ubumwe za Amerika sw:Marekani kv:Америкаса Ӧтувтчӧм Штатъяс ht:Etazini ku:Dewletên Yekbûyî yên Amerîkayê mrj:Америкын Ушымы Штатвлӓжӹ lad:Estatos Unitos d'Amerika lbe:Американал ЦачӀунхьу Штатру ltg:Amerikys Saškierstuos Vaļsteibys la:Civitates Foederatae Americae lv:Amerikas Savienotās Valstis lb:Vereenegt Staate vun Amerika lt:Jungtinės Amerikos Valstijos lij:Stati Unïi d'America li:Vereinegde State van Amerika ln:Lisangá lya Ameríka jbo:mergu'e lg:Amereka lmo:Stat Ünì d'America hu:Amerikai Egyesült Államok mk:Соединети Американски Држави mg:Etazonia ml:അമേരിക്കൻ ഐക്യനാടുകൾ mt:Stati Uniti tal-Amerika mi:Hononga-o-Amerika mr:अमेरिकेची संयुक्त संस्थाने arz:امريكا mzn:موتحده ایالات ms:Amerika Syarikat cdo:Mī-guók mwl:Stados Ounidos de la América mdf:Америконь Соткс mn:Америкийн Нэгдсэн Улс my:အမေရိကန်ပြည်ထောင်စု nah:Tlacetilīlli Tlahtohcāyōtl Ixachitlān na:Eben Merika nl:Verenigde Staten nds-nl:Verienigde Staoten van Amerika ne:संयुक्त राज्य अमेरिका new:अमेरिका ja:アメリカ合衆国 nap:State Aunite d'Amereca ce:Iамерикан Хlоьттина Мехкаш frr:Feriind Stoote foon Ameerikaa pih:Yunitid Staits no:USA nn:USA nrm:Êtats Unnis d'Améthique nov:Unionati States de Amerika oc:Estats Units d'America mhr:АУШ om:USA uz:Amerika Qoʻshma Shtatlari pa:ਸੰਯੁਕਤ ਰਾਜ ਅਮਰੀਕਾ pfl:Verainischde Schdaade vun Ameriga pag:United States pnb:امریکہ pap:Estadonan Uni di Merka ps:د امريکا متحده ايالات koi:Америкаись Ӧтлаасьӧм Штаттэз km:សហរដ្ឋអាមេរិក pcd:Étots-Unis pms:Stat Unì d'América tpi:Ol Yunaitet Stet nds:USA pl:Stany Zjednoczone pt:Estados Unidos kbd:Америкэ Штат Зэгуэт kaa:Amerika Qurama Shtatları crh:Amerika Qoşma Ştatları ty:Fenua Marite ksh:Vereenichde Staate van Amerika ro:Statele Unite ale Americii rm:Stadis Unids qu:Hukllachasqa Amirika Suyukuna rue:Споєны Штаты Америцькы ru:Соединённые Штаты Америки sah:Америка Холбоһуктаах Штаттара se:Amerihká ovttastuvvan stáhtat sm:Iunaite Sitete o Amerika sa:अमेरिका संयुक्त संस्थानः sg:ÂKödörö-ôko tî Amerîka sc:Istados Unidos de Amèrica sco:Unitit States stq:Fereende Stoaten fon Amerikoa sq:Shtetet e Bashkuara scn:Stati Uniti si:ඇමරිකානු එක්සත් ජනපදය simple:United States sd:آمريڪا ss:IMelika (live) sk:Spojené štáty cu:Амєрїканьскꙑ Ѥдьнѥнꙑ Дрьжавꙑ sl:Združene države Amerike szl:Zjednoczůne Sztaty so:Mareykanka ckb:ویلایەتە یەکگرتووەکان srn:Kondre Makandrameki sr:Сједињене Америчке Државе sh:Sjedinjene Američke Države su:Amérika Sarikat fi:Yhdysvallat sv:USA tl:Estados Unidos ta:அமெரிக்க ஐக்கிய நாடு roa-tara:Statère Aunìte d'Americhe tt:Amerika Quşma Ştatları te:అమెరికా సంయుక్త రాష్ట్రాలు tet:Estadu Naklibur Sira Amérika Nian th:สหรัฐอเมริกา tg:Иёлоти Муттаҳидаи Амрико to:Puleʻanga fakatahataha ʻAmelika chr:ᎠᎹᏰᏟ chy:United States tr:Amerika Birleşik Devletleri tk:Amerikanyň Birleşen Ştatlary udm:Америкалэн Огазеяськем Штатъёсыз uk:Сполучені Штати Америки ur:ریاستہائے متحدہ امریکہ ug:ئامېرىكا قوشما شىتاتلىرى za:Meigoz vec:Stati Unii de ła Mèrica vi:Hoa Kỳ vo:Lamerikän fiu-vro:Ameeriga Ütisriigiq wa:Estats Unis zh-classical:美國 vls:Verênigde Stoaten van Amerika war:Estados Unidos wo:Diiwaan yu Bennoo wuu:美利坚合众国 ts:United States yi:פאראייניקטע שטאטן פון אמעריקע yo:Àwọn Ìpínlẹ̀ Aṣọ̀kan Amẹ́ríkà zh-yue:美國 diq:Dewletê Amerikayê Yewbiyayey zea:Vereênigde Staeten bat-smg:JAV zh:美國

In the United States, Social Security refers to the federal Old-Age, Survivors, and Disability Insurance (OASDI) program. The original Social Security Act (1935) and the current version of the Act, as amended encompass several social welfare and social insurance programs. The larger and better known programs are:

Federal Old-Age (Retirement), Survivors, and Disability Insurance

Unemployment benefits

Temporary Assistance for Needy Families

Health Insurance for Aged and Disabled (Medicare)

Grants to States for Medical Assistance Programs (Medicaid)

State Children's Health Insurance Program (SCHIP)

Supplemental Security Income (SSI)

Patient Protection and Affordable Care Act

Social Security is a social insurance program that is primarily funded through dedicated payroll taxes called Federal Insurance Contributions Act tax (FICA). Tax deposits are formally entrusted to the Federal Old-Age and Survivors Insurance Trust Fund, the Federal Disability Insurance Trust Fund, the Federal Hospital Insurance Trust Fund, or the Federal Supplementary Medical Insurance Trust Fund.

The main part of the program is sometimes abbreviated OASDI (Old Age, Survivors, and Disability Insurance) or RSDI (Retirement, Survivors, and Disability Insurance). When initially signed into law by President Franklin D. Roosevelt in 1935 as part of his New Deal, the term ''Social Security'' covered unemployment insurance as well. The term, in everyday speech, is used to refer only to the benefits for retirement, disability, survivorship, and death, which are the four main benefits provided by traditional private-sector pension plans. In 2004 the U.S. Social Security system paid out almost $500 billion in benefits.

By dollars paid, the U.S. Social Security program is the largest government program in the world and the single greatest expenditure in the federal budget, with 20.8% for social security, compared to 20.5% for discretionary defense and 20.1% for Medicare/Medicaid. Social Security is currently the largest social insurance program in the U.S. where in 2003 combined spending for all social insurance programs constituted 37% of government expenditure and 7% of the gross domestic product. Social Security is currently estimated to keep roughly 40 percent of all Americans age 65 or older out of poverty. The Social Security Administration is headquartered in Woodlawn, Maryland, just to the west of Baltimore.

The 2011 annual report by the program's Board of Trustees noted the following: in 2010, 54 million people were receiving Social Security benefits, while 157 million people were paying into the fund; of those receiving benefits, 44 million were receiving retirement benefits and 10 million disability benefits. In 2011, there will be 56 million beneficiaries and 158 million workers paying in. In 2010, total income was $781.1 billion and expenditures were $712.5 billion, which meant a total net increase in assets of $68.6 billion. Assets in 2010 were $2.6 trillion, an amount that is expected to be adequate to cover the next 10 years. In 2023, total income and interest earned on assets are projected to no longer cover expenditures for Social Security, as demographic shifts burden the system. By 2035, the ratio of potential retirees to working age persons will be 37 percent — there will be less than three potential income earners for every retiree in the population. The trust fund would then be exhausted by 2036 without legislative action.

Proposals to privatize Social Security recently became part of the Social Security debate during the Bill Clinton and George W. Bush presidencies.

History

A limited form of the Social Security program began as a measure to implement "social insurance" during the Great Depression of the 1930s, when poverty rates among senior citizens exceeded 50 percent.

Creation: The Social Security Act

The Social Security Act was drafted during Roosevelt's first term by the President's Committee on Economic Security, under Frances Perkins, and passed by Congress as part of the New Deal. The act was an attempt to limit what were seen as dangers in the modern American life, including old age, poverty, unemployment, and the burdens of widows and fatherless children. By signing this act on August 14, 1935, President Roosevelt became the first president to advocate federal assistance for the elderly.

Provisions of the Act

The Act is formally cited as the ''Social Security Act'', ch. 531, , now codified as . The Act provided benefits to retirees and the unemployed, and a lump-sum benefit at death. Payments to current retirees are financed by a payroll tax on current workers' wages, half directly as a payroll tax and half paid by the employer. The act also gave money to states to provide assistance to aged individuals (Title I), for unemployment insurance (Title III), Aid to Families with Dependent Children (Title IV), Maternal and Child Welfare (Title V), public health services (Title VI), and the blind (Title X).

Initial opposition

Social Security was controversial when originally proposed, with one point of opposition being that it would allegedly cause a loss of jobs. However, proponents argued that there was in fact an advantage: it would encourage older workers to retire, thereby creating opportunities for younger people to find jobs, which would lower the unemployment rate.

Most women and minorities were excluded from the benefits of unemployment insurance and old age pensions. Employment definitions reflected typical white male categories and patterns. Job categories that were not covered by the act included workers in agricultural labor, domestic service, government employees, and many teachers, nurses, hospital employees, librarians, and social workers. The act also denied coverage to individuals who worked intermittently. These jobs were dominated by women and minorities. For example, women made up 90 percent of domestic labor in 1940 and two-thirds of all employed black women were in domestic service. Exclusions exempted nearly half of the working population. Nearly two-thirds of all African Americans in the labor force, 70 to 80 percent in some areas in the South, and just over half of all women employed were not covered by Social Security. At the time, the NAACP protested the Social Security Act, describing it as “a sieve with holes just big enough for the majority of Negroes to fall through.”

Some have suggested that this discrimination resulted from the powerful position of Southern Democrats on two of the committees pivotal for the Act’s creation, the Senate Finance Committee and the House Ways and Means Committee. Southern congressmen supported Social Security as a means to bring needed relief to areas in the South that were especially hurt by the Great Depression but wished to avoid legislation which might interfere with the racial status quo in the South. The solution to this dilemma was to pass a bill that both included exclusions and granted authority to the states rather than the national government (such as the states' power in Aid to Dependent Children). Others have argued that exclusions of job categories such as agriculture were frequently left out of new social security systems worldwide because of the administrative difficulties in covering these workers.

Social Security reinforced traditional views of family life. Women generally qualified for benefits only through their husbands or children. Mothers’ pensions (Title IV) based entitlements on the presumption that mothers would be unemployed.

Historical discrimination in the system can also be seen with regard to Aid to Dependent Children. Since this money was allocated to the states to distribute, some localities assessed black families as needing less money than white families. These low grant levels made it impossible for African American mothers to not work: one requirement of the program. Some states also excluded children born out of wedlock, an exclusion which affected African American women more than white women. One study determined that 14.4% of eligible white individuals received funding, but only 1.5 percent of eligible black individuals received these benefits.

Debates on the constitutionality of the Act

In the 1930s, the Supreme Court struck down many pieces of Roosevelt's New Deal legislation, including the Railroad Retirement Act. The Court threw out a centerpiece of the New Deal, the National Industrial Recovery Act, the Agricultural Adjustment Act, and New York State's minimum-wage law. President Roosevelt responded with an attempt to pack the court via the Judiciary Reorganization Bill of 1937. On February 5, 1937, he sent a special message to Congress proposing legislation granting the President new powers to add additional judges to all federal courts whenever there were sitting judges age 70 or older who refused to retire. The practical effect of this proposal was that the President would get to appoint six new Justices to the Supreme Court (and 44 judges to lower federal courts), thus instantly tipping the political balance on the Court dramatically in his favor. The debate on this proposal was heated and widespread, and lasted over six months. Beginning with a set of decisions in March, April, and May, 1937 (including the Social Security Act cases), the Court would sustain a series of New Deal legislation.

Two Supreme Court rulings affirmed the constitutionality of the Social Security Act. ''Steward Machine Company v. Davis'', 301 U.S, 548 (1937) held, in a 5–4 decision, that, given the exigencies of the Great Depression, "[It] is too late today for the argument to be heard with tolerance that in a crisis so extreme the use of the moneys of the nation to relieve the unemployed and their dependents is a use for any purpose narrower than the promotion of the general welfare". The arguments opposed to the Social Security Act (articulated by justices Butler, McReynolds, and Sutherland in their opinions) were that the social security act went beyond the powers that were granted to the federal government in the Constitution. They argued that, by imposing a tax on employers that could be avoided only by contributing to a state unemployment-compensation fund, the federal government was essentially forcing each state to establish an unemployment-compensation fund that would meet its criteria, and that the federal government had no power to enact such a program.

''Helvering v. Davis'', 301 U.S. 619 (1937), decided on the same day as ''Steward'', upheld the program because "The proceeds of both [employee and employer] taxes are to be paid into the Treasury like internal-revenue taxes generally, and are not earmarked in any way". That is, the Social Security Tax was constitutional as a mere exercise of Congress's general taxation powers.

Implementation

Payroll taxes were first collected in 1937, also the year in which the first benefits were paid, namely the lump-sum death benefit paid to 53,236 beneficiaries.

The first reported Social Security payment was to Ernest Ackerman, who retired only one day after Social Security began. Five cents were withheld from his pay during that period, and he received a lump-sum payout of seventeen cents from Social Security.

The first monthly payment was issued on January 31, 1940 to Ida May Fuller of Ludlow, Vermont. In 1937, 1938 and 1939 she paid a total of $24.75 into the Social Security System. Her first check was for $22.54. After her second check, Fuller already had received more than she contributed over the three-year period. She lived to be 100 and collected a total of $22,888.92.

Expansion and evolution

The provisions of Social Security have been changing since the 1930s, shifting in response to economic worries as well as concerns over changing gender roles and the position of minorities. Officials have responded more to the concerns of women than those of minority groups. Social Security gradually moved toward universal coverage. By 1950, debates moved away from which occupational groups should be included to how to provide more adequate coverage. Changes in Social Security have reflected a balance between promoting equality and efforts to provide adequate protection.

In 1940, benefits paid totaled $35 million. These rose to $961 million in 1950, $11.2 billion in 1960, $31.9 billion in 1970, $120.5 billion in 1980, and $247.8 billion in 1990 (all figures in nominal dollars, not adjusted for inflation). In 2004, $492 billion of benefits were paid to 47.5 million beneficiaries. In 2009, nearly 51 million Americans received $650 billion in Social Security benefits.

1939 Amendments

Economic concerns

One reason for the proposed changes in 1939 was a growing concern over the impact that the reserves created by the 1935 act were having on the economy. The Recession of 1937 was blamed on the government, tied to the abrupt decrease in government spending and the $2 billion that had been collected in Social Security taxes. Benefits became available in 1940 instead of 1942 and changes to the benefit formula increased the amount of benefits available to all recipients in the early years of Social Security. These two policies combined to shrink the size of the reserves. The original Act had conceived of the program as paying benefits out of a large reserve. This Act shifted the conception of Social Security into something of a hybrid system; while reserves would still accumulate, most early beneficiaries would receive benefits on the pay-as-you-go system. Just as importantly, the changes also delayed planned rises in contribution rates. Ironically if these had been left in place they would have come into effect during the wartime boom in wages and would have arguably helped to temper wartime inflation.

Creation of the Social Security Trust Fund

The amendments established a trust fund for any surplus funds. The managing trustee of this fund is the Secretary of the Treasury. The money could be invested in both non-marketable and marketable securities.

The move toward family protection

Calls for reform of Social Security emerged within a few years of the 1935 Act. Even as early as 1936, some believed that women were not getting enough support. Worried that a lack of assistance might push women back into the work force, these individuals wanted Social Security changes that would prevent this. In an effort to protect the family, therefore, some called for reform which tied women's aid more concretely to their dependency on their husbands. Others expressed apprehension about the complicated administrative practices of Social Security. Concerns about the size of the reserve fund of the retirement program, emphasized by a recession in 1937 led to further calls for change.

These amendments, however, avoided the question of the large numbers of workers in excluded categories. Instead, the amendments of 1939 made family protection a part of Social Security. This included increased federal funding for the Aid to Dependent Children and raised the maximum age of children eligible to receive money under the Aid to Dependent Children to 18. The amendment added wives, elderly widows, and dependent survivors of covered male workers to those who could receive old age pensions. These individuals had previously been granted lump sum payments upon only death or coverage through the Aid to Dependent Children program. If a married wage-earning woman’s own benefit was worth less than 50% of her husband’s benefit, she was treated as a wife, not a worker. If a woman who was covered by Social Security died, however, her dependents were ineligible for her benefits. Since support for widows was dependent on the husband being a covered worker, African American widows were severely underrepresented and unaided by these changes.

In order to assure fiscal conservatives who worried about the costs of adding family protection policies, the benefits for single workers were decreased and lump-sum death payments were abolished.

FICA

In the original 1935 law the benefit provisions were in Title II of the Act (which is why Social Security is sometimes referred to as the "Title II" program.) The taxing provisions were in a separate title (Title VIII) (for reasons related to the constitutionality of the 1935 Act). As part of the 1939 Amendments, the Title VIII taxing provisions were taken out of the Social Security Act and placed in the Internal Revenue Code and renamed the Federal Insurance Contributions Act (FICA). Social Security payroll taxes thus often referred to as "FICA taxes."

Since FICA taxes do not fund "retirement accounts" analogous to investment accounts such as IRAs, it has been argued that returns on these contributions are not comparable to returns on private investment instruments. But because Social Security contributions are nonetheless arguably analogous to pooled insurance premiums (as they protect workers and covered family members against loss of income from the wage earner's retirement, disability, or death) it may be appropriate to compare the return on the "risk pool of funds" garnered by Social Security with the return on the "risk pool of funds" garnered by a for-profit commercial insurance company. Like any insurance program, Social Security "spreads risk". For example, a worker who becomes disabled at a young age could receive a large return relative to the amount they contributed in FICA before becoming disabled, since disability benefits can continue for life. As in private insurance plans, everyone in the particular insurance pool is insured against the same risks, but not everyone will benefit to the same extent.

The analogy to insurance, however, is limited by the fact that paying FICA taxes creates no legal right to benefits and by the extent to which Social Security is, in fact, funded by FICA taxes. The 2010 "Obama-GOP tax deal", for example, cut FICA taxes with the impact on Social Security's solvency neutralized by a transfer from general revenues. These transfers add to the general budget deficit like general program spending.

Amendments of the 1950s

After years of debates about the inclusion of domestic labor, household employees working at least two days a week for the same person were added in 1950, along with nonprofit workers and the self-employed. Hotel workers, laundry workers, all agricultural workers, and state and local government employees were added in 1954.

In 1956, the tax rate was raised to 4.0 percent (2.0 percent for the employer, 2.0 percent for the employee) and disability benefits were added. Also in 1956, women were allowed to retire at 62 with benefits reduced by 25 percent. Widows of covered workers were allowed to retire at 62 without the reduction in benefits.

Amendments of the 1960s

In 1961, retirement at age 62 was extended to men, and the tax rate was increased to 6.0%.

In 1962, the changing role of the female worker was acknowledged when benefits of covered women could be collected by dependent husbands, widowers, and children. These individuals, however, had to be able to prove their dependency.

Medicare and Medicaid were added in 1965 by the Social Security Act of 1965, part of President Lyndon B. Johnson's "Great Society" program.

In 1965, the age at which widows could begin collecting benefits was reduced to 60. Widowers were not included in this change. When divorce, rather than death, became the major cause of marriages ending, divorcées were added to the list of recipients. Divorcées over the age of 65 who had been married for at least 20 years, remained unmarried, and could demonstrate dependency on their ex-husbands received benefits.

The government adopted a unified budget in the Johnson administration in 1968. This change resulted in a single measure of the fiscal status of the government, based on the sum of all government activity. The surplus in Social Security trust funds offsets the total debt, making it appear much smaller than it otherwise would.

Amendments of the 1970s

1972 Amendments

In June 1972, both houses of the United States Congress approved by overwhelming majorities 20% increases in benefits for 27.8 million Americans. The average payment per month rose from $133 to $166. The bill also set up a cost-of-living adjustment (COLA) to take effect in 1975. This adjustment would be made on a yearly basis if the Consumer Price Index (CPI) increased by 3% or more. This addition was an attempt to index benefits to inflation so that benefits would rise automatically. If inflation was 5%, the goal was to automatically increase benefits by 5% so their real value didn't decline. A technical error in the formula caused these adjustments to overcompensate for inflation, a technical mistake which has been called double-indexing. The COLAs actually caused benefits to increase at twice the rate of inflation.

In October 1972, a $5 billion piece of Social Security legislation was enacted which expanded the Social Security program. For example, minimum monthly benefits of individuals employed in low income positions for at least 30 years were raised. Increases were also made to the pensions of 3.8 million widows and dependent widowers.

These amendments also established the Supplemental Security Income (SSI). SSI is not a Social Security benefit, but a welfare program, because the elderly and disabled poor are entitled to SSI regardless of work history. Likewise, SSI is not an entitlement, because there is no right to SSI payments.

The negative financial outlook

Throughout the 1950s and 1960s, during the phase-in period of Social Security, Congress was able to grant generous benefit increases because the system had perpetual short-run surpluses. Congressional amendments to Social Security took place in even numbered years (election years) because the bills were politically popular, but by the late 1970s, this era was over. For the next three decades, projections of Social Security's finances would show large, long-term deficits, and in the early 1980s, the program flirted with immediate insolvency. From this point on, amendments to Social Security would take place in odd numbered years (years that were not election years) because Social Security reform now meant tax increases and benefit reductions. Social Security became known as the "Third Rail of American Politics." Touching it meant political death.

Several effects came together in the years following the 1972 amendments which rapidly changed the outlook on Social Security's long-term financial picture from positive to problematic. By the 1970s, the phase-in period, during which workers were paying taxes but few were collecting benefits, was largely over, and the ratio of elderly population to the working population was increasing. These developments brought questions about the capacity of the long term financial structure based on a pay-as-you-go program.

During the Carter administration, the economy suffered double-digit inflation, coupled with very high interest rates, oil and energy crises, high unemployment and slow economic growth. Productivity growth in the United States had declined to an average annual rate of 1%, compared to 3.2% during the 1960s. There was also a growing federal budget deficit which increased to $66 billion. The 1970s are described as a period of stagflation, meaning economic stagnation coupled with price inflation, as well as higher interest rates. Price inflation (a rise in the general level of prices) creates uncertainty in budgeting and planning and makes labor strikes for pay raises more likely.

These underlying negative trends were exacerbated by a colossal mathematical error made in the 1972 amendments establishing the COLAs. The mathematical error which overcompensated for inflation was particularly detrimental given the double-digit inflation of this period, and the error led to benefit increases that were nowhere near financially sustainable.

The high inflation, double-indexing, and lower than expected wage growth was financial disaster for Social Security.

1977 Amendments

To combat the declining financial outlook, in 1977 Congress passed and Carter signed legislation fixing the double-indexing mistake. This amendment also altered the tax formulas to raise more money, increasing withholding from 2% to 6.15%. With these changes, President Carter remarked, "Now this legislation will guarantee that from 1980 to the year 2030, the Social Security funds will be sound." This turned out not to be the case. The financial picture declined almost immediately and by the early 1980s, the system was again in crisis.

Amendments of the 1980s

After the 1977 amendments, the economic assumptions surrounding Social Security projections continued to be overly optimistic as the program moved toward a crisis. For example, COLAs were attached to increases in the CPI. This meant that they changed with prices, instead of wages. Before the 1970s, wage measurements exceeded changes in price. In the 1970s, however, this reversed and real wages decreased. This meant that FICA revenues could not keep up with the increasing benefits that were being given out. Continued high unemployment levels also lowered the amount of Social Security tax that could be collected. These two developments were decreasing the Social Security Trust Fund reserves. In 1982, projections indicated that the Social Security Trust Fund would run out of money by 1983, and there was talk of the system being unable to pay benefits. The National Commission on Social Security Reform, chaired by Alan Greenspan, was created to address the crisis.

The 1983 Amendments

The National Commission on Social Security Reform (NCSSR), chaired by Alan Greenspan, was empaneled to investigate the long-run solvency of Social Security. The 1983 Amendments to the SSA were based on the NCSSR's Final Report. The NCSSR recommended enacting a six-month delay in the COLA and changing the tax-rate schedules for the years between 1984 and 1990. It also proposed an income tax on the Social Security benefits of higher-income individuals. This meant that benefits in excess of a household income threshold, generally $25,000 for singles and $32,000 for couples (the precise formula computes and compares three different measures) became taxable. These changes were important for generating revenue in the short term.

Also of concern was the long-term prospect for Social Security because of demographic considerations. Of particular concern was the issue of what would happen when people born during the post–World War II baby boom retired. The NCSSR made several recommendations for addressing the issue. Under the 1983 amendments to Social Security, a previously enacted increase in the payroll tax rate was accelerated, additional employees were added to the system, the full-benefit retirement age was slowly increased, and up to one-half of the value of the Social Security benefit was made potentially taxable income.

The 1983 Amendments and the Social Security Trust Fund

The 1983 Amendments also included a provision to exclude the Social Security Trust Fund from the unified budget (In political jargon, it was proposed to be taken “off-budget.” Yet today Social Security is treated like all the other trust funds of the Unified Budget. It is a political way of using a cash budget instead of the more appropriate accrual budget (for all the budgets in the U.S. government), and a way of disguising total debt. This provision also provided for the exemption of Social Security and portions of the Medicare trust funds from any general budget cuts beginning in 1993. This change was one way of trying to protect Social Security funds for the future.

As a result of these changes, particularly the tax increases, the Social Security system began to generate a large short-term surplus of funds, intended to cover the added retirement costs of the "baby boomers." Congress invested these surpluses into special series, non-marketable U.S. Treasury securities held by the Social Security Trust Fund. In other words, Congress borrowed the surpluses from the Social Security system; the Treasury securities held by the S.S. Trust fund are U.S. government "I.O.U.s". Under the law, the government bonds held by Social Security are backed by the full faith and credit of the U.S. government. Because the government had adopted the unified budget during the Johnson administration, this surplus offsets the total fiscal debt, making it look much smaller. There has been significant disagreement over whether the Social Security Trust Fund has been saved, or has been used to finance other government programs and other tax cuts.

The Supreme Court and the evolution of Social Security

The Supreme Court has established that no one has any legal right to Social Security benefits. The Court decided, in ''Flemming v. Nestor'' (1960), that "entitlement to Social Security benefits is not a contractual right". In that case, Ephram Nestor, a Bulgarian immigrant to the United States who made contributions for covered wages for the statutorily required "quarters of coverage" was nonetheless denied benefits after being deported in 1956 for being a member of the Communist party.

The case specifically held:

2. A person covered by the Social Security Act has not such a right in old-age benefit payments as would make every defeasance of "accrued" interests violative of the Due Process Clause of the Fifth Amendment. Pp. 608–611. (a) The noncontractual interest of an employee covered by the Act cannot be soundly analogized to that of the holder of an annuity, whose right to benefits are based on his contractual premium payments. Pp. 608–610. (b) To engraft upon the Social Security System a concept of "accrued property rights" would deprive it of the flexibility and [363 U.S. 603, 604] boldness in adjustment to ever-changing conditions which it demands and which Congress probably had in mind when it expressly reserved the right to alter, amend or repeal any provision of the Act. Pp. 610–611. 3. Section 202 (n) of the Act cannot be condemned as so lacking in rational justification as to offend due process. Pp. 611–612. 4. Termination of appellee's benefits under 202 (n) does not amount to punishing him without a trial, in violation of Art. III, 2, cl. 3, of the Constitution or the Sixth Amendment; nor is 202 (n) a bill of attainder or ex post facto law, since its purpose is not punitive. Pp. 612–621.[65]

The Supreme Court was also responsible for major changes in Social Security. Many of these cases were pivotal in changing the assumptions about differences in wage earning among men and women in the Social Security system. Goldberg v. Kelly (1970): The Supreme Court ruled that the due process clause of the Fourteenth Amendment required there to be an evidentiary hearing before a recipient can be deprived of government benefits. Weinberger v. Wiesenfeld (1975): A widower claimed that he was entitled to his deceased wife’s benefit, even though he had not been dependent on his wife. The court upheld his claims, stating that automatically granting widows the benefits and denying them to widowers violated equal protection in the Fourteenth Amendment.

Dates of coverage for various workers

1935 All workers in commerce and industry (except railroads) under age 65.

1939 Age restriction eliminated; seamen, bank employees added; additional domestic workers and food-processing workers removed

1946 Railroad and Social Security earnings combined to determine eligibility for and amount of survivor benefits.

1950 Regularly employed farm and domestic workers. Nonfarm self-employed (except professional groups). Federal civilian employees not under retirement system. Americans employed outside United States by American employer. Puerto Rico and Virgin Islands. At the option of the State, State and local government employees not under retirement system. Nonprofit organizations could elect coverage for their employees (other than ministers).

1951 Railroad workers with less than 10 years of service, for all benefits. (After October 1951, coverage is retroactive to 1937.)

1954 Farm self-employed. Professional self-employed except lawyers, dentists, doctors, and other medical groups. Additional regularly employed farm and domestic workers. Homeworkers. State and local government employees (except firemen and policemen) under retirement system if agreed to by referendum. Ministers could elect coverage as self-employed.

1956 Members of the uniformed services. Remainder of professional self-employed except doctors. By referendum, firemen and policemen in designated States.

1965 Interns. Self-employed doctors. Tips.

1967 Ministers (unless exemption is claimed on grounds of conscience or religious principles). Firemen under retirement system in all States.

1972 Members of a religious order subject to a vow of poverty.

1983 All federal civilian employees hired after 1983; members of Congress, the President and Vice-President and federal judges; all employees of nonprofit organizations. Covered state and local government employees prohibited from opting out of Social Security.

1990 Employees of state and local governments not covered under a retirement plan.

Benefits

The largest component of OASDI is the payment of retirement benefits. Throughout a worker's career, the Social Security Administration keeps track of his or her earnings. The amount of the monthly benefit to which the worker is entitled depends upon that earnings record and upon the age at which the retiree chooses to begin receiving benefits. For the entire history of Social Security, benefits have been paid almost entirely by using revenue from payroll taxes. This is why Social Security is referred to as a pay-as-you-go system. Around 2017, payroll tax revenue is projected to be insufficient to cover Social Security benefits and the system will begin to withdraw money from the Social Security Trust Fund. The existence and economic significance of the Social Security Trust Fund is a subject of considerable dispute because its assets are special Treasury bonds; i.e. the money in the trust fund has been lent back to the federal government to pay for other expenses.

Totals By Year

Year – Beneficiaries – Dollars

1937 – 53,236 – $1,278,000

1938 – 213,670 – $10,478,000

1939 – 174,839 – $13,896,000

1940 – 222,488 – $35,000,000

1950 – 3,477,243 – $961,000,000

1960 – 14,844,589 – $11,245,000,000

1970 – 26,228,629 – $31,863,000,000

1980 – 35,584,955 – $120,511,000,000

1990 – 39,832,125 – $247,796,000,000

1995 – 43,387,259 – $332,553,000,000

1996 – 43,736,836 – $347,088,000,000

1997 – 43,971,086 – $361,970,000,000

1998 – 44,245,731 – $374,990,000,000

1999 – 44,595,624 – $385,768,000,000

2000 – 45,414,794 – $407,644,000,000

2001 – 45,877,506 – $431,949,000,000

2002 – 46,444,317 – $453,746,000,000

2003 – 47,038,486 – $470,778,000,000

2004 – 47,687,693 – $493,263,000,000

2005 – 48,434,436 – $520,748,000,000

2006 – 49,122,624 – $546,238,000,000

2007 – 49,864,838 – $584,939,000,000

2008 – 50,898,244 – $615,344,000,000

Primary Insurance Amount

A worker's retirement income benefit is based on his Primary Insurance Amount, or PIA. The PIA is the average of the highest 35 years of the worker's covered earnings (before deduction for FICA). Covered earnings in any year are limited by that year's Social Security Wage Base, the maximum earnings that could be subject to the OASDI portion of FICA payroll tax ($106,800 in 2010). If the worker has fewer than 35 years of covered earnings, zeros are used to bring the total number of years of earnings up to 35. Years of covered work more than 2 years before the year the worker turns 62 are indexed upward to reflect the increase in the national wage via the average wage index (AWI) from the time at which the earnings were covered in the past to the value of the AWI two years before the worker turns 62 (which is the most recent year available at the date the worker turns 62). One-twelfth of this 35-year average is the average indexed monthly earnings (AIME). The PIA then is 90 percent of the AIME up to the first (low) bendpoint, and 32 percent of the excess of AIME over the first bendpoint but not in excess of the second (high) bendpoint, plus 15 percent of the AIME in excess of the second bendpoint. Bendpoints designate the point at which the rates of return on a beneficiary's AIME change. In 2008, the bendpoints for calculating the PIA are a change from 90% to 32% at $711 and a change to 15% at $4,288. This PIA is then adjusted by automatic cost-of-living adjustments annually starting with the year the worker turns 62. Similar computations based on career average earnings determine disability and survivor benefits. These alternate computations average less years of earnings when the worker dies or is disabled before age 62 and use different base years for the inflation adjustments.

Normal retirement age

The earliest age at which (reduced) benefits are payable is 62. Full retirement benefits depend on a retiree's year of birth. Those born before 1938 have a normal retirement age of 65. Normal retirement age increases by two months for each ensuing year of birth until the 1943 year of birth, when it stays at age 66 years until the year of birth 1955. Thereafter the normal retirement age increases again by two months for each year ending in the 1960 year of birth, when normal retirement age stops at age 67 for all born thereafter. Since the retirement age increases each year it is important to look at how the rest of the world is vastly approaching retirement age also. The breakdown in the more well known countries is as follows: Europe, Northern America, Australia, New Zealand, and Japan has increased from 8 percent in the 1950s to 14 percent in 2000, and is predicted to reach 26 percent in 2050. The reason for these high percentages is a result of a decline in the death and fertility rates.

A worker who starts benefits before normal retirement age has their benefit reduced based on the number of months before normal retirement age they start benefits. This reduction is 5/9 of 1% for each month up to 36 and then 5/12 of 1% for each additional month. This formula gives an 80% benefit at age 62 for a worker with a normal retirement age of 65, a 75% benefit at age 62 for a worker with a normal retirement age of 66, and a 70% benefit at age 62 for a worker with a normal retirement age of 67.

A worker who delays starting retirement benefits past normal retirement age earns delayed retirement credits that increase their benefit until they reach age 70. These credits are also applied to their widow(er)'s benefit. Children and spouse benefits are not affected by these credits.

The normal retirement age for widow(er) benefits shifts the year-of-birth schedule upward by two years, so that those widow(er)s born before 1940 have age 65 as their normal retirement age.

Spouse's benefit

Any current spouse is eligible, and divorced or former spouses are eligible generally if the marriage lasts for at least 10 years. (Civil marriages of same sex couples are not recognized by OASDI for spousal benefits because the federal DOMA law excludes them for federal recognition.) While it is arithmetically possible for one worker to generate spousal benefits for up to five of his/her spouses that he/she may have, each must be in succession after a proper divorce for each after a marriage of at least ten years. Because age 70 is the latest retirement age, and because no state recognizes marriage before teenage years, there are no more than 5 successive spousal benefits in ten-year intervals. This spousal ''retirement benefit'' is ''half'' the ''PIA'' of the worker; this is different from the spousal ''survivor benefit'', which is the full PIA. The benefit is the product of the PIA, times one half, times the early-retirement factor if the spouse is younger than normal retirement age. There is no increase for starting spousal benefits ''after'' normal retirement age. This can occur if there is a married couple in which the younger person is the only worker and is more than 5 years younger. Only after the worker applies for retirement benefits may the non-working spouse apply for spousal retirement benefits.

Note that, since the passage of the Senior Citizens' Freedom to Work Act, in 2000, the spouse and children of a worker who has reached normal retirement age can receive benefits on the worker's record whether the worker is receiving benefits or not. Thus a worker can delay retirement without affecting spousal and children's benefits. ''The worker may have to begin receipt of benefits, to allow the spousal/children's benefits to begin, and then subsequently suspend his/her own benefits in order to continue the postponement of benefits in exchange for an increased benefit amount.''

Widow(er)'s benefits

If a worker covered by Social Security dies, a surviving spouse can receive survivors' benefits. In some instances, survivors' benefits are available even to a divorced spouse. A father or mother with minor or disabled children in his or her care can receive benefits which are not actuarially reduced. The earliest age for a nondisabled widow(er)'s benefit is age 60. The benefit is equal to the worker's full retirement benefit for spouses who are at, or older than, normal retirement age. If the surviving spouse starts benefits before normal retirement age, there is an actuarial reduction. If the worker earned delayed retirement credits by waiting to start benefits after their normal retirement age, the surviving spouse will have those credits applied to their benefit.

Children's benefits

Children of a retired, disabled or deceased worker receive benefits as a "dependent" or "survivor" if they are under the age of 18, or between 18 and 19 and have not yet graduated from high school, or are over the age of 18 and were disabled before the age of 22. In a landmark case, the 8th Circuit U.S. Court of Appeals decided that a child is entitled to survivor benefits even though she was born two years after her father's death, having been conceived by in vitro fertilization.

Disability

A worker who has worked long enough and recently enough (based on "quarters of coverage" within the recent past) to be covered ''can'' receive disability benefits. These benefits start after five full calendar months of disability, regardless of his or her age. The eligibility formula requires a certain number of credits (based on earnings) to have been earned overall, and a certain number within the ten years immediately preceding the disability, but with more-lenient provisions for younger workers who become disabled before having had a chance to compile a long earnings history.

The worker must be unable to continue in his or her previous job and unable to adjust to other work, with age, education, and work experience taken into account; furthermore, the disability must be long-term, lasting 12 months, expected to last 12 months, resulting in death, or expected to result in death. As with the retirement benefit, the amount of the disability benefit payable depends on the worker's age and record of covered earnings.

Supplemental Security Income (SSI) uses the same disability criteria as the insured social security disability program, but SSI is not based upon insurance coverage. Instead, a system of means-testing is used to determine whether the claimants' income and net worth fall below certain income and asset thresholds.

Severely disabled children may qualify for SSI. Standards for child disability are different from those for adults.

Disability determination at the Social Security Administration has created the largest system of administrative courts in the United States. Depending on the state of residence, a claimant whose initial application for benefits is denied can request ''reconsideration'' or a ''hearing before an Administrative Law Judge (ALJ)''. Such hearings sometimes involve participation of an independent vocational expert (VE) or medical expert (ME), as called upon by the ALJ.

Reconsideration involves a re-examination of the evidence and, in some cases, the opportunity for a hearing before a (non-attorney) disability hearing officer. The hearing officer then issues a decision in writing, providing justification for his/her finding. If the claimant is denied at the reconsideration stage, (s)he may request a hearing before an Administrative Law Judge. In some states, SSA has implemented a pilot program that eliminates the reconsideration step and allows claimants to appeal an initial denial directly to an Administrative Law Judge.

Because the number of applications for Social Security is very large (approximately 650,000 applications per year), the number of hearings requested by claimants often exceeds the capacity of Administrative Law Judges. The number of hearings requested and availability of Administrative Law Judges varies geographically across the United States. In some areas of the country, it is possible for a claimant to have a hearing with an Administrative Law Judge within 90 days of his/her request. In other areas, waiting times of 18 months are not uncommon.

After the hearing, the Administrative Law Judge (ALJ) issues a decision in writing. The decision can be ''Fully Favorable'' (the ALJ finds the claimant disabled as of the date that (s) he alleges in the application through the present), ''Partially Favorable'' (the ALJ finds the claimant disabled at some point, but not as of the date alleged in the application; OR the ALJ finds that the claimant ''was'' disabled but has improved), or ''Unfavorable'' (the ALJ finds that the claimant was not disabled at all). Claimants can appeal Partially Favorable and Unfavorable decisions to Social Security's Appeals Council, which is in Virginia. The Appeals Council does not hold hearings; it accepts written briefs. Response time from the Appeals Council can range from 12 weeks to more than 3 years.

If the claimant disagrees with the Appeals Council's decision, (s)he can appeal the case in the federal district court for his/her jurisdiction. As in most federal court cases, an unfavorable district court decision can be appealed to the appropriate United States Court of Appeals, and an unfavorable appellate court decision can be appealed to the United States Supreme Court.

Current operation

Joining and quitting

Obtaining a Social Security number for a child is voluntary. Further, there is no general legal requirement that individuals join the Social Security program. Although the Social Security Act itself does not require a person to have a Social Security Number (SSN) to live and work in the United States, the Internal Revenue Code does generally require the use of the social security number by individuals for federal tax purposes:

::The social security account number issued to an individual for purposes of section 205(c)(2)(A) of the Social Security Act shall, except as shall otherwise be specified under regulations of the Secretary [of the Treasury or his delegate], be used as the identifying number for such individual for purposes of this title.

Importantly, most parents apply for Social Security numbers for their dependent children in order to include them on their income tax returns as a dependent. Everyone filing a tax return, as taxpayer or spouse, must have a Social Security Number or Taxpayer Identification Number (TIN) since the IRS is unable to process returns or post payments for anyone without an SSN or TIN.

The FICA taxes are imposed on all workers and self-employed persons. Employers are required to report wages for covered employment to Social Security for processing Forms W-2 and W-3. There are some specific wages which are not a part of the Social Security program (discussed below). Internal Revenue Code provisions section 3101 imposes payroll taxes on individuals and employer matching taxes. Section 3102 mandates that employers deduct these payroll taxes from workers' wages before they are paid. Generally, the payroll tax is imposed on everyone in employment earning "wages" as defined in 3121 of the Internal Revenue Code. and also taxes net earnings from self-employment.

Trust fund

Social Security taxes are paid into the Social Security Trust Fund maintained by the U.S. Treasury (technically, the "Federal Old-Age and Survivors Insurance Trust Fund", as established by ). Current year expenses are paid from current Social Security tax revenues. When revenues exceed expenditures, as they have in most years, the excess is invested in special series, non-marketable U.S. Government bonds, thus the Social Security Trust Fund indirectly finances the federal government's general purpose deficit spending. In 2007, the cumulative excess of Social Security taxes and interest received over benefits paid out stood at $2.2 trillion. The Trust Fund is regarded by some as an accounting trick which holds no economic significance. Others argue that it has specific legal significance because the Treasury securities it holds are backed by the "full faith and credit" of the U.S. government, which has an obligation to repay its debt.

The Social Security Administration's authority to make benefit payments as granted by Congress extends only to its current revenues and existing Trust Fund balance, ''i.e.'', redemption of its holdings of Treasury securities. Therefore, Social Security's ability to make full payments once annual benefits exceed revenues depends in part on the federal government's ability to make good on the bonds that it has issued to the Social Security trust funds. As with any other federal obligation, the federal government's ability to repay Social Security is based on the power to tax and the commitment of the Congress to meet its obligations.

In 2009 the Office of the Chief Actuary of the Social Security Administration calculated an unfunded obligation of $15.1 trillion for the Social Security program. The unfunded obligation is the difference between the present value of the cost of Social Security and the present value of the assets in the Trust Fund and the future scheduled tax income of the program. In the Actuarial Note explaining the calculation, the Office of the Chief Actuary wrote that "The term obligation is used in lieu of the term liability, because liability generally indicates a contractual obligation (as in the case of private pensions and insurance) that cannot be altered by the plan sponsor without the agreement of the plan participants."

Office of Disability Adjudication and Review (ODAR)

"The Office of Hearings and Appeals (OHA) administers the hearings and appeals program for the Social Security Administration (SSA). Administrative Law Judges (ALJs) conduct hearings and issue decisions. The Appeals Council considers appeals from hearing decisions, and acts as the final level of administrative review for the Social Security Administration." In 2006, OHA was renamed to ODAR.

Benefit payout comparisons

The current formula used in calculating the benefit level (primary insurance amount or PIA) is very progressive so that sizable benefits could be obtained with much less than the forty to thirty five years of covered wages. Workers who spend their entire careers in covered employment would be unfairly treated relative to workers who spend the first half of their careers not covered (as in municipal employment) by OASDI but are covered by an alternative plan. These people who later switch into covered employment would be entitled to both the alternative non OASDI pension (presumably from a state or municipality) and get an Old Age retirement benefit from Social Security. The progressivity of the PIA formula would in effect allow these workers to ''double dip''. Therefore, there are two provisions that mitigate the effect of the double dipping: one for those who obtain OASDI benefits from a spouse who is a covered worker and the other for those who split their careers in covered and noncovered employment. This latter double dip has a ''claw back factor'' which starts at maximum at 10 years and grades out to zero at 30 years so that there is no clawback for those with 30 years or more of covered wages. This is to prevent those with abnormally low AIMEs due to few years of covered status from being treated as lifetime (say 44 years) career low wage earners with low AIMEs.

International agreements

People sometimes relocate from one country to another, either permanently or on a limited-time basis. This presents challenges to businesses, governments, and individuals seeking to ensure future benefits or having to deal with taxation authorities in multiple countries. To that end, the Social Security Administration has signed treaties, often referred to as ''Totalization Agreements,'' with other social insurance programs in various foreign countries.

Overall, these agreements serve two main purposes. First, they eliminate dual Social Security taxation, the situation that occurs when a worker from one country works in another country and is required to pay Social Security taxes to both countries on the same earnings. Second, the agreements help fill gaps in benefit protection for workers who have divided their careers between the United States and another country.

The following countries have signed totalization agreements with the SSA (and the date the agreement became effective):

Italy (November 1, 1978)

Germany (December 1, 1979)

Switzerland (November 1, 1980)

Belgium (July 1, 1984)

Norway (July 1, 1984)

Canada (August 1, 1984)

United Kingdom (January 1, 1985)

Sweden (January 1, 1987)

Spain (April 1, 1988)

France (July 1, 1988)

Portugal (August 1, 1989)

Netherlands (November 1, 1990)

Austria (November 1, 1991)

Finland (November 1, 1992)

Ireland (September 1, 1993)

Luxembourg (November 1, 1993)

Greece (September 1, 1994)

South Korea (April 1, 2001)

Chile (December 1, 2001)

Australia (October 1, 2002)

Japan (October 1, 2005)

Denmark (October 1, 2008)

Czech Republic (January 1, 2009)

Poland (March 1, 2009)

Mexico (Signed on June 29, 2004, but not yet in effect)

Social Security number

A side effect of the Social Security program in the United States has been the near-universal adoption of the program's identification number, the Social Security number, as the national identification number in the United States. The social security number, or SSN, is issued pursuant to section 205(c)(2) of the Social Security Act, codified as . The government originally stated that the SSN would not be a means of identification, but currently a multitude of U.S. entities use the Social Security number as a personal identifier. These include government agencies such as the Internal Revenue Service, the military (which prints it on service members' dog tags and uses it in a number of ways to identify personnel, including the name, rank and "serial number" one would furnish the enemy as a POW) as well as private agencies such as banks, colleges and universities, health insurance companies, and employers.

The Social Security Administration admits that the Social Security Act does not require a person to have a Social Security Number to live and work in the United States, nor does it require an SSN simply for the purpose of having one.

The Privacy Act of 1974 was in part intended to limit usage of the Social Security number as a means of identification. Paragraph (1) of subsection (a) of section 7 of the Privacy Act, an uncodified provision, states in part:

::(1) It shall be unlawful for any Federal, State or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individual's refusal to disclose his social security account number.

However, paragraph (2) of subsection (a) of section 7 of the Privacy Act provides in part:

::(2) the provisions of paragraph (1) of this subsection ''shall not apply'' with respect to –

:::(A) any disclosure which is ''required by Federal statute'', or

:::(B) the disclosure of a social security number to any Federal, State, or local agency maintaining a system of records in existence and operating before January 1, 1975, if such disclosure was required under statute or regulation adopted prior to such date to verify the identity of an individual.

The exceptions under section 7 of the Privacy Act include the Internal Revenue Code requirement that social security numbers be used as taxpayer identification numbers for individuals.

Demographic and revenue projections

In each year since 1982, OASDI tax receipts, interest payments and other income have exceeded benefit payments and other expenditures, for example by more than $150 billion in 2004. As the "baby boomers" move out of the work force and into retirement, however, expenses will come to exceed tax receipts and then, after several more years, will exceed all system income, including interest. At that point the system will begin drawing on its Treasury Notes, and will continue to pay benefits at the current levels until the Trust Fund is exhausted. At that point, benefits will be reduced to about three-fourths of current levels unless additional revenue is found.

In 2005, this exhaustion of the Trust Fund was projected to occur in 2041 (by the Social Security Administration) or 2052 (by the Congressional Budget Office). Thereafter, however, the projection for the date of this event was moved up by a few years after the recession worsened the system's financial picture. The 2011 OASDI Trustees Report stated:

Annual cost exceeded non-interest income in 2010 and is projected to continue to be larger throughout the remainder of the 75-year valuation period. Nevertheless, from 2010 through 2022, total trust fund income, including interest income, is more than is necessary to cover costs, so trust fund assets will continue to grow during that time period. Beginning in 2023, trust fund assets will diminish until they become exhausted in 2036. Non-interest income is projected to be sufficient to support expenditures at a level of 77 percent of scheduled benefits after trust fund exhaustion in 2036, and then to decline to 74 percent of scheduled benefits in 2085.

In 2007, the Social Security Trustees suggested that either the payroll tax could increase to 16.41 percent in 2041 and steadily increased to 17.60 percent in 2081 or a cut in benefits by 25 percent in 2041 and steadily increased to an overall cut of 30 percent in 2081.

The Social Security Administration projects that the demographic situation will stabilize. The cash flow deficit in the Social Security system will have leveled off as a share of the economy. This projection has come into question. Some demographers argue that life expectancy will improve more than projected by the Social Security Trustees, a development that would make solvency worse. Some economists believe future productivity growth will be higher than the current projections by the Social Security Trustees. In this case, the Social Security shortfall would be smaller than currently projected.

:Tables published by the government's National Center for Health Statistics show that life expectancy at birth was 47.3 years in 1900, rose to 68.2 by 1950 and reached 77.3 in 2002. The latest annual report of the Social Security trustees projects that life expectancy will increase just six years in the next seven decades, to 83 in 2075. A separate set of projections, by the Census Bureau, shows more rapid growth.

("Social Security Underestimates Future Life Spans, Critics Say") The Census Bureau projection is that the longer life spans projected for 2075 by the Social Security Administration will be reached in 2050. Other experts, however, think that the past gains in life expectancy cannot be repeated, and add that the adverse effect on the system's finances may be partly offset if health improvements induce people to stay in the workforce longer.

Actuarial science, of the kind used to project the future solvency of social security, is by nature inexact. The SSA actually makes three predictions: optimistic, midline, and pessimistic (until the late 1980s it made 4 projections). The Social Security crisis that was developing prior to the 1983 reforms resulted from midline projections that turned out to be too optimistic. It has been argued that the overly pessimistic projections of the mid to late 1990s were partly the result of the low economic growth (according to actuary David Langer) assumptions which resulted in the projected exhaustion date being pushed back (from 2028 to 2042) with each successive Trustee's report. During the heavy-boom years of the '90s, the midline projections were too pessimistic. Obviously, projecting out 75 years is a significant challenge and, as such, the actual situation might be much better or much worse than predicted.

The Social Security Advisory Board has on three occasions since 1999 appointed a Technical Advisory Panel to review the methods and assumptions used in the annual projections for the Social Security trust funds. The most recent report of the Technical Advisory Panel, released in June 2008 with a copyright date of October 2007, includes a number of recommendations for improving the Social Security projections.

Increased spending for Social Security will occur at the same time as increases in Medicare, as a result of the aging of the baby boomers. One projection illustrates the relationship between the two programs:

:From 2004 to 2030, the combined spending on Social Security and Medicare is expected to rise from 7% of national income (gross domestic product) to 13%. Two-thirds of the increase occurs in Medicare.

Online benefits estimate

On July 22, 2008 the Social Security Administration introduced a new online benefits estimator. A worker who has enough Social Security credits to qualify for benefits, but who is not currently receiving benefits on his or her own Social Security record and who is not a Medicare beneficiary, can obtain an estimate of the retirement benefit that will be provided, for different assumptions about age at retirement.

Taxation

Tax on wages and self-employment income

Benefits are funded by taxes imposed on wages of employees and self-employed persons. As explained below, in the case of employment, the employer and employee are each responsible for one half of the Social Security tax, with the employee's half being withheld from the employee's pay check. In the case of self-employed persons (i.e., independent contractors), the self-employed person is responsible for the entire amount of Social Security tax.

The ''Federal Insurance Contributions Act'' (FICA) (codified in the Internal Revenue Code) imposes a Social Security withholding tax equal to 6.20% of the gross wage amount, up to but not exceeding the ''Social Security Wage Base'' ($97,500 for 2007; $102,000 for 2008; and $106,800 for 2009, 2010, and 2011). The same 6.20% tax is imposed on employers. For 2011, the employee's contribution was reduced to 4.2%, while the employer's portion remained at 6.2%. For each calendar year for which the worker is assessed the FICA contribution, the SSA credits those wages as that year's covered wages. The income cutoff is adjusted yearly for inflation and other factors.

A separate payroll tax of 1.45% of an employee's income is paid directly by the employer, and an additional 1.45% deducted from the employee's paycheck, yielding a total tax rate of 2.90%. There is no maximum limit on this portion of the tax. This portion of the tax is used to fund the Medicare program, which is primarily responsible for providing health benefits to retirees.

The combined tax rate of these two federal programs was 15.30% (7.65% paid by the employee and 7.65% paid by the employer) and dropped to 13.30% (5.65% paid by the employee and 7.65% paid by the employer) in 2011.

For self-employed workers (who technically are not employees and are deemed not to be earning "wages" for Federal tax purposes), the self-employment tax, imposed by the Self-Employment Contributions Act of 1954, codified as Chapter 2 of Subtitle A of the Internal Revenue Code, , is 15.3% of "net earnings from self-employment." In essence, a self-employed individual pays both the employee and employer share of the tax, although half of the self-employment tax (the "employer share") is deductible when calculating the individual's federal income tax.

If an employee has overpaid payroll taxes by having more than one job or switching jobs during the year, the excess taxes will be refunded when the employee files his federal income tax return. Any excess taxes paid by employers, however, are not refundable to the employers.

Wages not subject to tax

Workers are not required to pay Social Security taxes on wages from certain types of work:

Wages received by certain state or local government workers participating in their employers' alternative retirement system.

Net annual earnings from self-employment of less than $400.

Wages received for service as an election worker, if less than $1,400 a year (in 2008).

Wages received for working as a household employee, if less than $1,700 per year (in 2009–2010).

Wages received by college students working under Federal Work Study programs, graduate students receiving stipends while working as teaching assistants, research assistants, or on fellowships, and most postdoctoral researchers. Eliminated starting January 2011.

Earnings received for serving as a minister (or for similar religious service) if the person has a conscientious objection to public insurance because of personal religious considerations, but only for "qualified services" performed for a religious organization.

Other minor exceptions.

Federal income taxation of benefits

The benefits received by retirees were not originally taxed as income in the year of receipt. Beginning in tax year 1984, with the Reagan-era reforms to repair the system's projected insolvency, retirees with incomes over $25,000 (in the case of married persons filing separately who did not live with the spouse at any time during the year, and for persons filing as "single"), or with combined incomes over $32,000 (if married filing jointly) or, in certain cases, any income amount (if married filing separately from the spouse in a year in which the taxpayer lived with the spouse at any time) generally saw part of the retiree benefits subject to Federal income tax. In 1984, the portion of the benefits potentially subject to tax was 50%. Under the Deficit Reduction Act of 1993, the portion of benefits potentially subject to tax was increased to 85% beginning with the 1994 tax year.

Criticism of the program

Claim that it discriminates against the poor and the middle class

Critics, such as libertarian Nobel Laureate economist Milton Friedman, say that Social Security redistributes wealth from the poor to the wealthy. Workers must pay 12.4 percent, including a 6.2 percent employer contribution, on their wages below the Social Security Wage Base ($106,800, in 2010), but no tax on income in excess of this amount. Therefore, high earners pay a lower percentage of their total income because of the income caps; because of this, payroll taxes are often viewed as being regressive. Furthermore, wealthier individuals generally have higher life expectancies and thus may expect to receive larger benefits for a longer period than poorer taxpayers. A single individual who dies before age 62, who is more likely to be poor, receives no retirement benefits despite his years of paying Social Security tax. On the other hand, an individual who lives to age 100, who is more likely to be wealthy, is guaranteed payments that are more than he paid into the system. An NBER volume edited by Martin Feldstein and Jeffrey Liebman called ''The Distributional Aspects of Social Security'' points out that members of racial minorities with lower than average life expectancies and lower than average rates of marriage may also suffer from the program on average.

Supporters of Social Security say that despite its regressive ''tax formula'', Social Security benefits are calculated using a progressive ''benefit formula'' that replaces a much higher percentage of low-income workers' pre-retirement income than that of higher-income workers (although these low-income workers pay a higher percentage of their pre-retirement income). They also point to numerous studies that show that, relative to high-income workers, Social Security disability and survivor benefits paid on behalf of low-income workers more than offset any retirement benefits that may be lost because of shorter life expectancy. Other research asserts that survivor benefits, allegedly an offset, actually exacerbate the problem because survivor benefits are denied to single individuals, including widow(er)s married less than nine months (except in certain situations), divorced widow(er)s married less than 10 years, and co-habiting or same-sex couples, unless they are legally married in their state of residence. Unmarried individuals tend to be less wealthy and minorities.

Claim that politicians exempted themselves from the tax

Critics of Social Security have said that the politicians who created Social Security exempted themselves from having to pay the Social Security tax. Indeed, when the federal government created Social Security, all federal employees, including the President and members of Congress, were exempt from having to pay the Social Security tax, and they received no Social Security benefits. This law was changed by the Social Security Amendments of 1983, which brought within the Social Security system all members of Congress, the President and the Vice President, federal judges, and certain executive-level political appointees, as well as all federal employees hired in any capacity on or after January 1, 1984. Many state and local government workers, however, are exempt from Social Security taxes because they contribute instead to alternative retirement systems set up by their employers.

Claim that the government lied about the maximum tax

George Mason University economics professor Walter E. Williams claimed that the federal government has broken its own promise regarding the maximum Social Security tax. Williams used data from the federal government to back up his claim.

According to a 1936 pamphlet on the Social Security website, the federal government promised the following maximum level of taxation for Social Security, "... beginning in 1949, twelve years from now, you and your employer will each pay 3 cents on each dollar you earn, up to $3,000 a year. That is the most you will ever pay."

However, according to the Social Security website, by the year 2008, the tax rate was 6.2% each for the employer and employee, and the maximum income level that was subject to the tax was $102,000 raising the bar to $6,324 maximum contribution by both employee and employer (total $12,648).

In 2005, Williams wrote, "Had Congress lived up to those promises, where $3,000 was the maximum earnings subject to Social Security tax, controlling for inflation, today's $50,000-a-year wage earner would pay about $700 in Social Security taxes, as opposed to the more than $3,000 that he pays today."

According to the Social Security website, "The tax rate in the original 1935 law was 1% each on the employer and the employee, on the first $3,000 of earnings. This rate was increased on a regular schedule in four steps so that by 1949 the rate would be 3% each on the first $3,000. The figure was never $1,400, and the rate was never fixed for all time at 1%."

Claim that it gives a low rate of return

Critics of Social Security claim that it gives a low rate of return, compared to what is obtained through private retirement accounts. For example, critics point out that under the Social Security laws as they existed at that time, several thousand employees of Galveston County, Texas were allowed to opt out of the Social Security program in the early 1980s, and have their money placed in a private retirement plan instead. While employees who earned $50,000 per year would have collected $1,302 per month in Social Security benefits, the private plan paid them $6,843 per month. While employees who earned $20,000 per year would have collected $775 per month in Social Security benefits, the private plan paid them $2,740 per month, at interest rates prevailing in 1996. While some advocates of privatization of Social Security point to the Galveston pension plan as a model for Social Security reform, critics point to a GAO report to the House Ways and Means Committee, which indicates that, for low and middle income employees, particularly those with shorter work histories, the outcome may be less favorable.

Claim that it is a Ponzi scheme

Critics have drawn parallels between Social Security and Ponzi schemes, e.g.:

One criticism of the analogy is that while Ponzi schemes and Social Security have similar ''structures'' (in particular, a sustainability problem when the number of new people paying in is declining), they have different ''transparencies''. In a Ponzi scheme the fact there is no return generating mechanism beyond just contributions from new entrants is obscured whereas Social Security payouts have always been openly underwritten by incoming tax revenue. No true Ponzi scheme can be sustained indefinitely, whereas Social Security's benefits can always be sustained by raising additional taxes. Because of these and other issues, Robert E. Wright calls Social Security a "quasi" pyramid scheme in his book, ''Fubarnomics''.

Estimated net Social Security benefits under differing circumstances

In 2004, Urban Institute economists C. Eugene Steuerle and Adam Carasso created a Web-based Social Security benefits calculator. Using this calculator it is possible to estimate net Social Security benefits (i.e., estimated lifetime benefits minus estimated lifetime FICA taxes paid) for different types of recipients. In the book ''Democrats and Republicans – Rhetoric and Reality'' Joseph Fried used the calculator to create graphical depictions of the estimated net benefits of men and women who were at different wage levels, single and married (with stay-at-home spouses), and retiring in different years. These graphs vividly show that generalizations about Social Security benefits may be of little predictive value for any given worker, due to the wide disparity of net benefits for people at different income levels and in different demographic groups. For example, the graph below (Figure 168) shows the impact of wage level and retirement date on a male worker. As income goes up, net benefits get smaller – even negative. thumb|400px|Impact of gender and wage levels on net SS benefitsHowever, the impact is much greater for the future retiree (in 2045) than for the current retiree (2005). The male earning $95,000 per year and retiring in 2045 is estimated to lose over $200,000 by participating in the Social Security system.

In the next graph (Figure 165) the depicted net benefits are averaged for people turning age 65 anytime during the years 2005 through 2045. (In other words, the disparities shown are not related to retirement.) However, we do see the impact of gender and wage level. Because women tend to live longer, they generally collect Social Security benefits for a longer time. As a result, they get a higher net benefit, on average, no matter what the wage level.

thumb|400px|left|Net lifetime SS benefits of married men and women where only one person worksThe next image (Figure 166) shows estimated net benefits for married men and women at different wage levels. In this particular scenario it is assumed that the spouse has little or no earnings and, thus, will be entitled to collect a spousal retirement benefit. According to Fried:

"Two significant factors are evident: First, every column in Figure 166 depicts a net benefit that is higher than any column in Figure 165. In other words, the average married person (with a stay-at-home spouse) gets a greater benefit per FICA tax dollar paid than does the average single person – no matter what the gender or wage level. Second, there is only limited progressivity among married workers with stay-at-home spouses. Review Figure 166 carefully: The net benefits drop as the wage levels increase from $50,000 to $95,000; however, they increase as the wage levels grow from $5,000 to $50,000. In fact, net benefits are lowest for those earning just $5,000 per year."

The last graph shown (Figure 167) is a combination of Figures 165 and 166. In this graph it is very clear why generalizations about the value of Social Security benefits are meaningless. At the $95,000 wage level a married person could be a big winner – getting net benefits of about $165,000. On the other hand, he could lose an estimated $152,000 in net benefits if he remains single. Altogether, there is a "swing" of over $300,000 based upon the marriage decision (and the division of earnings between the spouses). In addition there is a large disparity between the high net benefits of the married person earning $95,000 ($165,152) versus the relatively low net benefits of the man or woman earning just $5,000 ($30,025 or $41,890, depending on gender). In other words, the high earner, in this scenario, gets a far greater return on his FICA tax investment than does the low earner.

In the book ''How Social Security Picks Your Pocket'' other factors affecting Social Security net benefits are identified: Generally, people who work for more than 35 years get a lower net benefit – all other factors being equal. People who do not live long after retirement age get a much lower net benefit. Finally, people who derive a high percentage of income from non-wage sources get high Social Security net benefits because they appear to be "poor," when they are not. The progressive benefit formula for Social Security is blind to the income a worker may have from non-wage sources, such as spousal support, dividends and interest, or rental income.

Current controversies

Proposals to reform of the Social Security system have led to heated debate, centering around funding of the program. In particular, proposals to ''privatize'' funding have caused great controversy.

Contrast with private pensions

Although Social Security is sometimes compared to private pensions, the two systems are different in a number of respects. It has been argued that Social Security is an insurance plan as opposed to a retirement plan. Unlike a pension, for example, Social Security pays disability benefits. A private pension fund accumulates the money paid into it, eventually using those reserves to pay pensions to the workers who contributed to the fund; and a private system is not universal. Social Security cannot "prefund" by investing in marketable assets such as equities, because federal law prohibits it from investing in assets other than those backed by the U.S. government. As a result, its investments to date have been limited to "special" non-negotiable securities issued by the U.S. Treasury, although some argue that debt issued by the Federal National Mortgage Association and other quasi-governmental organizations could meet legal standards. Social Security cannot by law invest in private equities, although some other countries (such as Canada) and some states permit their pension funds to invest in private equities. As a universal system, Social Security generally operates as a pipeline, through which current tax receipts from workers are used to pay current benefits to retirees, survivors, and the disabled. When there is an excess of taxes withheld over benefits paid, and by law this excess is invested in Treasury securities (not in private equities) as described above.

Two broad categories of private pension plans are "defined benefit pension plans" and "defined contribution pension plans." Of these two, Social Security is more similar to a defined benefit pension plan. In a defined benefit pension plan, the benefits ultimately received are based on some sort of pre-determined formula (such as one based on years worked and highest salary earned). Defined benefit pension plans generally do not include separate accounts for each participant. By contrast, in a defined contribution pension plan each participant has a specific account with funds put into that account (by the employer or the participant, or both), and the ultimate benefit is based on the amount in that account at the time of retirement. Some have proposed that the Social Security system be modified to provide for the option of individual accounts (in effect, to make the system, at least in part, more like a defined contribution pension plan). Specifically, on February 2, 2005, President George W. Bush made Social Security a prominent theme of his State of the Union Address. He described the Social Security system as "headed for bankruptcy", and outlined, in general terms, a proposal based on partial privatization. Critics responded that privatization would worsen the program's solvency outlook and would require huge new borrowing. See Social Security debate (United States).

Both "defined benefit" and "defined contribution" private pension plans are governed by the Employee Retirement Income Security Act (ERISA), which requires employers to provide minimum levels of funding to support "defined benefits" pensions. The purpose is to protect the workers from corporate mismanagement and outright bankruptcy, although in practice many private pension funds have fallen short in recent years. In terms of financial structure, the current Social Security system is analogous to an underfunded "defined benefit" pension ("underfunded" meaning not that it is in trouble, but that its "savings" are not enough to pay future benefits without collecting future tax revenues).

Court interpretation of the Act to provide benefits

The United States Court of Appeals for the Seventh Circuit has indicated that the Social Security Act has a moral purpose and should be liberally interpreted in favor of claimants when deciding what counted as covered wages for purposes of meeting the quarters of coverage requirement to make a worker eligible for benefits. That court has also stated: ". . . [T]he regulations should be liberally applied in favor of beneficiaries" when deciding a case in favor of a felon who had his disability payments retroactively terminated upon incarceration. According to the court, that the Social Security Act "should be liberally construed in favor of those seeking its benefits can not be doubted." “The hope behind this statute is to save men and women from the rigors of the poor house as well as from the haunting fear that such a lot awaits them when journey's end is near.”

Constitutionality

The constitutionality of Social Security is intricately linked to the evolving nature of Supreme Court jurisprudence on federal power (the 20th century saw a dramatic increase in allowed congressional action). When Social Security was first passed, there were significant questions over its constitutionality as the Court had found another pension scheme, the original Railroad Retirement Act, to violate the due process clause of the Fifth Amendment. Some, such as University of Chicago law professor Richard Epstein and Robert Nozick, have argued that Social Security should be unconstitutional.

In the 1937 U.S. Supreme Court case of ''Helvering v. Davis'', the Court examined the constitutionality of Social Security when George Davis of the Edison Electric Illuminating Company of Boston sued in connection with the Social Security tax. The U.S. District Court for the District of Massachusetts first upheld the tax. The District Court judgment was reversed by the Circuit Court of Appeals. Commissioner Guy Helvering of the Bureau of Internal Revenue (now the Internal Revenue Service) took the case to the Supreme Court, and the Court upheld the validity of the tax.

During the 1930s President Franklin Delano Roosevelt was in the midst of promoting the passage of a large number of social welfare programs under the New Deal and the High Court struck down many of those programs (such as the Civilian Conservation Corps and the National Recovery Act) as unconstitutional. Modified versions of the affected programs were afterwards approved by the Court, including Social Security.

When ''Helvering v. Davis'' was argued before the Court, the larger issue of constitutionality of the old-age insurance portion of Social Security was not decided. The case was limited to whether the payroll tax was a suitable use of Congress's taxing power. Despite this, no serious challenges regarding the system's constitutionality are now being litigated, and Congress's spending power may be more coextensive, as shown in cases like ''South Dakota v. Dole'' during the Reagan Administration.

Fraud and abuse

Social security number theft

Because Social Security Numbers have become useful in identity theft and other forms of crime, various schemes have been perpetrated to acquire valid Social Security Numbers and related identity information.

In February 2006, the Social Security Administration received several reports of an email message being circulated addressed to “Dear Social Security Number And Card owner” and purporting to be from the Social Security Administration. The message informs the reader “that someone illegally is using your Social Security number and assuming your identity” and directs the reader to a website designed to look like Social Security’s Internet website.

“I am outraged that someone would target an unsuspecting public in this manner,” said Commissioner Jo Anne B. Barnhart. “I have asked the Inspector General to use all the resources at his command to find and prosecute whoever is perpetrating this fraud.”

Once directed to the phony website, the individual is reportedly asked to confirm his or her identity with “Social Security and bank information.” Specific information about the individual’s credit card number, expiration date and PIN is then requested. “Whether on our online website or by phone, Social Security will never ask you for your credit card information or your PIN” Commissioner Jo Anne B. Barnhart reported.

Social Security Administration Inspector General O’Carroll recommended people always take precautions when giving out personal information. “You should never provide your Social Security number or other personal information over the Internet or by telephone unless you are extremely confident of the source to whom you are providing the information,” O’Carroll said. See Press Release.

Fraud in the acquisition and use of benefits

Given the vast size of the program, fraud occurs. The Social Security Administration has its own investigatory group, Continuing Disability Investigations (CDI). In addition, the Social Security Administration may request investigatory assistance from other federal law enforcement agencies including the Office of the Inspector General and the FBI.

Restrictions on potentially deceptive communications

Because of the importance of Social Security to millions of Americans, many direct-mail marketers packaged their mailings to resemble official communications from the Social Security Administration, hoping that recipients would be more likely to open them. In response, Congress amended the Social Security Act in 1988 to prohibit the private use of the phrase "Social Security" and several related terms in any way that would convey a false impression of approval from the Social Security Administration. The constitutionality of this law () was upheld in ''United Seniors Association, Inc. v. Social Security Administration'', 423 F.3d 397 (4th Cir. 2005), cert den 547 U.S. 1162; 126 S.Ct. 2346 (2006) (text at Findlaw).

Public economics

Consumption smoothing and the annuity market Life annuity

Social Security provides insurance for the possibility of living longer than expected, when a person has consumed all the resources saved for retirement. Annuity is one answer to such an eventuality. A person will buy an annuity and will pay a certain amount during his working life up to around 65 and then receive benefits in return upon retirement. The larger the premium, the larger the benefits he will receive when all the other things remain same. The second concept of consumption smoothing means that a person reduces his consumption when he is earning at the highest level and saves for the years when he will be old and not able to earn at this level but wants to achieve a certain level of consumption for him or his family. A risk averse person will be willing to buy an annuity and reduce his consumption in return for a guaranteed level of income after his retirement and for his family after his death. But this has some problems like adverse selection due to asymmetric information.

Economize on decision making and administrative costs

It means that in order to properly decide what amount of money one should save and how to invest so that its returns can be used in the old age for one’s benefits. These are difficult things and by joining the social security relieve one from these issues but still problem with government program remains that it will not satisfy the choices of many people. In the same manner, the supply side has to deal with the issues of moral hazard, adverse selection and for this purpose they want a lot of information on life expectancies in order to determine annuities. Annuities also have to pay to the sales people high commissions. But making compulsory to join for everyone in a program saves all these costs. Social Security Suicide – AlterNet "The Fake Crisis"- ''Rolling Stone'' "What Does Price Indexing Mean for Social Security Benefits?"- from Center for Retirement Research, January, 2005 (explanation of wage indexing versus price indexing) Getting a grip on Social Security: The flaw in the system Center for American Progress: Social Security by the Numbers (reference guide with stats) "An ownership society evolves: who says individualized accounts are a better way to solve social problems? The laws of nature" by William Tucker (relates self-organization theory to Social Security)

Berkowitz, Edward D.; Kingson, Eric R. ''Social Security and Medicare: A Policy Primer''. Auburn House. 1993 online 214 pp

Jenkins, Shirley; et al., eds. ''Social Security in International Perspective: Essays in Honor of Eveline M. Burns''. Columbia University Press, 1969 online

Martin, Patricia P.; Weaver, David A. "Social Security: A Program and Policy History," ''Social Security Bulletin'', Vol. 66 No. 1, 2005 online version

Myers, Robert J. ''Social Security''. University of Pennsylvania Press. 1993.

Schieber, Sylvester J., and John B. Shoven. ''The Real Deal''. Yale University Press 1999.

Skidmore, Max J. ''Social Security and Its Enemies: The Case for America's Most Efficient Insurance Program''. Westview Press, 1999 online

Tanner, Michael D. ''Social Security and Its Discontents: Perspectives on Choice''. Cato Institute, 2004 online libertarian criticism

Traver, David (2006). ''Social Security Disability Advocate's Handbook''. James Publishing. ISBN 1-58012-033-4.

''Social Security Handbook, Germania Publishing, 2006.

''Social Security Program Operations Manual System''. Social Security Administration. S044a90.ssa.gov

Reading notes

External links

OASDI

* Social Security Administration

* Social Security Internet Myths

* Social Security Internet Myths part 2

* Social Security Online – Trust Fund Data – Investment data form – Investment Holdings

* Social Security benefit calculators

* Social Security Advisory Board

* Social Security Retirement Questions FAQ

* Social Security Administration Office of Disability Adjudication and Review

* Congressional Budget Office: Social Security Primer

* US Government Accountability Office, ''Social Security Reform: Answers to Key Questions''

Calculators

* Urban Institute's USA TODAY Lifetime Social Security and Medicare Benefits Calculator

* Alternative benefit calculator – from Senator Charles Schumer

* CBPP: Rate of Return (June 2005)

* Read Congressional Research Service (CRS) Reports regarding Social Security

* Social Security Death Index Information

More information

* AARP – American Association of Retired People

* TimeLines of US SSI Numbers (Years Numbers States)

* Social Security Disability Advocacy, Debate, and Professional News

* Health Hippo: Evaluations of Social Security Disability

* Social Security Information Project

* Global Action on Aging Warning about the perils of stock-exchange "funded" pension systems

* Commission to Strengthen Social Security

* Social Security Disability in North Carolina

* 75th Anniversary of Social Security at the Franklin D. Roosevelt Presidential Museum and Library

Articles

* Social Security Benefits Vary by Age Taken

* NBER paper, Internal Rate of Return coauthored by Olivia Mitchell, member of President's Commission

* Economic Policy Institute: Role of Social Security

* Social Security Q & A by economist Doug Orr from Dollars & Sense magazine

* Social Security at Wikia

* Time Archives A Collection regarding Social Security's progression and perception over time

* Article on impact of raising Social Security tax cap from Dollars & Sense magazine, March/April 2008

* The Social Security Administration's Cracked Crystal Ball from Dollars & Sense magazine, November/December 2004

* FERS information

* CSRS information

* Social Security, article in Encarta Encyclopedia

* Arno Tausch (2005)‚ World Bank Pension reforms and development patterns in the world system and in the “Wider Europe”. A 109 country investigation based on 33 indicators of economic growth, and human, social and ecological well-being, and a European regional case study’. A slightly re-worked version of a paper, originally presented to the Conference on “Reforming European pension systems. In memory of Professor Franco Modigliani. 24 and 25 September 2004”, Castle of Schengen, Luxembourg Institute for European and International Studies

Category:Taxation in the United States Category:Article Feedback Pilot

de:Sozialversicherung (Vereinigte Staaten) fr:Social Security (États-Unis) it:Social Security Act nl:Social Security Act sv:Socialpolitik i USA

Social security is primarily a social insurance program providing social protection or protection against socially recognized conditions, including poverty, old age, disability, unemployment and others. Social security may refer to:

social insurance, where people receive benefits or services in recognition of contributions to an insurance program. These services typically include provision for retirement pensions, disability insurance, survivor benefits and unemployment insurance.

income maintenance—mainly the distribution of cash in the event of interruption of employment, including retirement, disability and unemployment

services provided by administrations responsible for social security. In different countries this may include medical care, aspects of social work and even industrial relations.

More rarely, the term is also used to refer to basic security, a term roughly equivalent to access to basic necessities—things such as food, clothing, housing, education, money, and medical care.

The right to social security is recognised in the Universal Declaration of Human Rights and the International Covenant on Economic, Social and Cultural Rights.

Aging and Social Security

An aging population means that the concerns of the aged will dominate national concerns. Retirement and security for the aged is one such concern. Old-Age, Survivors, and Disability Insurance(OASDI), also known as social security, had been established in 108 countries by the beginning of 1975. Some of the oldest plans are those of Germany(1889), the United Kingdom(1908), France(1910), Sweden(1913), and Italy(1919). The United States did not enact a national retirement program until 1935.

The social security system in the United States, which covers both Old-Age, Survivors, and Disability Insurance (commonly referred too as social security) and hospital insurance (Medicare), is financed by a payroll tax, Federal Insurance Corporation of America (FICA), levied in equal portions on the employer and the employee. The initial FICA tax rate was 1 percent of the first $3,000 of wage income paid by both parties. By 2003, this had risen to a tax rate of 7.65 percent for each employee and employer.

Viability Of Social Security

The Social Security taxes that the working population pays today are used to provide the benefits for current retirees. As a result, the financial viability of the system depends on the ratio of those working to those retired. The age distribution of the United States population has affected this viability. The consequence is a change in the ratio of workers to social security beneficiaries. The ratio has declined from 16.5 in 1950 to about 3 today and is expected to decline to 2 by 2030. The situation in the United States is not any different from that in other parts of the world, as noted in the Global Business Insight ''The World Is Aging.'' This trend means that the source of social security benefits is getting relatively smaller. The viability of the system depends on whether the trend of the recent years continue. If birth rates remain low and if people continue to live longer, then the obligations to people who will retire in twenty-five years will be large relative to the income of the working population at that time.

The social security tax has risen more rapidly in the past two decades than any other tax. Social Security tax revenues were less than 5 percent of personal income in 1960 and currently exceed 11 percent of personal income. The revenues from the personal income tax were 3.4 percent of the personal income in 1940 and rose to the current amount of more than 15 percent in the early 1980s. Social security expenditures also have risen more rapidly than any other government program. Social security outlays currently constitutes 7 percent of GDP, whereas national defense is less than 5.5 percent, and education and training expenditures are less than 1 percent. From 1979 to 1990, national defense expenditure rose 53.6 percent, education and training expenditures rose 0.8 percent, GDP grew 30.2 percent, and social security grew 70.9 percent, adjusted for inflation. From 1980 to 2000, Social Security rose 13 percent, Medicare rose 109 percent, national defense declined 29 percent, and education declined 34 percent. If the system was funded solely by the revenues collected from the social security tax and if those revenues could be used for no other purpose than to provide benefits to social security recipients, then the worries about the system's viability would be much smaller. However the social security system is included in the federal government’s budget and its revenues are used to pay for general government expenditures. This means that the excess of social security taxes over social security benefits is used to pay for other government programs; the funds are not deposited in a trust fund and allowed to accumulate for the future years.

If the amount paid into the social security system by an individual was equal, on average, to the amount received by that individual in retirement benefits, the worries about the viability of the system would also be less. But people who retired in 1980s, after working since the age of 21 at the minimum wage level, recovered all social security taxes paid, including employer and employee shares in less than 4 years; at the maximum taxable amount each year, the employee recovered the total contributions in only 5 years. Retirees in the 1990s recovered the total contributions and interest earnings in 7 years. At an age of 82, the average worker who retired at age 65 will have received more than twice his employer's contributions to social security.

Income maintenance

This policy is usually applied through various programs designed to provide a population with income at times when they are unable to care for themselves. Income maintenance is based in a combination of five main types of program:

Social insurance, considered above

Means-tested benefits. This is financial assistance provided for those who are unable to cover basic needs, such as food, clothing and housing, due to poverty or lack of income because of unemployment, sickness, disability, or caring for children. While assistance is often in the form of financial payments, those eligible for social welfare can usually access health and educational services free of charge. The amount of support is enough to cover basic needs and eligibility is often subject to a comprehensive and complex assessment of an applicant's social and financial situation. See also, Income Support.

Non-contributory benefits. Several countries have special schemes, administered with no requirement for contributions and no means test, for people in certain categories of need - for example, veterans of armed forces, people with disabilities and very old people.

Discretionary benefits. Some schemes are based on the discretion of an official, such as a social worker.

Universal or categorical benefits, also known as demogrants. These are non-contributory benefits given for whole sections of the population without a test of means or need, such as family allowances or the public pension in New Zealand (known as New Zealand Superannuation). See also, Alaska Permanent Fund Dividend.

Social protection

Social protection refers to a set of benefits available (or not available) from the state, market, civil society and households, or through a combination of these agencies, to the individual/households to reduce multi-dimensional deprivation. This multi-dimensional deprivation could be affecting less active poor persons (e.g. the elderly, disabled) and active poor persons (e.g. unemployed).

This broad framework makes this concept more acceptable in developing countries than the concept of social security. Social security is more applicable in the conditions, where large numbers of citizens depend on the formal economy for their livelihood. Through a defined contribution, this social security may be managed.

But, in the context of wide spread informal economy, formal social security arrangements are almost absent for the vast majority of the working population. Besides, in developing countries, the state's capacity to reach the vast majority of the poor people may be limited because of its limited resources. In such a context, multiple agencies that could provide for social protection is important for policy consideration. The framework of social protection is thus capable of holding the state responsible to provide for the poorest sections by regulating non-state agencies.

Collaborative research from the Institute of Development Studies debating Social Protection from a global perspective, suggests that advocates for social protection fall into two broad categories: 'instrumentalists' and 'activists'. 'Instrumentalists' argue that extreme poverty, inequality and vulnerability, is dysfunctional in the achievement of development targets (e.g. the MDGs). In this view social protection is about putting in place risk management mechanisms that will compensate for incomplete or missing insurance (and other) markets, until a time that private insurance can play a more prominent role in that society. 'Activist' arguments view the persistence of extreme poverty, inequality and vulnerability, as symptoms of social injustice and structural inequality and see social protection as a right of citizenship. Targeted welfare is a necessary step between humanitarianism and the ideal of a 'guaranteed social minimum' where entitlement extends beyond cash or food transfers and is based on citizenship, not philanthropy.

National systems

National Insurance (UK)

Social Security in France

South African Social Security Agency

Social Security (United States)

Social Security (Sweden)

Social Security (Australia)

Central Provident Fund (Singapore)

National Social Security System (Sistem Jaminan Sosial Nasional)(Indonesia)

Social programs in sub-Saharan Africa

Social protection in sub-Saharan Africa tends not to be very developed and yet the growth of some of the region's economies and concerted attempts to tackle poverty mean that this situation may change in the future.

See also

Cash transfers

Contingencies fund

Generational accounting

Health care system

Intergenerationality

International Social Security Association

Publicly-funded health care

National health insurance

Social policy

Social safety net

Social welfare provision

The Four Pillars

Welfare Rights

Welfare state

Definition of levels of government

References

Literature

'Reforming European Pension Systems' (Arun Muralidhar and Serge Allegreza (Eds.)), Amsterdam, NL and West Lafayette, Indiana, USA: Dutch University Press, Rozenberg Publishers and Purdue University Press

Further reading

Modigliani, Franco. Rethinking pension reform / Franco Modigliani, Arun Muralidhar. Cambridge, UK ; New York : Cambridge University Press, 2004.

Muralidhar, Arun S. Innovations in pension fund management / Arun S. Muralidhar. Stanford, Calif.; [Great Britain] : Stanford Economics + Finance, c2001.

"The Three Pillars of Wisdom? A Reader on Globalization, World Bank Pension Models and Welfare Society" (Arno Tausch, Editor). Nova Science Hauppauge, New York, 2003

Amazon.com, "When the Public Works: Generating Employment and Social Protection in Ethiopia" Peter Middlebrook, Lambert Academic Publishing. 2009. ISBN 978-3838306728

External links

Social security Web portal of the International Social Security Association

International Social Security Review

GESS - Knowledge sharing platform on the extension of social security

Social Protection & Labor Program of the World Bank

Social Protection Program of the World Bank Institute

Social Protection research from the Overseas Development Institute

Online guide to basic social protection concepts and issues

Further resources on social protection (particularly in reference to developing countries) are available on the Governance and Social Development Resource Centre's topic guide on social protection

Arno Tausch (2005) ‚World Bank Pension reforms and development patterns in the world system and in the "Wider Europe". A 109 country investigation based on 33 indicators of economic growth, and human, social and ecological well-being, and a European regional case study'. A slightly re-worked version of a paper, originally presented to the Conference on "Reforming European pension systems. In memory of Professor Franco Modigliani. 24 and 25 September 2004", Castle of Schengen, Luxembourg Institute for European and International Studies

OECD - Social Expenditure database (SOCX) Website

Category:Welfare state Category:Welfare economics Category:Retirement Category:Social systems Category:Social programs *

ar:ضمان اجتماعي bg:Обществено осигуряване ca:Seguretat Social cs:Sociální zabezpečení da:Sociale ydelser de:Soziale Sicherheit es:Seguridad social eo:Sociala sekureco fr:Sécurité sociale ko:사회 보장 id:Jaminan sosial it:Previdenza sociale he:ביטוח לאומי sw:Usalama wa Kijamii / Ruzuku lt:Socialinė apsauga lv:Sociālā nodrošināšana nl:Sociale zekerheid ja:社会保障 no:Trygd pl:Pomoc społeczna pt:Seguridade social ru:Социальное обеспечение simple:Social Security sr:Социјална сигурност fi:Sosiaaliturva sv:Välfärd uk:Соціальне забезпечення vi:An sinh xã hội zh:社会保障

Peter J. Ferrara (born 1955) is an American lawyer, policy analyst, and columnist who is the current general counsel for the American Civil Rights Union. A libertarian scholar, he is most well known for supporting privatization of the Social Security program.

Early life and education

A 2005 profile for the ''Harvard Law Bulletin'' reported that Ferrara recalled at age nine "being transfixed while watching television as Barry Goldwater stormed the 1964 Republican National Convention." Ferrara grew up in Phoenix, Arizona and graduated from Harvard College with an A.B. in 1976 ''magna cum laude'' and from Harvard Law School in 1979 ''cum laude''. At Harvard, Ferrara wrote at the student newspaper ''The Harvard Crimson''. While in law school, he also participated in the Harvard Libertarian Association. Future Supreme Court Chief Justice John Roberts attended both Harvard College and Law School with Ferrara.

Career

His senior law school thesis evolved into the debut hardcover publication by the libertarian Cato Institute in 1980, ''Social Security: The Inherent Contradiction''. From 1981 to 1983, Ferrara served in the White House Office of Policy Development under President Ronald Reagan and was an Associate Deputy Attorney General from 1991 to 1993. Between those positions, Ferrara became a Heritage Foundation analyst specializing in Social Security issues. He also became an insurance consultant and provided expertise in Social Security to media. In 1987, Ferrara joined the faculty of the George Mason University School of Law and directed its legal writing programs until 1991. As late as 2003, Ferrara has taught there.

In the early 2000s, he founded the Virginia chapter of Club for Growth and directed the International Center for Law and Economics.

Ferrara took money from erstwhile lobbyist Jack Abramoff to write op-ed pieces favorable to Abramoff clients. (Ferrara did not disclose which pieces he was paid to write, but Business Week noted that he wrote favorable articles in the Washington Times about the Northern Marianas Islands and the Choctaw Indian tribe, both Abramoff clients.) Ferrara argued those writings were entirely consistent with his independently held views, remained unrepentant, and intended to pursue the practice in the future: "I do that all the time. I've done that in the past, and I'll do it in the future."

Ferrara is a senior policy adviser at the conservative Institute for Policy Innovation.

Ferrara's articles have been published in such outlets as ''National Review'', ''The Washington Times'', ''The American Spectator'', and FoxNews.com. He is a regular guest on the Thom Hartmann radio program.

Viewpoints

In 1987, ''The New York Times'' published an op-ed by Ferrara in which he advocated capping the Social Security payroll tax. The newspaper also interviewed Ferrara that year about a proposal by Secretary of Health and Human Services Otis R. Bowen to expand Medicare; Ferrara criticized the program for "a lot of gaps in medical coverage for the elderly" and found "no basis for just expanding Medicare to take over coverage that private sector provides now." The George W. Bush administration championed Ferrara's plan to privatize Social Security.

''National Review'' magazine published his essay "What Is An American?" in its September 25, 2001 issue, after the September 11 attacks. In the essay, he claims that "there are more Muslims in America than in Afghanistan." That essay was reproduced in a chain e-mail claiming that an Australian dentist wrote it. Ferrara, reflecting on that essay in 2007, still stood by it and supported "more selective immigration so that the U.S. gets a 'better-educated class of Mexican immigrants.'"

Bibliography

''America's Ticking Bankruptcy Bomb'' (2011)

''Stop the Raid: Social Security the Biggest Rip Off in History]'' (2008)

''Common Cents, Common Dreams: A layman's guide to social security privatization'' (ISBN 1882577760) (September 1999)

''The Choctaw Revolution: Lessons for Federal Indian Policy'' (ISBN 096658340X) (September 1, 1998)

''Religion and the Constitution: A reinterpretation'' (1983)

''Social Security: The Inherent Contradiction'' (1980)

References

External links

Category:1955 births Category:Living people Category:American columnists Category:American libertarians Category:George H. W. Bush administration personnel Category:George Mason University School of Law faculty Category:Harvard Law School alumni Category:Heritage Foundation Category:People from Phoenix, Arizona Category:People involved in Jack Abramoff scandals Category:Reagan Administration personnel Category:The American Spectator people Category:United States Deputy Attorneys General Category:Virginia lawyers

Name	Rachel Maddow
birthname	Rachel Anne Maddow
birth date	April 01, 1973
birth place	Castro Valley, California, U.S.
education	B.A., Stanford UniversityD.Phil, Oxford University
occupation	News anchorPolitical commentatorTelevision host
credits	''The Rachel Maddow Show'' (MSNBC)''The Rachel Maddow Show'' (Air America Radio)
url	http://www.rachelmaddow.com/ }}

Rachel Anne Maddow (; born April 1, 1973) is an American television host and political commentator. Her syndicated talk radio program, ''The Rachel Maddow Show'', aired on Air America Radio. Maddow hosts a nightly television show, ''The Rachel Maddow Show'', on MSNBC. She was a guest host of ''Countdown with Keith Olbermann'' and ''Race for the White House''. Maddow is the first openly gay anchor to host a prime-time news program in the United States.

Asked about her political views by the ''Valley Advocate'', Maddow replied, "I'm undoubtedly a liberal, which means that I'm in almost total agreement with the Eisenhower-era Republican party platform."

Early life and education

Maddow was born in Castro Valley, California. She is the daughter of Robert B. "Bob" Maddow, a former United States Air Force captain and a lawyer for the East Bay Municipal Utility District, and Elaine Maddow (née Gosse), a school program administrator from Newfoundland, Canada. She has one older brother, David. Her father is of Russian and Dutch descent and her mother is of English and Irish ancestry. Maddow's mother was raised a strict Roman Catholic, and Maddow herself grew up in a community that her mother has described as "very conservative." Maddow was a competitive athlete and played three sports in high school. Referencing John Hughes films, she describes herself in high school as "a cross between the jock and the antisocial girl."

A graduate of Castro Valley High School in Castro Valley, California, Maddow earned a degree in public policy from Stanford University in 1994. At graduation she was awarded the John Gardner Fellowship. She was also the recipient of a Rhodes Scholarship and began her postgraduate study in 1995 at Lincoln College, Oxford. In 2001, she earned a Doctor of Philosophy (DPhil) in politics from Oxford University. Her thesis is titled ''HIV/AIDS and Health Care Reform in British and American Prisons'' (supervisor: Dr Lucia Zedner). She was the first openly gay American to win a Rhodes scholarship.

Radio career

Maddow's first radio hosting job was at WRNX (100.9 FM) in Holyoke, Massachusetts, after she entered and won a contest the station held to find a new on-air personality. She was hired to co-host WRNX's morning show, ''The Dave in the Morning Show''. She went on to host ''Big Breakfast'' on WRSI, in Northampton, Massachusetts, for two years. She left the show in March 2004 to join the new Air America. There she hosted ''Unfiltered'' along with Chuck D (of the hip hop group Public Enemy) and Lizz Winstead (co-creator of ''The Daily Show''), until its cancellation in March 2005. Two weeks after the cancellation of ''Unfiltered'' in April 2005, Maddow's weekday two-hour radio program, ''The Rachel Maddow Show'', began airing; in March 2008 it gained an hour, broadcasting from 6 to 9 p.m. EST with David Bender filling in the third hour for the call-in section, when Maddow was on TV assignment. In September 2008, the show's length returned to two hours when Maddow began a nightly MSNBC television program. In February 2009, after renewing her contract with Air America, Maddow returned to the 5 am hourlong slot. Her last Air America show was on January 21, 2010, two weeks before its owners filed bankruptcy.

Television career

In June 2005, Maddow became a regular panelist on MSNBC's ''Tucker.'' During and after the November 2006 election, she was a frequent guest on CNN's ''Paula Zahn Now.'' In January 2008, Maddow was given the position of MSNBC political analyst and was a regular panelist on MSNBC's ''Race for the White House'' with David Gregory and MSNBC's election coverage, as well as a frequent contributor on ''Countdown with Keith Olbermann.''

In April 2008, Maddow was the substitute host for ''Countdown with Keith Olbermann'', her first time hosting a program on MSNBC. Maddow described herself on air as "nervous." Keith Olbermann complimented her work and she was brought back to host "Countdown" in May 2008. The day she hosted was the highest rated news program among people 25 to 54 years of age, a demographic key to ratings. For her success, the next Monday Olbermann ranked Maddow third in his show's segment "World's Best Persons". Maddow filled in again on ''Countdown'' for eight and a half broadcasts while Olbermann was on vacation in July 2008 and the second half of the show on July 21. Maddow also filled in for David Gregory as host of ''Race for the White House''.

''The Rachel Maddow Show''

MSNBC announced in August 2008 ''The Rachel Maddow Show'' would replace ''Verdict with Dan Abrams'' in the channel's 9 p.m. slot the next month. Since its debut, the show has topped ''Countdown'' as the highest rated show on MSNBC on several occasions. After being on air for more than a month, Maddow's program doubled the audience that hour.

Early reviews for her show were mostly positive. ''Los Angeles Times'' writer Matea Gold stated Maddow "finds the right formula on MSNBC," and ''The Guardian'' writes Maddow has become the "star of America's cable news." ''Associated Press'' columnist David Bauder said she's "[Keith] Olbermann's political soul mate" and the Olbermann-Maddow shows are a "liberal two-hour block."

Distinguishing herself from others on the left, Maddow said she's a "national security liberal" and in a different interview that she's not "a partisan." ''The New York Times'' called her a "defense policy wonk" who is writing a book on the role of the military in postwar American politics. During the 2008 presidential election, Maddow did not formally support any candidate. Concerning Barack Obama's candidacy, Maddow said during the primaries, "I have never and still don't think of myself as an Obama supporter, either professionally or actually."

Personal life

Maddow lives in Manhattan and western Massachusetts with her partner, artist Susan Mikula. The couple met in 1999, when Mikula hired Maddow to do yard work at her home. Maddow was working on her doctoral dissertation at the time. Their first date was at a National Rifle Association "Ladies' Day on the Range" event. Although Massachusetts recognizes same-sex marriage, as of 2009 Maddow and Mikula had no plans to marry.

As of 2008 Maddow did not own a television set, but was committed to getting one so that Mikula can watch her show.

2012 Massachusetts Senate race

In March 2010, Republican Scott Brown, the junior United States Senator from Massachusetts, speculated that Maddow was going to run against him for his seat in 2012. He used this premise for a fundraising email that read "...The Massachusetts political machine is looking for someone to run against me. And you're not going to believe who they are supposedly trying to recruit — liberal MSNBC anchor Rachel Maddow." Maddow said Brown's speculation was false. On her March 23, 2010, TV program, Maddow said, "I have the best job in the world. I am not running for office. Scott Brown didn't ask me if I was running or planning to run for office, before he wrote a fundraising letter with my name. No, it's completely made up by him." Despite her comments, the next day Brown continued along the same line, telling a Boston radio station, "Bring her on." To help put an end to the matter, Maddow ran a full-page advertisement in the ''Boston Globe'' confirming she was not running, and separately demanded Brown's apology. She added that despite repeated invitations over the months, Brown had refused to appear on her TV program.

Honors and awards

Maddow was named in ''Out'' magazine's "Out 100" list of the "gay men and women who moved culture" in 2008. Maddow was voted "Lesbian/Bi Woman of the Year (American)" in AfterEllen's 2008 Visibility Awards. Maddow won a Gracie Award in 2009, presented by the American Women in Radio and Television. In 2009, Maddow was nominated for GLAAD's 20th Annual Media Awards for a segment of her MSNBC show, "Rick Warren, Change To Believe In?", in the Outstanding TV Journalism Segment category. On March 28, 2009, Maddow received a Proclamation of Honor from the California State Senate, presented in San Francisco by California State Senator Mark Leno. In April 2009, she was listed at number four in ''Out'' magazine's Annual Power 50 List. Maddow placed sixth in the "2009 AfterEllen.com Hot 100" list (May 11, 2009) and third in its "2009 Hot 100: Out Women" version. Maddow was included on a list of openly gay media professionals in The Advocate's "Forty under 40" issue of June/July 2009. In 1994, Maddow was an Honorable Mention in the Elie Wiesel Foundation for Humanity Prize in Ethics. In June 2009, Maddow's MSNBC show was the only cable news show nominated for a Television Critics Association award in the ''Outstanding Achievement in News and Information'' category. In March 2010, Maddow won at the 21st Annual GLAAD Media Awards in the category, ''Outstanding TV Journalism- Newsmagazine'' for her segment, "Uganda Be Kidding Me". Maddow was the 2010 commencement speaker and was given an honorary Doctor of Laws (LLD) degree at Smith College in Northampton, MA in May 2010. In July 2010, Maddow was presented with a ''Maggie Award'' for her ongoing reporting of healthcare reform, the murder of Dr. George Tiller, and the anti-abortion movement. In August 2010, Maddow won the ''Walter Cronkite Faith & Freedom Award'', which was presented by The Interfaith Alliance. Past honorees included Larry King, Tom Brokaw, and the late Peter Jennings.

References

External links

Profile and show at MSNBC

Category:1973 births Category:Alumni of Lincoln College, Oxford Category:American anti–Iraq War activists Category:American people of Canadian descent Category:American political pundits Category:American Rhodes scholars Category:American talk radio hosts Category:American television personalities Category:American women journalists Category:LGBT journalists Category:LGBT people from the United States Category:LGBT radio personalities Category:LGBT rights activists from the United States Category:LGBT television personalities Category:Living people Category:MSNBC Category:NBC News Category:People from the San Francisco Bay Area Category:Stanford University alumni

ar:راتشيل مادو bg:Рейчъл Мадау de:Rachel Maddow eo:Rachel Maddow et:Rachel Maddow es:Rachel Maddow fa:ریچل مدو fr:Rachel Maddow ko:레이철 매도우 nl:Rachel Maddow ja:レイチェル・マドー pl:Rachel Maddow simple:Rachel Maddow sh:Rachel Maddow