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N&P chief says a 'no' vote would result in cost-cutting and branch closure
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This high street favourite offers a big innovation – bill paying. So is the Pizza Express app worth getting?
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Mortgage finance is tight with low numbers of first-time buyers, the CML says
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There are moves to tighten rules on littering from cars, involving cash fines or points on your licence. What do you think?
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After yelling at me through the letterbox on a previous visit, the owner of the house I live in came back -
Chris Huhne rubbishes predictions of £500-a-year average rise by 2030
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With millions of Olympics visitors looking for accommodation, we look at whether homeowners can make a packet by renting their properties
Tools and calculators
| Lender | Initial rate | Scheme type |
Overall cost for comparison (APR %) |
|
|---|---|---|---|---|
| ING Direct | 2.69% | Fixed until 30/09/13 | 3.5 | More |
| Woolwich (Barclays) | 2.78% | Fixed until 31/08/13 | 3.5 | More |
| ING Direct | 1.90% | 1.60% discount until 30/09/13 | 3.5 | More |
See more mortgage offers | Get free mortgage advice
Data provided by London & Country Mortgages Ltd
Tools and calculators
| Name | Balance transfer rate | Balance transfer period | Representative APR | Representative example | |
|---|---|---|---|---|---|
| Barclaycard Platinum Card | 0.0% | 20 months | 17.5% | If you spend £1200 at a purchase interest rate (variable) of 17.5% your representative APR (variable) will be 17.5% | More |
| MBNA Balance Transfer Card | 0.0% | 19 months | 16.7% | If you spend £1200 at a purchase interest rate (variable) of 16.7% your representative APR (variable) will be 16.7% | More |
| Nationwide Building Society Credit Card | 0.0% | 17 months | 15.9% | If you spend £1200 at a purchase interest rate (variable) of 15.9% your representative APR (variable) will be 15.9% | More |
See more credit card offers | Compare over 300 credit cards
Data provided by Moneysupermarket.com. Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited ©, which is authorised and regulated by the Financial Services Authority (FSA FRN 303190). Moneysupermarket.com Financial group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ. Telephone 01244 665700.
Tools and calculators
| Provider | Headline rate | APR | Min loan | Max loan | Representative example | |
|---|---|---|---|---|---|---|
| Alliance & Leicester | 6.60% | 6.6% | £7500.00 | £14950.00 | If you borrow £10000.00 over 4 years at a fixed Representative APR of 6.6% you would pay £236.73 a month. Interest payable would be £1363.00 making the total cost of the loan £11363.00 with an annual interest rate of 6.60% | More |
| Platinum | 6.70% | 14.7% | £10000.00 | £15000.00 | If you borrow £10000.00 over 5 years at a variable Typical APR of 14.7% you would pay £195.67 a month. Interest payable would be £1740.00 making the total cost of the loan £11740.00 | More |
| Nationwide | 6.70% | 6.7% | £7500.00 | £14999.00 | If you borrow £10000.00 over 4 years at a fixed Representative APR of 6.7% you would pay £237.16 a month. Interest payable would be £1384.00 making the total cost of the loan £11384.00 with an annual interest rate of 6.70% | More |
See more loan offers | Compare over 500 loan providers
Data provided by Moneysupermarket.com. Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited ©, which is authorised and regulated by the Financial Services Authority (FSA FRN 303190). Moneysupermarket.com Financial group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ. Telephone 01244 665700.
Tools and calculators
| Provider | Account | Interest | Min balance | Overdraft rate | Overdraft buffer |
|---|
See more current account offers | Compare rates on current accounts
Data provided by Moneysupermarket.com. Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited ©, which is authorised and regulated by the Financial Services Authority (FSA FRN 303190). Moneysupermarket.com Financial group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ. Telephone 01244 665700.
Tools and calculators
| Provider | Account | AER | Notice period | Minimum investment | |
|---|---|---|---|---|---|
| NATIONWIDE BS | MySave Online Plus | 3.05% | See Details | £1000 | More |
| ING DIRECT | Savings Account | 3.00% | Instant | £1 | More |
| SAINSBURYS FINANCE | Online Saver | 2.85% | Instant | £1000 | More |
See more savings account offers | Compare rates on savings accounts
Data provided by Moneysupermarket.com. Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited ©, which is authorised and regulated by the Financial Services Authority (FSA FRN 303190). Moneysupermarket.com Financial group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ. Telephone 01244 665700.
Ask the experts
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Consumer expert: Margaret Dibben
-
I thought I had cleared my loan – so why has the Student Loans Company sent debt collectors to chase me for £3,000?
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Work expert: Jeremy Bullmore
-
Our boss keeps firing staff at will, including me, and I think it's affecting the business's reputation
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Property expert: Virginia Wallis
-
We want to move from our main residence into a flat with a view to selling up, but are worried about the tax implications
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